by Vanguard
Welcome to In My Finance Era, the podcast that helps you take control of your money, one episode at a time. Whether you’re just starting out or looking to level up your savings strategy, this series breaks down the essentials with clarity, confidence, and a touch of fun. All investing is subject to risk, including possible loss of principal. © 2026 The Vanguard Group, Inc. All rights reserved. Vanguard Marketing Corporation, Distributor.
Language
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Publishing Since
9/18/2025
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June 17, 2026
<p>Many money mistakes aren’t obvious failures—they’re missed opportunities. This episode highlights common, easy to overlook choices that can quietly slow progress, and how small changes can make a meaningful difference over time.</p><p>What you’ll learn:</p><ul><li>The most common easy to miss money mistakes and how to spot them.</li><li>Why combining employer match + time can have an outsized impact on savings.</li><li>How to avoid high interest debt traps and redirect cash more strategically.</li></ul><p>Watch more from In My Finance Era: <a href="https://teams.microsoft.com/l/message/19:1d36f69b7ee543db99e459b5c7543020@thread.v2/1781704467605?context=%7B%22contextType%22%3A%22chat%22%7D" target="_blank" rel="noopener noreferer">https://vgi.vg/4euSd8Q</a> </p><p>These findings are based on a poll conducted by Vanguard in February 2026 among 1,346 U.S. respondents, including 544 adults between the ages of 18 and 34.</p><p>The margin of sampling error is plus or minus 2.9 percentage points, at the 95% confidence level.</p><p>The survey was conducted using Ipsos KnowledgePanel, an established online, probability-based panel designed to be representative of the U.S. adult population. For this study, a larger-than-usual sample of adults ages 25 to 44 was collected and then weighted to reflect their correct proportion within the U.S. population.</p><p>The data were weighted to match the U.S. population across key demographics, including gender by age, race and ethnicity, education, census region, metropolitan status, and household income. These benchmarks were sourced from the 2025 March Supplement of the Current Population Survey.</p><p>As part of quality control, 19 respondents were removed from the weighted dataset for skipping 50% or more of the questions for which they were eligible.</p><p>All investing is subject to risk, including the possible loss of the money you invest.</p><p>Vanguard Quick Polls. February 2026.</p><p>Copyright 2026, The Vanguard Group, Incorporated. All rights reserved. </p>
June 3, 2026
<p>Should you focus on paying down debt—or start saving first? In this episode, we walk through a practical order of operations that helps you make progress without feeling stuck or overwhelmed.</p><p>What you’ll learn:</p><ul><li>How to prioritize debt by interest rate to help reduce long-term costs.</li><li>How to start building an emergency fund in realistic, achievable steps.</li><li>How budgeting can support better decisions without feeling restrictive.</li></ul><p>Watch more from In My Finance Era: <a href="https://investor.vanguard.com/investor-resources-education/in-my-finance-era" target="_blank" rel="ugc noopener noreferrer">https://vgi.vg/4ekWbBR</a></p><p>These findings are based on a poll conducted by Vanguard in February 2026 among 1,346 U.S. respondents, including 544 adults between the ages of 18 and 34.</p><p>The margin of sampling error is plus or minus 2.9 percentage points, at the 95% confidence level.</p><p>The survey was conducted using Ipsos KnowledgePanel, an established online, probability-based panel designed to be representative of the U.S. adult population. For this study, a larger-than-usual sample of adults ages 25 to 44 was collected and then weighted to reflect their correct proportion within the U.S. population.</p><p>The data were weighted to match the U.S. population across key demographics, including gender by age, race and ethnicity, education, census region, metropolitan status, and household income. These benchmarks were sourced from the 2025 March Supplement of the Current Population Survey.</p><p>As part of quality control, 19 respondents were removed from the weighted dataset for skipping 50% or more of the questions for which they were eligible.</p><p>All investing is subject to risk, including the possible loss of the money you invest.</p><p>Vanguard Quick Polls. February 2026.</p><p>Copyright 2026, The Vanguard Group, Incorporated. All rights reserved. </p>
May 20, 2026
<p>If investing terms like “risk” and “compounding” feel abstract, this episode makes them concrete.</p><p>In this episode of In My Finance Era, we break down how investing actually works—how money can grow over time, what different types of risk really mean, and why many long‑term investors choose diversified index funds instead of trying to pick winners.</p><p>Rather than focusing on short‑term market moves, this conversation helps reframe investing around time, consistency, and understanding what you can and can’t control.</p><p>What you’ll learn:</p><p>• How compounding works and why time often matters more than market timing </p><p>• The different types of investment risk, including the often‑overlooked risk of inflation </p><p>• What index funds are and how diversification can help reduce single‑stock risk </p><p>If you’ve ever felt unsure where to start or worried you need to “know more” before investing, this episode is designed to help you feel more confident and grounded.</p><p>Watch more from In My Finance Era: https://vgi.vg/4nG9FeA</p><p><br /></p><p>All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. </p><p>These findings are based on a poll conducted by Vanguard in February 2026 among 1,346 U.S. respondents, including 544 adults between the ages of 18 and 34.</p><p>The margin of sampling error is plus or minus 2.9 percentage points, at the 95% confidence level.</p><p>The survey was conducted using Ipsos KnowledgePanel, an established online, probability-based panel designed to be representative of the U.S. adult population. For this study, a larger-than-usual sample of adults ages 25 to 44 was collected and then weighted to reflect their correct proportion within the U.S. population.</p><p>The data were weighted to match the U.S. population across key demographics, including gender by age, race and ethnicity, education, census region, metropolitan status, and household income. These benchmarks were sourced from the 2025 March Supplement of the Current Population Survey.</p><p>As part of quality control, 19 respondents were removed from the weighted dataset for skipping 50% or more of the questions for which they were eligible.</p><p> </p><p>Vanguard Quick Polls. February 2026.</p><p>Copyright 2026, The Vanguard Group, Incorporated. All rights reserved.</p>
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Welcome to In My Finance Era, the podcast that helps you take control of your money, one episode at a time. Whether you’re just starting out or looking to level up your savings strategy, this series breaks down the essentials with clarity, confidence, and a touch of fun.
All investing is subject to risk, including possible loss of principal.
© 2026 The Vanguard Group, Inc. All rights reserved. Vanguard Marketing Corporation, Distributor.
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