Podcast thumbnail for In Search of Excellence, Island Style

In Search of Excellence, Island Style

Claim This Podcast

by Larry Gonzales

16 episodes
Updated Daily
Accepts GuestsHas SponsorsLocation 🇺🇸

Podcast Overview

In Search of Excellence, Island Style™ is a podcast about leadership, values, discipline, and what it really takes to build something meaningful that lasts. Powered by The Broker Mortgage Experts, this show features conversations with leaders, entrepreneurs, coaches, creators, and difference makers who are raising the standard, not just in what they achieve, but in how they lead. Here, excellence is not loud. It is consistent. It is relational. It is built on values. It is lived with aloha. Each episode explores the principles behind real performance, decisiveness, discipline, culture, integrity, and resilience under pressure, with insights that apply to business, family, community, and everyday life. If you care about leadership, legacy, and building with purpose, this podcast is for you. This is In Search of Excellence, Island Style™. Let's raise the standard.

Language

🇺🇲

Publishing Since

4/1/2026

1 verified contact email on file for In Search of Excellence, Island Style

Pitch yourself as a guest, propose sponsorships, or reach out directly to the host.

Recent Episodes

Episode thumbnail for How One Single Mom Bought Her First Home in Hawaiʻi (And You Can Too)

July 22, 2026

How One Single Mom Bought Her First Home in Hawaiʻi (And You Can Too)

<p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string="true">Can you really afford to buy a home in Hawaiʻi?</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string="true">For many first-time buyers, military families, and veterans, homeownership feels impossible. High home prices, rising HOA fees, insurance costs, and uncertainty about mortgage rates often keep people renting longer than they planned.</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string="true">In this episode of In Search of Excellence: Island Style, Larry Gonzales sits down with Uliya Sparks to discuss what it really takes to become a homeowner in Hawaiʻi—and why waiting for the "perfect time" isn't always the best financial decision.</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">Uliya shares her incredible journey from being born in Russia, choosing adoption at a young age, serving in the U.S. Army, and building a successful federal cybersecurity career before purchasing her first home in Ho'opili using her VA home loan benefit. She explains how refinancing at the right time helped lower her payment, the lessons she learned about homeowners insurance and HOA costs, and how long-term planning made homeownership possible.</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string="true">The conversation goes far beyond real estate. Uliya also opens up about leaving the security of a GS-14 federal career to follow a greater purpose through entrepreneurship, launching her nonprofit Cyber Seeds and cybersecurity consulting company Reckless Technologies. Throughout the episode, Larry and Uliya discuss faith, courage, leadership, resilience, and trusting God's direction during life's biggest transitions.</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">Whether you're thinking about buying your first home, transitioning out of the military, building a business, or simply looking for encouragement to take your next step, this episode is packed with practical wisdom and inspiring perspective.</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"> </p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><strong><span data-slate-string= "true">In This Episode</span></strong></p> <ul class="e-10492-type-list sc-iCYwPs UwzyF" role="list" data-slate-node="element" data-encore-id="typeList"> <li data-slate-node="element"><span data-slate-string="true">Buying a first home in Hawaiʻi</span></li> <li data-slate-node="element"><span data-slate-string="true">VA loans and military homeownership</span></li> <li data-slate-node="element"><span data-slate-string= "true">Affording life in Hawaiʻi</span></li> <li data-slate-node="element"><span data-slate-string= "true">Refinancing and mortgage strategy</span></li> <li data-slate-node="element"><span data-slate-string="true">HOA fees, insurance, and hidden ownership costs</span></li> <li data-slate-node="element"><span data-slate-string="true">From Russia to America: Uliya's adoption story</span></li> <li data-slate-node="element"><span data-slate-string="true">Army service and building a federal career</span></li> <li data-slate-node="element"><span data-slate-string= "true">Leaving a GS-14 career for entrepreneurship</span></li> <li data-slate-node="element"><span data-slate-string= "true">Cybersecurity, AI, and protecting people online</span></li> <li data-slate-node="element"><span data-slate-string="true">Faith, surrender, leadership, and finding purpose</span></li> </ul> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><strong><span data-slate-string= "true">Episode Chapters</span></strong></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">00:00 Meet Uliya Sparks</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">00:33 Buying Her First Home in Hawaiʻi</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">03:25 Refinancing at the Right Time</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">05:20 Sticker Shock: The Reality of Hawaiʻi Home Prices</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">06:07 Growing Up in Russia & Choosing Adoption</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">07:07 Why She Joined the Army</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">10:08 Army Life & Logistics</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">12:38 Building a Career in Cybersecurity</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">14:41 Becoming a Single Mom</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">15:17 Advancing to GS-14</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">17:46 Why She Rented Before Buying</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">20:02 Homeowners Insurance Challenges</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">27:57 HOA Fees & Community Living</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">33:29 Making Hawaiʻi Affordable</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">34:16 Leaving Government for Entrepreneurship</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">36:16 Following a New Calling</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">37:05 Young Adults & Financial Mindset</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">39:14 Taking a Leap of Faith</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">40:10 Parenting in a Technology-Driven World</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">44:04 Surrender Over Fear</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">46:28 Building Community</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">49:31 Anger, Ego & Personal Growth</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">58:49 Mentorship & Trusted Relationships</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">1:03:29 Burnout & Discovering Purpose</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">1:07:16 Launching Reckless Technologies</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">1:11:51 Final Thoughts</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"> </p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><strong><span data-slate-string= "true">Connect with Uliya Sparks</span></strong></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">📱</span><a class= "e-10492-text-link e-10492-overflow-wrap-anywhere encore-internal-color-text-announcement e-10492-text-link--use-focus sc-IjcUl dBdbDN" href="https://www.linkedin.com/in/dr-uliya-sparks-47026046/" data-encore-id="textLink" data-slate-node="element" data-slate-inline="true"><span contenteditable="false">⁠</span> <span data-slate-string= "true">LinkedIn</span><span contenteditable="false">⁠</span></a></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">🌐</span> <a class= "e-10492-text-link e-10492-overflow-wrap-anywhere encore-internal-color-text-announcement e-10492-text-link--use-focus sc-IjcUl dBdbDN" href="https://cyberseeds.org/" data-encore-id="textLink" data-slate-node="element" data-slate-inline= "true"><span contenteditable= "false">⁠</span><span data-slate-string="true">Cyber Seed</span><span contenteditable= "false">⁠</span></a><span data-slate-string="true">s</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string= "true">💻</span> <a class= "e-10492-text-link e-10492-overflow-wrap-anywhere encore-internal-color-text-announcement e-10492-text-link--use-focus sc-IjcUl dBdbDN" href="https://reckless-technologies.net/about/" data-encore-id= "textLink" data-slate-node="element" data-slate-inline= "true"><span contenteditable= "false">⁠</span><span data-slate-string="true">Reckless Technologies</span><span contenteditable="false">⁠</span></a></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"> </p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string="true">🎧 Enjoyed this episode?</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string="true">If this conversation encouraged you or helped you better understand homeownership, military life, financial literacy, entrepreneurship, or leadership, we'd love your support!</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element"><span data-slate-string="true">👍 Like this episode</span></p> <p class="e-10492-text encore-text-body-medium" data-encore-id= "text" data-slate-node="element" data-slate-fragment= "%5B%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22Can%20you%20really%20afford%20to%20buy%20a%20home%20in%20Hawai%CA%BBi%3F%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22For%20many%20first-time%20buyers%2C%20military%20families%2C%20and%20veterans%2C%20homeownership%20feels%20impossible.%20High%20home%20prices%2C%20rising%20HOA%20fees%2C%20insurance%20costs%2C%20and%20uncertainty%20about%20mortgage%20rates%20often%20keep%20people%20renting%20longer%20than%20they%20planned.%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22In%20this%20episode%20of%20In%20Search%20of%20Excellence%3A%20Island%20Style%2C%20Larry%20Gonzales%20sits%20down%20with%20Uliya%20Sparks%20to%20discuss%20what%20it%20really%20takes%20to%20become%20a%20homeowner%20in%20Hawai%CA%BBi%E2%80%94and%20why%20waiting%20for%20the%20%5C%22perfect%20time%5C%22%20isn't%20always%20the%20best%20financial%20decision.%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22Uliya%20shares%20her%20incredible%20journey%20from%20being%20born%20in%20Russia%2C%20choosing%20adoption%20at%20a%20young%20age%2C%20serving%20in%20the%20U.S.%20Army%2C%20and%20building%20a%20successful%20federal%20cybersecurity%20career%20before%20purchasing%20her%20first%20home%20in%20Ho'opili%20using%20her%20VA%20home%20loan%20benefit.%20She%20explains%20how%20refinancing%20at%20the%20right%20time%20helped%20lower%20her%20payment%2C%20the%20lessons%20she%20learned%20about%20homeowners%20insurance%20and%20HOA%20costs%2C%20and%20how%20long-term%20planning%20made%20homeownership%20possible.%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22The%20conversation%20goes%20far%20beyond%20real%20estate.%20Uliya%20also%20opens%20up%20about%20leaving%20the%20security%20of%20a%20GS-14%20federal%20career%20to%20follow%20a%20greater%20purpose%20through%20entrepreneurship%2C%20launching%20her%20nonprofit%20Cyber%20Seeds%20and%20cybersecurity%20consulting%20company%20Reckless%20Technologies.%20Throughout%20the%20episode%2C%20Larry%20and%20Uliya%20discuss%20faith%2C%20courage%2C%20leadership%2C%20resilience%2C%20and%20trusting%20God's%20direction%20during%20life's%20biggest%20transitions.%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22Whether%20you're%20thinking%20about%20buying%20your%20first%20home%2C%20transitioning%20out%20of%20the%20military%2C%20building%20a%20business%2C%20or%20simply%20looking%20for%20encouragement%20to%20take%20your%20next%20step%2C%20this%20episode%20is%20packed%20with%20practical%20wisdom%20and%20inspiring%20perspective.%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22In%20This%20Episode%22%2C%22bold%22%3Atrue%7D%5D%7D%2C%7B%22type%22%3A%22bulleted-list%22%2C%22children%22%3A%5B%7B%22type%22%3A%22list-item%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%20Buying%20a%20first%20home%20in%20Hawai%CA%BBi%22%7D%5D%7D%2C%7B%22type%22%3A%22list-item%22%2C%22children%22%3A%5B%7B%22text%22%3A%22VA%20loans%20and%20military%20homeownership%22%7D%5D%7D%2C%7B%22type%22%3A%22list-item%22%2C%22children%22%3A%5B%7B%22text%22%3A%22Affording%20life%20in%20Hawai%CA%BBi%22%7D%5D%7D%2C%7B%22type%22%3A%22list-item%22%2C%22children%22%3A%5B%7B%22text%22%3A%22Refinancing%20and%20mortgage%20strategy%22%7D%5D%7D%2C%7B%22type%22%3A%22list-item%22%2C%22children%22%3A%5B%7B%22text%22%3A%22HOA%20fees%2C%20insurance%2C%20and%20hidden%20ownership%20costs%22%7D%5D%7D%2C%7B%22type%22%3A%22list-item%22%2C%22children%22%3A%5B%7B%22text%22%3A%22From%20Russia%20to%20America%3A%20Uliya's%20adoption%20story%22%7D%5D%7D%2C%7B%22type%22%3A%22list-item%22%2C%22children%22%3A%5B%7B%22text%22%3A%22Army%20service%20and%20building%20a%20federal%20career%22%7D%5D%7D%2C%7B%22type%22%3A%22list-item%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%20Leaving%20a%20GS-14%20career%20for%20entrepreneurship%22%7D%5D%7D%2C%7B%22type%22%3A%22list-item%22%2C%22children%22%3A%5B%7B%22text%22%3A%22Cybersecurity%2C%20AI%2C%20and%20protecting%20people%20online%22%7D%5D%7D%2C%7B%22type%22%3A%22list-item%22%2C%22children%22%3A%5B%7B%22text%22%3A%22Faith%2C%20surrender%2C%20leadership%2C%20and%20finding%20purpose%22%7D%5D%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22Episode%20Chapters%22%2C%22bold%22%3Atrue%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2200%3A00%20Meet%20Uliya%20Sparks%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2200%3A33%20Buying%20Her%20First%20Home%20in%20Hawai%CA%BBi%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2203%3A25%20Refinancing%20at%20the%20Right%20Time%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2205%3A20%20Sticker%20Shock%3A%20The%20Reality%20of%20Hawai%CA%BBi%20Home%20Prices%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2206%3A07%20Growing%20Up%20in%20Russia%20%26%20Choosing%20Adoption%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2207%3A07%20Why%20She%20Joined%20the%20Army%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2210%3A08%20Army%20Life%20%26%20Logistics%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2212%3A38%20Building%20a%20Career%20in%20Cybersecurity%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2214%3A41%20Becoming%20a%20Single%20Mom%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2215%3A17%20Advancing%20to%20GS-14%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2217%3A46%20Why%20She%20Rented%20Before%20Buying%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2220%3A02%20Homeowners%20Insurance%20Challenges%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2227%3A57%20HOA%20Fees%20%26%20Community%20Living%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2233%3A29%20Making%20Hawai%CA%BBi%20Affordable%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2234%3A16%20Leaving%20Government%20for%20Entrepreneurship%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2236%3A16%20Following%20a%20New%20Calling%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2237%3A05%20Young%20Adults%20%26%20Financial%20Mindset%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2239%3A14%20Taking%20a%20Leap%20of%20Faith%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2240%3A10%20Parenting%20in%20a%20Technology-Driven%20World%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2244%3A04%20Surrender%20Over%20Fear%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2246%3A28%20Building%20Community%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2249%3A31%20Anger%2C%20Ego%20%26%20Personal%20Growth%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%2258%3A49%20Mentorship%20%26%20Trusted%20Relationships%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%221%3A03%3A29%20Burnout%20%26%20Discovering%20Purpose%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%221%3A07%3A16%20Launching%20Reckless%20Technologies%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%221%3A11%3A51%20Final%20Thoughts%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22Connect%20with%20Uliya%20Sparks%22%2C%22bold%22%3Atrue%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%F0%9F%93%B1%22%7D%2C%7B%22type%22%3A%22link%22%2C%22url%22%3A%22https%3A%2F%2Fwww.linkedin.com%2Fin%2Fdr-uliya-sparks-47026046%2F%22%2C%22target%22%3A%22_blank%22%2C%22rel%22%3A%22ugc%20noopener%20noreferrer%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%20LinkedIn%22%7D%5D%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%F0%9F%8C%90%20%22%7D%2C%7B%22type%22%3A%22link%22%2C%22url%22%3A%22https%3A%2F%2Fcyberseeds.org%2F%22%2C%22target%22%3A%22_blank%22%2C%22rel%22%3A%22ugc%20noopener%20noreferrer%22%2C%22children%22%3A%5B%7B%22text%22%3A%22Cyber%20Seed%22%7D%5D%7D%2C%7B%22text%22%3A%22s%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%F0%9F%92%BB%20%22%7D%2C%7B%22type%22%3A%22link%22%2C%22url%22%3A%22https%3A%2F%2Freckless-technologies.net%2Fabout%2F%22%2C%22target%22%3A%22_blank%22%2C%22rel%22%3A%22ugc%20noopener%20noreferrer%22%2C%22children%22%3A%5B%7B%22text%22%3A%22Reckless%20Technologies%22%7D%5D%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%F0%9F%8E%A7%20Enjoyed%20this%20episode%3F%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22If%20this%20conversation%20encouraged%20you%20or%20helped%20you%20better%20understand%20homeownership%2C%20military%20life%2C%20financial%20literacy%2C%20entrepreneurship%2C%20or%20leadership%2C%20we'd%20love%20your%20support!%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%F0%9F%91%8D%20Like%20this%20episode%22%7D%5D%7D%2C%7B%22type%22%3A%22paragraph%22%2C%22children%22%3A%5B%7B%22text%22%3A%22%E2%AD%90Subscribe%20today%20so%20you%20never%20miss%20an%20episode!%22%7D%5D%7D%5D"> <span data-slate-string="true">⭐Subscribe today so you never miss an episode!</span></p>

Episode thumbnail for Buying a Home in Hawaii? Here's What Military Families Need to Know

July 15, 2026

Buying a Home in Hawaii? Here's What Military Families Need to Know

<p dir="ltr">What should military families know before buying a home in Hawaii? Is it better to buy or rent? How do you build wealth while stationed in one of the country's most expensive housing markets?</p> <p dir="ltr">In this episode of In Search of Excellence: Island Style, Larry Gonzales sits down with Hawaii REALTOR®, photographer, and military spouse Lexi Brown to discuss the financial, emotional, and personal decisions that shape a successful move to Hawaii.</p> <p dir="ltr">Lexi shares why she specializes in serving military families, how she built a thriving real estate business through authentic social media, and the biggest mistakes she sees homebuyers make. She also opens up about her remarkable personal transformation—losing 92 pounds naturally, overcoming depression, strengthening her faith, and homeschooling her two daughters.</p> <p dir="ltr">Whether you're PCSing to Hawaii, buying your first home, or looking for encouragement to overcome life's challenges, this conversation is filled with practical advice and inspiring stories.</p> <h1 dir="ltr">In This Episode</h1> <ul> <li dir="ltr">Should military families buy or rent in Hawaii?</li> <li dir="ltr">Using your VA home loan benefit wisely</li> <li dir="ltr">The biggest mistakes first-time homebuyers make</li> <li dir="ltr">Building wealth through real estate instead of renting</li> <li dir="ltr">Growing a business through authentic social media</li> <li dir="ltr">Losing 92 pounds through lifestyle changes</li> <li dir="ltr">Overcoming depression and finding hope through faith</li> <li dir="ltr">Finding community at Inspire Church</li> <li dir="ltr">Homeschooling children with autism</li> <li dir="ltr">Long-term financial planning and setting priorities</li> <li dir="ltr">Connect with Lexi Brown <ul> <li dir="ltr">📱 Instagram: @TheRealLexiBrown</li> <li dir="ltr">REALTOR® | Photographer | Military Family Advocate</li> </ul> </li> </ul> <h1 dir="ltr">Chapters</h1> <p dir="ltr">00:00 Why Being Indecisive Costs You More</p> <p dir="ltr">01:07 Meet Lexi Brown</p> <p dir="ltr">03:17 Why Lexi Serves Military Families</p> <p dir="ltr">05:23 Building a Business Through Social Media</p> <p dir="ltr">08:01 Losing 92 Pounds Naturally</p> <p dir="ltr">13:26 Faith, Mental Health & Finding Purpose</p> <p dir="ltr">17:03 Finding Community at Inspire Church</p> <p dir="ltr">22:01 Thriving After a PCS to Hawaii</p> <p dir="ltr">28:48 Should You Buy or Rent in Hawaii?</p> <p dir="ltr">35:17 How to Avoid Becoming House Poor</p> <p dir="ltr">41:39 Homeschooling on Oahu</p> <p dir="ltr">49:44 Hawaii Housing Market Opportunities</p> <p dir="ltr">52:50 Mortgage Strategies Every Buyer Should Know</p> <p dir="ltr">59:48 Final Reflections</p> <p dir="ltr">1:03:28 Closing Thoughts</p> <p dir="ltr"> </p> <p dir="ltr">🎙️ Enjoyed this episode?</p> <p dir="ltr">Subscribe to In Search of Excellence: Island Style on YouTube, and follow the podcast on Spotify and Apple Podcasts so you never miss a conversation with leaders who are raising the standard through purpose, values, and aloha.</p> <p dir="ltr">If this episode provided value, please leave a ⭐⭐⭐⭐⭐ review and share it with someone who could benefit from the conversation.</p>

Episode thumbnail for Kirsten Connell & Jasmine Bell: Your First Step To Homeownership | Pre-Approval Guide

July 8, 2026

Kirsten Connell & Jasmine Bell: Your First Step To Homeownership | Pre-Approval Guide

<p dir="ltr">What makes a great Realtor? According to Jasmine Bell and Kirsten Connell of Hawaiʻi Home Group, it's not about selling homes—it's about helping clients make confident, informed financial decisions.</p> <p dir="ltr">In this episode of In Search of Excellence: Island Style, Larry Gonzales sits down with two of Oʻahu's top real estate professionals to discuss what it means to put clients first. From military relocations and negotiating incredible deals to helping homeowners maximize equity through strategic renovations, this conversation is packed with practical advice for buyers, sellers, investors, and real estate professionals alike.</p> <p dir="ltr">Jasmine and Kirsten explain why they view themselves as a GPS for their clients—providing expert guidance while empowering buyers and sellers to make the decisions that best fit their goals. They also share how they built Hawaiʻi Home Group, why fiduciary duty is at the center of everything they do, and how long-term relationships matter far more than simply closing transactions.</p> <p dir="ltr">Whether you're buying your first home, relocating to Hawaiʻi, investing in real estate, or preparing to sell, you'll walk away with valuable insights that can help you make smarter financial decisions.</p> <h1 dir="ltr">In This Episode</h1> <ul> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Why fiduciary duty should come before commissions</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">How Hawaiʻi Home Group was built on trust and teamwork</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">The importance of educating—not selling—clients</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Helping military and PCS families make smart housing decisions</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Negotiation strategies that have saved clients tens of thousands of dollars</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">How renovations and project management can dramatically increase a home's value</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Why staging and marketing are critical in today's Oʻahu market</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Annual property reviews and treating your home like an investment portfolio</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Giving back to the community through the Hawaiian Humane Society and local charities</p> </li> <li dir="ltr" aria-level="1"> <p dir="ltr" role="presentation">Building lifelong client relationships that extend far beyond the closing table</p> </li> </ul> <h1 dir="ltr">Episode Chapters</h1> <p dir="ltr">00:00 – Realtor GPS Mindset</p> <p dir="ltr">01:55 – How Jasmine & Kirsten Got Started in Real Estate</p> <p dir="ltr">06:58 – Building Hawaiʻi Home Group</p> <p dir="ltr">10:34 – Fiduciary Duty Before Commissions</p> <p dir="ltr">19:37 – Understanding the Client Before the House</p> <p dir="ltr">22:21 – Military Relocation & Referral-Based Business</p> <p dir="ltr">24:23 – Renovations That Create Equity</p> <p dir="ltr">29:38 – Giving Back to the Community</p> <p dir="ltr">36:27 – Winning in Today's Oʻahu Housing Market</p> <p dir="ltr">42:43 – Why the Relationship Doesn't End at Closing</p> <p dir="ltr">47:07 – Money, Relationships & Life Lessons</p> <p dir="ltr">52:06 – Final Thoughts</p> <p><strong> </strong></p> <p dir="ltr">🎙️ Enjoyed this episode?</p> <p dir="ltr">Subscribe to In Search of Excellence: Island Style on YouTube, and follow the podcast on Spotify and Apple Podcasts so you never miss a conversation with leaders who are raising the standard through purpose, values, and aloha.</p> <p dir="ltr">If this episode provided value, please leave a ⭐⭐⭐⭐⭐ review and share it with someone who could benefit from the conversation.</p>

16 total episodes available

Deep-dive analytics for In Search of Excellence, Island Style

Frequently asked questions

Have a different question and can't find the answer you're looking for? Reach out to our support team by sending us an email and we'll get back to you as soon as we can.

What is In Search of Excellence, Island Style?

In Search of Excellence, Island Style™ is a podcast about leadership, values, discipline, and what it really takes to build something meaningful that lasts.

Powered by The Broker Mortgage Experts, this show features conversations with leaders, entrepreneurs, coaches, creators, and difference makers who are raising the standard, not just in what they achieve, but in how they lead.

Here, excellence is not loud. It is consistent. It is relational. It is built on values. It is lived with aloha.

Each episode explores the principles behind real performance, decisiveness, discipline, culture, integrity, and resilience under pressure, with insights that apply to business, family, community, and everyday life.

If you care about leadership, legacy, and building with purpose, this podcast is for you.

This is In Search of Excellence, Island Style™. Let's raise the standard.

How often does this podcast release new episodes?

This podcast updates daily.

Where can I listen to this podcast?

This podcast is available on 4 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.

Does this podcast accept guests?

Yes, this podcast regularly features guests.

Legal Disclaimer

Pod Engine is not affiliated with, endorsed by, or officially connected with any of the podcasts displayed on this platform. We operate independently as a podcast discovery and analytics service.

All podcast artwork, thumbnails, and content displayed on this page are the property of their respective owners and are protected by applicable copyright laws. This includes, but is not limited to, podcast cover art, episode artwork, show descriptions, episode titles, transcripts, audio snippets, and any other content originating from the podcast creators or their licensors.

We display this content under fair use principles and/or implied license for the purpose of podcast discovery, information, and commentary. We make no claim of ownership over any podcast content, artwork, or related materials shown on this platform. All trademarks, service marks, and trade names are the property of their respective owners.

While we strive to ensure all content usage is properly authorized, if you are a rights holder and believe your content is being used inappropriately or without proper authorization, please contact us immediately at hey@podengine.ai for prompt review and appropriate action, which may include content removal or proper attribution.

By accessing and using this platform, you acknowledge and agree to respect all applicable copyright laws and intellectual property rights of content owners. Any unauthorized reproduction, distribution, or commercial use of the content displayed on this platform is strictly prohibited.