Explore the relentless pace of change and the innovators who drive it. Each episode, we dive deep into the world of cutting-edge ideas, breakthrough technologies, and fearless pioneers who are pushing the boundaries of what’s possible.

Innovate or Evaporate
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Explore the relentless pace of change and the innovators who drive it. Each episode, we dive deep into the world of cutting-edge ideas, breakthrough technologies, and fearless pioneers who are pushing the boundaries of what’s possible.
Language
🇺🇲
Publishing Since
1/10/2025
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Recent Episodes

July 22, 2026
Kenny Moore II: From Undrafted to Pro Bowl
Kenny Moore II turned an undrafted start and a preseason release into a Pro Bowl career, then built a community mission that reaches far beyond football. Moore traces his path from Valdosta, Georgia, where he grew up as the only boy among seven children, to Valdosta State and the NFL. He explains how his mother's work ethic shaped him, why playing several sports helped him recognize patterns, and how film study became the foundation of his success as a defensive back. He recounts nearly losing his place in college over poor grades, hearing an administrator tell him football would lead nowhere, and deciding to leave school before his final season to pursue the league. After all-star games, regional combines and three pro days in five days, he signed with the New England Patriots as an undrafted free agent. A roster cut did not end the plan. The conversation also covers grief, Moore's reconciliation with his father, and the chest tap he uses as a tribute. Through the Love One Foundation, he says community service is an obligation rooted in the people who invested in him. His work has included youth mentorship, foster care outreach and hurricane relief that helped deliver 13,000 meals in Valdosta. Moore and host Toph Day examine youth sports specialization, the classroom work behind professional football, handling doubt without resentment, creativity as a form of relief, honest self-evaluation and mental wellness. Moore, a three-time Walter Payton NFL Man of the Year nominee, explains why proving supporters right matters more than proving critics wrong. Episode 45 of Innovate or Evaporate is hosted by Toph Day. Learn more at loveonefoundation.org and follow @mooreii.

July 8, 2026
Katie Lucas on Leading Lucas Oil's 300-Product Empire
Katie Lucas built her credibility in a hyper-traditional industry from scratch, starting as an outside marketing consultant before rising to president of Lucas Oil Products, one of America's most iconic industrial brands. The company ships more than 300 products across 48 countries, holds a multi-year NFL global partnership, and recently completed a historic headquarters relocation from California to Indiana. Lucas walks through the full arc of the business, from founder Forrest Lucas mixing his first fuel additive in frustration during cross-country trucking runs in 1989, to the operational discipline required to scale a privately held company past 600 employees without ever taking on debt. She discusses how she and her husband Morgan Lucas divide leadership responsibilities, why they brought Jim Collins in to work through organizational structure, and how closing California operations, though painful, was the clearest business decision they faced. Lucas also details Lucas Oil's long-running support of Ascension St. Vincent and Peyton Manning Children's Hospital, a new shoe bank partnership with Wheeler Mission and New Shoe Day, and her belief that corporate giving works best when companies stop competing for credit and start combining resources. On growth, she addresses the EV transition, a 23 percent spike in cost of goods, expanding the R&D team, and the tension between playing it safe and taking the kind of risk that produces something bigger than incremental gains. #LucasOil #InnovatePodcast #IndianaBusinessLeader 0:00 Introduction and Katie Lucas Overview 1:52 Childhood, Resilience, and Early Influences 3:45 Kelley School of Business and the Colts Dream Job 5:55 Lessons in Corporate Sales and Relationships 7:00 The Naming Rights Deal Built on Trust 7:55 How Forrest Lucas Started Lucas Oil in 1989 10:00 From Fuel Additive to 300-Plus Products 11:00 Katie's Path From Consultant to Lucas Oil 13:50 Walking the Plant Floor and Learning the Business 15:45 Drag Racing, Monster Trucks, and Brand Ambassadors 18:45 Joining Full Time and Building Strategy 20:45 Restructuring the Team and Jim Collins 23:30 Recruiting Talent to a Family Business Culture 26:00 The Railroad, the Ranch, and the Golf Course 28:00 Chief Administrative Officer to President 30:30 Co-Leading With Morgan and Defining Swim Lanes 32:00 What Keeps Katie Up at Night 34:00 AI, R&D, and the Physical Economy 35:20 Moving Headquarters From California to Indiana 37:30 Philanthropy, Tithing, and Community Commitment 39:30 New Shoe Day and Wheeler Mission 42:00 Advice on Mentorship and Continuous Learning 43:30 Rapid Fire: Embracing Change and Esther 4:14 45:00 Fixing Childhood Hunger and Final Thoughts

June 24, 2026
David Becker: Building the First Internet Bank From Scratch
David Becker saw friction where others saw stability, and in 1998 he built the first fully online bank in the United States with no branches, no tellers, and a safe full of candy bars to satisfy regulators. Becker, founder and CEO of First Internet Bank, traces the entire arc of his entrepreneurial career, from a childhood newspaper route in Indianapolis to five Inc. 500 companies spanning financial software, real-time ATM processing, educational technology, and point-of-sale systems. He describes the three-year regulatory gauntlet required to charter First Internet Bank, including a late-night phone call from a Washington official who had never made a business decision in his life, and how a full-page "Bank Naked" ad in USA Today helped land the bank's ideal customer: a high-net-worth, frequent traveler with an 780 average credit score. The conversation covers Becker's work bringing Switzerland's apprenticeship model to Indiana through the NCAPS program, his view that 70 percent of Indiana high school graduates have no credential post-graduation, and why he believes the Midwest dairy-farm work ethic remains a competitive advantage. He also addresses board construction, capital strategy for early-stage founders, and how First Internet Bank's AI-powered customer service bot answered 45 percent of incoming calls in one quarter with a net promoter score of 68. 0:00 Introduction and David Becker's Origin Story 3:50 Paper Routes, Hay Bales, and Early Business Lessons 5:50 Economic Development and the Missouri Recruitment Story 9:55 RDS, ViFi, and Becker's Other Inc. 500 Companies 13:45 Quitting the Boardroom to Start RDS 15:50 The ATM Fraud Problem That Inspired a Bank 17:45 Deciding to Start the First Internet Bank 18:55 Three Years of Regulatory Battles 22:45 The Friday Phone Call That Changed Everything 24:00 Launching the Bank: PR Blitz and USA Today Ads 30:50 First Internet Bank's Fishers Headquarters 31:55 Recruiting Talent and the Swiss Apprenticeship Model 40:45 Indiana Talent Pipeline and the 60 Percent Drain 43:50 AI, Customer Service Bots, and NPS Scores 53:30 Board Construction and Advice for Entrepreneurs 1:03:55 Rapid Fire Questions 1:07:45 How to Find First Internet Bank
47 total episodes available
Recent guests on Innovate or Evaporate
Guests from recent episodes — sign up to see every guest that has ever appeared on this show.
Jeanna Q Liu
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Manny Ohonme
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Chuck Surack
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Alex Rodriguez
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- What is Innovate or Evaporate?
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This podcast updates daily.
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This podcast is available on 7 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.
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