The Instant Payments Podcast is your go-to source for conversations at the intersection of innovation, payroll, and financial wellness. Hosted by payments industry veteran Tal Clark, the show explores how real-time disbursements, earned wage access, digital tipping, and modern payment technology are reshaping the way America gets paid. Each episode features thought leaders, operators, and innovators who are advancing how workers access and manage their money. Whether you're a business leader, payroll provider, or fintech pro, this show delivers valuable perspectives on the future of payments.
Instant Payments
Claim This Podcastby Tal Clark
5.0(13 reviews)
22 episodes
Updated Daily
Accepts GuestsHas SponsorsLocation 🇺🇸
15
Podcast Authority
BetaPoorBased on show quality, social media presence, reviews, charts, and more
Quality29
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YouTube0
Engagement0
Podcast Overview
The Instant Payments Podcast is your go-to source for conversations at the intersection of innovation, payroll, and financial wellness. Hosted by payments industry veteran Tal Clark, the show explores how real-time disbursements, earned wage access, digital tipping, and modern payment technology are reshaping the way America gets paid. Each episode features thought leaders, operators, and innovators who are advancing how workers access and manage their money. Whether you're a business leader, payroll provider, or fintech pro, this show delivers valuable perspectives on the future of payments.
Language
🇺🇲
Publishing Since
7/16/2025
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15
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Recent Episodes
July 15, 2026
Ep 14 Part 1: AI in the Restaurant Industry: Hype or Helpful?
<p>Host Tal Clark, CEO of Instant Financial, interviews Marcus Wasdin, founder of the Wasdin Company, about restaurant transformation and AI adoption. Wasdin recounts entering restaurants through Church’s Chicken, serving as the Atlanta Hawks’ first CIO during a $200M arena renovation that led to top NBA guest experience ratings, and later running a restaurant tech business line before moving into advisory work. They discuss how AI is driving a surge of restaurant tech solutions and potentially creating “AI fatigue,” as operators want outcomes while investors want more AI operations. Key operator challenges remain food and labor costs, talent attraction/retention, and driving traffic amid rising check averages. Wasdin explains the AI adoption cycle in restaurants today, citing costly drive-through voice AI and mixed in-restaurant adoption of natural-language analytics tools.</p><p></p><p>00:00 Welcome to the Podcast</p><p>00:37 Meet Marcus Wasdin</p><p>02:08 Career Origins in Restaurants</p><p>03:01 Atlanta Hawks Tech Turnaround</p><p>03:54 Three Lenses on Hospitality</p><p>06:20 AI Boom and Tool Fragmentation</p><p>09:58 Operator Pain Points Today</p><p>12:03 Why POS and HCM Changes Win</p><p>16:48 AI Reality Check and Use Cases</p><p>21:26 Part Two Tease and Wrap</p><p></p><p>Instant Financial: <u><a href="http://instant.co" rel="noopener noreferrer" target="_blank">instant.co</a></u></p><p>Connect with Tal Clark: <u><a href="https://www.linkedin.com/in/tal-clark-a60776b/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/tal-clark-a60776b/</a></u> </p><p>Connect with Marcus Wasdin: <u><a href="https://www.linkedin.com/in/marcuswasdin/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/marcuswasdin/</a></u> </p><p></p><p>References:</p><ul><li>The Wasdin Company: <u><a href="http://www.wasdincompany.com/" rel="noopener noreferrer" target="_blank">www.wasdincompany.com</a></u> </li><li>The Atlanta Hawks: <u><a href="https://www.nba.com/hawks/" rel="noopener noreferrer" target="_blank">https://www.nba.com/hawks/</a></u> </li><li>Par Technology: <u><a href="https://partech.com/" rel="noopener noreferrer" target="_blank">https://partech.com/</a></u> </li><li>Inspire Brands: <u><a href="https://inspirebrands.com/" rel="noopener noreferrer" target="_blank">https://inspirebrands.com/</a></u> </li><li>Church's Chicken: <u><a href="https://www.churchs.com/our-story" rel="noopener noreferrer" target="_blank">https://www.churchs.com/our-story</a></u> </li><li>Underserved Report: <u><a href="https://www.instant.co/2026-restaurant-study/" rel="noopener noreferrer" target="_blank">https://www.instant.co/2026-restaurant-study/</a></u> </li><li>Center for Generational Kinetics: <u><a href="https://genhq.com/" rel="noopener noreferrer" target="_blank">https://genhq.com/</a></u> </li></ul><br/>
June 24, 2026
Ep 13 Part 2: Advancing Women Leaders and Balancing Purpose and Profit in Restaurants
<p>Host Tal Clark continues his conversation with Melissa Doolin-Koehne of Elevate 4 about advocacy for women in restaurant leadership and building purpose alongside profit. Melissa cites industry stats showing women are about 33% of executives but only 10% of CEOs. They also talk about restaurant industry challenges. She explains that cutting training or wages may save money short term but erodes brands, urging servant leadership and care for all stakeholders, including vendors. The discussion covers employee financial wellness, earned wage access, and the importance of employee experience, including manager investment, scheduling flexibility, childcare challenges, immigration impacts, and financial education. In rapid-fire, Melissa shares leadership principles, career advice to choose leaders over brands, and excitement for more intentional operations supported by smarter tools and data.</p><p></p><p>00:00 Welcome Back and Setup</p><p>00:42 Women in Restaurant Leadership</p><p>02:13 Executive Retreat and Allies</p><p>03:51 Women CEOs and Industry Trends</p><p>05:18 Purpose and Profit Playbook</p><p>08:20 Earned Wage Access and Wellness</p><p>10:12 Culture First and Realities</p><p>14:18 Hiring Flexibility and Benefits</p><p>18:42 Rapid Fire Leadership Lessons</p><p>22:18 Closing Thanks and Where to Follow</p><p></p><p>Instant Financial: <u><a href="http://instant.co" rel="noopener noreferrer" target="_blank">instant.co</a></u></p><p>Connect with Tal Clark: <u><a href="https://www.linkedin.com/in/tal-clark-a60776b/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/tal-clark-a60776b/</a></u> </p><p>Connect with Melissa Doolin-Koehne: <u><a href="https://www.linkedin.com/in/melissa-doolin-koehne/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/melissa-doolin-koehne/</a></u> </p><p></p><p>References:</p><ul><li>Women's Foodservice Forum Conference: <u><a href="https://www.wff.org" rel="noopener noreferrer" target="_blank">https://www.wff.org</a></u> </li><li>Women in Restaurant Leadership Conference: <u><a href="https://womenleadrestaurants.com/" rel="noopener noreferrer" target="_blank">https://womenleadrestaurants.com/</a></u> </li><li>Cracker Barrel CEO: <u><a href="https://investor.crackerbarrel.com/management/julie-felss-masino" rel="noopener noreferrer" target="_blank">https://investor.crackerbarrel.com/management/julie-felss-masino</a></u> </li><li>Whataburger CEO: <u><a href="https://www.linkedin.com/in/debbie-stroud-88149540" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/debbie-stroud-88149540</a></u> </li><li>Habit Burger CEO: <u><a href="https://www.linkedin.com/in/shannon-hennessy-hbg" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/shannon-hennessy-hbg</a></u> </li><li>Taco John's CEO: <u><a href="https://tacojohns.com/company/leadership/" rel="noopener noreferrer" target="_blank">https://tacojohns.com/company/leadership/</a></u> </li><li>Conscious Capitalism by John Mackey: <u><a href="https://a.co/d/0gXzI4tS" rel="noopener noreferrer" target="_blank">https://a.co/d/0gXzI4tS</a></u> </li><li>Chick-fil-A Careers: <u><a href="https://www.chick-fil-a.com/careers" rel="noopener noreferrer" target="_blank">https://www.chick-fil-a.com/careers</a></u> </li><li>FinFit: <u><a href="https://www.finfit.com/" rel="noopener noreferrer" target="_blank">https://www.finfit.com/</a></u> </li><li>Texas Restaurant Association: <u><a href="https://txrestaurant.org/" rel="noopener noreferrer" target="_blank">https://txrestaurant.org/</a></u> </li><li>Texas Restaurant Foundation: <u><a href="https://www.txrestaurant.org/TRF/" rel="noopener noreferrer" target="_blank">https://www.txrestaurant.org/TRF/</a></u> </li><li>Black Box Intelligence: <u><a href="https://blackboxintelligence.com/" rel="noopener noreferrer" target="_blank">https://blackboxintelligence.com/</a></u> </li><li>Raising Cane's: <u><a href="https://www.raisingcanes.com/home/" rel="noopener noreferrer" target="_blank">https://www.raisingcanes.com/home/</a></u> </li></ul><br/>
June 10, 2026
Ep 13 Part 1: Restaurant Industry Trends with Industry Leader Melissa Doolin-Koehne
<p>Host Tal Clark, CEO of Instant Financial, welcomes Melissa Doolin-Koehne, founder of Elevate 4 and chair of the Texas Restaurant Foundation, to discuss her restaurant-industry background and current work advising brands on purpose-driven growth. Melissa recounts being raised in the industry and launching Elevate 4. She highlights the Texas Restaurant Foundation’s ProStart Invitational, drawing 1,000+ high school competitors and offering scholarships. They discuss a “tepid” 2026 outlook amid inflation, tariffs, oil prices, and consumer trade-downs, emphasizing brand promise, value via experience, simplified operations, and employee-focused innovation starting with designing a great shift.</p><p></p><p>00:00 Welcome to the Podcast</p><p>00:40 Meet Melissa Doolin-Koehne</p><p>01:43 Melissa’s Restaurant Journey</p><p>03:12 Inside Black Box Intelligence</p><p>05:06 Texas ProStart Spotlight</p><p>07:47 Restaurant Industry Outlook</p><p>10:45 Why Some Brands Win</p><p>12:47 Employee Experience Innovation</p><p>15:02 Why Texas Leads Restaurants</p><p>17:35 Part Two Teaser and Wrap</p><p></p><p>Instant Financial: <u><a href="http://instant.co" rel="noopener noreferrer" target="_blank">instant.co</a></u></p><p>Connect with Tal Clark: <u><a href="https://www.linkedin.com/in/tal-clark-a60776b/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/tal-clark-a60776b/</a></u> </p><p>Connect with Melissa Doolin-Koehne: <u><a href="https://www.linkedin.com/in/melissa-doolin-koehne/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/melissa-doolin-koehne/</a></u> </p><p></p><p>References:</p><ul><li>Texas Restaurant Association: <u><a href="https://txrestaurant.org/" rel="noopener noreferrer" target="_blank">https://txrestaurant.org/</a></u> </li><li>Texas Restaurant Foundation: <u><a href="https://www.txrestaurant.org/TRF/" rel="noopener noreferrer" target="_blank">https://www.txrestaurant.org/TRF/</a></u> </li><li>Black Box Intelligence: <u><a href="https://blackboxintelligence.com/" rel="noopener noreferrer" target="_blank">https://blackboxintelligence.com/</a></u> </li><li>Raising Cane's: <u><a href="https://www.raisingcanes.com/home/" rel="noopener noreferrer" target="_blank">https://www.raisingcanes.com/home/</a></u> </li></ul><br/>
22 total episodes available
Recent guests on Instant Payments
Guests from recent episodes — sign up to see every guest that has ever appeared on this show.
Heather Heebner
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Britt Landrum
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Matt Umholtz
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Kep Sweeney
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Dr Martin Armstrong
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Kevin O'Bold
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This podcast updates daily.
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This podcast is available on 4 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.
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