Insurance Exam Prep

About Insurance Exam Prep

Insurance Exam Prep is a daily podcast designed to help future insurance professionals pass their licensing exams with clarity and confidence. Built and operated by OpenExamPrep, this podcast breaks down insurance licensing exams into focused, easy-to-digest episodes covering Life Insurance, Health Insurance, and Property & Casualty, across both the national portion and state-specific requirements. Each episode targets one key concept, common exam trap, or high-frequency test topic—making it ideal for studying during commutes, workouts, or short study sessions. Created by Ran Chen, EA, CFP®, a financial professional and exam specialist who has personally passed multiple professional licensing exams, Insurance Exam Prep was developed from firsthand experience with how complex—and often poorly taught—insurance exam material can be. The goal is simple: make insurance exam preparation clearer, more accessible, and more effective through structured explanations and modern learning tools. Whether you’re preparing for a Life, Health, or P&C exam, just starting your licensing journey, or reviewing before test day, this podcast is designed to guide you step by step—one concept at a time. Free practice tools, AI-powered explanations, and additional exam prep resources are available at: https://open-exam-prep.com/

Publisher

Ran Chen, EA, CFP®

Category

business · education · education

Language

en

Explicit

No

First episode

4 Jan 2026

Latest episode

14 Oct 2026

Latest episodes

276 episodes in the feed.

1. 

   14 Oct 2026

   [TX P&C] 9. Premium Handling, Fiduciary Duties and Commission Sharing

   This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Fiduciary duties of Texas P&C agents regarding premium collection, proper accounting, and the strict ban on fund diversion. - Legal restrictions on sharing commissions with unlicensed individuals under Texas Insurance Code Section 4005.053. - The two conditional statutory requirements for lawful referral fees paid to unlicensed lead sources. - How discussing policy coverage terms or conditioning fees on actual sales turns a referral into illegal unlicensed solicitation. - Decision rules for evaluating compliant accounting and referral practices on the Texas General Lines P&C exam. This independent study resource helps candidates prepare for the Texas General Lines Property and Casualty exam. For practice modules, visit https://open-exam-prep.com/practice/tx-property-casualty and subscribe on YouTube at https://www.youtube.com/@Open-exam-prep . Sources checked: September 28, 2026 https://tcss.legis.texas.gov/resources/IN/htm/IN.4005.htm https://www.tdi.texas.gov/agent/general-property-apply.html

2. 

   13 Oct 2026

   [TX P&C] 8. Misrepresentation, Rebating and Unfair Competition

   This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - How to differentiate misrepresentation, defamation, coercion, and illegal rebating under Texas law. - The specific Texas statutory exception permitting promotional advertising items, educational items, or traditional courtesies valued at $25 or less in connection with policy offers or sales. - How loss-control services relative to policy coverage and premiums fit into Texas anti-rebating provisions. - A concrete sales scenario illustrating multiple concurrent unfair trade practice violations. - A simple decision rule (M-D-C-R) to quickly analyze unfair competition questions on the exam. This independent educational resource helps candidates prepare for the Texas General Lines Property and Casualty insurance licensing exam. Access interactive study tools at https://open-exam-prep.com/practice/tx-property-casualty and https://www.youtube.com/@Open-exam-prep . Sources checked: September 28, 2026: - https://tcss.legis.texas.gov/resources/IN/htm/IN.1806.htm - https://www.tdi.texas.gov/agent/general-property-apply.html

3. 

   12 Oct 2026

   [TX P&C] 7. Reporting Changes and Avoiding License Discipline

   This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: • Statutory reporting deadlines for individual agents under Texas Insurance Code Section 4001.252. • The requirement for monthly notification regarding address changes, felony convictions, and administrative actions. • Why relying on insurance carriers or external databases to update state records leads to licensing violations. • An original exam scenario illustrating how unreported out-of-state consent orders create grounds for discipline. • A memory decision rule to recall personal agent reporting obligations on exam day. Prepare for the Texas General Lines Property and Casualty insurance exam with our independent study materials. Practice online questions at https://open-exam-prep.com/practice/tx-property-casualty and view supplementary video lessons at https://www.youtube.com/@Open-exam-prep . Sources checked: September 28, 2026 - https://tcss.legis.texas.gov/resources/IN/htm/IN.4001.htm - https://www.tdi.texas.gov/agent/general-property-apply.html

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

3.0 / 5

2 ratings

Spotify

4.0 / 5

5 ratings

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Guest appearances

Does not typically book guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.