Insure Your Health

About Insure Your Health

Insure Your Health, hosted by Erin Ackenheil of Black Point Insurance, empowers listeners to educate themselves on healthcare through unique industry trainings, medical professional interviews and carrier spotlights. Whether you're a health insurance agent, a healthcare professional or a patient, you're going to learn about everything from Medicare Advantage to today's hot health topics alongside the smart, fun and energetic Erin Ackenheil!

Publisher

Erin Ackenheil

Category

education · health & fitness

Language

en

Explicit

No

First episode

8 Sept 2023

Latest episode

21 Sept 2026

Latest episodes

37 episodes in the feed.

1. 

   21 Sept 2026

   The Conversation That Could Save Your Family Heartache

   Death is certain, but confusion does not have to be. Genevieve Keeney-Vazquez, president of the National Museum of Funeral History and host of the podcast The Final Curtain Never Closes, shares how honest conversations, clear plans, and personal choices can protect your family and honor the life you leave behind. Learn more about The National Museum of Funeral History here. Watch their podcast The Final Curtain Never Closes here. Follow Erin's company, Black Point Insurance, on Instagram here. Follow Erin on Facebook here. Follow Erin on LinkedIn here. Learn more about Erin's company, Black Point Insurance here. Key Takeaways 1. Planning for death does not mean expecting it to happen soon. It gives loved ones guidance during an emotionally difficult time and helps ensure your wishes, assets, and final arrangements are handled as you intended. 2. Ask whether someone prefers burial or cremation, where they would like their remains to be placed, and what kind of service feels right to them. Making these questions part of a normal family conversation makes planning less intimidating. 3. Genevieve calls a funeral your final party. Without clear direction, grieving loved ones may default to a traditional service that may not reflect your personality, beliefs, values, or preferences. 4. Families can keep ashes in an urn, scatter them, place them in a cemetery niche, turn a small portion into a diamond or artwork, incorporate them into a coral reef, or create memorial stones. The right choice is personal and can evolve over time. 5. Funeral expenses, burial choices, cremation, memorial services, and related planning can create financial pressure for a grieving family. Discussing preferences and preparing financially helps reduce uncertainty and avoid rushed decisions.

2. 

   14 Sept 2026

   Squeezed from Both Sides: A Financial Survival Guide for the Sandwich Generation

   If you are between 35 and 60, you are likely supporting aging parents and kids at the same time. Shaini Lewis of Ameriprise Financial shares a clear strategy for protecting your wealth, planning for long-term care, and making sure everyone in your family lands on solid ground. Connect with Shaini: shaini.e.lewis@ampf.com Follow Erin's company, Black Point Insurance, on Instagram here. Follow Erin on Facebook here. Follow Erin on LinkedIn here. Learn more about Erin's company, Black Point Insurance here. Key Takeaways: 1. Automatically directing a portion of every paycheck into a 401k or Roth IRA before paying expenses is the single most powerful financial habit you can build. Compound interest rewards those who start early and stay consistent, and that lesson applies to your kids too. 2. Many people assume Medicare will cover room, board, and daily living assistance in their later years, but it does not. Exploring long-term care insurance while you and your parents are still healthy is the window that closes the fastest and matters the most. 3. Over 70 percent of parents who involve their children in financial decisions set them up with stronger lifelong habits. Those same conversations need to happen with aging parents about their plans, resources, and wishes before a health crisis makes decisions for everyone. 4. Helping adult children, parents, and grandparents financially is natural, but overextending yourself can derail your own retirement. Setting boundaries and being generous within your actual means protects your independence and your ability to keep helping. 5. Updated beneficiary designations, legal documents like a power of attorney, and a shared list of financial accounts and passwords are non-negotiable. Knowing where everything is when it is needed can mean the difference between access and a costly delay. Timestamped Overview: 00:38 Introducing the sandwich generation and the financial squeeze it creates 01:31 Shaini Lewis introduces herself and Ameriprise Financial 02:21 Strategy one: pay yourself first and teach your kids to do the same 03:38 Why families need to talk openly about money at every age 04:57 Reviewing beneficiaries and keeping legal documents current 05:32 The essential documents every family needs and what they do 07:53 Long-term care insurance and why Medicare does not cover it 09:33 Why people mistakenly believe Medicare covers long-term care 10:13 How to start the long-term care conversation while everyone is healthy 11:15 The strategic alliance between Black Point Insurance and Ameriprise 12:14 Shaini's closing message: start the conversations today

3. 

   7 Sept 2026

   Do Not Wait for a Crisis to Make These Healthcare Decisions

   Your parent lands in the hospital and no one has the legal authority to speak for them. Pam Laidley of Sutter Health has lived this story firsthand and is here to make sure you do not have to. Follow Erin's company, Black Point Insurance, on Instagram here. Follow Erin on Facebook here. Follow Erin on LinkedIn here. Learn more about Erin's company, Black Point Insurance here. Key Takeaways: 1. This legal document outlines your medical wishes and appoints a trusted person to carry them out if you become incapacitated. It can be downloaded free from hospital websites like Kaiser or Sutter, requires only a witness and a signature, and does not need an attorney in most cases. 2. A POLST is a pink medical order that lives on your refrigerator and tells first responders exactly what to do when no one else is home. A release of information allows family members to communicate with your healthcare providers, and without one, even a spouse may be shut out of critical conversations. 3. Most people avoid these documents because they avoid thinking about worst-case scenarios. Sitting down with your parents or family members while everyone is healthy and clear-headed is the most protective thing you can do for them and for yourself. 4. Give copies of your advanced directive to your primary care doctor, your hospital system, and your designated decision-maker. A POLST on the refrigerator or in a mason jar in the freezer ensures first responders can find it fast. 5. While a POLST is designed for those who are seriously ill or medically frail, an advanced directive and an ROI are relevant for anyone at any age. Waiting until a health crisis occurs is waiting too long. Timestamped Overview: 00:38 The emergency scenario that makes the case for advanced care planning 01:18 Pam Laidley introduces herself and her personal motivation 02:17 What is an advanced directive and what does it cover 03:32 Legal requirements for completing an advanced directive 04:31 Where to send and store your completed directive 05:35 What is a POLST and how does it differ from an advanced directive 06:58 What an ROI is and why your family needs one 08:24 The real consequences of having none of these documents in place 09:25 How to get started getting these documents done today 10:54 The role of your primary care doctor in advanced care planning 12:03 Pam's take-home message: have the conversation before you need to

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

28,559

Score snapshot 15 Sept 2025

Apple Podcasts (US)

5.0 / 5

1 ratings

Podcast Authority Score: 51 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

54

Social presence

91

YouTube

76

Engagement

0

Contact Insure Your Health

Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.