Welcome to the It Pays To Have Good Credit Podcast, where we talk about credit scores and other financial topics. The purpose of this show is to give free credit education to those who need it the most. We also interview guests, on how they used credit to improve their business or lifestyle.
Subscribe to our show to learn everything you need to know about credit, business financing and many other financial topics! 💰📊📈
Our podcast has been suggested as a top podcast for credit education, and known for debunking credit myths!
Need a service to assist you with your credit scores?
Stirgus Credit Repair www.StirgusCreditRepair.com (http://www.StirgusCreditRepair.com)
Info@StirgusCreditRepair.com (mailto:Info@StirgusCreditRepair.com)
(225) 243-9700
🧠📚 Read our book to learn everything you need about credit: a.co/d/etR3Yti (http://a.co/d/etR3Yti)
Business Funding Explained: What Financing Can You Get at Every Credit Score?
👉 In this episode you’ll learn: We break down the different types of business financing available—from startups and small businesses to established companies—and explain the credit requirements, qualification factors, and funding options to look for at each stage. Whether you need startup capital, working capital, a business line of credit, equipment financing, or larger business loans, this episode will help you understand which funding options may fit your business.
Apply for funding: www.stirguscreditrepair.com/businessfunding (https://stirguscreditrepair.com/businessfunding.html)
This episode is sponsored by SmartCredit (https://smartcredit.com/cblp/?PID=36356). Get your discounted account today, by starting a free trial: www.smartcredit.com/StirgusCredit (https://smartcredit.com/lpg/get-started-trial/?pid=11722)
📌 Need help with your credit? Start your free trial online: www.StirgusCreditRepair.com (http://www.StirgusCreditRepair.com)
👍 Like this video if it helps 💬 Comment “CREDIT” for free tips
📲 Subscribe for more credit education and real client results
Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ (https://www.facebook.com/StirgusCreditRepair/)
Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ (https://www.facebook.com/groups/113357348489166/)
Instagram: https://www.instagram.com/stirgus_credit_repair/ (https://www.instagram.com/stirgus_credit_repair/)
Order our books: www.stirguscreditrepair.com/books
Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg (https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg)
Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo (https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo)
Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 (https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520)
Need Business Funding? https://stirguscreditrepair.com/businessfunding.html (https://stirguscreditrepair.com/businessfunding.html)
Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html (https://stirguscreditrepair.com/mentorship.html)
Want to partner with us? https://stirguscreditrepair.com/partners.html (https://stirguscreditrepair.com/partners.html)
Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html (https://stirguscreditrepair.com/podcast-credit-education.html)
Stirgus Credit Repair
📞 225-243-9700
✉️ Info@stirguscreditrepair.com (mailto:Info@stirguscreditrepair.com)
🌐 www.stirguscreditrepair.com (http://www.stirguscreditrepair.com)
📍 Po box 60190 Phoenix, Arizona 85082
🕒 Monday–Friday, 8:00 AM–4:00 PM MST
#StirgusCreditRepair #ItPaysToHaveGoodCredit
15 Oct 2026
Burger King Employee Gets Trapped in an 84-month 30% APR Car Loan
👉 In this episode you’ll learn: I reacted to a dealership's video of a car buyer who works at burger king, give up the last $1,000 to his name to fall into a bad credit auto loan. Many would argue that this is a repossession waiting to happen...
📌 Need help with your credit? Start your free trial online: https://stirguscreditrepair.com/index.html (https://stirguscreditrepair.com/index.html)
👍 Like this video if it helps 💬 Comment “CREDIT” for free tips
📲 Subscribe for more credit education and real client results
Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ (https://www.facebook.com/StirgusCreditRepair/)
Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ (https://www.facebook.com/groups/113357348489166/)
Instagram: https://www.instagram.com/stirgus_credit_repair/ (https://www.instagram.com/stirgus_credit_repair/)
Order our books: www.stirguscreditrepair.com/books
Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg (https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg)
Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo (https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo)
Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 (https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520)
Want to work on your own credit? Get access to your real credit reports for a $1 trial and also monitor your credit: https://smartcredit.com/lpg/get-started-trial/?pid=11722 (https://smartcredit.com/lpg/get-started-trial/?pid=11722)
Need Business Funding? https://stirguscreditrepair.com/businessfunding.html (https://stirguscreditrepair.com/businessfunding.html)
Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html (https://stirguscreditrepair.com/mentorship.html)
Want to partner with us? https://stirguscreditrepair.com/partners.html (https://stirguscreditrepair.com/partners.html)
Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html (https://stirguscreditrepair.com/podcast-credit-education.html)
Stirgus Credit Repair
📞 225-243-9700
✉️ Info@stirguscreditrepair.com (mailto:Info@stirguscreditrepair.com)
🌐 www.stirguscreditrepair.com (http://www.stirguscreditrepair.com)
📍 Po box 60190 Phoenix, Arizona 85082
🕒 Monday–Friday, 8:00 AM–4:00 PM MST
#StirgusCreditRepair #ItPaysToHaveGoodCredit
14 Oct 2026
Denied a Credit Limit Increase? Here’s How to Get Approved
👉 In this episode you’ll learn: Got denied when you asked for a credit limit increase? Don’t give up yet. In this episode, I break down what to do after a credit card limit increase denial, the common reasons issuers say no, and the steps you can take to improve your chances of getting approved the next time you ask. We’ll cover credit utilization, income, payment history, timing, and other factors that can impact your credit limit increase.
This episode is sponsored by SmartCredit. Get your discounted account today, by starting a free trial: www.smartcredit.com/StirgusCredit (https://smartcredit.com/lpg/get-started-trial/?pid=11722)
📌 Need help with your credit? Start your free trial online: www.StirgusCreditRepair.com (http://www.StirgusCreditRepair.com)
👍 Like this video if it helps 💬 Comment “CREDIT” for free tips
📲 Subscribe for more credit education and real client results
Follow our Facebook Page: https://www.facebook.com/StirgusCreditRepair/ (https://www.facebook.com/StirgusCreditRepair/)
Join our Facebook Group: https://www.facebook.com/groups/113357348489166/ (https://www.facebook.com/groups/113357348489166/)
Instagram: https://www.instagram.com/stirgus_credit_repair/ (https://www.instagram.com/stirgus_credit_repair/)
Order our books: www.stirguscreditrepair.com/books
Youtube Channel: https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg (https://www.youtube.com/channel/UC3nZSspf2jn1ZX65a-6u6rg)
Spotify: https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo (https://open.spotify.com/show/0C9pUEygDjsDZHy1WEeRMo)
Apple Podcasts: https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520 (https://podcasts.apple.com/us/podcast/stirgus-credit-repair/id1612066520)
Need Business Funding? https://stirguscreditrepair.com/businessfunding.html (https://stirguscreditrepair.com/businessfunding.html)
Want credit repair business mentorship? https://stirguscreditrepair.com/mentorship.html (https://stirguscreditrepair.com/mentorship.html)
Want to partner with us? https://stirguscreditrepair.com/partners.html (https://stirguscreditrepair.com/partners.html)
Want to join our podcast? https://stirguscreditrepair.com/podcast-credit-education.html (https://stirguscreditrepair.com/podcast-credit-education.html)
Stirgus Credit Repair
📞 225-243-9700
✉️ Info@stirguscreditrepair.com (mailto:Info@stirguscreditrepair.com)
🌐 www.stirguscreditrepair.com (http://www.stirguscreditrepair.com)
📍 Po box 60190 Phoenix, Arizona 85082
🕒 Monday–Friday, 8:00 AM–4:00 PM MST
#StirgusCreditRepair #ItPaysToHaveGoodCredit
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
YouTube views
103,186
Score snapshot 15 Sept 2025
Apple Podcasts (US)
5.0 / 5
1 ratings
Spotify
5.0 / 5
2 ratings
Podcast Authority Score: 83 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
86
Social presence
91
YouTube
86
Engagement
68
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