Podcast thumbnail for ITS The Guardians Podcast

ITS The Guardians Podcast

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by Henry Dul

6 episodes
Updated Daily
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Podcast Overview

Conversations on Protecting South Africa's Retirement Future. A new podcast by Independent Trustee Services (ITS), exploring the real stories and governance challenges shaping the retirement fund landscape.

Language

🇺🇲

Publishing Since

11/5/2025

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Recent Episodes

Episode thumbnail for Episode 6: Retirement Benefit Counselling

March 10, 2026

Episode 6: Retirement Benefit Counselling

<p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style="font-family: 'Aptos',sans-serif;">Retirement decisions are often complex – and sometimes irreversible. So how can members make confident choices when leaving a fund or entering retirement?</span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style="font-family: 'Aptos',sans-serif;"> </span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style="font-family: 'Aptos',sans-serif;">In this episode of The Guardians, Manuela da Silva and Lungile Sebotsane explore the role of <strong>retirement benefit counselling</strong> in helping members understand their options and make informed decisions. They discuss why counselling is becoming increasingly important in today's retirement landscape, how clear guidance can empower members to plan smarter and why effective communication can reduce confusion and complaints.</span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style="font-family: 'Aptos',sans-serif;"> </span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style="font-family: 'Aptos',sans-serif;">The conversation also looks at practical ways funds can implement counselling programmes that support members while strengthening overall governance.</span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style="font-family: 'Aptos',sans-serif;"> </span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style="font-family: 'Aptos',sans-serif;">When members understand their options, they are better equipped to protect their financial future.</span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style="font-family: 'Aptos',sans-serif;"> </span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style="font-family: 'Aptos',sans-serif;">Learn more about independent governance and retirement fund oversight:<br /> <a href="http://www.independenttrusteeservices.co.za" target= "_new">www.independenttrusteeservices.co.za</a></span></p>

Episode thumbnail for Episode 5: Umbrella Funds

February 13, 2026

Episode 5: Umbrella Funds

<p class="MsoNormal" style="line-height: 150%;"><span style= "font-family: 'Aptos',sans-serif;">Umbrella funds continue to grow in popularity across South Africa's retirement landscape – offering cost efficiencies and simplified administration for employers. But does consolidation come at the expense of oversight?</span></p> <p class="MsoNormal" style="line-height: 150%;"><span style= "font-family: 'Aptos',sans-serif;">In this episode of The Guardians, we unpack the benefits, risks and governance realities of umbrella fund structures. We explore why umbrella arrangements can reduce administrative burden, why member representation remains critical and why strong, independent oversight is just as essential in pooled structures as it is in standalone funds.</span></p> <p class="MsoNormal" style="line-height: 150%;"><span style= "font-family: 'Aptos',sans-serif;">Governance is never "one size fits all." The question isn't whether umbrella funds work – it's whether they are governed well.</span></p> <p class="MsoNormal" style="line-height: 150%;"><span style= "font-family: 'Aptos',sans-serif;">For more insights on independent governance and retirement fund oversight, visit:<br /></span><span style= "font-family: 'Segoe UI Emoji',sans-serif; mso-bidi-font-family: 'Segoe UI Emoji';">🌐</span> <span style="font-family: 'Aptos',sans-serif;"><a href= "http://www.independenttrusteeservices.co.za" target= "_new">www.independenttrusteeservices.co.za</a></span></p>

Episode thumbnail for Episode 4: Fund Governance New Year's Resolutions

January 20, 2026

Episode 4: Fund Governance New Year's Resolutions

<p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style="font-family: 'Aptos',sans-serif;">Every new year brings another opportunity to strengthen fund governance.</span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style="font-family: 'Aptos',sans-serif;"> </span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style="font-family: 'Aptos',sans-serif;">In this episode of <strong>The Guardians</strong>, <strong>Pieter Cronjé</strong> (ITS Senior Consultant) sits down with <strong>Elizabeth Randles</strong> (Principal Officer, Independent Trustee Services) to discuss how trustees and employers can set meaningful governance resolutions that drive real accountability throughout the year.</span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style="font-family: 'Aptos',sans-serif;"> </span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style="font-family: 'Aptos',sans-serif;">Together, they talk us through:<br /> • The most common governance blind spots uncovered in 2024<br /> • How to build independence and compliance into everyday decision-making<br /> • Practical steps to turn lessons into leadership</span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style= "font-family: 'Aptos',sans-serif; mso-bidi-font-family: 'Segoe UI Emoji';">  </span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style= "font-family: 'Segoe UI Emoji',sans-serif; mso-bidi-font-family: 'Segoe UI Emoji';"> 🎧</span> <span style="font-family: 'Aptos',sans-serif;">The Guardians – Conversations on Protecting South Africa's Retirement Future is a podcast by <strong>Independent Trustee Services</strong>, showcasing insights and expertise from the people shaping the country's retirement landscape.</span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style="font-family: 'Aptos',sans-serif;"> </span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style="font-family: 'Aptos',sans-serif;">Listen now and start the year with stronger governance.</span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style= "font-family: 'Aptos',sans-serif; mso-bidi-font-family: 'Segoe UI Emoji';">  </span></p> <p class="MsoNormal" style= "margin-bottom: 0cm; margin-top: 0cm; mso-margin-bottom-alt: 8.0pt; mso-margin-top-alt: 0cm; mso-add-space: auto; line-height: normal;"> <span style= "font-family: 'Segoe UI Emoji',sans-serif; mso-bidi-font-family: 'Segoe UI Emoji';"> 🌐</span> <span style="font-family: 'Aptos',sans-serif;"><a href= "http://www.independenttrusteeservices.co.za" target= "_new">www.independenttrusteeservices.co.za</a></span></p>

6 total episodes available

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Frequently asked questions

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What is ITS The Guardians Podcast?

Conversations on Protecting South Africa's Retirement Future. A new podcast by Independent Trustee Services (ITS), exploring the real stories and governance challenges shaping the retirement fund landscape.

How often does this podcast release new episodes?

This podcast updates daily.

Where can I listen to this podcast?

This podcast is available on 4 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.

Does this podcast accept guests?

Yes, this podcast regularly features guests.

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