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As Jack Hubbard wraps up another year of Jack Rants with Modern Bankers, he welcomes back a familiar and trusted voice—Bill Fink, Chief Lending Officer at Provident Bank. For the third consecutive year, Bill joins Jack to break down what’s really happening in banking and the broader economy—and what bankers should be watching as they head into 2026.
Drawing from his hands-on work with clients, bankers, and market data, Bill shares why the outlook for 2026 can best be described as guarded but optimistic. The conversation dives deep into how businesses have adapted to tariffs, what confidence levels look like across industries, and why disciplined growth and proactive risk management remain essential for banks today.
Jack and Bill also tackle some of the biggest topics facing bankers right now, including commercial real estate realities, bank profitability and delinquencies, mergers and acquisitions, deposit insurance reform, small business banking, and the growing role of AI in sales and banking operations. With decades of experience and a rare blend of financial, sales, and strategic insight, Bill offers a grounded, practical perspective bankers can rely on as they plan for the year ahead.
2 Jan 2026
From Data to Dialogue: How AI Navigator Elevates Commercial Banking Sales
In this episode of Jack Rants with Modern Bankers, Jack Hubbard sits down with Ron Buck and Bob St. Meyer to unveil AI Navigator, a groundbreaking AI-powered sales enablement platform built specifically for commercial and B2B bankers.
Ron shares the long-term vision behind AI Navigator—drawing inspiration from Apple’s legendary Knowledge Navigator, and explains how advances in AI reasoning now make it possible to deliver real-time insights, coaching, and call preparation exactly when bankers need it most. Bob adds perspective on how decades of sales training, playbooks, and coaching frameworks have been embedded into the platform to help bankers move from information gathering to high-impact, trust-building conversations.
Sponsored by RelPro, Inc. and Vertical IQ
17 Dec 2025
Jayne Hladio: Building a Wealth Management Powerhouse
In this episode of Jack Rants with Modern Bankers, Jack Hubbard welcomes the expert in the field, Jayne Hladio, President of Wealth Management at Associated Bank. Jayne shares her unique career trajectory, from a young girl inspired by community banking in rural Iowa to leading a massive wealth division.
The conversation delves into the distinct challenges faced by community banks versus large organizations when developing wealth services. Jayne highlights the innovative strategy she employed at Midland States Bank to launch a Registered Investment Advisor (RIA) firm and the "Goldilocks situation" at Associated Bank, which functions as the nation's 40th largest trust company by assets under administration.
Sponsored by RelPro, Inc. and Vertical IQ
Who has been a guest on Jack Rants with Modern Bankers
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Brynne Tillman
Stu Heinecke
Tom Hershberger
Richard van der Blom
Dr Don Barden
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