About Journey Into Finance-A Mother's Finance Journey
Welcome!
Most of the commentary will come from my book, "Journey into Finance", which is available through xlibris.com, Amazon, and Barnes and Noble.
So come along and ride, drive or just sit back, be enlightened and hopefully entertained with me on my "Journey into Finance"! See you there...
I know money. I have an MBA and banking experience—so how did my account reach negative $81.63?
In this real-life money episode, I share lessons about pending transactions, automatic payments, available balances, and keeping a cushion in checking.
Financial preparedness isn’t about never being surprised. It’s about knowing what to do next.
Visit https://www.etjourne.com (https://www.etjourne.com/) and follow Journey into Finance: A Mother’s Finance Journey.
Organize • Prepare • Build
8 Sept 2026
Making Informed Financial Decisions
Not every opportunity is the right opportunity—and excitement should never replace careful evaluation. In this episode, E.N. Towner discusses how to slow down, ask practical questions, understand the costs and expectations, and review the details before making a financial commitment. It’s a practical conversation about opportunities, personal boundaries, and making informed financial decisions with confidence. Visit ETJourne.com for books, resources, and money-management tools.
20 Aug 2026
If You Couldn’t Pay the Bills for One Week: Creating a Financial Backup Plan
If illness or an unexpected emergency prevented you from managing the household finances, would someone you trust know what to do?
In this episode of Journey into Finance—A Mother’s Finance Journey, E.N. Towner shares how experiencing a stroke made financial preparation much more personal. She explains how to create a simple, secure backup plan without giving someone unrestricted access to your money or exposing private information.
You’ll learn the five pieces of information a trusted person should be able to locate:
• Monthly bills and due dates
• Income sources and deposit dates
• Important contact information
• The location of essential documents
• Instructions for the most urgent payments
Begin with the 15-minute challenge: identify who would help, where your important financial information is stored, and which three payments cannot be missed.
Getting organized isn’t only about making life easier for ourselves. Sometimes it’s about making sure the people we love aren’t left guessing.
Visit ETJourne.com for practical tools and resources to help you organize, prepare, and build—one step at a time.
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