Kat Walks 🍃

About Kat Walks 🍃

Welcome to Kat Walks 🍃. I’ve found that my best ideas, perspectives, and moments of bliss have presented mostly while walking outside. I wanted to create 5 to 15 minutes of content specific for those calling in something to listen to whilst on their own walks (you can also read these transcriptions in newsletter form). Part rant, part revelation - it’s completely unscripted and off the cuff. You can subscribe to my Substack https://katghazarian.substack.com/ (https://katghazarian.substack.com/) for free or as a paid subscriber, you’ll also get access to various forms of content such as video conversations, long-form writing & audio content, templates, tutorials, tactical guides, eBooks, and whatever else my pants fancy.

Publisher

Katrina Ghazarian

Category

business · society & culture

Language

en

Explicit

Yes

First episode

4 Feb 2020

Latest episode

15 Jul 2025

Latest episodes

43 episodes in the feed.

1. 

   15 Jul 2025

   On Fixing My Credit: Part 1

   Episode Summary In this episode of Kat Walks, I’m walking you through one of the hardest and most humbling experiences of my adult life—how I went from a credit score in the low 500s to 795. This is Part 1 of my credit story. I share how I ended up with bad credit, what it cost me, and the exact step-by-step process I used to start rebuilding. From the Capital One card I opened at 18, to the $5,000 personal loan I took out for a now long-gone ex, to the shame, dependency, and fear I carried for nearly a decade—I’m sharing all of it. This episode is for anyone who’s been silently struggling with their finances, and especially for those who are ready to start fixing it—without shame. What You’ll Hear in This Episode Why I was in credit card debt by 20 The moment everything fell apart during the 2008 financial crisis How my credit dropped into the 500s and stayed there for 8 years The real cost of bad credit: housing, cars, phones, and career opportunities How I pulled all three of my credit reports and started the dispute process Why small debts under $1,000 often fall off when challenged How I negotiated directly with creditors to pay off what remained What a secured credit card is and why it was the game-changer for me How I got approved for my first real credit card after years of denial Why I believe there’s no shame in starting over—just power in starting Resources Mentioned AnnualCreditReport.com (http://AnnualCreditReport.com) – Pull your free credit report from all three bureaus Secured credit cards – Ask your bank or credit union if they offer one Debt settlement (DIY vs. using a service—what I chose and why) Next Up In Part 2 (for paid subscribers on Substack), I’ll share how I went from good to great—reaching a credit score of 795 and learning how to keep it there. We’ll go deeper into credit card strategy, utilization, points, and handling debt when life happens again. Subscribe & Stay Connected If you’re not already subscribed, join me on Kat Walks on Substack (https://katghazarian.substack.com/) to get more episodes like this, behind-the-scenes tools, and full access to Part 2 of this series. Paid subscribers will also receive bonus content like downloadables, guides, and tools I personally use to run my life and business.

2. 

   25 Jun 2025

   On Immigration

   Kat Walks shares personal experiences and values regarding immigration, legality, and family, revealing decisions made to support undocumented workers and advocating for safety, freedom, and dignity.

3. 

   23 Jun 2025

   On Quarterly Goals

   Host Kat Walks reflects on the limitations of quarterly goals, contrasting KPI-driven versus project-based approaches and emphasizing momentum over rigid timelines for improved prioritization.

Who has been a guest on Kat Walks 🍃

Names identified in recent episode analyses. Showing up to five guests.

• Kevin Koby
• Jack Peat
• Kira La Forgia
• Gabriella
• Carol Fraser

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

5.0 / 5

6 ratings

Podcast Authority Score: 16 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

19

Social presence

0

YouTube

0

Engagement

32

Contact Kat Walks 🍃

Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.