Keep The Change

About Keep The Change

Keep The Change is here to crack open the black box of personal finance – because let’s be honest, most of us were never really taught how money works. We’re on a mission to make finance less confusing, more engaging, and actually useful for real life. Each episode, we'll break down the money questions that matter. -Smart, simple ways to make your money work harder -Conversations with experts who help real people every day -The human stories behind how we earn, spend, and save Whether you’re trying to make smarter money moves or just want to feel more in control of your finances, we’ve got you covered.

Publisher

Octopus Money

Category

education · education · society & culture

Language

en

Explicit

No

First episode

26 Feb 2025

Latest episode

7 Jul 2026

Latest episodes

23 episodes in the feed.

1. 

   7 Jul 2026

   Is AI a bubble and what does it mean for your money?

   If you have a pension or an ISA, there's a chance you're already more exposed to AI stocks than you realise. Tom sits down with financial adviser and TV presenter Emmanuel Asuquo to break down whether the AI boom is a bubble, what's actually driving the valuations, and what ordinary investors should do about it. They also get into Emmanuel's biggest money regret and where to start if your finances feel overwhelming. Plus: Emmanuel's biggest money regret, and where to start if investing...

2. 

   14 May 2026

   Junior ISAs: would you trust your 18-year-old with this money?

   Most parents want to give their kids a financial head start. But Junior ISAs come with a catch. At 18, the money becomes theirs, no conditions. So would you still save the same way if you knew you couldn’t control how it’s used? In this episode, Tom is joined by Octopus Money adviser and parent Molly to break it all down. How Junior ISAs work, when they make sense, and the trade-offs most people miss. Got ideas for upcoming episodes? Send a text Send us Fan Mail

3. 

   23 Apr 2026

   The midlife money squeeze: How to support kids, parents and your future

   Midlife can feel like a financial juggling act: supporting children, helping parents and trying not to fall behind yourself. In this episode, Tom talks to Faith Archer about how to navigate it without running out of money or energy. They explore: How much support is too much Where people get boundaries wrong What a 100-year life means for your finances The most common false assumptions about later life Where to focus if you want long-term impa...

Who has been a guest on Keep The Change

Names identified in recent episode analyses. Showing up to five guests.

• Tynah Matembe
• Michelle Kennedy
• Ruth Handcock
• Tom Francis
• Kate Daly

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

1,364,081

Score snapshot 15 Sept 2025

Spotify

5.0 / 5

14 ratings

Podcast Authority Score: 43 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

28

Social presence

0

YouTube

93

Engagement

51

Contact Keep The Change

Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.