Welcome to Konen’s Keys to Real Estate, the podcast where I, Ryan Konen, unlock the secrets to navigating the dynamic Utah real estate market. Whether you're a first-time homebuyer, a seasoned investor, or just curious about the industry, I’ll share expert tips, market insights, and real stories to guide you through buying, selling, and everything in between. Join me every week as I break down the latest trends, spotlight hot properties, and provide practical advice to help you make the best real estate decisions. Let’s get you the keys to your next move!
Should you rent or buy a house right now? It is one of the biggest questions people ask when deciding whether homeownership makes sense for them. In this episode, we look beyond the simple “rent versus mortgage payment” comparison and talk about the costs, responsibilities, flexibility, equity, time horizon, and lifestyle factors that should go into the decision. We also discuss why there is no universal answer and why trying to perfectly time the housing market can sometimes keep buyers on the sidelines longer than necessary.
This podcast is for informational purposes only and does not constitute financial, legal, tax, or investment advice. Always consult qualified professionals regarding your specific situation.
12 Oct 2026
How Much House Can I Really Afford?
How much house can you really afford? Getting approved for a mortgage and being comfortable with the payment are two very different things. In this episode, we break down what should actually go into your home buying budget, including the mortgage payment, property taxes, homeowners insurance, HOA fees, utilities, maintenance, repairs, and your other monthly expenses. We also talk about why buying the most expensive house a lender approves you for may not be the best financial decision. If you're trying to figure out a realistic home price before you start shopping, this episode will help you approach the question the right way.
This podcast is for informational purposes only and does not constitute financial, legal, tax, or investment advice. Always consult qualified professionals regarding your specific situation.
5 Oct 2026
Can I Buy a House If I Have Debt?
Can you still buy a house if you have car loans, credit cards, student loans, or other debt? The answer may surprise you. In this episode, we explain how lenders look at debt, why having debt does not automatically prevent you from becoming a homeowner, and what you can do to strengthen your financial position before applying for a mortgage. If you've been waiting to buy because you think your debt makes homeownership impossible, this episode is for you.
This podcast is for informational purposes only and does not constitute financial, legal, or investment advice. Always consult qualified financial, legal, tax, and real estate professionals regarding your specific situation.
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