by Fobby Naghmi
Laugh, Lend, and Eat is where business meets banter. Hosted by Fobby Naghmi the show explores mortgage lending, leadership, fintech, and sales—with a side of humor and food talk. Known for his ability to ask candid, thought-provoking questions, Fobby creates a space where guests open up and real insights shine through. It's smart, relaxed, and made for professionals who want to grow, lead, and laugh along the way.
Language
🇺🇲
Publishing Since
2/9/2020
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July 29, 2026
<p>Artificial intelligence is changing the mortgage industry faster than anyone expected. Homebuyers are arriving with better questions, more information, and AI-generated advice before they ever speak with a loan officer.</p><p>So the question isn't whether AI is changing the business.</p><p><strong>The real question is: Can AI replace the loan officer?</strong></p><p>In this episode of <strong>Laugh, Lend & Eat</strong>, Fobby Naghmi, Madison Keenan, and Justin Neal tackle that question head-on. They discuss where AI delivers real value, where it falls short, and why the future belongs to mortgage professionals who combine technology with experience, judgment, and genuine human connection.</p><p>The conversation explores how AI is reshaping consumer expectations, why today's borrowers need trusted advisors more than ever, and what separates exceptional loan officers from those who simply process transactions.</p><p>Whether you're a loan officer, Realtor, mortgage executive, or prospective homebuyer, this episode offers practical insights into navigating today's rapidly changing mortgage landscape.</p><p>In this episode: </p><ul><li>Can AI truly replace a mortgage loan officer?</li><li>How ChatGPT is changing the homebuying experience</li><li>Why borrowers are arriving better informed than ever before</li><li>The difference between information and professional advice</li><li>Where the human element still creates the greatest value</li><li>How mortgage professionals can thrive in an AI-driven future</li><li>Leadership lessons for adapting to rapid technological change</li></ul><p><br></p><p>Key Takeaways</p><ul><li>AI is changing the way consumers research mortgages—but it isn't replacing trusted advisors.</li><li>The most successful loan officers will embrace AI while strengthening the relationships technology can't replicate.</li><li>Knowledge alone is no longer enough; interpretation, communication, and trust are the new competitive advantages.</li><li>Borrowers don't just need answers—they need confidence in the decisions they're making.</li><li>The future belongs to professionals who use AI to enhance the client experience, not replace it.</li></ul><p><br></p><p><strong>About Laugh, Lend & Eat</strong></p><p>Laugh, Lend & Eat is a weekly podcast hosted by <a href="https://www.linkedin.com/in/fobby/" target="_blank" rel="noopener noreferer"><strong>Fobby Naghmi</strong>, </a>featuring candid conversations with mortgage leaders, real estate professionals, and business innovators. Each episode blends industry insight, leadership lessons, and practical strategies to help listeners grow their business, better serve their clients, and navigate the ever-changing world of mortgage lending.</p><p><strong>Subscribe</strong> for new episodes featuring the conversations shaping the future of housing, lending, leadership, and business.</p><p></p>
July 1, 2026
SVP Ricky Peacock shares with hosts Fobby Naghmi and Justin Neal how he built an $80 million construction-to-perm lending division and the career lessons learned from rebuilding after loss.
June 24, 2026
Fobby Naghmi interviews mortgage CEOs Keith Cantor and John Overfelt about AI's impact on jobs and building trust in the industry.
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Ricky Peacock
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Keith Cantor
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John Overfelt
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Kristin Messerli
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Justin Wiseman
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Ellen Duncan
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Dale Vermillion
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Saloumeh DeGood
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Andrew DeGood
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Wes Costello
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Divine
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Dana Georgiou
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Laugh, Lend, and Eat is where business meets banter. Hosted by Fobby Naghmi the show explores mortgage lending, leadership, fintech, and sales—with a side of humor and food talk.
Known for his ability to ask candid, thought-provoking questions, Fobby creates a space where guests open up and real insights shine through. It's smart, relaxed, and made for professionals who want to grow, lead, and laugh along the way.
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