Welcome to Level Up With Priyanka Shah, the podcast dedicated to helping you elevate every aspect of your personal and professional life. Hosted by Priyanka Shah, each episode features inspiring conversations with top professionals who share their insights, tips, and success stories. Whether you’re looking to boost your career, improve your financial health, or gain a fresh perspective on life, Level Up With Priyanka is your go-to source for practical advice and inspiration. Tune in and join us on this journey to unlock your full potential and achieve your goals. Let's level up together!
#29 Buying a House Is Poker? (How to Negotiate Property Like an Insider) With Hardik & Priyanka Shah
Buying a property isn't just about getting your finance approved — it's a negotiation game, and most buyers walk in without knowing the rules.In this episode, we sit down with Hardik Shah — mortgage broker and property developer — to break down exactly how agents operate, what "on the market" really means at auction, and how buyers can negotiate smarter without needing a bigger budget.Hardik shares tactics most buyers never hear about: how to structure a staggered deposit, when a longer settlement can save you thousands in mortgage insurance, why "subject to finance" can be worth $10,000 in a negotiation, and the psychological tricks that actually win auctions.In this episode:✔️ Why understanding the vendor's situation changes everything✔️ How to negotiate without a full 10% deposit✔️ The $10K "unconditional offer" trick agents don't advertise✔️ Auction bidding psychology — when to bid, when to wait✔️ Why agents bluff (and how to tell)✔️ The one question that can save you from paying LMIWhether you're a first-home buyer or a seasoned investor, this episode will change how you walk into your next negotiation.Chapters:0:00 The Poker Game of Property Buying1:54 Decoding the Vendor's Situation4:14 Creative Solutions for Low Deposits6:54 The Power of Longer Settlements9:52 Unconditional vs Subject to Finance22:11 Psychological Tactics for Auction Success33:57 Should You Reveal Your Maximum Budget?🎧 Level Up with Priyanka Shah — new episodes weekly📌 This episode is sponsored by Finsol Insurance — link in bio to book a strategy call#LevelUpWithPriyankaShah #PropertyNegotiation #RealEstateAustralia
7 Sept 2026
#28 Here's What Success Actually Taught Us - Health, Wealth, Relationship, Family & Society.
In this episode, Priyanka and Hardik Shah open up about the scarcity mindset they carried as students, the exact moment that mindset began to shift, and why they chose to write a book rather than chase another milestone. It's a raw, personal conversation about money, meaning, gratitude, and the quiet cost of being visible — something success never really warns you about.This isn't about how much we've built. It's about what we've learned along the way.In this episode:✔️ Why "more money" was never the real goal✔️ The scarcity mindset that shaped our early decisions in Australia✔️ The moment everything shifted — and how it changed our future✔️ Why we wrote a book instead of buying another house✔️ The hidden cost of success nobody talks about✔️ What 20 years of building a life in Australia actually taught us📖 Our book is out now — https://amzn.asia/d/0eFZJETy (https://amzn.asia/d/0eFZJETy)🔔 Subscribe for more honest conversations on money, mindset, and familyAbout Level Up with Priyanka Shah:A podcast for the Indian-Australian community on money, mindset, and building a life that actually feels like yours — hosted by Priyanka Shah, insurance adviser and community voice for NRI families navigating finance, wellness, and parenting in Australia.#LevelUpWithPriyankaShah #RedefiningSuccess #IndianAustralian
22 Aug 2026
Australia's Property Market Crash Nobody Wants to Hear This Ft. Hardik Shah - Property Broker Expert
🏠 Australia's Property Market Crash Reality Check 2026 | Buy, Sell, or Hold?"It's very hard to sell right now.But it's a GREAT time to buy."In this episode, I sit down with ourresident mortgage broker Hardik Shahfor the most honest conversationabout Australia's property market,interest rates, business finance,and wealth protection strategiesfor Australian families.If you own property, want to buy,or are trying to build wealthin today's uncertain market —this episode is essential viewing.🎯 WHAT WE COVER:✅ Current property market reality across all Australian states✅ Negative gearing changes and what it means for investors✅ Should you buy or sell right now?✅ Victorian market vs Queensland, NSW and Adelaide — key differences✅ First home buyer strategies (5% deposit + stamp duty changes)✅ Interest rate predictions for 2025✅ Rent out your current home and upgrade strategy explained✅ Business vs property: which is the better asset now?✅ SMSF investing changes✅ Knock down and rebuild strategy for maximum equity✅ Why Indian families are leaving wealth protection behind✅ Getting young adults started on their property and insurance journey---💡 KEY INSIGHTS FROM THIS EPISODE:🏘️ THE MARKET RIGHT NOW:"Properties are not performing wellacross all states.It's very hard to sell.Buyers are low-balling everyone.Only sell if you HAVE to.Otherwise hold for 2 yearsand plan your next strategy."🎯 BUYERS MARKET OPPORTUNITY:"Desperate sellers are out there.If you have savingsor borrowing capacity —this is the time to act.Rent out your current property.Upgrade to a better homeor better suburb.Lock in negative gearingbefore the May 2026 deadline."📈 INTEREST RATE PREDICTION:"I don't see rates rising from here.The economy is too weak.Businesses are struggling.Unemployment will rise.Rates will stay the sameor come down in the next 12 months.A further rate rise couldliterally blow the bubble."🏢 BUSINESS AS AN ASSET:"If property isn't working —business IS the alternative.Buy a business making $5K/month.Grow it with your effort.Sell it at much higher profit.It's as good as aproperty investment —and you control the growth."🔨 KNOCK DOWN & REBUILD STRATEGY:→ Buy rundown house in good suburb→ Demolish and build new→ Make 15% margin on cost→ Live in it for 1-2 years→ Sell — NO capital gains tax→ Build wealth without market reliance🛡️ THE WEALTH PROTECTION GAP:"Indian families are so focusedon building wealth —buying property, buying businesses —that the security sideis getting left behind.And it's coming back to bite them.A wife lifting something at work.Shoulder injury. No insurance.What do you do?Build wealth. Yes.But protect it too."---🎙️ ABOUT OUR GUEST:Hardik Shah — Mortgage Broker- Specialist in residential and commercial property finance- Expert in business lending- Works closely with Indian-Australian families on wealth building strategies- Deep knowledge of first home buyer schemes and investment structuring🎙️ HOSTED BY:Priyanka ShahInsurance Adviser | Level Up Podcast- Helps Indian families in Australia build and PROTECT their wealth- Expert in combining financial planning with insurance and protection strategies- Advocate for holistic wealth management---🔗 CONNECT WITH HARDIK SHAH:LinkedIn: [Add link]Website: [Add link]Phone: [Add contact]🔗 CONNECT WITH PRIYANKA SHAH:Instagram: [Add handle]LinkedIn: [Add link]Website: [Add link]Book a strategy call: [Add link]---⚠️ DISCLAIMER:This content is for educational andinformational purposes only and doesnot constitute financial or investmentadvice. Property markets and regulationschange frequently. Always consultlicensed financial advisers, mortgagebrokers and legal professionals beforemaking investment decisions.---👍 If this was valuable, pleaseLIKE, SHARE & SUBSCRIBE
Who has been a guest on Level Up Podcast
Names identified in recent episode analyses. Showing up to five guests.
Maulik Shah
Gurjan Singh
Patricia Galea
Reach and audience
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YouTube views
46,683
Score snapshot 15 Sept 2025
Spotify
5.0 / 5
2 ratings
Podcast Authority Score: 44 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
39
Social presence
91
YouTube
76
Engagement
0
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Priyanka Shah host the show. Published by Priyanka Shah.
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