About Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World
Have you thought about how our retirement planning can be derailed by having a portfolio built using principles that might no longer work?
In the current financial climate, you need actionable ideas to help reduce risk and grow your retirement wealth.
Your wealthy retirement will help you navigate investing and financial planning by exposing how traditional advice often fails to incorporate these changes.
You'll Discover:
1. How to protect your retirement wealth against today’s changing investment landscape and economic risks.
2. How you can adapt your retirement strategy to major trends like rising longevity, trade uncertainty, and climate change.
3. Ways to build greater confidence in your retirement finances with wealth-preservation strategies designed for today’s challenges.
Tune in every Thursday where you'll hear thought leader, author and portfolio manager John De Goey show you how to reduce risk and protect your wealth with a pension styled approach.
If you're thinking about becoming a subscriber (highly recommended), listen to recent fan favorite episode #147 with Tom Czitron to get started - hit play & listen now!
Publisher
John De Goey (a podcast covering financial literacy, financial advisors & wealth)
#314 | How Canada's Economy Is Reshaping Portfolio Resilience in the Age of Geoeconomics
Worried about the current investment climate and your money?
Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement:
https://yourwealthyretirement.s.gy/pod (https://yourwealthyretirement.s.gy/pod)
Is your investment portfolio prepared for a world where economic relationships are changing and geopolitical risks are reshaping global markets?
The global economy is undergoing a fundamental shift, and Canada is positioning itself to become a more resilient, diversified, and attractive destination for investment. In this episode, we explore how Prime Minister Mark Carney's economic strategy aligns with the principles of portfolio resilience and why investors may need to rethink traditional approaches to investing.
From Canada's ambitious infrastructure projects and investment tax incentives to global diversification and the growing importance of private assets, discover how economic transformation could influence portfolio construction, particularly for those approaching or already in retirement.
In this episode, you'll discover:
Why portfolio resilience matters in a changing global economy: Understand how geoeconomics, trade tensions, and geopolitical risks are challenging traditional investment strategies and why diversification across asset classes and regions is increasingly relevant.
How Canada's economic strategy could create investment opportunities: Explore Canada's major infrastructure initiatives, investment tax incentives, and efforts to attract global capital across energy, resources, AI, defense, and transportation.
How to adapt your portfolio for long-term stability: Learn about the potential role of private assets, infrastructure, commodities, and pension-style investing in building diversified portfolios designed to navigate economic uncertainty and inflation.
Tune in to discover how Canada's evolving economic strategy connects to portfolio resilience and what these changes could mean for your long-term investment approach.
John De Goey's Books. Grab your copy from Amazon:
Bullshift: How Optimism Bias Threatens Your Finances (https://www.amazon.ca/Bullshift-Optimism-Bias-Threatens-Finances-ebook/dp/B09YWVQMN6)
STANDUP to the Financial Services Industry (https://www.amazon.com/STANDUP-Financial-Services-Industry-Well-Intended-ebook/dp/B07R8WHCGM)
The Professional Financial Advisor IV (https://www.amazon.ca/Professional-Financial-Advisor-IV/dp/1554831733)
24 Sept 2026
#313 | Why “Save It Until You Need It” May Be the Wrong Retirement Strategy: Drawdown Strategies Explained
Make Better Wealth Decisions is now Your Wealthy Retirement!
What if the way you withdraw your retirement savings could be just as important as how much you saved?
For many Canadians, retirement planning focuses heavily on accumulating wealth—but the real challenge begins when you need to turn that wealth into income. The order and timing of your withdrawals from RRSPs, RRIFs, TFSAs, and non-registered accounts can affect your taxes, government benefits, estate, and how long your savings last.
In this episode, we explore retirement drawdown strategies and the trade-offs you need to consider when moving from saving to spending. We look at RRSP and RRIF withdrawals, early RRIF drawdowns, TFSA strategies, taxable investment accounts, CPP and OAS, tax brackets, estate planning, and the importance of building a withdrawal strategy around your own circumstances and priorities.
You’ll learn:
How to think about your retirement drawdown strategies so you can balance current income needs, taxes, government benefits, and the risk of outliving your savings.
Why the timing of RRSP/RRIF withdrawals matters and how drawing down registered accounts earlier can sometimes help manage future tax liabilities.
How to coordinate your TFSA, RRIF, and non-registered accounts to create a more tax-efficient and flexible retirement income strategy.
Listen to the episode to understand the key trade-offs behind retirement drawdown strategies and start thinking more deliberately about how your hard-earned savings can support you throughout retirement.
Worried about the current investment climate and your money?
Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement:
https://yourwealthyretirement.s.gy/pod (https://yourwealthyretirement.s.gy/pod)
John De Goey's Books. Grab your copy from Amazon:
Bullshift: How Optimism Bias Threatens Your Finances (https://www.amazon.ca/Bullshift-Optimism-Bias-Threatens-Finances-ebook/dp/B09YWVQMN6)
STANDUP to the Financial Services Industry (https://www.amazon.com/STANDUP-Financial-Services-Industry-Well-Intended-ebook/dp/B07R8WHCGM)
The Professional Financial Advisor IV (https://www.amazon.ca/Professional-Financial-Advisor-IV/dp/1554831733)
22 Sept 2026
#312 | Why Private Real Estate Debt Is Changing How You Earn Interest Income With Alternative Investments - Financial Literacy, Financial Advisors & Wealth
Are bonds and GICs really the best way to generate reliable interest income anymore?
If you’ve been relying on traditional fixed income, you may be missing a lesser-known corner of alternative investments that institutions have used for decades. Private real estate debt offers a different approach to earning interest income—one backed by physical assets, shorter lending terms, and structural protections that many investors never consider.
In this episode, John sits down with Spencer Hurley of Trez Capital to unpack how private real estate debt actually works, why it’s often misunderstood, and where it fits (and doesn’t fit) in a modern portfolio.
In this episode, you’ll learn:
How private real estate debt generates interest income and why it behaves differently than bonds or GICs
The two biggest risks investors need to understand—and how proper due diligence can reduce them
Where private real estate debt fits within alternative investments across different market cycles
If you want to make better wealth decisions and understand whether private real estate debt belongs in your interest income strategy, this episode will give you the clarity you need — listen now.
More About Spencer Hurley: https://www.trezcapital.com/our-team/spencer-hurley
John De Goey's Books. Grab your copy from Amazon:
Bullshift: How Optimism Bias Threatens Your Finances (https://www.amazon.ca/Bullshift-Optimism-Bias-Threatens-Finances-ebook/dp/B09YWVQMN6)
STANDUP to the Financial Services Industry (https://www.amazon.com/STANDUP-Financial-Services-Industry-Well-Intended-ebook/dp/B07R8WHCGM)
The Professional Financial Advisor IV (https://www.amazon.ca/Professional-Financial-Advisor-IV/dp/1554831733)
Who has been a guest on Make Better Wealth Decisions: How Financial Advisor's Blind Spots Can Hurt Your Investments in a Rapidly Changing World
Names identified in recent episode analyses. Showing up to five guests.
Dr Daniel Richards
Spencer Hurley
Patrick Frigon
Sabrina Runbeck
John DeGoey
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Spotify
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3 ratings
Podcast Authority Score: 38 / 100
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