Market Advantage - Mortgage Trends and Expert Insights - Optimal Blue

About Market Advantage - Mortgage Trends and Expert Insights - Optimal Blue

The multi-trillion-dollar housing market is a centerpiece of the U.S. economy. Whether you’re a mortgage lender, real estate professional, or anyone simply interested in staying informed – understanding housing finance starts with data-driven insights and analysis. The Market Advantage is your source for timely mortgage origination data and trusted commentary. Produced by Optimal Blue – the industry’s only end-to-end capital markets technology provider – the Market Advantage podcast and complementary data report examine lender rate lock data representative of over one-third of mortgages processed nationwide. Unlike self-reported survey data, Optimal Blue’s direct-source mortgage lock data accurately reflects the in-process loans in lenders’ pipelines – giving you a line of sight into early-stage origination activity for a true market advantage. Each month, we unpack the latest data and trends while engaging in timely and relevant discussions with special guests – so you have the advantage you need to stay informed in any market. Tune in and subscribe today. Hosted by: • Olivia DeLancey • Brennan O’Connell • Mike Vough Executive Producer: Sara Holtz Producer: Matt Gilhooly The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of Optimal Blue, LLC.

Publisher

Optimal Blue

Category

business · business · news

Language

en

Explicit

No

First episode

23 Sept 2024

Latest episode

11 Nov 2025

Latest episodes

17 episodes in the feed.

1. 

   11 Nov 2025

   October 2025 Data Highlights

   Welcome to the Market Advantage! Hosts Olivia DeLancey, Brennan O’Connell, and Mike Vough break down October’s mortgage market data, highlighting production trends, rate environment shifts, and secondary market insights. Special Announcement: Market Advantage is merging with Optimal Insights! This move will allow us to deliver timely mortgage data and analysis to the public even faster. Stay tuned for future episodes under the Optimal Insights banner. Key Takeaways: October’s market activity shifted compared to previous months, reflecting both seasonal patterns and broader market momentum. Purchase and refinance activity showed typical seasonal changes, but with some notable differences in how each segment performed. Mortgage rates moved in a favorable direction, influenced by both macroeconomic factors and market-specific dynamics. The gap between mortgage rates and Treasury yields narrowed, signaling changes in investor sentiment and pricing power. Lenders adjusted their strategies for loan sales, prioritizing certain execution channels and responding to changing market incentives. Servicing approaches shifted, with valuations rising and lenders reconsidering the balance between immediate returns and long-term relationships. Links and Resources: Subscribe to the Market Advantage data report (https://www2.optimalblue.com/market-advantage/) Follow the Optimal Insights podcast (https://optimal-insights.captivate.fm/listen) Subscribe to Optimal Blue’s YouTube channel (https://www.youtube.com/@Optimal-Blue) Follow Optimal Blue on LinkedIn (https://www.linkedin.com/company/optimal-blue/) Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice. Mentioned in this episode: Capture for Originators Reengage Past Clients Without the Spreadsheet Headache Tired of manually hunting for refinance opportunities? Capture for Originators does the heavy lifting for you. It automatically scans your closed loan portfolio and flags recapture opportunities – no spreadsheets, no manual work. Just actionable recapture opportunities delivered straight to you. Learn more: https://www2.optimalblue.com/optimal-blue-launches-new-lead-generation-tool-for-originators or reach out to your Optimal Blue Client service representative for more information. Optimal Blue Summit 2026 | February 23-25 | Scottsdale, Arizona In case you missed it – Optimal Blue has announced the dates for its 2026 Summit! Join us February 23 – 25 at Talking Stick Resort and Conference Center in Scottsdale, Arizona, for a client-exclusive event packed with strategic insight and innovation. Attendees will gain early access to Optimal Blue’s latest generative AI and automation tools, dive into expert-led sessions on pricing, compliance and more, and experience hands-on demos of new capabilities. Plus, it’s a chance to connect with capital markets pros, integration partners, and mortgage insiders—all while gaining actionable strategies to maximize profitability and sharpen your competitive edge. The Optimal Blue Summit: where proven mortgage expertise meets modern innovation to shape what's next. Early bird registration is now open at Summit.OptimalBlue.com – space is limited, so register today! News release: https://www2.optimalblue.com/optimal-blue-to-host-its-2026-summit-february-23-25-in-scottsdale Registration: Summit.OptimalBlue.com <a...

2. 

   14 Oct 2025

   The Future of Home Equity Lending With Andria Lightfoot | Sept. 2025 Data

   Welcome to this month’s episode of the Market Advantage. Hosts Olivia DeLancey, Brennan O'Connell, and Mike Vough kick off the show with a review of September’s mortgage data, highlighting a strong rate rally and notable trends in purchase and refinance activity. The team then welcomes Andria Lightfoot, VP of client success at FirstClose, for a timely discussion on home equity lending. Andria shares insights on technology integration, evolving borrower needs, and how lenders can streamline processes to maximize efficiency and results. Key Takeaways: September saw a strong rate rally, boosting both purchase and refinance activity. First-time homebuyer and affordability metrics improved, bringing more buyers into the market. Home equity lending is evolving, with technology driving faster, more efficient closings and expanding opportunities for borrowers and lenders. Lenders can maximize results by focusing on process sequencing, technology integration, and value-driven partnerships – doing more loans with less overhead. Links and Resources: Follow Andria Lightfoot on LinkedIn: https://www.linkedin.com/in/andrialightfoot/ (https://www.linkedin.com/in/andrialightfoot/) Subscribe to the Market Advantage data report: https://www2.optimalblue.com/market-advantage/ (https://www2.optimalblue.com/market-advantage/) Follow Optimal Blue on LinkedIn: https://www.linkedin.com/company/optimal-blue/ (https://www.linkedin.com/company/optimal-blue/) Subscribe to Optimal Blue’s YouTube channel: https://www.youtube.com/@Optimal-Blue (https://www.youtube.com/@Optimal-Blue) Follow Mike Vough on LinkedIn: https://www.linkedin.com/in/michael-vough-60467826/ (https://www.linkedin.com/in/michael-vough-60467826/) Follow Brennan O'Connell on LinkedIn: https://www.linkedin.com/in/brennan-oconnell/ (https://www.linkedin.com/in/brennan-oconnell/) Follow Olivia DeLancey on LinkedIn: https://www.linkedin.com/in/olivia-delancey/ (https://www.linkedin.com/in/olivia-delancey/) Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

3. 

   7 Oct 2025

   One Year, One Question, 12 Experts – How Can Lenders Maximize Profitability?

   To celebrate one year, we compiled the responses from our 12 special guests on year one of the podcast: “What’s the one thing lenders should do to maximize profitability?” Hear actionable insights from industry leaders – including Optimal Blue’s executive team, top economists, tech innovators, and mortgage strategists. From leveraging AI and data to mastering client relationships and optimizing pricing, this episode is packed with actionable advice for mortgage professionals looking to maximize profitability. Featured Guests: Julian Hebron (Founder, The Basis Point) Rob Kessel (Founder, Panoramic Capital Advisory and Consulting) Erin Wester (Chief Product Officer, Optimal Blue) Sarah Wheeler (Editor in Chief, HousingWire) Shant Banosian (President, Rate) Selma Hepp (Chief Economist, CoreLogic) Agha Mirza (Managing Director and Global Head of Rates &amp; OTC, CME Group) Mike Vough (Head of Corporate Strategy, Optimal Blue) Dave Savage (Founder, Mortgage Coach) Seever Sulaiman (CTO, Optimal Blue) Joel Kan (VP, Deputy Chief Economist, Mortgage Bankers Association) Joe Tyrrell (CEO, Optimal Blue) Links and Resources: Subscribe to the Market Advantage data report: https://www2.optimalblue.com/market-advantage/ (https://www2.optimalblue.com/market-advantage/) Follow Optimal Blue on LinkedIn: https://www.linkedin.com/company/optimal-blue/ (https://www.linkedin.com/company/optimal-blue/) Subscribe to Optimal Blue’s YouTube channel: https://www.youtube.com/@Optimal-Blue (https://www.youtube.com/@Optimal-Blue) Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice. Mentioned in this episode: Refi Revival: Stay Ahead of the Curve With Originator Intelligence Refinance activity is heating up – are your originators ready to capture the opportunity? Join Optimal Blue experts Jared Sammy and Brennan O’Connell on October seventh at one p.m. Central for a live webinar: “Refi Revival: Stay Ahead of the Curve With Originator Intelligence.” You’ll discover how to surface high potential refinance leads from your closed loan data, reconnect with past borrowers using timely, data driven outreach, and cut research time from thirty minutes to just one click. Register now to give your team the edge in Q4 and beyond. https://attendee.gotowebinar.com/register/7823673293789032797?source=Invite+Podcast Refi Revival (https://market-advantage.captivate.fm/refi) Optimal Blue Summit 2026 | February 23-25 | Scottsdale, Arizona In case you missed it – Optimal Blue has announced the dates for its 2026 Summit! Join us February 23 – 25 at Talking Stick Resort and Conference Center in Scottsdale, Arizona, for a client-exclusive event packed with strategic insight and innovation. Attendees will gain early access to Optimal Blue’s latest generative AI and automation tools, dive into expert-led sessions on pricing, compliance and more, and experience hands-on demos of new capabilities. Plus, it’s a chance to connect with capital markets pros, integration partners, and mortgage insiders—all while gaining actionable strategies to maximize profitability and sharpen your competitive edge. The Optimal Blue Summit: where proven mortgage expertise meets modern innovation to shape what's next. Early bird registration is now open at Summit.OptimalBlue.com – space is limited, so register today! News release:...

4. 

   10 Sept 2025

   Maximizing Returns on AI Investments With Seever Sulaiman | August 2025 Data

   Welcome to this month’s episode of the Market Advantage podcast by Optimal Blue. Hosts Olivia DeLancey, Brennan O'Connell, and Mike Vough kick off the show with a review of August 2025 mortgage data, covering rate lock and secondary market activity. The hosts then sit down with Optimal Blue Chief Technology Officer Seever Sulaiman to unpack a recent presentation he delivered on maximizing and measuring ROI on AI investments. The conversation explores the components that go into an AI investment, the role of small vs. large language models, and the importance of building a “center of excellence” to drive innovation within an organization. Key Takeaways: August saw a 2% decline in overall rate lock volume, with purchase activity down 10% and rate-term refinances surging 70%. Non-QM lending rose to 8.34% of total production in August, hitting a new record high. An AI “center of excellence” can help an organization foster internal expertise necessary for a foundation of success. Not all AI use cases require large language models; small language models can be more cost-effective, easier to deploy, and sufficient for many tasks. To measure AI, organizations should identify high-impact use cases, benchmark current performance, and track improvements. Links and Resources: Follow Seever Sulaiman on LinkedIn: https://www.linkedin.com/in/seeversulaiman/ (https://www.linkedin.com/in/seeversulaiman/) The AI Hype Cycle – Clip from Seever’s Presentation: https://youtu.be/lmPJDJ9Mnr8 (https://youtu.be/lmPJDJ9Mnr8) Subscribe to the Market Advantage data report: https://www2.optimalblue.com/market-advantage/ (https://www2.optimalblue.com/market-advantage/) Follow Optimal Blue on LinkedIn: https://www.linkedin.com/company/optimal-blue/ (https://www.linkedin.com/company/optimal-blue/) Subscribe to Optimal Blue’s YouTube channel: https://www.youtube.com/@Optimal-Blue (https://www.youtube.com/@Optimal-Blue) Follow Mike Vough on LinkedIn: https://www.linkedin.com/in/michael-vough-60467826/ (https://www.linkedin.com/in/michael-vough-60467826/) Follow Brennan O'Connell on LinkedIn: https://www.linkedin.com/in/brennan-oconnell/ (https://www.linkedin.com/in/brennan-oconnell/) Follow Olivia DeLancey on LinkedIn: https://www.linkedin.com/in/olivia-delancey/ (https://www.linkedin.com/in/olivia-delancey/) Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice. Mentioned in this episode: Optimal Blue Summit 2026 | February 23-25 | Scottsdale, Arizona In case you missed it – Optimal Blue has announced the dates for its 2026 Summit! Join us February 23 – 25 at Talking Stick Resort and Conference Center in Scottsdale, Arizona, for a client-exclusive event packed with strategic insight and innovation. Attendees will gain early access to Optimal Blue’s latest generative AI and automation tools, dive into expert-led sessions on pricing, compliance and more, and experience hands-on demos of new capabilities. Plus, it’s a chance to connect with capital markets pros, integration partners, and mortgage insiders—all while gaining actionable strategies to maximize profitability and sharpen your competitive edge. The Optimal Blue Summit: where proven mortgage...

5. 

   12 Aug 2025

   Julian Hebron on Lending Trends and Tech Innovation | July 2025 Data

   Welcome to this month’s episode of the Market Advantage podcast by Optimal Blue. Hosts Olivia DeLancey, Brennan O'Connell, and Mike Vough open the show with a discussion on July 2025 mortgage data, highlighting trends in rate lock volumes, refinance activity, and non-agency lending. Later in the episode, Olivia and Mike sit down with Julian Hebron, founder of The Basis Point, to explore rate outlooks, lending trends, and the evolving role of technology in the mortgage industry. Julian shares The Basis Point’s view that mortgage rates could fall faster than current forecasts suggest, driven by political pressure and potential leadership changes at the Fed. He also discusses the rise of non-QM, HELOCs, and bridge loans as permanent credit tools, and introduces a bold take on the one-stop-shop ownership model – where real estate brokerage becomes a customer acquisition strategy rather than a profit center. Key Takeaways: July saw a 3% decline in rate lock volumes and a 5% drop in purchase activity, offset by increases in cash-out and rate-term refinances. Non-agency and non-QM lending continue to grow, driven by investor demand and gig economy borrowers. The CME Mortgage Rate future is gaining traction as a hedging tool for MSR and non-agency loan risk. The Basis Point forecasts lower mortgage rates by late 2025, citing political pressure and potential Fed leadership changes. HELOCs and bridge loans are gaining popularity due to record tappable equity and evolving borrower needs. Links and Resources: Follow Julian Hebron on LinkedIn: https://www.linkedin.com/in/julianhebron/ (https://www.linkedin.com/in/julianhebron/) Learn more about The Basis Point: https://thebasispoint.com/ (https://thebasispoint.com/) Subscribe to the Market Advantage data report: https://www2.optimalblue.com/market-advantage/ (https://www2.optimalblue.com/market-advantage/) Follow Optimal Blue on LinkedIn: https://www.linkedin.com/company/optimal-blue/ (https://www.linkedin.com/company/optimal-blue/) Subscribe to Optimal Blue’s YouTube channel: https://www.youtube.com/@Optimal-Blue (https://www.youtube.com/@Optimal-Blue) Follow Mike Vough on LinkedIn: https://www.linkedin.com/in/michael-vough-60467826/ (https://www.linkedin.com/in/michael-vough-60467826/) Follow Brennan O'Connell on LinkedIn: https://www.linkedin.com/in/brennan-oconnell/ (https://www.linkedin.com/in/brennan-oconnell/) Follow Olivia DeLancey on LinkedIn: https://www.linkedin.com/in/olivia-delancey/ (https://www.linkedin.com/in/olivia-delancey/) Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice. Mentioned in this episode: Smarter Hedging Starts with the Right Team Innovative technology is only as powerful as the people behind it. At Optimal Blue, our hedging client services team partners with you to navigate risk, act decisively, and stay ahead of market shifts. Combine that expertise with CompassEdge – our hedging and loan trading platform – and you gain real-time insights, faster execution, and a strategy that adapts with the market. Whether you need full-service support or just another set of eyes, Optimal Blue...

6. 

   8 Jul 2025

   Smarter Hedging, Loan Sales, and Margin Management With Rob Kessel | June 2025 Data

   Rob Kessel, founder of Panoramic Capital Advisory, joins hosts Olivia DeLancey and Mike Vough to examine June 2025 mortgage data, including loan sale execution and pull-through trends, in this interview.

7. 

   10 Jun 2025

   AI-Powered Mortgage Innovation With Joe Tyrrell | May 2025 Data

   Optimal Blue CEO Joe Tyrrell discusses AI's transformative role in mortgage lending with hosts Brennan O'Connell and Olivia DeLancey, highlighting how it streamlines processes and enhances borrower experiences in this interview.

8. 

   13 May 2025

   The Role of Tech Innovation in Mortgage Lending With Optimal Blue CPO Erin Wester | April 2025 Data

   Welcome to this month’s episode of the Market Advantage podcast by Optimal Blue. Hosts Brennan O'Connell and Olivia DeLancey kick things off with a discussion on the April 2025 mortgage rate lock data and market trends from the Market Advantage report. Later, they are joined by Optimal Blue Chief Product Officer Erin Wester to explore the impact of technological innovations on driving profitability in the mortgage industry. Key Takeaways: Volatile Rate Lock Activity: April experienced significant rate fluctuations due to macroeconomic factors, impacting rate lock volumes and borrower behavior. Market Performance: Purchase lock volumes increased by 7% MoM, while YoY purchase lock volume was down 5%. Refinance Activity: Rate-and-term refinance volumes fell 15% MoM, and cash-out refinances dropped 3%. Production Mix: Non-agency loan share decreased slightly, while FHA loans gained market share. Technological Innovations: Optimal Blue's introduction of Originator Assistant, enhanced Lock Extension workflows, and the overall importance of managing technical debt. Strategic Recommendations: Emphasis on leveraging all features of technology platforms and considering custom API implementations for unique business workflows. Links and Resources: Subscribe to the Market Advantage data report: https://www2.optimalblue.com/market-advantage/ (https://www2.optimalblue.com/market-advantage/) View the latest Market Advantage data report: https://www2.optimalblue.com/market-advantage/ (https://www2.optimalblue.com/market-advantage/) Follow Optimal Blue on LinkedIn: https://www.linkedin.com/company/optimal-blue/ (https://www.linkedin.com/company/optimal-blue/) Subscribe to Optimal Blue’s YouTube channel: https://www.youtube.com/@Optimal-Blue (https://www.youtube.com/@Optimal-Blue) Erin Wester’s recent appearance on the HousingWire Daily podcast with Sarah Wheeler: https://www.housingwire.com/podcast/erin-wester-on-optimal-blues-evolution/ (https://www.housingwire.com/podcast/erin-wester-on-optimal-blues-evolution/) Follow Erin Wester on LinkedIn: https://www.linkedin.com/in/erin-wester-0996931b/ (https://www.linkedin.com/in/erin-wester-0996931b/) Follow Brennan O'Connell on LinkedIn: https://www.linkedin.com/in/brennan-oconnell/ (https://www.linkedin.com/in/brennan-oconnell/) Follow Olivia DeLancey on LinkedIn: https://www.linkedin.com/in/olivia-delancey/ (https://www.linkedin.com/in/olivia-delancey/) Mentioned in this episode: Originator Assistant in the Optimal Blue® PPE Unlock unmatched efficiency and competitive pricing with Originator Assistant in the Optimal Blue® PPE. This AI-powered tool supports Optimal Blue’s commitment to delivering high-impact, no-cost innovations that help lenders operate more efficiently and maximize profitability on every loan transaction. Originator Assistant streamlines loan structuring by identifying alternate scenarios with more competitive pricing, saving loan officers time, eliminating bias, and reducing guesswork. It automatically detects pricing breakpoints and suggests strategic loan options, helping lenders optimize their competitive advantage. Combining AI-driven scenario optimization with the flexibility to

9. 

   8 Apr 2025

   Driving Mortgage Market Profitability: Insights from Mike Vough | March 2025 Data

   Welcome to this month’s episode of the Market Advantage podcast by Optimal Blue. Hosts Olivia DeLancey and Brennan O'Connell are joined by Mike Vough, Optimal Blue’s head of corporate strategy, to discuss March 2025 mortgage rate lock data, the latest market trends, and the impact of technological innovations on driving profitability in the mortgage industry. Key Takeaways: Positive Market Trends: March saw a 24% increase in rate lock volumes MoM and a 21% rise in purchase volumes MoM, indicating a strong market performance. Refinance Activity: Significant increases in rate-and-term refinances (up 52%) and cash-out refinances (up 20%) MoM due to a better rate environment. Purchase Market Challenges: Despite positive MoM numbers, YoY purchase volumes declined by 2%, with lock counts down 6%. Shift Toward Non-Agency Loans: Decrease in GSE-eligible production and an increase in non-agency and jumbo loans, driven by high investor demand. Technological Innovations: Introduction of AI tools like Ask Obi for real-time data access and automated hedging insights, helping lenders save time and maximize profitability. Strategic Recommendations: Emphasis on creating proprietary rate sheets and adopting dynamic, cashflow-based servicing valuations to stay competitive. Links and Resources: Subscribe to the Market Advantage data report: https://www2.optimalblue.com/market-advantage/ (https://www2.optimalblue.com/market-advantage/) View the latest Market Advantage data report: https://www2.optimalblue.com/market-advantage/ (https://www2.optimalblue.com/market-advantage/) Follow Optimal Blue on LinkedIn: https://www.linkedin.com/company/optimal-blue/ (https://www.linkedin.com/company/optimal-blue/) Subscribe to Optimal Blue’s YouTube channel: https://www.youtube.com/@Optimal-Blue (https://www.youtube.com/@Optimal-Blue) Mike Vough’s recent opinion piece in MBA NewsLink: https://newslink.mba.org/mba-newslinks/2025/march/tech-and-ai-are-advancing-so-whats-next-for-mortgage-pricing/ (https://newslink.mba.org/mba-newslinks/2025/march/tech-and-ai-are-advancing-so-whats-next-for-mortgage-pricing/) Follow Mike Vough on LinkedIn: https://www.linkedin.com/in/michael-vough-60467826/ (https://www.linkedin.com/in/michael-vough-60467826/) Follow Brennan O'Connell on LinkedIn: https://www.linkedin.com/in/brennan-oconnell/ (https://www.linkedin.com/in/brennan-oconnell/) Follow Olivia DeLancey on LinkedIn: https://www.linkedin.com/in/olivia-delancey/ (https://www.linkedin.com/in/olivia-delancey/) Mentioned in this episode: Optimal Blue Hedging and Trading – CompassEdge Loan and Trading Platform INDUSTRY-LEADING, PROVEN ACCURACY Optimal Blue Hedging & Trading + Automation & Efficiency + Real-Time Risk Management + End-to-End Data Connections + Comprehensive Analytics & Modeling + Industry Expertise & Support To learn more about the benefits of hedging and trading with Optimal Blue, visit http://OptimalBlue.com/HT

10. 

    11 Mar 2025

    Insights From CoreLogic Chief Economist Selma Hepp on the Housing Market, Affordability Challenges | February 2025 Data

    Welcome to this month’s episode of the Market Advantage podcast by Optimal Blue. Director of Data Solutions Brennan O’Connell shares highlights from February 2025 mortgage rate lock data. He and his cohost Olivia DeLancey then welcome their guest, CoreLogic Chief Economist Selma Hepp, to discuss the housing market, affordability outlooks, and more. Key Takeaways: Significant jump in refinances: February saw a 40% surge in refi activity attributed to an improving rate environment, indicating potential opportunities for lenders in this segment. Affordability challenges: Despite some pockets of improvement, the overall housing market continues to lag, with first-time home buyers facing significant affordability challenges due to rising insurance costs and property taxes. Migration patterns: Emerging trends indicate a potential slowdown in migration patterns, as individuals reassess their housing decisions in light of evolving workplace dynamics and climate risks. Hazard risk scoring: CoreLogic’s innovative hazard risk scoring for properties allows for a comprehensive assessment of climate and insurance risk. Links and Resources: Subscribe to the Market Advantage data report: https://www2.optimalblue.com/market-advantage/ (https://www2.optimalblue.com/market-advantage/)  View the latest Market Advantage data report: https://www2.optimalblue.com/market-advantage/ (https://www2.optimalblue.com/market-advantage/)  Follow Optimal Blue on LinkedIn: https://www.linkedin.com/company/optimal-blue/ (https://www.linkedin.com/company/optimal-blue/) Subscribe to Optimal Blue’s YouTube channel: https://www.youtube.com/@Optimal-Blue (https://www.youtube.com/@Optimal-Blue) Follow Selma Hepp on LinkedIn: https://www.linkedin.com/in/selma-hepp-phd-11b0773a/ (https://www.linkedin.com/in/selma-hepp-phd-11b0773a/) Visit the CoreLogic website: https://www.corelogic.com/ (https://www.corelogic.com/) Follow Brennan O’Connell on LinkedIn: https://www.linkedin.com/in/brennan-oconnell/ (https://www.linkedin.com/in/brennan-oconnell/) Follow Olivia DeLancey on LinkedIn: https://www.linkedin.com/in/olivia-delancey/ (https://www.linkedin.com/in/olivia-delancey/)

11. 

    20 Feb 2025

    BONUS: Driving Profitability & Innovation at No Additional Cost – Joe Tyrrell | Optimal Blue Summit 2025

    At the first annual Optimal Blue Summit, Joe Tyrrell, CEO of Optimal Blue, reflects on past industry challenges, the importance of preparation, and the rapid advancements in technology. He shares insights on Optimal Blue's new core competencies, including flexibility, transparency, innovation, value, and control, all aimed at increasing profitability for their partners. Discover how Optimal Blue is leading the way with innovative AI solutions that solve lenders’ real-world challenges and a commitment to delivering unparalleled value at no additional cost. Learn more about our new product innovations: https://www2.optimalblue.com/optimal-blue-introduces-seven-major-innovations-at-its-inaugural-user-summit-in-san-diego/

12. 

    13 Feb 2025

    20 Questions With HousingWire Editor in Chief Sarah Wheeler | Optimal Blue Summit | January 2025 Data

    Market Advantage – Episode 5 Welcome to this month’s episode of the Market Advantage podcast by Optimal Blue, recorded on-site at the Optimal Blue Summit in San Diego. The hosts look at mortgage rate lock data from January 2025 before welcoming HousingWire Editor in Chief Sarah Wheeler for a round of “20 questions” spanning her career journey, her role at HousingWire, her interests, and more. Key Takeaways: January 2025 rate lock activity: The month saw a nearly 11% increase in overall volumes compared to December, predominantly attributed to a 16% MoM rise in purchase volume, alongside a 9% uptick in cash-out refi activity. However, YoY metrics indicate a slight decline in purchase lock counts, down 6% from January 2024, underscoring the evolving dynamics of the market. A day in the life of HousingWire editor in chief: Sarah Wheeler joins the hosts for a round of “20 questions” focused on industry matters, her career path, the HousingWire team, and more Optimal Blue Summit: Recorded on-site at the Optimal Blue Summit (Feb. 3-5, 2025), the hosts touch on major product announcements and the buzz at the event. Links and Resources: Subscribe to the Market Advantage data report: https://www2.optimalblue.com/market-advantage/ (https://www2.optimalblue.com/market-advantage/) View the latest Market Advantage data report: https://www2.optimalblue.com/market-advantage/ (https://www2.optimalblue.com/market-advantage/) Follow Optimal Blue on LinkedIn: https://www.linkedin.com/company/optimal-blue/ (https://www.linkedin.com/company/optimal-blue/) Subscribe to Optimal Blue’s YouTube channel: https://www.youtube.com/@Optimal-Blue (https://www.youtube.com/@Optimal-Blue) Follow Sarah Wheeler on LinkedIn: https://www.linkedin.com/in/sarah-tester-wheeler/ (https://www.linkedin.com/in/sarah-tester-wheeler/) HousingWire website: https://www.housingwire.com/ (https://www.housingwire.com/)

13. 

    14 Jan 2025

    Mastering the Market With America’s #1 Loan Originator Shant Banosian | December 2024 Data

    Optimal Blue's Market Advantage podcast features America's #1 loan originator Shant Banosian, executive vice president of sales at Rate, sharing insights on December 2024 mortgage trends and emphasizing the importance of relationships and adapting to shifting borrower behavior.

14. 

    10 Dec 2024

    CME Group’s Agha Mirza Talks Mortgage Rate Futures, Trading on an Exchange, Cross-Margining | November 2024 Data

    Agha Mirza, CME Group's managing director and global head of rates and OTC products, discusses how Mortgage Rate futures will revolutionize risk management for mortgage pipelines, MSRs, and securities.

15. 

    12 Nov 2024

    The Evolution of the Loan Officer With Dave Savage | October 2024 Data

    Welcome to this month’s episode of the Market Advantage podcast by Optimal Blue (https://www2.optimalblue.com), where we analyze mortgage lock data from October 2024 and feature an interview with Dave Savage, chief innovation officer at Trust Engine and founder of Mortgage Coach. Key Takeaways: October mortgage rate lock activity: Rates rose, yet purchase lock volume showed resilience. “Captains of the wealth team”: Industry expert Dave Savage explains why successful loan officers are upleveling to become trusted financial advisors – what he calls captains of a borrower’s wealth team. Data and tech: Dave Savage and the hosts discuss the value of incorporating technology and data into the origination process, including making it available to loan officers. Hosts: Olivia DeLancey (https://www.linkedin.com/in/olivia-delancey/) &amp; Brennan O'Connell (https://www.linkedin.com/in/brennan-oconnell/) LINKS AND RESOURCES Optimal Blue: Market Advantage mortgage data report | October 2024 data: https://www2.optimalblue.com/wp-content/uploads/2024/11/OB_MarketAdvantage_MortgageDataReport_Oct2024.pdf (https://www2.optimalblue.com/wp-content/uploads/2024/11/OB_MarketAdvantage_MortgageDataReport_Oct2024.pdf) Subscribe to the Market Advantage mortgage data report: https://www2.optimalblue.com/market-advantage/ (https://www2.optimalblue.com/market-advantage/) Optimal Blue Summit: summit.optimalblue.com (https://summit.optimalblue.com) Follow Optimal Blue on LinkedIn: https://www.linkedin.com/company/optimal-blue/ (https://www.linkedin.com/company/optimal-blue/) Dave Savage: Dave Savage on LinkedIn: https://www.linkedin.com/in/davesavage/ (https://www.linkedin.com/in/davesavage/) MortgageCoach YouTube: http://www.youtube.com/@mortgagecoach (http://www.youtube.com/@mortgagecoach) eBook – Art of Referral by Dave Savage: https://www.slideshare.net/slideshow/art-of-referrals-by-dave-savage/85720814 (https://www.slideshare.net/slideshow/art-of-referrals-by-dave-savage/85720814) Modern Mortgage IQ – Assessment: https://modernmortgageiq.com/ (https://modernmortgageiq.com/) TrustEngine website: mortgagecoach.com (https://www.youtube.com/redirect?event=channel_description&amp;redir_token=QUFFLUhqbFlITDNXajNQaUlMVnoxMDhuY1NncmFqdTlCd3xBQ3Jtc0trNE1lTXVwSG5xeWI4V0ZSbVVTRUF0TVpNb2xUdXBEbGJNbVQ2NU0zclRwYXQ2S21BSXdudktIcE94MWJEZFVEZ1R0M2xROFY5R1hmNFB3YTB1VjNFOENaWWh4VVl2c2NCMGFLSmxSXzJKcUgwWWNWdw&amp;q=www.mortgagecoach.com) Facebook: https://www.facebook.com/thetrustengine (https://www.facebook.com/thetrustengine) Instagram: https://www.instagram.com/thetrustengine?igsh=MWRrcXU3ZWlmNGM5Zw== (https://www.instagram.com/thetrustengine?igsh=MWRrcXU3ZWlmNGM5Zw==) The views and opinions expressed in this...

16. 

    8 Oct 2024

    Refi Activity Surges, Joel Kan Discusses the MBA Application Survey Index | September 2024 Data

    Welcome to this month’s episode of Market Advantage from Optimal Blue, where we analyze mortgage lock data from September 2024 and feature an interview with Joel Kan (https://www.linkedin.com/in/joel-kan-4949bb3a/), deputy chief economist at the Mortgage Bankers Association (https://www.linkedin.com/company/mortgage-bankers-association). Key Takeaways: September rate lock activity: The month saw a significant surge in refinance volume. MBA Application Survey Index: Joel Kan explains why it serves as a key indicator for understanding mortgage market dynamics. Affordability remains a key market topic: First-time homebuyers are increasingly pursuing new construction. Tune in to gain valuable insights and actionable advice to help you stay ahead in the mortgage industry. #OptimizeYourAdvantage #MaximizeProfitability Hosts: Olivia DeLancey (https://www.linkedin.com/in/olivia-delancey/) &amp; Brennan O’Connell (https://www.linkedin.com/in/brennan-oconnell/) Production Team: Executive Producer: Sara Holtz (https://www.linkedin.com/in/sarakaramholtz/) Producer: Matt Gilhooly (https://www.linkedin.com/in/mattgilhooly/) Resources: Market Advantage data report | September 2024 (https://www2.optimalblue.com/wp-content/uploads/2024/10/OB_MarketAdvantage_MortgageDataReport_Sept2024.pdf) Subscribe to the Market Advantage mortgage data report: https://www2.optimalblue.com/market-advantage/ (https://www2.optimalblue.com/market-advantage/) Follow Optimal Blue on LinkedIn: https://www.linkedin.com/company/optimal-blue/ (https://www.linkedin.com/company/optimal-blue/)

17. 

    23 Sept 2024

    Market Advantage - Trailer - Launches Oct. 8

    The multi-trillion-dollar housing market is a centerpiece of the U.S. economy. Whether you’re a mortgage lender, real estate professional, or anyone simply interested in staying informed – understanding housing finance starts with data-driven insights and analysis. The Market Advantage is your source for timely mortgage origination data and trusted commentary. Produced by Optimal Blue (https://www2.optimalblue.com) – the industry’s only end-to-end capital markets technology provider – the Market Advantage podcast and complementary data report (https://www2.optimalblue.com/market-advantage/) examine lender rate lock data representative of over one-third of mortgages processed nationwide. Unlike self-reported survey data, Optimal Blue’s direct-source mortgage lock data accurately reflects the in-process loans in lenders’ pipelines – giving you a line of sight into early-stage origination activity for a true market advantage. Each month, we unpack the latest data and trends while engaging in timely and relevant discussions with special guests – so you have the advantage you need to stay informed in any market. Tune in and subscribe today. Hosted by: Olivia DeLancey Brennan O’Connell Executive Producer: Sara Holtz Producer: Matt Gilhooly

Who has been a guest on Market Advantage - Mortgage Trends and Expert Insights - Optimal Blue

Names identified in recent episode analyses. Showing up to five guests.

• Rob Kessel
• Joe Tyrrell
• Shant Banosian

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

46,513

Score snapshot 15 Sept 2025

Apple Podcasts (US)

5.0 / 5

6 ratings

Podcast Authority Score: 51 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

58

Social presence

0

YouTube

76

Engagement

32

Contact Market Advantage - Mortgage Trends and Expert Insights - Optimal Blue

Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

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