Martini Mortgage Podcast

About Martini Mortgage Podcast

Certified Mortgage Advisor and Raleigh mortgage broker Kevin Martini has been an innovator in transforming the way that the consumer looks at their mortgage lending relationship. Since 2006, Kevin Martini and his Group of talented mortgage professionals have provided a level of value to the families that is not common in the mortgage business. The Martini Mortgage Podcast is curated to simply and effectively communicate current opportunities and challenges in the real estate and mortgage arena that not just homebuyers and homeowners need to know but also Realtor need to know. Enjoy :) Kevin Martini | NMLS 143962 | Certified Mortgage Advisor | Martini Mortgage Group at Gold Star Mortgage Financial Group, Corporation | NMLS # 3446 | 507 N Blount St, Raleigh, NC 27604 | (919) 238-4934 | www.MartiniMortgageGroup.com | Kevin@MartiniMortgageGroup.com | Equal Housing Lender

Publisher

Kevin Martini

Category

business · business

Language

en

Explicit

No

First episode

9 May 2018

Latest episode

6 Oct 2026

Latest episodes

27 of 249 episodes have a transcript.

1. 

   6 Oct 2026TRANSCRIPT

   Same Ten Thousand Dollars. Two Very Different Offers.

   Kevin Martini of Martini Mortgage Group explains how a seller credit often benefits first-time homebuyers more than a price cut, revealing key negotiation insights.

2. 

   30 Sept 2026TRANSCRIPT

   You Might Be Closer to Owning a Home Than You Think

   Kevin Martini of Martini Mortgage Group explains how North Carolina's down payment assistance program makes homeownership more accessible for buyers.

3. 

   28 Jul 2026TRANSCRIPT

   Renewing a lease or buying in Raleigh

   Certified Mortgage Advisor Kevin Martini explores why renters often renew leases instead of buying, revealing how status quo bias impacts housing decisions and what it truly costs to wait.

Inside a recent episode

Same Ten Thousand Dollars. Two Very Different Offers.

Published 6 Oct 2026 · Transcript excerpt

[…] Based on my loan and this price, what's the most seller credit I can actually use? That's it. And here's why that one question does so much work. Because the answer depends on three things most buyers never hear about until it's too late. First, there's a cap. On a conventional loan where you're putting less than 10% down, seller contributions are generally limited to 3% of the price or the appraised value, whichever is lower. On a $430,000 home, that's $12,900. So if you negotiated $15,000, that extra $2,100 doesn't come to you. FHA, USDA, and VA each have their own limits. The point is, there's always a ceiling, and you want to know where it is before you negotiate past it. […]

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

4.3 / 5

6 ratings

Podcast Authority Score: 54 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

96

Social presence

0

YouTube

0

Engagement

31

Contact Martini Mortgage Podcast

Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

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