Independent Medicare broker Craig Smith breaks down everything you need to know about Medicare in plain English. Covering Medicare Advantage, Medicare Supplement, Part D, IRMAA, enrollment periods, and more. Serving clients across Queens, Long Island, the Bronx, Westchester, New Jersey, and nationwide. Call (917) 740-1895 for a free Medicare consultation.
The incoming administration intends to discontinue a multi-billion-dollar subsidy program designed to stabilize Medicare Part D premiums by the end of 2026. While officials argue that ending these "bailouts" will prevent market manipulation and encourage fiscal responsibility among insurers, the decision is expected to trigger monthly rate increases for a significant majority of seniors. Current data suggests that approximately three-quarters of enrollees will face higher costs, with nearly half seeing monthly spikes between $11 and $20.
8 Jun 2026
The Rising Tide of Medicare Supplement Birthday Rules — What Seniors Need to Know
Are you enrolled in a Medicare Supplement plan? More states are adopting the Medicare Supplement Birthday Rule — and it could give you the opportunity to switch to a better Medigap plan without medical underwriting.In this episode, Craig Smith — independent Medicare broker serving New York, New Jersey, and nationwide — breaks down everything you need to know about the Medicare Supplement Birthday Rule.Topics covered:- What the Medicare Supplement Birthday Rule is and how it works- Which 17 states currently have the Birthday Rule- Which states have it pending, including New Jersey and Pennsylvania- The trade-offs policyholders need to know- How New York's guaranteed issue protections compareBook a free Medicare consultation: https://csmedicare.radiusbob.com/appointments/turning65Call Craig directly: 929-499-2898Visit: https://csmithinsurancegroup.comWe do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE for information on all options.
28 May 2026
Does Medicare Cover Wegovy in 2026? The Medicare GLP-1 Bridge Explained
Are you a Medicare beneficiary wondering if Medicare covers Wegovy? Big news — starting July 1, 2026, eligible Medicare beneficiaries can access Wegovy for just $50/month through the new Medicare GLP-1 Bridge program!
In this episode, independent Medicare broker Craig Smith breaks down everything you need to know about Medicare coverage for Wegovy in 2026.
In this episode, you will learn:✅ What the Medicare GLP-1 Bridge program is✅ Who qualifies for the $50/month copay✅ Which medications are covered — Wegovy, Zepbound, and Foundayo✅ What happens after December 2027✅ How to access coverage through your Medicare plan
🎁 FREE Medicare Decision Guide:https://craigster263.gumroad.com/l/ruwuzg (https://craigster263.gumroad.com/l/ruwuzg)
📺 Watch the full video on YouTube:https://youtu.be/PU8EXK1BLMM (https://youtu.be/PU8EXK1BLMM)
📞 Free Medicare Consultation: (917) 740-1895🌐 csmithinsurancegroup.com🕐 Monday-Friday 9 AM-8 PM | Saturday 10 AM-1PM
We are not connected with or endorsed by the United States Government or the federal Medicare program.
12 May 2026
Sandwich Generation: Navigating Medicare and Social Security
Navigating the complexities of Medicare and Social Security can be overwhelming, especially for the Sandwich Generation. In this video, we explore essential strategies for baby boomers who find themselves balancing caregiving responsibilities for both children and aging parents. From establishing a My Social Security account to understanding Medicare coverage options, we’ll provide a valuable checklist to help you prepare for health crises. Learn how to manage premiums, secure important documents, and have crucial conversations about long-term care costs. Don't let Medicare concerns fall through the cracks—watch now for guidance that can empower and support your family. Like and share this video if you found it helpful! #SandwichGeneration #Medicare #SocialSecurity #Caregiving #BabyBoomers
12 May 2026
Medicare Quick Reference Guide 2026
Medicare Quick Reference Guide 2026 — Everything You Need to Know
Are you turning 65 soon and confused about Medicare? In this episode, independent Medicare broker Craig Smith breaks down everything you need to know about Medicare in 2026 in a simple, easy-to-understand conversation.
In this episode, you will learn:• The difference between Medicare Part A, Part B, Part C, and Part D• When to enroll and how to avoid late enrollment penalties• Medicare Advantage vs Medicare Supplement — which is right for you?• Key 2026 Medicare costs, including premiums and deductibles
🎁 Download our FREE Medicare Decision Guide:https://craigster263.gumroad.com/l/ruwuzg (https://craigster263.gumroad.com/l/ruwuzg)
📺 Watch the full video on YouTube:https://youtu.be/v7VLsv4T218 (https://youtu.be/v7VLsv4T218)
📞 Free Medicare Consultation: (917) 740-1895🌐 csmithinsurancegroup.com
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