Money & Us

About Money & Us

Money and Us with Anna Brading is your reminder that it’s never too late to take control of your finances and change your life. Anna is a Certified Financial Education Instructor, author and mum who knows first hand what it feels like to do all the things you’re taught to do and still feel completely lost with money. She figured it out, changed her life, and has since built a community of over 250,000 people, written a bestselling book and has been invited to Parliament to advocate for better financial education for all. Now she’s here to help you do the same. Most of us were never taught how money really works. Almost three quarters of UK adults never received any financial education at school, so it’s no wonder so many of us feel overwhelmed, underprepared and like we’re somehow behind. We’ve convinced ourselves it’s too complicated, that we’ve left it too late, or that the advice out there just doesn’t apply to our lives. The reality of juggling work and kids, caring for elderly relatives, going through health challenges, and still showing up with a smile on our faces. What if the right conversation, at the right time, could change everything? Every week, Anna sits down with some of the UK’s leading experts for honest, real conversations about money in the context of real life. From entrepreneurship and investing to relationships, grief, addiction, parenthood and raising the next generation, these are the conversations that meet you where you are right now, not where you think you should be. Money and Us is a space where no question is too small, no starting point is too late, and nobody is made to feel judged or behind. Most of us are figuring this out as we go, and that’s exactly what this podcast is here for.

Publisher

Anna Brading

Category

business · education

Language

en

Explicit

No

First episode

16 Jun 2026

Latest episode

20 Oct 2026

Latest episodes

11 of 18 episodes have a transcript.

1. 

   20 Oct 2026TRANSCRIPT

   Are You Saving Too Much and Investing Too Little? With Clare Francis, Director of Savings and Investments at Barclays

   Anna Brading interviews Clare Francis, Director of Savings and Investments at Barclays, about overcoming financial fears and the importance of investing for unexpected life events.

2. 

   13 Oct 2026TRANSCRIPT

   What It Takes To Rebuild Your Identity From Nothing with England International Anita Asante

   Host Anna Brading interviews former England international Anita Asante about rebuilding identity and career from limited foundations in professional football.

3. 

   6 Oct 2026TRANSCRIPT

   Why Losing His Mum Sparked A Business That's Helped A Million People with Sam Grice

   Anna Brading interviews Sam Grice, founder of Octopus Legacy, about navigating grief and practical financial planning after loss.

4. 

   29 Sept 2026TRANSCRIPT

   Psychotherapist Paula Williams on The Hidden Anxiety Behind How We Spend, Save And Avoid Our Bank Account

   Host Anna Brading interviews psychotherapist Paula Williams about the hidden anxieties driving our spending, saving, and avoidance of finances, revealing the core need for safety.

5. 

   22 Sept 2026TRANSCRIPT

   How to Find Your Voice and Speak with Confidence with Caroline Goyder

   Host Anna Brading interviews voice coach Caroline Goyder about how speaking confidently impacts life success and career advancement.

6. 

   15 Sept 2026TRANSCRIPT

   When Your Financial Problems Aren’t Actually About Money with Money Mindset Expert Laura Moore

   Financial coach Laura Moore interviews with Anna Brading about how money mindset shifts your relationship with finances beyond budgeting, revealing true wealth.

7. 

   8 Sept 2026TRANSCRIPT

   The Real Cost of Being Afraid to Fail

   Host Anna Brading interviews Zoe Harrison, Alex Depledge MBE, Millie Gooch, Joshua Raymond, and Stewart McCulloch about reframing failure and overcoming the fear of not succeeding.

8. 

   1 Sept 2026TRANSCRIPT

   What Nobody Tells You About Money, Marriage and Motherhood with Elizabeth Idowu

   Host Anna Brading interviews NHS midwife and author Elizabeth Idowu about the often-unspoken financial realities of marriage and motherhood, offering insights for expectant parents and their support systems.

9. 

   25 Aug 2026TRANSCRIPT

   What Grief Taught A Millionaire About Wealth with Stewart McCulloch

   Host Anna Brading interviews Stewart McCulloch, CEO of Christians Against Poverty, about how profound grief reshaped his perspective on wealth and purpose.

10. 

    18 Aug 2026TRANSCRIPT

    Why Almost Half of Women Will Be Single by 2030 with Lucy Meggeson

    Host Anna Brading interviews author Lucy Meggeson about thriving solo and the financial realities of independent living.

11. 

    11 Aug 2026TRANSCRIPT

    What It Really Costs To Play for England with Zoe Harrison

    Host Anna Brading interviews England rugby star Zoe Harrison about the financial realities and sacrifices of elite women's sports.

12. 

    4 Aug 2026

    The Money Conversation Every Couple Needs To Have with Rotimi Merriman-Johnson, fiancée Dora Balusa and Simon Brading

    Most of us know that money and relationships are deeply connected. Few of us ever talk about it honestly, especially not with our partners in the room. In this episode, Anna does something a little different. She sits down not just with one of the UK's most well regarded finance creators and financial advisors, Rotimi Merriman-Johnson, but with their partners too. Rotimi's fiancée Dora Balusa, a talented makeup artist, and Anna's own husband Simon join the conversation for one of the warmest, most honest and most revealing episodes of Money & Us yet. Together, the four of them explore what really happens when money meets love. From navigating salary differences and financial anxiety in relationships, to whether couples should combine their finances, how to set boundaries when work bleeds into home life, and why communication about money is one of the most important things can do before you walk down the aisle. This is the conversation most couples never have. If you're in a relationship, thinking about getting serious with someone, or simply want to understand how money really works between two people, this one is for you. Key Moments: • 1 in 5 Brits have considered ending their relationship over salary differences • Why only 22% of Brits find talking about money with their partner awkward, and why that number feels surprisingly low • How Rotimi and Dora met twice, once online and once on Hinge, and why the universe had other plans • Why Rotimi led on money conversations from day one and how that helped Dora become more comfortable with her finances • The case for couples therapy before the big issues arrive, not after • Joint finances vs separate pots, and why there’s no one size fits all approach • How two content creators manage work-life boundaries when everything is always on • What wealth means to Rotimi and Dora, and why their answers will stay with you Chapters: 00:00 Introduction 00:02 Fact or Fiction: Money & Relationships 04:27 How Rotimi & Dora Met 10:42 When Should Couples Talk About Money? 14:03 Who Should Pay on the First Date? 16:09 Money, Values & Cultural Expectations 18:38 Has Modern Dating Made Relationships Harder? 23:33 Does Being a Financial Expert Change Your Relationship? 25:28 Saving for the Future vs Living Today 31:13 Managing Money When You're Self-Employed 34:11 Setting Healthy Work-Life Boundaries 41:34 Why Couples Really Argue About Money 42:16 Navigating Cultural Expectations Around Marriage 45:06 How Children Change Your Relationship With Money 58:24 Black British Wealth: The Financial Reality 01:05:58 Why Representation Around Money Matters 01:10:11 Practical Relationship Advice That Actually Works 01:12:03 Love Languages & Financial Compatibility 01:13:12 Gender Roles & Splitting Finances 01:16:13 Joint Accounts vs Separate Accounts 01:18:55 Money Systems Every Couple Should Have 01:20:31 What Does Being Wealthy Really Mean? 01:22:36 Final Thoughts Follow Rotimi Merriman-Johnson: Instagram: https://www.instagram.com/mrmoneyjar/?hl=en LinkedIn: https://uk.linkedin.com/in/rotimimerrimanjohnson X: https://x.com/mrmoneyjar?lang=en Website: https://www.mrmoneyjar.com Follow Dora Balusa: Instagram: https://www.instagram.com/dorabmakeupartist?igsh=MXZtbDE3Z2g0dHF6aw== Follow Simon Brading: LinkedIn: https://uk.linkedin.com/in/simonbrading?original_referer=https%3A%2F%2Fwww.google.com%2F Follow Anna Brading: Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb LinkedIn: https://www.linkedin.com/in/annajoybrading/ Website: https://www.mentoramoney.com Follow Money & Us: Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP Buy Money Mentor: https://amzn.eu/d/03ISOm6z Sponsor: XTB - https://geolink.xtb.com/FKPRM Capital at Risk. Investment Values May Rise and Fall

13. 

    28 Jul 2026

    The Truth About Alcohol, Money and Mental Health with Millie Gooch

    She went from a five night a week binge drinker to founding the Sober Girl Society, now the largest sober curious community for women in the world. Today, Millie Gooch is an author, mental health and addiction expert, and one of the most important voices on sobriety and alcohol culture in the UK. In this episode of the Money and Us podcast, Anna sits down with Millie for a candid and compelling conversation about addiction, money and the hidden cost of alcohol that most of us never stop to calculate. Millie opens up about her journey from anxious university student using alcohol to cope, to waking up at 26 and realising she simply couldn't carry on. She talks about the shame spiral, the debt, the mental health toll, and the moment everything changed. Not a dramatic rock bottom, but a quiet moment of clarity that she credits with saving her life. They also get into something most people never consider. The real financial cost of addiction, the way delivery apps have removed every barrier between us and substances, why we are living in the most addiction prone era in human history, and what we can all do to support someone we love who might be struggling. Whether or not alcohol has ever been part of your story, this is a conversation that has something for everyone. Key Moments: Over 1 million alcohol related hospital admissions in the UK between 2023 and 2024 How Millie went from a non-drinker to a five night a week binge drinker in a matter of months The hidden financial cost of addiction, from the drinks themselves to Uber cleaning fees and debt Why she describes her turning point not as a rock bottom but as a moment of clarity How delivery apps have removed every barrier between us and substances, including buy now pay later Why we are living in the most addiction prone era in human history The green light moments approach to talking to someone you're worried about What wealth means to Millie, and why her answer has nothing to do with money Chapters: 00:00 Introduction 00:01 Fact or Fiction: Alcohol & Hospital Admissions 02:55 Millie's Story: How Alcohol Took Over 06:26 Why She Started Drinking at University 10:24 The Moment Everything Changed 11:37 Getting Sober: The First Six Months 13:20 Are You Drinking to Escape Your Feelings? 15:03 Why We Don't Teach Emotional Resilience 17:00 Why Millie Founded Sober Girl Society 20:29 How Shame Fuels Addiction 22:59 The First Step to Breaking Free 24:18 Why British Drinking Culture Is So Normalised 29:15 The Financial Cost of Alcohol Addiction 31:17 Does Alcohol Really Make You More Yourself? 34:45 Are We Living in an Age of Addiction? 36:11 Alcohol Delivery Apps & Instant Gratification 38:09 Social Media, Vaping & Modern Addictions 41:03 Finding Hope in an Overwhelming World 44:18 The Hidden Financial Impact of Addiction 46:40 The £27 Billion Cost of Alcohol 50:33 The Alcohol Harm Paradox Explained 52:08 How Alcohol Change UK Is Driving Reform 56:12 Why We Need More Friction, Not Less 58:45 Alcohol, Marketing & Social Conditioning 01:03:12 What a Healthier Relationship With Alcohol Looks Like 01:07:40 Final Advice for Anyone Struggling 01:10:18 Closing Thoughts Follow Millie Gooch: Instagram: https://www.instagram.com/milliegooch/?hl=en (https://www.instagram.com/milliegooch/?hl=en) LinkedIn: https://uk.linkedin.com/in/milliegooch?original_referer=https%3A%2F%2Fwww.google.com%2F (https://uk.linkedin.com/in/milliegooch?original_referer=https%3A%2F%2Fwww.google.com%2F) Website: https://sobergirlsociety.com/pages/welcome-let-us-show-you-around (https://sobergirlsociety.com/pages/welcome-let-us-show-you-around) Buy Hangxiety: How Alcohol Messes with Your Mind: https://amzn.eu/d/05GPWRNq (https://amzn.eu/d/05GPWRNq) Buy The Sober Girl Society Handbook: https://amzn.eu/d/03IcVXoe (https://amzn.eu/d/03IcVXoe) Follow Anna Brading: Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb (https://www.instagram.com/mentoramoney/?hl=en-gb) LinkedIn: https://www.linkedin.com/in/annajoybrading/ (https://www.linkedin.com/in/annajoybrading/) Website: https://www.mentoramoney.com (https://www.mentoramoney.com/) Follow Money & Us: Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb (https://www.instagram.com/mentoramoney/?hl=en-gb) TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe (https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe) YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP (https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP) Buy Money Mentor: https://amzn.eu/d/03ISOm6z (https://amzn.eu/d/03ISOm6z) Sponsor: XTB - https://geolink.xtb.com/FKPRM (https://geolink.xtb.com/FKPRM**) Capital at Risk. Investment Values May Rise and Fall

14. 

    21 Jul 2026

    Everything You Need To Know About Investing with Joshua Raymond

    He spent his first six years working in the finance industry without investing a single penny of his own money. Today, Joshua Raymond is the Managing Director of one of the UK’s fastest growing investment platforms and one of the most straight talking voices on how everyday people can start building real wealth. 11.6 million adults in the UK are ready to invest but still haven’t taken the first step. Anna sits down with Joshua to break down exactly what is stopping them, why the barriers are far lower than most people think, and why the most important shift is not financial but psychological. Investing, he argues, is just another form of saving. We just don’t see it that way yet. From ISAs and ETFs to market volatility and the psychology behind our money decisions, these are exactly the conversations that Money and Us was created to have. No jargon, no overwhelm, just the clarity most of us have been waiting for. Key Moments: • The stat that will surprise you: 11.6 million UK adults are ready to invest but haven’t started yet • Why Joshua spent six years working in finance before investing a single penny himself • The catch and throw analogy that explains everything you need to know about long term investing • Why investing is just another form of saving and how that one realisation changes everything • The biggest blockers stopping people from investing and how to overcome them • What to do when markets are volatile and headlines are scary • How to actually start investing, step by step, from choosing a broker to making your first deposit • What wealth means to Joshua, and why his answer is about comfort, not luxury Chapters: 00:00 Intro 00:00:56 Fact or Fiction: 11.6 Million People Want To Invest 00:02:36 How Joshua Ended Up in Finance 00:04:24 Why He Waited 6 Years Before Investing 00:08:24 What XTB Actually Does 00:12:08 Why Covid Changed Investing Forever 00:16:24 Why Investing Should Be As Normal As Buying Coffee 00:20:13 Why Your Savings Could Be Losing Value 00:23:42 The Biggest Mistakes New Investors Make 00:26:35 What Happens When Markets Crash? 00:29:25 Why Millions Still Haven't Started Investing 00:32:26 Why Starting Small Beats Waiting 00:34:00 Why Joshua Is Terrible At Trading 00:37:20 Trading vs Investing: What's The Difference? 00:40:09 The Fear Of NOT Investing 00:44:26 A Beginner's Step-By-Step Guide To Investing 00:48:03 What Should You Invest In First? 00:51:08 You Don't Need Thousands To Start Investing 00:53:05 The Biggest Investing Myths Debunked 00:58:30 How To Build Wealth Over Time 01:03:45 Final Advice For First-Time Investors 01:06:00 Final Thoughts Follow Joshua Raymond at XTB: Instagram - https://www.instagram.com/xtb_uk?igsh=MTAya3l2eGE1YWd1cQ%3D%3D (https://www.instagram.com/xtb_uk?igsh=MTAya3l2eGE1YWd1cQ%3D%3D) Facebook - https://www.facebook.com/xtb/?locale=en_GB (https://www.facebook.com/xtb/?locale=en_GB) X - https://x.com/XTBUK (https://x.com/XTBUK) LinkedIn - https://www.linkedin.com/company/xtb/ (https://www.linkedin.com/company/xtb/) Follow Anna Brading: Instagram -  https://www.instagram.com/mentoramoney/?hl=en-gb (https://www.instagram.com/mentoramoney/?hl=en-gb) LinkedIn - https://www.linkedin.com/in/annajoybrading/ (https://www.linkedin.com/in/annajoybrading/) Website - https://www.mentoramoney.com (https://www.mentoramoney.com/) Follow Money & Us: Instagram - https://www.instagram.com/mentoramoney/?hl=en-gb (https://www.instagram.com/mentoramoney/?hl=en-gb) TikTok - https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe (https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe) YouTube - https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP (https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP) Buy Money Mentor book here - https://amzn.eu/d/03ISOm6z (https://amzn.eu/d/03ISOm6z) Sponsor: XTB - https://geolink.xtb.com/FKPRM (https://geolink.xtb.com/FKPRM**) Capital at Risk. Investment Values May Rise and Fall

15. 

    14 Jul 2026

    Why Financial Anxiety Is Already Destroying The Next Generation with Abi Foster

    She was the shy one in her family, failed to shine in exams, and much to the dismay of her parents, quit her accountancy career to move to Australia and become a yoga instructor. Today, Abi Foster is not only a qualified accountant, but one of the UK’s leading finance content creators, author, presenter and founder of a business, Elent, taking financial education directly into schools across the country, teaching young people the money lessons most of us were never given. In this episode of Money and Us, Anna sits down with Abi for a candid and compelling conversation about the next generation, what they’re really worried about, and what we can all do to set them up differently. Youth unemployment in London is running at 26%. Young people are being priced out of the housing market before they’ve even started. Financial anxiety is already affecting their mental health. And yet money is still barely spoken about in schools, at home, or anywhere it actually matters. From the words we use about money at home, to home ownership, success and what wealth really looks like for a generation navigating a completely different world, this is the conversation that every parent, and every young person, needs to hear. Key Moments: • Youth unemployment in London is running at 26%, and Abi believes it’s only going to rise • Why the average millionaire is 55, and why young people have a dangerously distorted view of wealth • How the words we use about money at home shape our children’s financial beliefs for life • Why owning a house is no longer the success metric it once was, and what that means for the next generation • The four things every new parent should do for their child’s financial future • Why abundance, not scarcity, is the mindset Abi most wants to give young people • What Abi really thinks about financial education on the school curriculum • What wealth means to Abi, and why her answer is about freedom, not things Chapters: 00:00 Introduction & shocking facts about Gen Z and money 01:17 The financial literacy crisis facing young people 03:50 Abi Foster's childhood and entrepreneurial upbringing 08:10 Why she became an accountant 13:54 Leaving corporate life to teach financial literacy 17:42 Why money still isn't taught properly in schools 21:00 What students really want to learn about money 25:54 The biggest financial challenges facing Gen Z 28:50 How money affects children's mental health 31:54 The money beliefs parents accidentally pass on 34:16 Building an abundance mindset in children 37:04 Why owning a house isn't the only definition of success 42:08 Investing, pensions & building wealth beyond property 44:50 Should you save for the future or enjoy your 20s? 50:12 Is it ever too late to change careers? 58:19 Why the education system needs to change 01:06:20 Raising financially confident children 01:12:00 Abi's book, practical money advice & final thoughts Follow Abi Foster: Instagram - https://www.instagram.com/abigailrosefoster/ LinkedIn - https://abifoster.com/contact Website - https://abifoster.com Buy The Money Manual - https://amzn.eu/d/04QALTRj Follow Anna Brading: Instagram -  https://www.instagram.com/mentoramoney/?hl=en-gb LinkedIn - https://www.linkedin.com/in/annajoybrading/ Website - https://www.mentoramoney.com Follow Money & Us: Instagram - https://www.instagram.com/mentoramoney/?hl=en-gb TikTok - https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe YouTube - https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP Sponsor: XTB - https://geolink.xtb.com/FKPRM (https://geolink.xtb.com/FKPRM**) Capital at Risk. Investment Values May Rise and Fall

16. 

    7 Jul 2026

    The Truth About AI That Nobody Is Telling You with Jamie Bartlett

    He interviewed Sam Altman in 2017, before most of the world had heard of him, spent hundreds of hours inside some of the darkest corners of the internet, from extremist forums to the darknet, and has become one of the most trusted voices on AI and society in the UK. Today, Jamie Bartlett is a five time author, tech journalist, and the person Anna wanted in her corner for this conversation. In this episode of Money and Us, Anna sits down with Jamie for a candid and compelling conversation about AI, money, and what it really means for all of us right now. Jamie talks openly about the dangers most people aren't aware of. The sycophancy built into every AI model that makes it almost impossible not to trust. The hallucinations that sound so convincing even experts get fooled. What AI really means for jobs, money, and the future of work, and how to use it wisely without being misled by it. This isn't a conversation for tech experts. It's for real people trying to navigate a world that's changing faster than most of us anticipated. Whether you're worried about AI, curious about it, or simply trying to figure out what it means for your life and your finances, this one is for you. Key Moments: • Why 3.5 billion prompts are entered into ChatGPT alone every single day • The golden rule of technology and why criminals and outsiders are always the earliest adopters • Why Jamie argued with Sam Altman in 2017 and what that conversation revealed • The story of Alan from Toronto and how AI hallucination combined with sycophancy led one man into a genuine delusion • Why every AI model is built to flatter you and why that's more dangerous than most people realise • What AI really means for jobs, money, and the future of work • How to use AI wisely without being misled • What wealth means to Jamie, and why his answer is about time, not money Chapters: 00:00 Intro 00:00:45 Fact or Fiction: How Many AI Prompts Are Sent Every Day? 00:02:34 Why Jamie Studies People, Not Technology 00:04:23 The Story That Changed His Career 00:09:59 Growing Up Around Computers 00:12:59 When Jamie Realised AI Would Change Everything 00:18:56 Why Language Is the Key to AI 00:23:22 How AI Will Change Society Forever 00:28:48 Why AI Lies and Flatters You 00:39:02 The Man Who Thought AI Helped Him Invent New Maths 00:46:55 Are Our Jobs at Risk? 00:54:03 How Parents Should Prepare Their Children for AI 00:57:41 The Best Ways to Use AI Creatively 01:03:11 Should You Trust AI With Money? 01:06:22 The Biggest Mistakes People Make With AI 01:10:34 How to Write Better AI Prompts 01:15:42 What the Future of AI Really Looks Like 01:22:18 Final Thoughts Follow Jamie Bartlett: LinkedIn - https://uk.linkedin.com/in/jamie-bartlett-a091b6134 Instagram - https://www.instagram.com/jamiejbartlett/?hl=en X - https://x.com/JamieJBartlett Buy How To Talk to AI - https://amzn.eu/d/074Sznay Follow Anna Brading: Instagram -  https://www.instagram.com/mentoramoney/?hl=en-gb LinkedIn - https://www.linkedin.com/in/annajoybrading/ Website - https://www.mentoramoney.com Follow Money & Us: Instagram - https://www.instagram.com/mentoramoney/?hl=en-gb TikTok - https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe YouTube - https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP Buy Money Mentor book here - https://amzn.eu/d/03ISOm6z Sponsor: XTB - https://geolink.xtb.com/FKPRM (https://geolink.xtb.com/FKPRM**) Capital at Risk. Investment Values May Rise and Fall

17. 

    30 Jun 2026

    The Woman Rewriting the Rules of British Entrepreneurship with Alex Depledge MBE

    She was bullied at school, didn’t fit in at university, and spent the first 20 years of her life trying to make herself smaller. Today, Alex Depledge MBE is a serial tech entrepreneur who has built and sold multimillion-pound businesses, and was appointed the country’s first ever Entrepreneurship Advisor to the Chancellor. In this episode, Anna sits down with Alex for a candid and compelling conversation about money, ambition, and what it really takes to back yourself when the world isn’t quite ready for you. Alex talks openly about the emotional reality of entrepreneurship, what it actually costs, and why the moment she stopped trying to fit in was the moment everything changed. She shares why failure is so much more valuable than we give it credit for, and what she has learned from building and selling multimillion-pound businesses. They also get into the bigger picture. What AI really means for the future of work, why entrepreneurial thinking is fast becoming a skill we all need, and what Alex is doing behind the scenes to make the UK a better place to build a business. Whether you have ever thought about working for yourself or you simply want to understand what it takes to think and act more boldly with your money and your life, this one is for you. Key Moments: • Why 64% of Gen Z want to be their own boss and what that tells us about the future of work • Growing up feeling like you never fit in and why your difference might be your greatest asset • The emotional reality of building, scaling and selling businesses • Why failure is more valuable than we give it credit for • What AI is going to mean for all of us • What Alex is working on behind the scenes as Entrepreneurship Advisor to the Chancellor • What wealth really means to Alex, and her answer might surprise you Chapters: 00:00 Intro 00:00:45 Fact or Fiction: Do 64% of Gen Z Want to Be Entrepreneurs? 00:02:05 Growing Up, Bullying & Never Feeling Like She Belonged 00:07:55 Why America Creates More Entrepreneurs Than the UK 00:12:16 The Moment She Stopped Playing Small 00:13:35 The Co-Founder Friendship That Changed Everything 00:15:43 Why We Need More Female Founders 00:18:27 Why Corporate Life Never Fit 00:20:53 From Safe Job to Starting a Business 00:22:03 The Idea That Became Hassle.com 00:23:03 The Phone Call That Changed Everything 00:25:08 How to Know When It's Time to Quit Your Job 00:26:42 What Great Employers Should Do Instead 00:29:35 Building an £8 Million Business Across Four Countries 00:31:23 Becoming a Mum While Scaling a Startup 00:33:31 Why Female Entrepreneurs Face Different Challenges 00:35:34 Starting a Business After Having Children 00:37:38 Why You Should Just Start 00:40:04 Selling a £32 Million Company 00:41:34 Success, Imposter Syndrome & Self-Worth 00:45:03 Becoming the Chancellor's First Entrepreneurship Adviser 00:50:49 Why Speaking Up Changed Everything 00:51:59 How to Stop Fear Holding You Back 00:57:18 The Future of AI, Work & Entrepreneurship 00:59:59 Happiness vs Contentment 01:00:21 Final Thoughts Follow Alex Depledge: Instagram: https://www.instagram.com/alexdepledge/?hl=en-gb (https://www.instagram.com/alexdepledge/?hl=en-gb) LinkedIn: https://uk.linkedin.com/in/alexandra-depledge-mbe-22b57a14 (https://uk.linkedin.com/in/alexandra-depledge-mbe-22b57a14) Website: https://www.alexdepledge.com (https://www.alexdepledge.com/) Follow Anna Brading: Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb (https://www.instagram.com/mentoramoney/?hl=en-gb) LinkedIn: https://www.linkedin.com/in/annajoybrading/ (https://www.linkedin.com/in/annajoybrading/) Website: https://www.mentoramoney.com (https://www.mentoramoney.com/) Follow Money & Us: Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb (https://www.instagram.com/mentoramoney/?hl=en-gb) TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe (https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe) YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP (https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP) Buy Money Mentor: https://amzn.eu/d/03ISOm6z (https://amzn.eu/d/03ISOm6z) Sponsor: XTB - https://geolink.xtb.com/FKPRM (https://geolink.xtb.com/FKPRM**) Capital at Risk. Investment Values May Rise and Fall

18. 

    16 Jun 2026

    Anna Brading: The Money Conversations We Should Have Been Having All Along

    Have you ever felt like you’re doing everything right with money and still feel like you’re falling behind? You’re not alone, and you’re definitely not the problem. In this very first episode, Anna Brading shares the story behind Money and Us and why she felt compelled to create it. The truth is, most of us are navigating real life challenges that nobody else can see. The messy, complicated, invisible stuff. So much shame and embarrassment still surrounds the conversation around money, which means most of us suffer in silence rather than seeking the help and information we need. Money and Us exists for real people, living real lives, facing real challenges. Honest conversations that meet you exactly where you are, not where you think you should be. The reality is that money touches every single area of our lives, which is why throughout this series Anna will be covering a wide range of topics that don’t get spoken about nearly enough. From grief and addiction to parenthood and everything in between. These are the conversations that are long overdue. This is where it all begins. Welcome.

Inside a recent episode

Are You Saving Too Much and Investing Too Little? With Clare Francis, Director of Savings and Investments at Barclays

Published 20 Oct 2026 · Transcript excerpt

[…] And when you're starting out, it can feel really overwhelming because, you know, for the first time, if you're in your early 20s and you're earning money for the first time, but you've got student debts and you're perhaps living away from home for the first, it's massive, it's massive. And it's not to beat yourself up if you're not starting, you know, just yet, but it's just having these things in your mind so that when you feel ready to take it on, that you try and do it as soon as possible rather than kicking the can down the road and never getting around to it. […]

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