Welcome to Money Grows On Trees – your go-to podcast for wealth-building, smart investing, and financial freedom.
Hosted by Lloyd James Ross, a millionaire investor and financial educator, this podcast is your go-to source for everything related to money management, passive income, multiple income streams, and breaking free from financial struggle.
Learn how to build multiple income streams, avoid costly mistakes, and develop a millionaire mindset. Whether you’re a business owner, investor, or just serious about wealth, this podcast gives you real-world strategies to grow your money.
Join our community of entrepreneurs, investors, and ambitious individuals as we navigate the path to financial independence. Follow now on Apple Podcasts, Spotify, and YouTube to start your journey to financial freedom!
#364 - Warren Buffett's Method Of Calculating Intrinsic Value
Already house poor or worried you might be? Grab a copy of House Poor:
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Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com
In this new episode, Lloyd breaks down Warren Buffett’s famous concept of intrinsic value and explains how the world’s greatest investor estimates what a business is truly worth. You'll learn why Buffett focuses on future cash flow instead of stock prices, how value investors identify opportunities, and how you can start applying these principles to your own investing decisions.
◼️ What is intrinsic value and why does Buffett consider it the foundation of investing?
◼️ How can a business be worth more or less than its share price?
◼️ Why do great investors wait patiently for quality companies to go on sale?
Timestamps:
00:00:00 - Introduction
00:00:40 - Ferrari Week and Episode Context
00:01:07 - What Intrinsic Value Means
00:02:25 - Discounted Cash Flow Explained
00:03:50 - Why Buffett Avoids Gold and Crypto
00:04:24 - Laundromat Valuation Example
00:05:21 - Buying Below Intrinsic Value
00:06:01 - Buffett’s Early Value Investing Approach
00:06:55 - Estimating Intrinsic Value in Practice
00:08:42 - Dividend Discount Models
00:09:36 - BHP Intrinsic Value Example
00:11:24 - Buffett’s Best Buying Opportunities
00:12:51 - Money Buys Happiness Book
00:13:09 - Why Great Businesses Rarely Look Cheap
00:14:18 - Chris Hohn on Long-Term Compounding
00:15:15 - The Limits of Intrinsic Value Models
00:15:46 - Three Key Lessons for Investors
00:16:13 - Further Share Investing Resources
00:17:12 - Final Summary
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DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.
15 Oct 2026
#363 - Last Time Bonds Did This, A Recession Followed
Already house poor or worried you might be? Grab a copy of House Poor:
https://moneybuyshappinessbooks.com/housepoorbook
Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com
In this new episode, Lloyd breaks down why the US 10-year bond yield rising above 5% is one of the most important financial signals in the world right now. While most people never pay attention to the bond market, its movements can influence everything from mortgage rates and property prices to stock market valuations, inflation, and the broader economy.
◼️ Why are bond yields suddenly making headlines?
◼️ What does a 5% yield signal about the economy ahead?
◼️ How could this impact your investments, mortgage, and wealth-building strategy?
Timestamps:
00:00:00 - Introduction
00:00:53 - What a Bond Actually Is
00:02:20 - Treasury Bills, Notes and Bonds
00:03:06 - How Bond Yields Work
00:05:05 - Why Bond Yields Are Rising
00:06:36 - Why the 5% Yield Matters
00:08:01 - Impact on Mortgages and Borrowing Costs
00:08:59 - Asset Prices and Interest Rates
00:09:15 - Bond Market Pressure and Rate Rises
00:10:51 - MoneyBuys Happiness Book
00:11:12 - Why Higher Yields Matter to Investors
00:11:53 - Understanding the Yield Curve
00:13:15 - Inflation and Long-Term Bond Yields
00:14:13 - Government Debt and Market Uncertainty
00:16:03 - Commodities and Inflation Outlook
00:16:46 - Warren Buffett’s Positioning
00:17:19 - Portfolio Strategy for Higher Rates
00:18:24 - Protecting Your Investments
00:18:43 - Key Takeaways on Bond Yields
00:19:24 - Final Summary
Follow Lloyd:
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https://www.facebook.com/lloyd.ross.7
https://www.tiktok.com/@lloydjross
https://x.com/lloydjamesross
DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.
8 Oct 2026
#362 - Can Dividends Pay More Than Property?
Already house poor or worried you might be? Grab a copy of House Poor:
https://moneybuyshappinessbooks.com/housepoorbook
Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com
In this episode, Lloyd breaks down a real-world comparison between residential property and dividend-paying shares, showing exactly how much income lands in your pocket after expenses, taxes, and hidden ownership costs.
◼️ Property income vs dividend income
◼️ The hidden costs of owning property
◼️ Why franked dividends can be tax effective
◼️ A $1 million property vs shares comparison
◼️ Why Lloyd currently prefers shares over property
Timestamps:
00:00:00 - Introduction
00:00:46 - How property generates income
00:02:23 - Rental yield and property cash flow
00:04:04 - Tax, costs and net property returns
00:06:31 - Why property income can fall behind inflation
00:08:59 - Comparing shares with property
00:09:47 - The BHP dividend income example
00:12:47 - Franking credits and tax advantages
00:14:28 - Building a higher-yield share portfolio
00:16:52 - Individual shares vs property income
00:17:10 - Australian dividend ETFs
00:17:58 - US index funds and growth investing
00:19:03 - Lloyd's current portfolio positioning
00:20:51 - Building a portfolio for income
00:21:28 - Why shares outperform for cash flow
00:22:37 - Shares Masterclass and final thoughts
Follow Lloyd:
https://www.instagram.com/lloydjamesross/?hl=en
https://www.linkedin.com/in/lloyd-j-ross-26b7859/
https://www.facebook.com/lloyd.ross.7
https://www.tiktok.com/@lloydjross
https://x.com/lloydjamesross
DISCLAIMER
This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.
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387,826
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3.0 / 5
1 ratings
Podcast Authority Score: 70 / 100
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