Podcast Overview
<p>Welcome to Money Penney.<br /><br />After realizing the traditional 9-to-5 grind wasn’t the life I wanted, I escaped the rat race at 35 and became work optional so I could live life on my own terms.<br /><br />Now I’m dedicating my time and energy to helping others have the option to do the same.<br /><br />On this show we’ll talk about financial education, investing, money psychology, real estate, and lifestyle design so you can build freedom and live your best life.<br /><br />Because once you buy back your freedom, you’re free to make the world a better place.</p>
Language
🇺🇲
Publishing Since
3/17/2026
1 verified contact email on file for Money Penney
Pitch yourself as a guest, propose sponsorships, or reach out directly to the host.
Recent Episodes
July 1, 2026
Episode 20: Mitigate your single largest expense...Taxes!
<p>The biggest expense you'll ever have...</p><p>Probably isn't your mortgage.</p><p>It's your taxes.</p><p>The difference between the wealthy and everyone else isn't just how much they earn.</p><p>It's how much they keep.</p><p>The tax code isn't just a list of rules.</p><p>It's a playbook.</p><p>And if you understand it, you can legally keep more of your money to invest, grow, and build wealth faster.</p><p>Here are a few strategies every investor should know:</p><p>🏠 Depreciation can reduce your taxable income—even while your property increases in value.</p><p>🔄 A 1031 Exchange lets you sell an investment property and reinvest the proceeds without immediately paying capital gains taxes.</p><p>💰 Refinancing can unlock equity without triggering a taxable event.</p><p>📉 Certain real estate strategies can create paper losses that may offset eligible income, depending on your circumstances.</p><p>The goal isn't to avoid taxes.</p><p>The goal is to understand the rules and use them the way they were designed.</p><p>Because every dollar you keep is another dollar working toward your financial freedom.</p><p>The people who build wealth don't just invest in assets.</p><p>They invest in knowledge.</p><p>👇 Which tax strategy do you want to learn more about?</p><p>💬 Comment <b>"TAX"</b> and I'll know you're serious about keeping more of what you earn.</p><p>📌 Save this for tax season.<br />🔄 Share it with someone who thinks paying less tax is only for the ultra-wealthy.<br />📲 Follow @mrmoneypenney for more strategies on building wealth through investing and financial freedom.</p><p>#Taxes #TaxStrategy #RealEstateInvesting #WealthBuilding #FinancialFreedom #PassiveIncome #MoneyMindset #Investing #PersonalFinance #Entrepreneur</p>
June 23, 2026
Episode 19: Is it possible to get a 50% ROI? I'll explain how
<p>Can real estate generate 50%+ returns?<br /><br />According to Ryan Penney, absolutely.<br /><br />In this episode, Ryan pulls back the curtain on the strategies, mindset, and deal structures that can produce returns far beyond traditional investments.<br /><br />Ryan shares real examples from his portfolio and explains how thoughtful renovations, creative financing, market selection, and operational improvements can dramatically increase both cash flow and appreciation.<br /><br />You'll learn:<br />• How to identify high-upside real estate opportunities<br />• Why seller financing can improve returns dramatically<br />• The role renovations play in forced appreciation<br />• How amenities and upgrades increase property value<br />• What market indicators Ryan watches before investing<br />• How appreciation, cash flow, and leverage work together<br /><br />Ryan also discusses:<br />🏡 Job growth and population trends<br />📈 Market timing vs market selection<br />💰 Cash-on-cash return strategies<br />🚀 Scaling from one deal into a larger portfolio<br />⚡ How investors compound wealth over decades<br /><br />The biggest lesson?<br /><br />Extraordinary returns rarely come from luck.<br /><br />They come from finding opportunities others overlook and creating value through strategic execution.<br /><br />If you've ever wondered how investors build wealth faster than the stock market can provide, this episode offers a practical framework for thinking bigger about real estate.<br /><br />🎙️ Subscribe for more episodes on:<br />• Real estate investing<br />• Financial independence<br />• Wealth building<br />• Short-term rentals<br />• Building a work-optional life<br /><br />👇 Comment below:<br />What's the highest ROI you've ever achieved on an investment?<br /><br />#RealEstate #Investing #FinancialFreedom #CashFlow #PassiveIncome #MoneyPenney #WealthBuilding #RealEstateInvestor #Entrepreneur</p>
June 18, 2026
Episode 18: How do I evaluate Risk?
<p>Most people think they're avoiding risk.</p><p>They're not.</p><p>They're just choosing a different kind of risk.</p><p>Not investing is a risk.</p><p>Depending on one paycheck is a risk.</p><p>Staying in a job you hate is a risk.</p><p>Waiting for the "perfect time" is a risk.</p><p>The truth is simple:</p><p>Every decision has a downside.</p><p>Every decision has an upside.</p><p>The people who build wealth aren't fearless.</p><p>They just understand that doing nothing can be far more dangerous than taking calculated action.</p><p>Before making a decision, ask yourself:</p><p>• What's the best-case scenario? • What's the worst-case scenario? • Can I survive the downside? • How can I reduce my risk while keeping the upside?</p><p>That's how smart investors think.</p><p>That's how successful entrepreneurs think.</p><p>That's how financially free people think.</p><p>Because risk isn't something you eliminate.</p><p>It's something you manage.</p><p>And when you learn to manage risk, uncertainty stops being your enemy and starts becoming your advantage.</p><p>The biggest opportunities in life rarely come with guarantees.</p><p>But neither does staying where you are.</p><p>👇 What's one risk you're glad you took?</p><p>📌 Follow for more insights on wealth, investing, and financial freedom.</p><p>#FinancialFreedom #RiskManagement #MoneyMindset #Investing #WealthBuilding #PassiveIncome #Entrepreneurship #PersonalFinance #SuccessMindset #FinancialEducation</p>
21 total episodes available
Deep-dive analytics for Money Penney
Frequently asked questions
Have a different question and can't find the answer you're looking for? Reach out to our support team by sending us an email and we'll get back to you as soon as we can.
- What is Money Penney?
<p>Welcome to Money Penney.<br /><br />After realizing the traditional 9-to-5 grind wasn’t the life I wanted, I escaped the rat race at 35 and became work optional so I could live life on my own terms.<br /><br />Now I’m dedicating my time and energy to helping others have the option to do the same.<br /><br />On this show we’ll talk about financial education, investing, money psychology, real estate, and lifestyle design so you can build freedom and live your best life.<br /><br />Because once you buy back your freedom, you’re free to make the world a better place.</p> - How often does this podcast release new episodes?
This podcast updates daily.
- Where can I listen to this podcast?
This podcast is available on 4 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.
- Does this podcast accept guests?
No, this podcast does not typically feature guests.
Legal Disclaimer
Pod Engine is not affiliated with, endorsed by, or officially connected with any of the podcasts displayed on this platform. We operate independently as a podcast discovery and analytics service.
All podcast artwork, thumbnails, and content displayed on this page are the property of their respective owners and are protected by applicable copyright laws. This includes, but is not limited to, podcast cover art, episode artwork, show descriptions, episode titles, transcripts, audio snippets, and any other content originating from the podcast creators or their licensors.
We display this content under fair use principles and/or implied license for the purpose of podcast discovery, information, and commentary. We make no claim of ownership over any podcast content, artwork, or related materials shown on this platform. All trademarks, service marks, and trade names are the property of their respective owners.
While we strive to ensure all content usage is properly authorized, if you are a rights holder and believe your content is being used inappropriately or without proper authorization, please contact us immediately at hey@podengine.ai for prompt review and appropriate action, which may include content removal or proper attribution.
By accessing and using this platform, you acknowledge and agree to respect all applicable copyright laws and intellectual property rights of content owners. Any unauthorized reproduction, distribution, or commercial use of the content displayed on this platform is strictly prohibited.