Mortgage Made Simple: Hosted by The Blake Overton Mortgage Team

About Mortgage Made Simple: Hosted by The Blake Overton Mortgage Team

"Mortgage Made Simple" is your go-to guide for understanding the mortgage process and taking control of your financial future. Hosted by Blake Overton, this podcast simplifies complex topics like FHA vs. conventional loans, credit score improvements, mortgage strategies, and market updates into clear, actionable episodes. We provide expert advice and practical tips to help you make confident decisions and reach your homeownership goals. Blake Overton NMLS#1651000 -Gershman Mortgage is an equal housing lender

Publisher

Blake Overton

Category

education

Language

en

Explicit

No

First episode

29 Sept 2024

Latest episode

21 Jan 2026

Latest episodes

43 episodes in the feed.

1. 

   21 Jan 2026

   How to Write a Home Offer and What Happens After You Submit It

   What Happens When You Write an Offer on a House? Step by Step Explained Making an offer on a home can feel stressful, especially if it is your first time. In this episode of Mortgage Made Simple, we walk through exactly what happens when you write an offer, what should be in it, and what happens after it gets accepted. You will learn what to do before you make an offer, including how to think about your monthly payment, how to read the market, and how to clarify your priorities as a buyer. Then we break down the key pieces of an offer, including purchase price, earnest money, loan type, closing timeline, and common contingencies like inspection, appraisal, financing, and home sale. Finally, we cover what happens after you submit your offer. We explain the three possible responses from a seller, accepted, countered, or rejected, and what to do next if your offer is accepted. That includes earnest money, underwriting, appraisals, inspections, and what financial moves to avoid during the process. If you are house hunting or getting ready to make an offer, this episode is a must listen. Save it, share it, and come back to it when you are ready to move forward. If you have questions about your offer or your loan options, reach out anytime. Subscribe to Mortgage Made Simple for clear, practical home buying tips.

2. 

   13 Jan 2026

   Why Closing Costs Are Not One Number

   How much are closing costs really? In this episode, we break down one of the most misunderstood parts of the home-buying process by separating closing costs into simple categories that finally make sense. You will learn the difference between lender fees, third-party fees, prepaid items, and state-specific costs, plus how timing and seller concessions actually affect your cash to close. If you have ever wondered why your number looks different than your friend’s, this episode gives you clarity instead of confusion.

3. 

   6 Jan 2026

   FHA vs Conventional Loans: Why the Right Choice Has Nothing to Do with Your Down Payment

   Have you ever been told you should “just do FHA instead of conventional”? In this episode, we break down why that advice is often incomplete and sometimes flat-out wrong. You’ll learn how FHA loans really work, why the underwriting rules are different, how down payments, credit history, debt ratios, and mortgage insurance factor into real approvals, and when FHA can actually be the smarter short-term strategy. If you want to understand which loan structure truly fits your file, this episode is for you.

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

2,959

Score snapshot 15 Sept 2025

Apple Podcasts (US)

5.0 / 5

8 ratings

Podcast Authority Score: 56 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

73

Social presence

0

YouTube

68

Engagement

32

Contact Mortgage Made Simple: Hosted by The Blake Overton Mortgage Team

Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.