Welcome to Mpowered Living, the podcast that empowers high-achievers to lead a more fulfilling, purpose-driven life in both family and business.
Each week, our expert guests, thought-provoking conversations, and actionable insights will equip you with the tools and knowledge you need to take charge of your life and create the future you’ve always dreamed of. Here’s to living empowered, intentional lives.
Episode 87 | How the Wealthy Think Differently About Money with Dave Wolcott
As your income and net worth grow, does your financial life actually become simpler—or does it start to feel like another business you have to manage?
In Episode 87 of Mpowered Living, host Ann Sheu sits down with Dave Wolcott, Founder & CEO of Pantheon Investments, creator of Wealth OS™, and author of The Holistic Wealth Strategy, to examine how entrepreneurs and high-income families can think more intentionally about what their money is designed to do.
Dave’s interest in wealth strategy became personal when he and his wife welcomed triplets while already raising a toddler. Faced with the responsibility of providing for four children at age 26, he began questioning the conventional financial advice he had been given. That experience launched a decades-long pursuit of a more contrarian approach to wealth—studying how affluent families think differently about investing, taxes, cash flow, and legacy.
In this episode, they discuss:
• Why growing wealth can create what Dave calls a “wealth friction tax” of added complexity
• What it means to treat wealth as a coordinated system rather than a collection of separate investments
• How a family office mindset begins with defining the purpose, values, and vision behind your wealth
• The challenges entrepreneurs face when too much of their net worth remains concentrated in their business
• How Dave thinks about passive income, liquidity, alternative assets, and diversification
• Why preparing the next generation may require passing along values and financial responsibility—not just assets
Dave also explores what a purpose-driven portfolio can look like when investments are selected not simply for accumulation, but for the role they play within a broader wealth strategy.
The conversation is especially relevant for entrepreneurs and high-income families who have accumulated multiple businesses, investments, properties, or financial relationships and are beginning to wonder how—or whether—all of those pieces actually work together.
Connect with Dave Wolcott
Pantheon Investments: (https://pantheoninvest.com/)https://pantheoninvest.com (https://pantheoninvest.com)
Wealth OS™: (https://pantheonwealthos.com/)https://pantheonwealthos.com (https://pantheonwealthos.com)
Free Book: https://holisticwealthstrategy.com/ebook-download-page-180384 (https://holisticwealthstrategy.com/ebook-download-page-180384)
LinkedIn: https://www.linkedin.com/in/dave-wolcott-863306/ (https://www.linkedin.com/in/dave-wolcott-863306/)
1 Oct 2026
Episode 86 | The Delegation Breakthrough Most Leaders Miss with Terry Pham
Delegation sounds simple until you’re handing something important to another person and trusting them not to do it exactly the way you would.
In Episode 86 of Mpowered Living, host Ann Sheu sits down with Terry Pham, entrepreneur, Founder of Fat Straws Boba & Mochi Donuts Co., and Community Champion & Movement Builder at Superpowers.
Terry has spent years building businesses, supporting entrepreneurs, and learning firsthand what happens when capable people become the person who carries everything. In this conversation, he and Ann look beyond the mechanics of delegation and into the emotional side of letting go—the trust, identity, standards, and habits that can make it surprisingly difficult to hand responsibility to someone else.
In this episode, they discuss:
• Why people who are highly capable can have the hardest time delegating
• The beliefs and habits that keep leaders doing work they no longer need to own
• How trust develops when handing responsibilities to a team member or executive assistant
• What leaders should examine when delegated work doesn’t go as expected
• Why frequent feedback can help surface problems before frustration builds
• How boundaries, overcommitment, and the desire to serve others can affect a leader’s capacity
Terry also shares examples from his own life that show how persistent these habits can be—even when you teach delegation professionally. He and Ann unpack what happened when Terry delegated a small task to his executive assistant and then found himself stepping back in almost immediately.
They also explore a feedback approach Terry uses when training team members, along with how leaders can create stronger communication loops instead of allowing small frustrations to quietly accumulate.
This episode is especially relevant for founders, entrepreneurs, and leaders who know they need more support but still find themselves holding onto tasks, decisions, and responsibilities they intended to give away.
Connect with Terry Pham:
LinkedIn: https://www.linkedin.com/in/terry-pham-31b73321/ (https://www.linkedin.com/in/terry-pham-31b73321/)
Superpowers: https://superpowershq.com/ (https://superpowershq.com/)
Fat Straws Boba & Mochi Donuts Co.: https://fatstraws.com/ (https://fatstraws.com/)
Frequency Assessment: takefrequency.com (http://takefrequency.com) (Discover how you’re wired to work and where support could create the most leverage)
24 Sept 2026
Episode 85 | How Much Money Is Enough? Defining Financial Freedom with Bill Hammer
There’s always another financial milestone to reach. But if the goalposts keep moving, how do you know when you actually have enough?
In Episode 85 of Mpowered Living, host Ann Sheu sits down with Bill Hammer, Certified Financial Planner and author of Know Your Number, for a conversation about defining financial freedom around the life you actually want—not simply accumulating more for the sake of more.
Bill works with financially successful individuals and business owners, yet he often sees people who have achieved far more than they once imagined still questioning whether they are financially secure. He and Ann explore why that happens, how lifestyle expectations and comparison can influence our definition of success, and why putting a number around “enough” can change the way we approach work, spending, and the future.
In this episode, they discuss:
• How to begin defining your personal financial freedom number
• The difference between financial freedom and being “fully funded”
• How to identify the expenses and experiences that genuinely matter to your quality of life
• Why having a shared financial target can reduce tension between savers and spenders
• What to consider when choosing a financial advisor who will become a trusted decision-making partner
• Why entrepreneurs need to think about purpose—not only money—before and after selling a business
Bill also shares a simple test for examining lifestyle spending: Would you still want the purchase or experience if nobody else knew about it?
Later, Ann and Bill explore what can happen after a major financial milestone or business exit. Bill explains why having plenty of money and freedom without a meaningful sense of purpose can create an unexpected challenge—and why taking time off after an exit may work better when that season has some structure.
This episode is especially relevant for entrepreneurs, couples, business owners, and high achievers who want their financial decisions to create more freedom rather than simply fuel the next level of achievement.
Connect with Bill Hammer:
Website: https://www.hammerwealthgroup.com (https://www.hammerwealthgroup.com)
YouTube: https://www.youtube.com/@HammerWealthGroup (https://www.youtube.com/@HammerWealthGroup)
Podcast: https://music.amazon.com/podcasts/b8e5e887-f022-4d3c-bc24-566f48f2f1f6/founder-wealth-decisions (https://music.amazon.com/podcasts/b8e5e887-f022-4d3c-bc24-566f48f2f1f6/founder-wealth-decisions)
LinkedIn: https://www.linkedin.com/in/bill-hammer-jr-a8b6391b/ (https://www.linkedin.com/in/bill-hammer-jr-a8b6391b/)
Book: https://www.amazon.com/Bill-Hammer-Jr/dp/0692140840 (https://www.amazon.com/Bill-Hammer-Jr/dp/0692140840)
Inside a recent episode
Episode 68 | From Instrument to Conductor: The Shift Most Leaders Miss with Frans Campher
Published 30 Apr 2026 · Transcript excerpt
[…] So when people come to you for for answers your job is not to give answers but to actually facilitate good thinking coach do it differently than what we would do if we were the expert. It's easy to give answers that's easy but then you're not creating the bench strength in the orchestra to play beautiful music. Your job is to make sure that each of those people are playing to their very best and that's a different role to being the expert. That makes sense. We talked about expert leaders, we talked about achiever leaders and catalytic leaders and it's not that one is bad and the other is good but the context will demand different things from you. […]
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