My Two Cents podcast

About My Two Cents podcast

This is *My Two [last] Cents,* where we believe that God is trustworthy. Completely, consistently, and even with things we are rarely taught about at church, like money. I’m Sarah, and this podcast is for those who want to live like that’s actually true … not just say it. So let’s talk about faith, finances, what Scripture says about it, and the real work of learning to trust and obey a God who is more than worthy.

Publisher

Sarah Groen

Category

religion & spirituality

Language

en

Explicit

No

First episode

8 Jun 2026

Latest episode

19 Aug 2026

Latest episodes

11 episodes in the feed.

1. 

   19 Aug 2026

   Why you Can't Save $

   Get you own Capital One 360 High yield performance savings accounts here (mtcministries.com/C1) (and get a $300 bonus if you follow their steps!)In this episode, we talk about: -Why saving is biblical...and when it can become unhealthy-The surprising lesson God taught me through my emergency fund-Why I keep savings at a completely separate bank-The savings accounts I personally use.-How to figure out how much you actually need to save-Why saving for your next car before your current one dies can help break the cycle of car debt-How splitting your paycheck before it ever hits checking can make saving significantly easier-Where to start when you feel like you don't have enough money to save-Why starting small still mattersYou don't need to fund every savings goal overnight. Start with what you can, automate what you can, and build over time. The goal isn't to accumulate enough money that you never need God. It's to wisely prepare for what's ahead while remembering that 100% of what we have still belongs to Him.

2. 

   31 Jul 2026

   Mythbuster: Money is Evil

   In this episode, we're busting this common myth by looking at 1 Timothy 6, why the Bible repeatedly warns us about wealth, and how to distinguish between money itself and the love of money. In This Episode • Is money actually the root of all evil? • What 1 Timothy 6 really teaches about the love of money • Why wealth itself isn't sinful • A practical illustration that explains the Bible's warnings about money • The difference between money, wealth, and riches • Why pursuing wealth can become spiritually dangerous • The rich fool and what his story teaches us • How money can quietly compete with God for our trust • Biblical contentment versus chasing more • Practical questions to help examine your own heart Scripture Referenced • 1 Timothy 6:6–10 • Luke 12:13–21 • Philippians 4:11–13 • Matthew 22:37–38 • Exodus 20:3 • Psalm 139:23–24 Want Help Putting This Into Practice? If you're ready to move beyond simply knowing what the Bible says about money and actually build a financial life that reflects God's priorities, I'd love to invite you to check out Mission-Driven Millionaire, the program I coach through SeedTime. Inside, you'll learn a practical, biblical framework for managing money with confidence. More importantly, you'll build simple systems that help you consistently budget, save, give, pay off debt, and invest—without relying on willpower or motivation alone. Use coupon code MY2CENTS for 30% off. Learn more: https://mtcministries.com/MDM (https://mtcministries.com/MDM) If this episode encouraged you, I'd be so grateful if you'd subscribe, leave a review, and share it with a friend. It helps more people discover what the Bible really says about money.

3. 

   24 Jul 2026

   Was Jesus a Millionaire?

   Was Jesus rich? Poor? (Or is the whole debate missing the point?)In this episode, we're tackling **Was Jesus a millionaire?** We'll trace where this idea came from, examine the strongest biblical argument behind it and compare it with what Scripture actually says (and doesn't say).Along the way, we'll look at why historians and theologians reach different conclusions, why so much of the discussion is ultimately speculation, and why Jesus' financial status isn't the main point of the Gospel.Scripture Referenced* Matthew 2:1–12 – The visit of the Magi and their gifts* Matthew 2:13–15 – The flight to Egypt* Matthew 8:20 – "The Son of Man has nowhere to lay His head."* Matthew 17:24–27 – The temple tax and the coin in the fish's mouth* Matthew 19:16–30 – The rich young ruler* Mark 6:30–44 – The feeding of the 5,000* Luke 8:1–3 – Women supporting Jesus' ministry* John 12:4–6 – Judas keeps the money bag* John 19:23–24 – Jesus' seamless tunic* Genesis 13:2 – Abraham's wealth* Job 1:1–3; 42:10–17 – Job's wealth* 1 Kings 10:23–29 – Solomon's wealth* Matthew 27:57–60 – Joseph of Arimathea's wealth* Matthew 19:26 – "With God all things are possible."Resources Mentioned📖 Read the full blog post: (mtcministries.com/digdeepblog/was-jesus-a-millionaire)🎄 My pastor's sermon on the symbolism of the Magi's gifts: (https://www.youtube.com/live/uJAi40FykTs?si=MwBaAgcPRMZ11xkL) ---Whether you've heard this teaching for years or it's completely new to you, this episode will help you separate biblical evidence from speculation and keep the focus where the Gospel does: not on Jesus' bank account, but on His perfect trust in the Father. Rather than asking whether Jesus was rich or poor, we'll discover why the Gospels seem far more interested in His dependence on the Father than the size of His bank account.

4. 

   17 Jul 2026

   MYTHBUSTER: Debt Is Sinful

   Is debt a sin?Many Christians would say "no," but still carry guilt and shame as though the answer is "yes." In this episode, we're busting one of the biggest myths in Christian finance by taking an honest look at what the Bible actually says about debt.We'll explore why debt is so often warned about in Scripture, why that doesn't automatically make it sinful, and how to think biblically about both poverty debt and leveraged debt. Most importantly, we'll discover God's heart for freedom, restoration, and wise stewardship.⏱️ Chapters0:00 Is Debt a Sin?2:35 Why Debt Feels Sinful5:20 Why Studying Debt Was So Difficult7:15 Poverty Debt Throughout the Bible11:00 The Year of Jubilee & God's Heart15:05 Is Leverage Debt Different?17:30 What Proverbs 22:7 Really Means22:15 Prudent vs. Imprudent Debt23:10 Mortgage Examples24:30 Credit Card Examples25:40 Business Loan Examples28:00 A Better Way to Evaluate Debt30:15 Freedom, Shame & Moving Forward33:15 Debt-Free Isn't the Ultimate Goal34:30 Final Encouragement & Free Debt Guide💡 Key TakeawayEvery debt is a surrender of some future freedom.Wisdom isn't asking, "Did I surrender freedom?" It's asking, "Was that freedom wisely surrendered?"📚 Scriptures Mentioned• Proverbs 22:7• Leviticus 25 (Year of Jubilee)• Deuteronomy 15 (Debt Release)• Romans 13:7–8• 1 Corinthians 7:21–23• Galatians 5:1🎁 Free Debt Relief GuideIf you're feeling overwhelmed by debt, I want to help.Download my FREE Debt Relief Guide, 👉 Get it here: mtcministries.com/debt (mtcministries.com/debt)✅ Subscribe so you never miss an episode.⭐ Leave a review—it helps more people discover biblical financial stewardship.📤 Share this episode with a friend who may be carrying guilt or shame about debt.Remember: God's heart isn't for you to live under shame. His heart is for you to walk in wisdom, freedom, and faithfulness as you honor Him with every financial decision.

5. 

   10 Jul 2026

   MythBusters: Tithing Brings Blessings

   Does giving 10% to your local church mean that God will bless you financially?It's one of the most common beliefs in Christian financial circles, but is it actually what the Bible teaches?In this first episode of the MythBusters series, we're looking beyond personal experiences and popular teachings to examine what Scripture says in its proper context. We'll explore where this belief comes from, why so many sincere Christians hold it.Along the way, we'll talk about the dangers on both sides of the conversation: treating generosity as optional and treating the tithe itself as the source of God's blessing.Ultimately, our confidence isn't meant to rest in a percentage—it rests in the character of God.In This EpisodeWhere the belief that tithing guarantees financial blessings comes fromWhy personal experiences, while meaningful, aren't enough to establish doctrineThe context of Malachi 3:10 and the Mosaic CovenantWhy "test me" in Malachi isn't a blank check for Christians todayWhether Christians are required to tithe under the New CovenantWhy generosity still matters deeply—even if tithing isn't commandedThe two common ditches Christians fall into regarding givingWhy God, not the tithe, is our true providerWhat rewards Scripture does promise for faithful generosityScriptures MentionedMalachi 3:10Deuteronomy 28Matthew 6:21Matthew 10:42Resources MentionedMy five-part blog series on biblical tithing https://mytwocents.myflodesk.com/the-tithe-unveiledA recommended theological resource exploring the history and biblical arguments surrounding tithing: https://amzn.to/4f2qOemGiving isn't a formula for financial success—it's an invitation to trust the God who is always faithful.Our hope isn't found in giving exactly 10%, nor is our security found in keeping more for ourselves. Our hope is found in the generous, trustworthy character of God. He may choose to bless us materially on this side of eternity, but He has already promised eternal rewards that far outweigh anything this world can offer.Whether you currently give 2%, 10%, 23%, or you're just beginning to think about generosity, let this episode encourage you to bring your finances—and your heart—to the Lord. Ask Him to shape your giving, deepen your trust, and remind you that He alone is your Provider.If this episode encouraged you, consider sharing it with a friend who's wrestling with questions about tithing, generosity, or God's provision.

6. 

   3 Jul 2026

   Maybe God Wants You Poor

   Have you ever heard someone say, "God doesn't want you poor"? In this episode, we explore why that statement isn't as simple as it sounds. We'll look at God's heart, His purposes in seasons of hardship, and why your financial circumstances are never the ultimate measure of His love or faithfulness. also share some of the biggest lessons God taught me during our own season of poverty, and how they still shape the way I live today.🎁 Download my FREE Biblical Finance Bundle (mtcministries.com/free)**Scripture References*** Philippians 4:12–13* Hebrews 11

7. 

   30 Jun 2026

   The Time God said No

   Get my free Finance bundle here (www.mtcministries.com/free)

8. 

   19 Jun 2026

   Should I Pray for Money?

   Is it wrong to ask God for financial provision? Or should Christians avoid praying about money altogether? In this episode, we explore what Scripture actually says about bringing our financial needs, desires, fears, and dreams before God. From Jesus' own prayers to Paul's command to present *everything* to the Lord, we'll see that God cares deeply about every area of our lives, including our finances. The key isn't whether we ask, but the posture of our hearts when we do. 🎁 Grab my free Financial Resource Bundle:https://mtcministries.com/free Scriptures Mentioned Philippians 4:6–7 "Do not be anxious about anything, but in everything by prayer and supplication with thanksgiving let your requests be made known to God. And the peace of God, which surpasses all understanding, will guard your hearts and your minds in Christ Jesus." Luke 22:42. "Father, if you are willing, remove this cup from me. Nevertheless, not my will, but yours, be done."James 1:6 "But let him ask in faith, with no doubting, for the one who doubts is like a wave of the sea that is driven and tossed by the wind." James 4:3"You ask and do not receive, because you ask wrongly, to spend it on your passions." Matthew 8:8–10 "But the centurion replied, 'Lord, I am not worthy to have you come under my roof, but only say the word, and my servant will be healed.' ... When Jesus heard this, he marveled and said, 'Truly, I tell you, with no one in Israel have I found such faith.'" 1 Samuel 8:10–22 (Israel Asks for a King) If this episode encouraged you, I'd love for you to subscribe, leave a review, and share it with a friend who needs the reminder that every financial decision, and every financial prayer, should be surrendered to God.

9. 

   12 Jun 2026

   How to Read the Bible

   In this episode of My Two Cents, we're talking about one of the most important tools for understanding Scripture: context. From genre and audience to biblical covenants, this is so important, especially when it comes to money, blessing, stewardship, and God's promises. Instead of reading our experiences into Scripture, we're called to let Scripture shape the way we understand our experiences. ------ In This Episode ----------- * Why context matters when interpreting the Bible * Why Proverbs are wisdom, not guarantees * The importance of understanding the original audience * How personal experiences can shape (or distort) theology * Why covenant context matters when reading the Old Testament * Avoiding prosperity gospel interpretations of Scripture "I can't read my experiences into the Bible. I have to let the Bible interpret my experiences." Scripture References: * Proverbs 22:6 * Proverbs (wisdom on diligence and laziness) * Hebrews 12:6 * Galatians 3:13 * Jeremiah 31:31–34 📚 Get a copy of Grasping God's Word (https://amzn.to/3NpLeEJ) 🎁 Get my FREE Biblical Finance Bundle (https://www. mtcministries.com/free) If this episode encouraged you, don't forget to like, subscribe, and share with someone who wants to grow in biblical wisdom and faithful stewardship.

10. 

    11 Jun 2026

    God told me to give 10x what I wanted to.

    In this episode of My Two Cents, I share one of the most powerful stories from my own life, a time when God prompted our family to give sacrificially when we barely had enough ourselves. What happened greatly impacted the way I think about God's trustworthiness. In This Episode: A personal story of radical generosity during a season of financial hardship Why we should interpret our experiences through Scripture...not Scripture through our experiences What God's omniscience means for our financial decisions The difference between biblical stewardship and prosperity gospel thinking Why heart motives matter when it comes to money and generosity Learning to trust God's wisdom even when the future is unknown🎁 Download my FREE Biblical Finance Bundle:mtcministries.com/free (mtcministries.com/free)

11. 

    8 Jun 2026

    Is 10% Really Gods?

    Most of us grew up hearing one message about money in church: give 10% to God and you're doing your part. But what if Scripture paints a much bigger picture? In this debut episode of the My Two Cents podcast Sarah explores one of the most foundational truths about biblical stewardship: God doesn't just own 10%.... He owns it all. From Genesis to the teachings of Jesus, we'll look at what it means to stop seeing ourselves as owners and start seeing ourselves as managers of everything God has entrusted to us. Along the way, Sarah shares the story behind the name My Two Cents, explains why understanding God's ownership can actually reduce financial anxiety, and offers a fresh perspective on the Parable of the Talents that may change how you view faithfulness, success, and stewardship. If you've ever wondered what the Bible really says about money beyond giving and tithing, this podcast is for you. In this episode: Why "10% is God's" may be too small a view of stewardship What Scripture says about God's ownership of everything The difference between being an owner and a managerHow God's ownership can bring freedom instead of pressure A fresh look at the Parable of the TalentsThe story behind the name My Two Cents 🎁 Free Financial Stewardship Bundle Want practical tools to help you steward money God's way? Grab my FREE bundle of four of my most popular financial PDFs. Print one or print them all! 👉 Get it here: www.mtcministries.com/free If this episode encouraged you, be sure to follow the podcast and leave a review....it helps more people discover biblical wisdom for money, stewardship, and trusting God with every cent. 🤍💵📖

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