MyFinJourney

About MyFinJourney

Welcome to MyFinJourney, the podcast that breaks down the barriers of traditional finance and explores ways people are growing their wealth. People often think, "You need money to make money." But what if that isn’t true? Whether you have a lot of capital or just a little, you can challenge conventional wisdom and create opportunities to build financial freedom. In this podcast, Mustafa Ladha dives deep, uncovering different ways guests have made money and how you can too. Each episode, we will understand their journey and how their mentality has changed along the way. Here’s the secret, we’re creating a playbook for you to build financial freedom. If you’re ready to learn and grow, this is the podcast for you.

Publisher

Mustafa Ladha

Category

arts · business · education

Language

en

Explicit

No

First episode

19 May 2025

Latest episode

28 Oct 2026

Latest episodes

70 episodes in the feed.

1. 

   28 Oct 2026

   What Feeding 300 Strangers Taught Me About Money | Money Mindset, Values & Financial Literacy

   At 12 years old, on a trip to Saudi Arabia, Mustafa Ladha watched his father buy food for 300 strangers — and handed it out himself. That moment shaped how he thinks about money: not as a measure of worth, but as a tool to create change. In this solo episode, Mustafa shares how that lesson connects to raising kids with a healthy money mindset, why even people earning $250K live paycheck to paycheck, why you should aim for a revenue-generating role instead of a cost center, and why most raises don't actually keep up with inflation. ⏰ TIMESTAMPS: 00:00 — Cold open 00:30 — Why money is just a tool 01:30 — The day we fed 300 strangers 04:00 — You don't need a degree to help people 05:30 — Why 33% of $250K earners live paycheck to paycheck 07:00 — Spending in line with your values 09:00 — Kids, screens and delayed gratification 11:00 — Why inner clarity makes you better at everything 13:00 — Revenue center vs. cost center: where to work 15:30 — From med school to pharma to financial freedom 18:00 — "What got me here won't get me there" 20:00 — Put your own oxygen mask on first 22:00 — Your net worth isn't your self-worth 24:00 — Rewarding effort vs. outcome with kids 25:30 — Why your raise may be making you poorer What you'll learn: → How to teach your kids healthy money values → Why spending in line with your values beats spending more → Why revenue-generating roles usually pay better than cost centers → How inflation quietly shrinks your raise → Why your money doesn't define your worth ━━━━━━━━━━━━━━━━━━━ 🎙️ Subscribe to MyFinJourney→ https://www.youtube.com/@myfinjourney Apple Podcasts → https://podcasts.apple.com/us/podcast Spotify → https://open.spotify.com/show/5UmpEcn 🔗 FOLLOW Mustafa on LinkedIn: https://www.linkedin.com/in/mustafa-ladha/ ━━━━━━━━━━━━━━━━━━━ ⚠️ Educational only — not financial advice. Episode Chapters: 00:30 Why money is just a tool 01:30 The day we fed 300 strangers 04:00 You don't need a degree to help people 05:30 Why $250K earners live paycheck to paycheck 07:00 Spending in line with your values 09:00 Kids, screens and delayed gratification 11:00 Why inner clarity matters 13:00 Revenue center vs. cost center 15:30 From med school to financial freedom 18:00 What got me here won't get me there 20:00 Put your own oxygen mask on first 22:00 Net worth isn't self-worth 24:00 Rewarding effort vs. outcome 25:30 Why your raise may be making you poorer

2. 

   21 Oct 2026

   From $42K a Year to Financially Free by 29 | How I Did It

   At 22, Mustafa Ladha was making $42K a year with debt. By 29, he was financially free and had quit his 9-to-5. In this episode, he tells the story: studying genetics, leaving medical school, working in the pharmaceutical industry, building and exiting businesses, and eventually helping 291+ investors earn over $20M in passive cash flow through real estate. More importantly, he breaks down what you can take from it: why you make money with your strengths but must manage your weaknesses, why a personal brand protects you from layoffs, and how to compress a 10-year goal into 3. ⏰ TIMESTAMPS: 00:00 — Cold open 00:30 — Who is Mustafa Ladha 01:30 — From genetics and med school to pharma 02:30 — Why he focused on financial health over physical health 04:00 — Failing forward while keeping a 9-to-5 05:00 — How to compress a 10-year goal into 3 06:30 — Follow your passion or follow the money? 07:30 — Make money with your strengths 08:30 — Manage your weaknesses (dyslexia story) 11:00 — Take the good, leave the bad 13:00 — Why everyone needs a personal brand in 2026 15:00 — The Robin Hood and Tesla models of creating value 18:00 — Why getting 1% better compounds 20:00 — $42K to financially free in 7 years 21:00 — The scientist laid off after 30 years 23:00 — Quitting his job — and earning a year's salary in 2 months 25:00 — What's coming in this series What you'll learn: → How to use your strengths to create value and make money → How to keep your weaknesses from costing you → Why a personal brand is your safety net against layoffs → How to compress long-term goals into a shorter timeline → Why money is a tool, not the goal ━━━━━━━━━━━━━━━━━━━ 🎙️ Subscribe to MyFinJourney→ https://www.youtube.com/@myfinjourney Apple Podcasts → https://podcasts.apple.com/us/podcast Spotify → https://open.spotify.com/show/5UmpEcn 🔗 FOLLOW Mustafa on LinkedIn: https://www.linkedin.com/in/mustafa-ladha/ ━━━━━━━━━━━━━━━━━━━ ⚠️ Educational only — not financial advice. Episode Chapters: 00:30 Who is Mustafa Ladha 01:30 From genetics and med school to pharma 02:30 Financial health over physical health 04:00 Failing forward while keeping a 9-to-5 05:00 Compressing a 10-year goal into 3 06:30 Follow your passion or the money? 07:30 Make money with your strengths 08:30 Manage your weaknesses 11:00 Take the good, leave the bad 13:00 Why everyone needs a personal brand 15:00 The Robin Hood and Tesla models 18:00 Why 1% better compounds 20:00 $42K to financially free in 7 years 21:00 Laid off after 30 years 23:00 A year's salary in 2 months 25:00 What's coming in this series

3. 

   14 Oct 2026

   Why Saving Money Isn't Enough to Retire | Investing, 401(k) Fees & Finding Your Risk Profile

   You earn $200K a year and save $20K of it. That feels responsible — until you do the math. Sitting in a 0% savings account for 30 years, it becomes $600K, and inflation means that money buys less every year. In this solo episode, Mustafa Ladha walks through what really happens in a first investor conversation: how he figures out your risk profile, why the "best investment" depends on your life, and why sometimes the right answer is not to invest at all. Drawing on 8+ years and 1,000+ conversations about money, Mustafa covers the path from cash to high-yield savings to the stock market to real estate, the hidden cost of 401(k) fees, and why liquidity matters as much as returns. ⏰ TIMESTAMPS: 00:30 — The money conversations people avoid 01:00 — $200K salary, $20K saved — why it's not enough 02:30 — How inflation quietly shrinks your savings 04:00 — Why money feels so personal 05:30 — Cash vs. high-yield savings vs. life insurance 07:30 — The typical path: 401(k), brokerage, then real estate 09:00 — ETFs, REITs, funds vs. single syndications 10:30 — "What are your two best investments?" 11:30 — Matching investments to your life stage 13:00 — How much should you keep in savings? 14:30 — Why 401(k) fees can cost you $400K+ 16:00 — Reading someone's risk profile from their decisions 18:30 — Why I told one investor not to invest $125K 20:00 — Where are you in your investing journey? 21:30 — The cost of doing nothing What you'll learn: → Why saving alone usually won't fund your retirement → How inflation erodes cash sitting in the bank → How to match investments to your goals and liquidity needs → Why 401(k) fees quietly cost professionals hundreds of thousands → Why the best time to start investing is today ━━━━━━━━━━━━━━━━━━━ 💬 Have a question about your own situation? Comment below or message Mustafa on LinkedIn. 🎙️ Subscribe to MyFinJourney→ https://www.youtube.com/@myfinjourney Apple Podcasts → https://podcasts.apple.com/us/podcast Spotify → https://open.spotify.com/show/5UmpEcn 🔗 FOLLOW Mustafa on LinkedIn: https://www.linkedin.com/in/mustafa-ladha/ ━━━━━━━━━━━━━━━━━━━ ⚠️ Educational only — not financial advice. Episode Chapters: 00:30 The money conversations people avoid 01:00 $200K salary, $20K saved — not enough 02:30 How inflation shrinks your savings 04:00 Why money feels so personal 05:30 Cash vs. high-yield savings vs. life insurance 07:30 The typical path: 401(k), brokerage, real estate 09:00 ETFs, REITs, funds vs. syndications 10:30 "What are your two best investments?" 11:30 Matching investments to your life stage 13:00 How much should you keep in savings? 14:30 Why 401(k) fees can cost you $400K+ 16:00 Reading your risk profile from your decisions 18:30 Why I told an investor not to invest $125K 20:00 Where are you in your investing journey? 21:30 The cost of doing nothing

Who has been a guest on MyFinJourney

Names identified in recent episode analyses. Showing up to five guests.

• Shelly O’Donovan
• Jeff Mains
• Bryce Finnerty
• Waqas Rehman
• Supreet Kaur

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

12,150

Score snapshot 15 Sept 2025

Spotify

5.0 / 5

1 ratings

Podcast Authority Score: 40 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

51

Social presence

0

YouTube

72

Engagement

0