The podcast by NFL players for NFL players. Each week, we break down the biggest events in football and how they directly impact a player's career and money.
Join Former NFL Veterans Sam Acho (Bills, Bucs, Bears & Cardinals), Zach Miller (Seahawks & Raiders), Jeff Locke (Vikings, Colts, Lions, 49ers), and college coach, Riccardo Stewart, for a raw and unfiltered conversation about the game, the business, and how players can achieve generational wealth.
Publisher
Zach Miller, Riccardo Stewart, Sam Acho, Jeff Locke
The 1Hundred Year Family: Choosing Wisely | NFL Players' Podcast #77
Every NFL player has made choices that shaped his future: the college he signed with, the team he picked in free agency, the person he married. The 1Hundred Year Family series continues with the choice that decides whether wealth lasts a hundred years: who you hire to manage it. Riccardo Stewart opens with a story from a Mayo Clinic speaker about the "second hour," the extra time that turns a standard checkup into an accurate diagnosis, and what it means for financial advice. Jeff Locke explains the difference between a track home and a custom home when it comes to your investments. Sam Acho breaks down the suitability standard versus the fiduciary standard, and why "fiduciary" comes from the Latin word for trust. Zach Miller asks the question most players never think about: will your advisor still be there for your kids and grandkids? Jeff closes with practical resources to help you choose wisely.
Connect with Us
• Call or text us: 602-989-5022
• Website: https://www.athletefamilyoffice.com/?utm_source=awm-capital&utm_medium=streaming&utm_campaign=ep-77-choosing-wisely&utm_content=show-notes (https://www.athletefamilyoffice.com/?utm_source=awm-capital&utm_medium=streaming&utm_campaign=ep-77-choosing-wisely&utm_content=show-notes)
• YouTube: https://www.youtube.com/channel/UCc1NxpK21N1vKWEExC45YEA (https://www.youtube.com/channel/UCc1NxpK21N1vKWEExC45YEA)
• LinkedIn: https://www.linkedin.com/company/awmcapital/ (https://www.linkedin.com/company/awmcapital/)
• Instagram: https://www.instagram.com/awmcapital/ (https://www.instagram.com/awmcapital/)
• X: https://twitter.com/awmcapital (https://twitter.com/awmcapital)
• Facebook: https://www.facebook.com/awmcapital/ (https://www.facebook.com/awmcapital/)
Article to Read
• The Decision Is Hard — Especially When You Don’t Know What You Don’t Know, by Travis Chick, CFP®, CPWA®, AEP®: https://www.athletefamilyoffice.com/resource/the-decision-is-hard-especially-when-you-dont-know-what-you-dont-know?utm_source=awm-capital&utm_medium=streaming&utm_campaign=ep-77-choosing-wisely&utm_content=show-notes (https://www.athletefamilyoffice.com/resource/the-decision-is-hard-especially-when-you-dont-know-what-you-dont-know?utm_source=awm-capital&utm_medium=streaming&utm_campaign=ep-77-choosing-wisely&utm_content=show-notes)
Chapters
00:00 Welcome: The 1Hundred Year Family And The Choices That Build It
01:17 The Second Hour: What A Mayo Clinic Story Teaches About Advice
03:04 Broker Or Family Office: The Two Choices Most NFL Players Face
03:55 Track Home vs Custom Home (Jeff Locke)
05:55 Suitability vs Fiduciary: Who Is Your Advisor Working For? (Sam Acho)
08:20 Built For 100 Years: Will Your Advisor Outlast Your Career? (Zach Miller)
10:35 Three Resources To Help You Choose Wisely (Jeff Locke)
11:31 Closing: The Decisions We Make Today
30 Sept 2026
Paid: Getting It Right vs Getting It Wrong | NFL Players' Podcast #76
The biggest contract of your life is not the number on the headline. Jeff Locke opens with the math on a $132 million deal: $100 million "guaranteed," about $80 million likely to be paid, and roughly $45 million in your pocket after tax and agent fees.
From there, Sam Acho, Zach Miller, Jeff Locke, and host Riccardo Stewart go around the table on what it actually feels like to get paid in the NFL, and what separates the players who get it right from the ones who get it wrong.
On the wrong side: trusting people you don't need to trust, anchoring your spending to the headline number, and never learning the business of the NFL.
On the right side: living simple and staying a ball guy, building a giving plan before the requests come in, thinking like a CEO about who is on your team and how they get paid, and staying educated instead of handing everything off. Three former players, one former coach, no corporate speak.
Connect with Us
Call or text us: 602-989-5022
Website: https://www.athletefamilyoffice.com (https://www.athletefamilyoffice.com)
YouTube: https://www.youtube.com/channel/UCc1NxpK21N1vKWEExC45YEA (https://www.youtube.com/channel/UCc1NxpK21N1vKWEExC45YEA)
LinkedIn: https://www.linkedin.com/company/awmcapital/ (https://www.linkedin.com/company/awmcapital/)
Instagram: https://www.instagram.com/awmcapital/ (https://www.instagram.com/awmcapital/)
X: https://twitter.com/awmcapital (https://twitter.com/awmcapital)
Facebook: https://www.facebook.com/awmcapital/ (https://www.facebook.com/awmcapital/)
Chapters
00:00 Cold Open: $132 Million Is Really $45 Million
00:30 Welcome: Getting Paid, Getting It Right vs Getting It Wrong
01:32 Zach Miller: What Signing The Big Deal Actually Feels Like
02:52 Getting It Wrong: Trusting People You Don't Need To (Sam Acho)
04:29 Getting It Wrong: Anchoring Your Spending To The Headline Number (Jeff Locke)
05:54 Getting It Wrong: Not Understanding The Business Of The NFL (Zach Miller)
07:42 Getting It Right: Living Simple And Staying A Ball Guy
08:42 Getting It Right: Building A Giving Plan Before The Requests Come In
09:48 Getting It Right: Thinking Like A CEO
10:48 Getting It Right: Staying Educated, Plus How To Reach Us
29 Sept 2026
The 1Hundred Year Family: It Takes More Than Money to Build Generational Wealth | NFL Players' Podcast #75
In this episode of the NFL Players' Podcast, Sam Acho, Zach Miller, Jeff Locke, and Riccardo Stewart pick up where last episode's Rich Paul conversation left off: is $200 million actually enough to build a 1Hundred Year Family? The guys break down the three things that separate athletes who build real multi-generational wealth from those who don't — integration (getting your whole team rowing in the same direction), specialization (working with advisors who only serve athletes), and the real numbers behind "ultra wealth," including the estate tax most players never see coming. It's a raw, locker-room breakdown of what it actually takes to make your money outlast your career, and then some.
Connect with us
• Call or text: 602-989-5022
• Website: https://www.athletefamilyoffice.com/ (https://www.athletefamilyoffice.com/)
• LinkedIn: https://www.linkedin.com/company/awmcapital/ (https://www.linkedin.com/company/awmcapital/)
• Instagram: https://www.instagram.com/awmcapital/ (https://www.instagram.com/awmcapital/)
• Facebook: https://www.facebook.com/awmcapital/ (https://www.facebook.com/awmcapital/)
• X: https://twitter.com/awmcapital (https://twitter.com/awmcapital)
Chapters
[00:00] Recapping the Rich Paul question: is $200 million enough?
[00:02] Stats Say No: Jeff Locke on the hard truth about generational wealth
[00:03] What Is a Family Office: Why it should be an athlete's first hire
[00:04] Integration: Getting your whole team rowing in the same direction
[00:05] The Wealth Strategist: Why you need a quarterback, not "a guy"
[00:07] Specialization: Why athlete-specific advisors change everything
[00:09] Ultra Wealth: What "$30 million net worth" really means
[00:11] Peace of Mind: What it feels like when the plan finally works
[00:13] How to reach the AWM team
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
YouTube views
42,712
Score snapshot 15 Sept 2025
Apple Podcasts (US)
5.0 / 5
6 ratings
Podcast Authority Score: 71 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
88
Social presence
0
YouTube
76
Engagement
60
Contact NFL Players' Podcast
Guest appearances
Does not typically book guests
Based on episode analysis; this does not confirm that the show is currently accepting guests.
Questions about NFL Players' Podcast
Who hosts NFL Players' Podcast?
Jeff Locke and Riccardo Stewart and Sam Acho and Zach Miller host the show. Published by Zach Miller, Riccardo Stewart, Sam Acho, Jeff Locke.
How often do new episodes come out?
The show publishes bi-weekly, based on its RSS feed.
Does NFL Players' Podcast take guests?
The show does not typically feature guests, based on episode analyses.
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