

- 19
- Episodes
- 3
- Transcribed
- 14
- Ratings
- 2021
- First episode
About Not Rich Yet But Trying
Your how to guide to get your personal finances in order! We are here to help by teaching you the tips we have learned on our money journey (and the mistakes to avoid!). We talk about budgeting, spending, saving, investing, money hacks, and more! This is your beginner guide (and beyond) from people who know what it's like to start with nothing. Whether you're single, married, with kids, or anything in between, we have you covered. This is the beginning of your path to FIRE - Financial Independence, Retire Early
- Publisher
- Danny & Melissa O'Leary
- Category
- education
- Language
- en
- Explicit
- No
- First episode
- 23 Mar 2021
- Latest episode
- 17 Aug 2021
Latest episodes
3 of 19 episodes have a transcript.

17 Aug 2021TRANSCRIPT
19 - How We Manage Our Debt
Hosts of "Not Rich Yet But Trying" share their personal debt management strategies, offering listeners practical insights into financial control.

10 Aug 2021TRANSCRIPT
18 - The Craziest Money Saving Hack We've Found So Far
Hosts Melissa and [Guest Name] reveal a surprising money-saving hack that simplifies saving on everyday purchases.

3 Aug 2021TRANSCRIPT
17 - Extra Cash Series - Selling Your Stuff
Hosts Melissa and [Guest Name] share strategies for generating extra cash by selling personal items, guiding listeners on what and where to sell for profit.

20 Jul 2021
16 - Why You NEED an Emergency Fund
Host [Host Name] explains why building an emergency fund is crucial for financial security and how to start prioritizing it.

6 Jul 2021
15 - What to Cut Out When You're in Financial Crisis or Saving for a Big Goal
Host [Host Name] guides listeners through essential budget cuts for financial crises or savings goals, offering actionable insights for fiscal recovery.

29 Jun 2021
14 - The Great Resignation: How the Pandemic Has Changed the Future of Work
Hosts of "Not Rich Yet But Trying" explore how the Great Resignation reshapes the future of work and our careers.

22 Jun 2021
13 - How Social Media is Killing Your Finances
Hosts Melissa and [Guest Name] explore how social media warps financial expectations, offering insights to reset your mindset and protect your finances.

15 Jun 2021
12 - All About Credit Scores and Credit Reports
Hosts Melissa and [Guest Name] explain credit scores and reports, empowering listeners to improve their financial health.

8 Jun 2021
11 - Let's Talk About Debt, Baby
Hosts Melissa and [Guest Name, Title] discuss actionable strategies to break free from debt cycles and achieve financial freedom in this interview episode.

1 Jun 2021
10 - The Easiest Way to Start Investing
Hosts Melissa and Danny O'Leary explain the simplest investing method for beginners, turning spare change into growing wealth.

18 May 2021
9 - Pay Yourself First and Automate Your Savings!
In today's episode we talk about one of the golden rules of saving - pay yourself first! We also discuss how we do this by automating our savings. We discuss in depth the two apps we love for doing this - Yotta and Qapital. See below for links! Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET (https://acorns.com/invite/UZEVET) ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb (https://get.qapital.com/vMz3XFRQGeb) ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 (https://withyotta.page.link/vpYH9LHGQW7L112U7) ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ (https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/) ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 (https://join.robinhood.com/melisso-515e08) ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link (http://coinbase.com/join/oleary_n6x?src=ios-link) Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 (https://www.rakuten.com/r/MELISS62337?eeid=44971) ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos (https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos) ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B) (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*

11 May 2021
8 - All About Sinking Funds - How to Save for Future Expenses
In this episode, we talk about saving for future expenses using sinking funds. This is a method in which you save smaller portions of money over a longer period of time. This helps avoid not being able to afford an important purchase and charging it on a credit card. The apps we talked about, Qapital and Yotta are linked below! We hope you enjoy :) Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET (https://acorns.com/invite/UZEVET) ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb (https://get.qapital.com/vMz3XFRQGeb) ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 (https://withyotta.page.link/vpYH9LHGQW7L112U7) ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ (https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/) ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 (https://join.robinhood.com/melisso-515e08) ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link (http://coinbase.com/join/oleary_n6x?src=ios-link) Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 (https://www.rakuten.com/r/MELISS62337?eeid=44971) ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos (https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos) ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B) (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*

4 May 2021
7 - Discretionary Spending and How to Avoid Temptation
In today's episode, we are talking about discretionary spending! Today's episode is broken into two main parts. The first is the questions you should be asking yourself prior to making a purchase. The second is how to spot sneaky advertising and avoid the temptation that comes with it. Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET (https://acorns.com/invite/UZEVET) ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb (https://get.qapital.com/vMz3XFRQGeb) ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 (https://withyotta.page.link/vpYH9LHGQW7L112U7) ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ (https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/) ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 (https://join.robinhood.com/melisso-515e08) ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link (http://coinbase.com/join/oleary_n6x?src=ios-link) Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 (https://www.rakuten.com/r/MELISS62337?eeid=44971) ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos (https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos) ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B) (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*

27 Apr 2021
6 - Things We Don't Spend Money On!
Today's episode is a lot of fun! We share with you some of the thing we no longer spend money on. Not everything on this list might work for you, but we hope it gives you some inspiration to find things you can cut out of your budget! Tell us via Instagram and email what you don't spend money on! Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET (https://acorns.com/invite/UZEVET) ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb (https://get.qapital.com/vMz3XFRQGeb) ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 (https://withyotta.page.link/vpYH9LHGQW7L112U7) ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ (https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/) ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 (https://join.robinhood.com/melisso-515e08) ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link (http://coinbase.com/join/oleary_n6x?src=ios-link) Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 (https://www.rakuten.com/r/MELISS62337?eeid=44971) ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos (https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos) ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B) (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*

20 Apr 2021
5 - How to Spend Less on Groceries and Food
In this episode, we talk about finding ways to cut down on your grocery and food spending. We tell you the tips we have picked up over the years and how we have drastically cut this portion of our budget! From your kitchen to the grocery store, we cover everything you need to know to start spending less on food! Website mentioned: https://www.supercook.com/#/recipes Links to Ibotta, Fetch Rewards, and Rakuten below! Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET (https://acorns.com/invite/UZEVET) ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb (https://get.qapital.com/vMz3XFRQGeb) ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 (https://withyotta.page.link/vpYH9LHGQW7L112U7) ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ (https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/) ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 (https://join.robinhood.com/melisso-515e08) ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link (http://coinbase.com/join/oleary_n6x?src=ios-link) Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 (https://www.rakuten.com/r/MELISS62337?eeid=44971) ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos (https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos) ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B) (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*

13 Apr 2021
4 - How to Lower Your Fixed Monthly Expenses
In this episode, we go over ways we can lower our fixed expenses. We tell you some ways we have cut down our bills and give a lot of tips on finding discounts. We discuss lowering your utility bills, phone bills, insurance, and rent. Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET (https://acorns.com/invite/UZEVET) ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb (https://get.qapital.com/vMz3XFRQGeb) ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 (https://withyotta.page.link/vpYH9LHGQW7L112U7) ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ (https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/) ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 (https://join.robinhood.com/melisso-515e08) ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link (http://coinbase.com/join/oleary_n6x?src=ios-link) Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 (https://www.rakuten.com/r/MELISS62337?eeid=44971) ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos (https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos) ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B) (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*

6 Apr 2021
3 - Getting Real About the Situation
In today's episode, we talk about taking stock of your current situation. We cover debt, assets, credit, and goals. You need to know where you are starting to figure out where you are going! App/Website Mentioned - Credit Karma https://www.creditkarma.com/ Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET (https://acorns.com/invite/UZEVET) ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb (https://get.qapital.com/vMz3XFRQGeb) ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 (https://withyotta.page.link/vpYH9LHGQW7L112U7) ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ (https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/) ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 (https://join.robinhood.com/melisso-515e08) ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link (http://coinbase.com/join/oleary_n6x?src=ios-link) Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash. And when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 (https://www.rakuten.com/r/MELISS62337?eeid=44971) ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos (https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos) ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B - Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B) (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*

30 Mar 2021
2 - Budgeting 101 - Figuring Out Where Your Money is Going
In today's episode, we breakdown simple budgeting techniques. We cover accounting for your income, figuring out your expenses, and starting to recognize where you need to cut back. We go over a couple of our favorite apps and how to get started from scratch. Apps mentioned - Tip Tracker https://webcoastapps.com/tipsee-tip-tracker/ Truebill https://www.truebill.com/ and Honeydue https://www.honeydue.com/ Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites · Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET (https://acorns.com/invite/UZEVET) · Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb (https://get.qapital.com/vMz3XFRQGeb) · Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 (https://withyotta.page.link/vpYH9LHGQW7L112U7) · Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ (https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/) · Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 (https://join.robinhood.com/melisso-515e08) · Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link (http://coinbase.com/join/oleary_n6x?src=ios-link) Our favorite shopping apps for cash back · Rakuten - literally the best. Earn cash. And when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 (https://www.rakuten.com/r/MELISS62337?eeid=44971) · Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos (https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos) · Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B - Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B) (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*

23 Mar 2021
1 - It's Time to Take Control of Your Financial Future
Welcome to our first episode! Thanks so much for listening! Today we will tell you about our plans for future episodes. Please make sure to rate and subscribe - it will really help our little show a lot!! :) Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites · Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET (https://acorns.com/invite/UZEVET) · Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb (https://get.qapital.com/vMz3XFRQGeb) · Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 (https://withyotta.page.link/vpYH9LHGQW7L112U7) · Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ (https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/) · Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 (https://join.robinhood.com/melisso-515e08) · Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link (http://coinbase.com/join/oleary_n6x?src=ios-link) Our favorite shopping apps for cash back · Rakuten - literally the best. Earn cash. And when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 (https://www.rakuten.com/r/MELISS62337?eeid=44971) · Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos (https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos) · Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B - Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B) (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor*
Inside a recent episode

19 - How We Manage Our Debt
Published 17 Aug 2021 · Transcript excerpt
[…] Shop the rate that they give you and see if you can find a better one somewhere else absolutely right but since it doesn't affect your credit it doesn't hurt to check and you know we checked a few different places and this is a place that we felt was the most reputable and gave us the most favorable rates. […]
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