Obviously The Future

About Obviously The Future

Obviously the Future explores the massive trends that will shape our world in conversation with the trailblazers, non-conformists, and hidden experts who are building tomorrow today. www.obviouslythefuture.com (https://www.obviouslythefuture.com?utm_medium=podcast)

Publisher

Katelyn Donnelly and Arvind Nagarajan

Category

business · technology

Language

en

Explicit

No

First episode

12 Sept 2023

Latest episode

8 May 2024

Latest episodes

13 episodes in the feed.

1. 

   8 May 2024

   The Bull Case for Elite Universities with Matthew Rascoff

   What is the current state of college admissions? What social good do elite universities offer society, and how are they trying to do it better? We discuss the state of elite universities with Matthew Rascoff (https://www.linkedin.com/feed/#), the Vice Provost for Digital Education at Stanford University (https://www.linkedin.com/feed/#). Matthew is one of the most innovative administrators in the industry and a leader who puts ideas into action. He is pioneering new digital models to bring credit-bearing Stanford classes to lower-income high schools across the US. With digital learning, Matthew is reaching upstream to build more effective bridges for young learners. ‘Insiders realize that the assessment system underpins the entire education system.’ Tune in this week to hear from a leader that will make you feel bullish on elite universities We cover: * Matthew's journey from a horrible high school experience to a resurgence in college * The role of standardized testing in college admissions and prediction of performance * Admissions is one of the most creative areas of higher education today * The challenge of finding venture outcomes for “new measures of merit.” * Matthew’s venture to have Stanford offer credit-bearing courses to Title 1 high school students to increase access for low-income students. * The continuous challenge of professor-to-student ratio in higher education and the difficulty of scaling course quality Please comment below. We’d love to hear your thoughts, reactions, and questions. Show Links: * Teaching at Harvard with an AI Faculty Co-Pilot (https://bussgang.medium.com/teaching-at-harvard-with-an-ai-faculty-co-pilot-c412d86de2e7) by Jeff Bussgang * Baumol’s Cost Disease Theory (https://en.wikipedia.org/wiki/Baumol_effect) (https://en.wikipedia.org/wiki/Baumol_effect) * The Child is the Teacher (https://www.amazon.com/Child-Teacher-Life-Maria-Montessori/dp/1635420849): A Life of Maria Montessori * A Collection of Essays (https://www.amazon.com/Collection-Essays-George-Orwell/dp/0156186004/ref=sr_1_1) by George Orwell * Private universities have public obligations (https://digitaleducation.stanford.edu/news/private-universities-have-public-obligations). Providing education to students from modest backgrounds isn’t a novelty at Stanford. It is part of who we are as an institution and dates back to our founding documents. By Matthew Rascoff 0 Comments This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit obviouslythefuture.substack.com (https://obviouslythefuture.substack.com?utm_medium=podcast&utm_campaign=CTA_1)

2. 

   13 Dec 2023

   The Power of Story: Turning fiction into reality with Damien Walter

   What is the role of story in technology and humanity? Is Elon Musk one of the greatest storytellers of our generation? Damien Walter is a "rockstar critic" in science fiction and fantasy. He runs a 30,000+ member Science Fiction community (https://www.facebook.com/groups/324897304599197) and hosts the popular Science Fiction podcast (https://podcasts.apple.com/us/podcast/science-fiction/id1530666687)and YouTube channel (https://www.youtube.com/@DamienWalter/featured), where he explores the myths underpinning our society through modern entertainment. ‘Story is the physics of the human world.’ We discuss Damien's reaction to Marc Andreessen's Techno-Optimist Manifesto and explore the future of storytelling, AI, and education. Damien's thoughtful views reinforce several Avalanche VC (http://www.avalanche.vc) theses - from efficacious edutainment to the importance of online communities. We cover: * Reaction to Marc Andreessen’s Techno Optimist Manifesto (https://a16z.com/the-techno-optimist-manifesto/) as a neo-religion * How Science Fiction narratives are embedded in technology companies * YouTube is the largest university in the world, but this is more evident outside the Western world * We are going back to an oral culture: speaking and listening * Gender imbalance in the Science Fiction community * Imagining the most productive part of a career between 13 and 19 years old * Book Recommendation: The Philosophy Of History (https://www.amazon.com/Philosophy-History-Georg-Hegel/dp/8562022330) by GW Hegel Please comment below. We’d love to hear your thoughts, reactions, and questions. Show Links: * Stellar Crisis (http://homeserve.org/sc/sc.php), the web’s first complete multi-player strategy game * JG Ballard vs Andreessen Horowitz (https://podcasts.apple.com/us/podcast/j-g-ballard-vs-andreessen-horowitz/id1530666687?i=1000633320402) on Science Fiction podcast * The Dangerous Philosophy of Ursula Le Guin (https://youtu.be/vRC0cK_MSA0) - Video on YouTube * The Ocean of Story (https://www.kickstarter.com/projects/damiengwalter/the-ocean-of-story-season-1/description) - Damien’s Kickstarter for a new video project This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit obviouslythefuture.substack.com (https://obviouslythefuture.substack.com?utm_medium=podcast&utm_campaign=CTA_1)

3. 

   5 Dec 2023

   The New Era of Entrepreneurial Storytellers with Wesley Wang

   How do you make a feature film as a high school student? What is the role of school when you demonstrate excellence outside the classroom? Wesley Wang (https://www.youtube.com/@wesleywangfilm) is a filmmaker, an 11-time national chess champion, and a sophomore at Harvard. His first significant film, nothing, except everything (https://www.youtube.com/watch?v=hif5eI5pBxo), a coming-of-age short movie that has won many awards and gone viral on YouTube with 2.7 million views. We talk about Wesley's approach to learning and building his career in film. He treats every film like a startup and constantly improves his skills and products. At Avalanche (http://www.avalanche.vc), one of our theses is that everyone is an entrepreneur or will have to learn to think like one. We like businesses that are platforms and tools that catalyze this reality. The internet is the great equalizer as the gatekeepers are removed. We cover: * How Wesley thinks about building his career and reputation in filmmaking * How technology played a role (or not) in his path to playing chess at a globally competitive level * Wesley reflects on his choice to stay in high school and enroll in Harvard instead of homeschooling or going to Hollywood * What is better validation: Film festival awards or views on YouTube? * Wesley flips the conversation and asks us about our experience on the frontier or low-cost private education and why Katelyn founded Avalanche VC * Preserving optionality is a trap. Why finding your passion and niche can help you grow. nothing, except everything. Please comment below. We’d love to hear your thoughts, reactions, and questions. Show Links: * Wesley Wang’s YouTube Page (https://www.youtube.com/@wesleywangfilm) * Watch now: nothing, except everything (https://www.youtube.com/watch?v=hif5eI5pBxo) * Wesley Wang on IMBd (https://www.youtube.com/@wesleywangfilm) * A24 Films (https://a24films.com/) * Pearson's Quest to Cover the Planet in Company-Run Schools (https://www.wired.com/2016/04/apec-schools/) * Wesley’s Book Recommendation: Story: (https://www.amazon.com/Story-Substance-Structure-Principles-Screenwriting/dp/0060391685/ref=tmm_hrd_swatch_0?_encoding=UTF8&qid=&sr=]) Style, Structure, Substance, and the Principles of Screenwriting (https://www.amazon.com/Story-Substance-Structure-Principles-Screenwriting/dp/0060391685/ref=tmm_hrd_swatch_0?_encoding=UTF8&qid=&sr=]) * Film recommendations: Mulholland Drive (https://www.youtube.com/watch?v=jbZJ487oJlY) and Sound of Metal (https://www.youtube.com/watch?v=VFOrGkAvjAE) (https://www.youtube.com/watch?v=VFOrGkAvjAE) This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit obviouslythefuture.substack.com (https://obviouslythefuture.substack.com?utm_medium=podcast&utm_campaign=CTA_1)

4. 

   29 Nov 2023

   Matching the Right School for You with Chris Neilson

   Why do great schools have empty spots? Why don’t schools compete fiercely for students? How does reducing microfrictions increase economic growth? Professor (https://christopherneilson.github.io/)Chris Neilson (https://christopherneilson.github.io/) is not your typical founder. He was born in the heart of Silicon Valley to undocumented immigrants from Chile. He is a former elite professional rugby player and has advised education policy for governments across the globe, the World Bank, and the IDB. He is a Professor of Economics and Global Affairs at Yale and has devoted his career to helping partners make the best education choices. Chris has always believed that the market inefficiency in the schooling market was fixable, that technology-based solutions are inevitable, and that he would be leading the charge to build them. In this episode, we talk about Chris’s childhood education experiences, his early entrepreneurial and athletic leanings, his successful research career at Yale & Princeton, and his most recent venture as CEO of Tether Education (http://www.tether.education). At Tether, he is implementing his research at speed and scale. Tether is creating a connected network of schools and students through a digital platform. No school would be left behind. What does Chris see as obviously the future? * The middle class in Latin America is growing. * As people get wealthier, education grows as a percent of GDP. * Governments aren’t getting efficient at the same rate. They are slow to keep up with new technology and updated regulations. * Despite the increase in digital innovation within the education sector, there is a risk that access to quality education may become even more unequal than it is today. * Ensuring efficient and equitable access to education requires a well-designed digital platform infrastructure to provide a  well-functioning market of choice, promote competition, and speed up the adoption of innovations. * Governments and small businesses in education will need help to stay connected to the frontier of technology and innovation and not fall behind. Today, Tether and Chris prove this thesis by matching parents to schools and daycares across Latin America and tethering schools to a platform to increase digitization. Chris is an unstoppable force with a massive vision and an insatiable desire to succeed. In the full interview, learn more about his journey and what he’s building at Tether. We cover: * Removing ‘micro frictions’ to achieve more economic growth * Increasing choice and competition in the school and daycare market * Fixing equity gaps by providing a platform for better decisions * The digital divide in schools is even bigger post-Covid * Academia vs Startup life: Having skin in the game with your VC * Being an athlete, learning quickly, and building a team Please comment below. We’d love to hear your thoughts, reactions, and questions. Show Links: * Chris Neilson’ (https://christopherneilson.github.io/)s research homepage. * Tether Education (http://www.tether.education) * Seeing Beyond the Mirage (https://static1.squarespace.com/static/5d49b91ca976fc0001146d7e/t/5f9c16c09f47ad171ac54374/1604064964020/Beyond+the+Mirage+Final.pdf): Ensuring every child has access to a high-quality education. Note: Avalanche VC (http://www.avalanche.vc) is an investor in Tether Education (http://www.tether.education). Katelyn is on the advisory board. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit obviouslythefuture.substack.com (https://obviouslythefuture.substack.com?utm_medium=podcast&utm_campaign=CTA_1)

5. 

   21 Nov 2023

   Board Walk Empire: The Power of Curiosity and Connection with Elle Beecher

   How do you design human connection at scale? Can emotional intelligence be learned? What’s the best way to handle being roasted online? Kind, Curious, and Open-Minded. These are the core values that Elle Beecher (https://twitter.com/ellebeecher) is building The Board Walks (https://www.theboardwalks.com) community around. She aims to unite people for energizing conversations, growing as humans, and connecting with people who share a "learn something, teach something" mindset. Elle calls The Board Walks ‘a quaint idea.’ It sounds simple: weekly five-mile walk on Saturdays kicked off with a highly intentional set of ground rules and hosted by a hand-selected and intensely trained guide to set the values. Elle has invented and productized The Board Walks over 60+ weeks of iteration to generate ‘planned serendipity.’ She also discusses the type of feedback conversations she has on almost every walk. Her approach to community management is rooted in constructed feedback and offering a road to redemption for people when they violate a ground rule. We talk about Elle's masterclass mentality and response (https://x.com/ellebeecher/status/1694793769479246001?s=20)to being roasted on Twitter for her walks, her second viral tweet about change connection at an airport, and how she helps community members improve emotional intelligence through feedback. Elle is just getting started. The Board Walks are currently held weekly in Austin and San Francisco. Starting in early 2024, she is expanding to ten cities around the United States and is gearing up for global demand. We cover: * Responding to a viral Twitter roast * Creating planned serendipity: the magic of The Board Walks * Enforcing shared community values: Kind, Curious, Open-minded * Scaling The Board Walks by inventing in real-life experience parity * Intentional product design for building human connection and learning at scale * Why it’s okay to take things personally Please comment below. We’d love to hear your thoughts, reactions, and questions. Show Links: * It’s Personal (https://x.com/APompliano/status/1700896528318050340?s=20). Locker Room Speech by Deion Sanders * The original Twitter roast (https://x.com/ellebeecher/status/1694793769479246001?s=20). * Elle’s second viral tweet (https://x.com/ellebeecher/status/1700137674039062838?s=20). “What advice would you give for choosing a life partner?” * The Board Walks (https://www.theboardwalks.com/the-board-walks) homepage and newsletter * Elle Beecher (https://www.linkedin.com/in/ellebeecher/) on LinkedIn This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit obviouslythefuture.substack.com (https://obviouslythefuture.substack.com?utm_medium=podcast&utm_campaign=CTA_1)

6. 

   10 Nov 2023

   Fanatical Learning Communities with Warren Carlyle

   How do you build fanatical learning communities online? How does one ‘manufacture relevancy’? We dive deep into the world of Warren Carlyle, a professional community-building strategist who works with purpose-driven brands & influencers to build highly engaged online communities and wildly successful social media campaigns. He is also the founder/CEO of OctoNation (https://www.youtube.com/watch?v=BC9Gm9K0XgE)- The Largest Octopus Fan Club, a nonprofit organization that inspires ocean conservation by teaching the world about octopuses. OctoNation has over 1 million members and educational content that inspires and enthralls millions each week. Warren is a neurodivergent thinker who has studied ‘the games people play’ to capture people’s attention and influence their behavior. He now exclusively works with creators & community builders who can facilitate nuanced conversations at scale that make people a better person. Warren has recently worked with Emily D Baker (https://www.youtube.com/@TheEmilyDBaker) to build a massive legal learning community called Law Nerds (https://www.patreon.com/TheEmilyDBaker/about). Emily has the most live concurrent viewers of any streamer on YouTube that's not a gamer (~300k). Listen to the full episode or watch it on YouTube (https://youtu.be/8bDIHrhWXi4) to discover how Warren went from studying classical saxophone to a New York fashion photographer to building and advising some of the largest online communities. We cover: * Using the Octopus as a wedge to inspire wonder of the ocean * How brands start small and niche to grow big * What it takes to grab and earn attention to create entertaining and educational programming * How Warren overcame initial rejection from the academic community * Working with Emily D Baker (https://emilydbaker.com/) to create a legal literacy community using pop culture commentary. Please comment below. We’d love to hear your thoughts, reactions, and questions. Show Links: * OcotNation (https://octonation.com/) homepage * Efficacious Edutainment (https://obviouslythefuture.substack.com/p/efficacious-edutainment) * Warren’s homepage (https://warrencarlyle.com/) * Learn from Warren: Profitable Community Academy (https://profitablecommunityacademy.com/join/) This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit obviouslythefuture.substack.com (https://obviouslythefuture.substack.com?utm_medium=podcast&utm_campaign=CTA_1)

7. 

   31 Oct 2023

   Friendship Funnel with Nick Gray

   What are some tips and tricks for making new friends? Why in real life events are critical to community building? At Avalanche VC (https://substack.com/profile/15514759-avalanche-vc) we are big believers in Nick’s 2-hour cocktail methodology and implement his best practices at all our events (name tags, always!), so we are excited to hear all the insight in this tactical conversation. Nick explains why he believes in-person events designed for introverts are obviously the future. Further, we explore how social media can complement in-person interactions to keep in touch and why you shouldn’t call your event a ‘networking event’ even if that is purpose. Our conversation contains tips and tricks to make you a successful event host and how we judge a founder's learning cycle based on how quickly they implement tactical advice. Listen to the full episode or watch it on YouTube (https://youtu.be/7Xz2pa8Y--c) to discover how to build the top of your friend funnel with a network of loose acquaintances, design events for introverts to be successful, and why it’s sometimes okay to do unscalable things. We cover: * Doing things that don’t scale to build relationships * Good online friendship hygiene - double opt-in intros, personal newsletters * The Friendship Funnel: Going from acquaintance to friend to deep friend * Why Nick helps people build friendships * Assisting people with social anxiety enjoy events * Nick’s viral Instagram video (https://www.instagram.com/reel/CwtkcMQsGwK/) - 26 million views * The 2-Hour Cocktail Party (https://amzn.to/49bhAZR) on Amazon Please comment below. We’d love to hear your thoughts, reactions, and questions. Show Links: * Nick Gray's Personal Website (https://nickgray.net/) * An Unfiltered Conversation with MrBeast (https://www.youtube.com/watch?v=9IQ_ldV9z_A) - conversation with Colin and Samir * How to Introduce Two People via Email: Sample Scripts (https://nickgray.net/how-to-introduce-two-people-via-email/) * 9 Career Day Speech and Presentation Ideas (https://nickgray.net/career-day/) * Party Times: Start, End, & Best Times (https://party.pro/time/) * Icebreaker Name Tags: Examples and How to Do It RIGHT (https://party.pro/icebreakers-on-nametags/) * How to Host an Event: Parties & Networking (https://party.pro/how-to-host-an-event/) * Where to Throw a Party? Ideas and Venues for 2023 (https://party.pro/where-to-party/) * Icebreaker Activities for Your Next Event (https://party.pro/icebreaker-activities-2/) * Friendship Recession Website (https://friendshiprecession.com/) This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit obviouslythefuture.substack.com (https://obviouslythefuture.substack.com?utm_medium=podcast&utm_campaign=CTA_1)

8. 

   24 Oct 2023

   Why Wisdom is in Short Supply with Dalglish Chew

   Why is doing ‘the inner work’ important? Can AI replace coaches? Why is wisdom in short supply? In this episode, the entire team is on for a conversation with our coach-in-residence, Dalglish Chew (http://www.dalglish.coach). Dalglish received a Ph.D. in English but left academia and cut his teeth at McKinsey, working with healthcare clients and conducting due diligence for private equity firms. He is now an executive coach and an investor at Avalanche VC (https://substack.com/profile/15514759-avalanche-vc). He works with startup founders and investors across Silicon Valley to do, in his words, the “inner work that unlocks hyper growth.” Dalglish has no doubt that there’s a significant return on coaching for venture-backed founders (https://docsend.com/view/rahk5g3deftdnhi4). However, in a world full of well-meaning advisors, mentors, and people who want to "add value,” wisdom is in short supply. Dalglish explains why the wisdom we so sorely need isn't easy to scale quickly, and why he’s skeptical that exceptional coaches will be replaced by AI anytime soon. We cover a lot of ground in this episode. Listen to the full episode or watch on YouTube (https://youtu.be/19EjB0UWvoQ) to discover why coaching is difficult to scale, why human coaches are not likely to be replaced by AI anytime soon, and how Dalglish’s unique background has shaped how he coaches (and what the tattoo on his back means!) We cover: * How does coaching help us do our inner work? * How close are we to having AI replace human coaches? * What’s the role of personality tests in coaching? * What makes coaching difficult to scale, and what does wisdom have to do with it? * How a unique upbringing and a Ph.D. in English have influenced Dalglish’s journey as a coach * “Coercive Productivity,” and what it reveals about the differences between Americans and Singaporeans Please comment below. We’d love to hear your thoughts, reactions, and questions. For as long as space remains, for as long as sentient beings remain, so too may I remain to dispel the miseries of the world Shantideva, Bodhicaryavatara Show Links: * Dalglish Chew (http://www.dalglish.coach): Personal Website * Return-on-Coaching for Venture-Backed Founders (https://obviouslythefuture.substack.com/p/return-on-coaching-for-venture-backed). Overview of how we think about coaching at Avalanche VC (https://substack.com/profile/15514759-avalanche-vc) * Towards a Return-on-Coaching for Venture-backed Startup Founders (https://docsend.com/view/rahk5g3deftdnhi4). A literature review by Dalglish. * Non-Self-Coercive Productivity (https://every.to/p/non-self-coercive-productivity) * Why the best leaders want their superstar employees to leave (https://archive.is/iVIA7) This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit obviouslythefuture.substack.com (https://obviouslythefuture.substack.com?utm_medium=podcast&utm_campaign=CTA_1)

9. 

   10 Oct 2023

   GovTech: Solving Last Mile Delivery

   How can we instill outcomes and urgency in government? What is the opportunity for startups to deliver public goods? We discuss government, delivery, and technology with our long-time friends and colleagues, Saad Rizvi (https://www.linkedin.com/in/saadhrizvi/) and Al-Hassan Hleileh (https://www.linkedin.com/in/alhleileh/). Saad is currently a partner at SuperLayer, a consumer crypto incubator, and previously co-founded Delivery Associates (http://www.deliveryassociates.com) and co-authored An Avalanche Is Coming (https://www.ippr.org/publications/an-avalanche-is-coming-higher-education-and-the-revolution-ahead)(along with Katelyn). Al-Hassan was most recently the Head of Digital at Delivery Associates (http://www.deliveryassociates.com) and previously founded and worked at several Silicon Valley startups. U.S. government spending was 37% of GDP (https://tradingeconomics.com/united-states/government-spending-to-gdp)in 2022. Public trust in government is now hovering at 16% (https://www.pewresearch.org/politics/2023/09/19/public-trust-in-government-1958-2023/). The effectiveness of public services impacts the quality of life of every member of society. While technology and service delivery in the private sector have surged, public institutions feel calcified in the past. Something has got to give. Today, we are focused on solutions. What can be done to get outcomes for public dollars? How can technology startups play a role? What are the investment opportunities for companies that solve public problems? Can crypto play a role? Listen to the full episode or watch it on YouTube (https://youtu.be/QiCRFY1k0AU) to discover the massive opportunity to drive efficiency and effectiveness in government using technology. We cover: * Background on Delivery Associates (http://www.deliveryassociates.com), DA Digital (http://www.da.digital), and Deliverology (https://www.mckinsey.com/industries/public-sector/our-insights/deliverology-from-idea-to-implementation) * Most government officials are not experienced operators of huge organizations * Ensuring a sense of urgency in government * Quick wins vs. fixing systems long-term * How technology drives outcomes and transparency * DA has partnered with Trill Impact (https://www.trillimpact.com/), a Private Equity firm. Building DA took discipline from not taking venture capital. * Future of delivering public goods. Digital end-to-end delivery increases efficiency. Example: Pano AI (http://www.pano.ai) helps government manage wildfires * Dune (https://www.amazon.com/gp/product/0441013597/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=0441013597&linkCode=as2&tag=declarativest-20&linkId=788a9005abd5265031d5b5e88eec344d) as a government vs. citizen conflict * Crypto as an extension of government — crypto as pro-citizen Please comment below. We’d love to hear your thoughts, reactions, and questions. Show Links: * How to fix a country in 12 days (https://www.notboring.co/p/how-to-fix-a-country-in-12-days) - Essay from Not Boring by Packy McCormick (https://open.substack.com/pub/notboring) * Pano AI (https://www.pano.ai/) * Original Avalanche Is Coming (https://www.ippr.org/publications/an-avalanche-is-coming-higher-education-and-the-revolution-ahead) - Essay published in IPPR * Dune (https://www.amazon.com/gp/product/0441013597/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=0441013597&linkCode=as2&tag=declarativest-20&linkId=788a9005abd5265031d5b5e88eec344d) - Book by Frank Herbert * SuperLayer (https://superlayer.io/) - Consumer crypto venture studio This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit obviouslythefuture.substack.com (https://obviouslythefuture.substack.com?utm_medium=podcast&utm_campaign=CTA_1)

10. 

    3 Oct 2023

    The New Path to Home Ownership with Catalina Kaiyoorawongs

    Do Millennials want to be homeowners? What is the most significant barrier to homeownership? With rising interest rates and high student loan debt, getting a mortgage and being a homeowner is less accessible than ever. Catalina Kaiyoorawongs (https://www.linkedin.com/in/catalina-kaiyoorawongs/) is a passionate expert in increasing access to home ownership. Join us to understand the real deal with federal student loan forgiveness, the changes to credit underwriting, and why now might be one of the best times for first-time home buyers. Catalina founded LoanSense (https://www.myloansense.com), which helps loan officers boost home affordability by reducing student loan payments and lowering debt-to-income. LoanSense also saves the 7 out of 10 loans turned away primarily due to Americans' high student loan debt and gets them back to the lender in 21 days. “The loan officer is the financial advisor to the average person.” Americans are denied the dream of homeownership with little understanding of how to be accepted for a mortgage, while 82% of the wealth of people’s retirement comes from their homes. Catalina created LoanSense to build a more inclusive America where every rejected applicant for a home loan can leave their lender with a clear pathway on how to get back to the closing table. Join us for a conversation about the future of home ownership, student debt restructuring, and the future of credit underwriting. We cover: * The desire to rent vs. the goal to buy * Why can’t people buy homes? Debt to income ratio instead of FICO scores * What’s the real deal with federal student loan forgiveness? * The link between the higher education system and home ownership. Is it worth it? Wage premium vs. wealth premium of a college degree * Revolutionary changes to credit underwriting * Changing laws to protect financing privacy will level home buyers' playing field Listen to the full episode or watch it (https://youtu.be/TSaj1zCDbvc?si=71DP8W7jg2Nw6mYv)on YouTube to discover what it takes to increase homeownership for Millennials and GenZ. Please comment below. We’d love to hear your thoughts, reactions, and questions. Episode links: * Americans Are Losing Faith in the Value of College (https://www.nytimes.com/2023/09/05/magazine/college-worth-price.html?smid=url-share&unlocked_article_code=T3RhxvVblsUzzDET-I-HohUP5J7aRTTh3D0a9zPQ71KpwAdpbWHVr7InbuRG4lL9QF8zhV5XSQSxPgGRI7QKxdX1Cqx42OqpPOoQLjbA454YumsZMsWkCxARQ-j7mp66BPcR7GXhKlpVqULRzF9z_-APQGgZ-4n8PO2zrN3SB2SsXDSbgsCrKT5pQFCx3ttm34v1LKOUDCusbcTSNaWdTw-2h8jF6g3rESuhk3mZVT1yGBe8tsENJiWrqg8exYG_oNqxZ9XFFOWdphtF4IhvRD9DWsRGRPAXSc_4VUKAB1GvHfhVufOU9YM2RcZ-p5XGQnXfp9j2mfST_zeQ77-t). Whose Fault Is That? New York Times Magazine. LoanSense (https://www.myloansense.com) is a portfolio company of Avalanche VC (http://www.avalanche.vc). This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit obviouslythefuture.substack.com (https://obviouslythefuture.substack.com?utm_medium=podcast&utm_campaign=CTA_1)

11. 

    26 Sept 2023

    The Real AI Expert with Deepak Sekar

    What does it take to innovate using artificial intelligence? How can generative AI avatars improve learning? We talk with a technologist on the front lines. The COVID-19 pandemic has significantly changed the education system, prompting parents to become more involved in their children's learning. Deepak Sekar (https://www.linkedin.com/in/deepaksekar/) is one of those parents and an inventor with 214 patents who has successfully merged his passion for AI with his commitment to revolutionizing the education sector. Over the next decade, 50% of all online content will be produced or augmented with Generative AI. This episode discusses the evolving dynamics in building education companies with artificial intelligence and generative AI. We deep dive into how technical skills matter to create differentiation and not underestimate the time and effort required to develop unique and innovative solutions. Prof Jim (http://www.profjim.com) is an AI-enabled platform that transforms traditional textbooks into interactive video courses. The current generation of learners prefers video-based learning over conventional textbooks. This innovative approach reduces the cost of producing content by 15x and is poised to revolutionize the education landscape. Join us for a conversation about the future of robotics, artificial intelligence, and learning. We cover: * Robotics and Chowbotics. Where is robotics headed? * Deepak’s transition from a robotics-based startup to an AI education * How Prof Jim (http://www.profjim.com) merged AI & learning together * Deepaks predictions for the future of AI and the most critical skills for prompt engineering * IIT Madras and the IIT education systems * Is Deepak an AI optimist or skeptic? * Nostradamus gives us his take on what’s Obviously The Future Listen to the full episode or watch on YouTube (https://www.youtube.com/watch?v=Z4rJupEU5sQ) to discover how education is being revolutionized with engaging content. Please comment below. We’d love to hear your thoughts, reactions, and questions. Show Links * Nostradamus’ Predictions * Efficacious Edutainment (https://obviouslythefuture.substack.com/p/efficacious-edutainment) * Generative AI (https://www.sequoiacap.com/article/generative-ai-act-two/)’s Act Two - essay from Sequoia * 3 ways AI can impact educational outcomes positively (https://districtadministration.com/ethical-implications-ai-artifical-intelligence-impact-k12-positively/) - essay by Deepak This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit obviouslythefuture.substack.com (https://obviouslythefuture.substack.com?utm_medium=podcast&utm_campaign=CTA_1)

12. 

    20 Sept 2023

    Empowering Parents: School Choice and Technology

    What does it take to empower parents and decentralize schooling? Why is a diversity of school models important to parents? Are we at a tipping point? Education is a fundamental pillar of society, shaping the minds and futures of our children. However, traditional education models have often fallen short in meeting the diverse needs of students. In this episode, we speak with Joe Connor (https://www.linkedin.com/in/joseph-connor-b6a96a16/), the founder and CEO of Odyssey. He shares his experiences with two legendary education organizations, KIPP (https://www.kipp.org/) and Rocketship (https://www.rocketshipschools.org/), and how they have shaped his perspective on education. From the importance of mission-driven organizations to the power of parental involvement, Connor delves into the evolving landscape of education and the rise of alternative models. Joe is a rare combination of lawyer, teacher, school system expert, and technologist. He has been a classroom teacher, a policy lawyer, and an EdTech operator. He is now building his second company, Odyssey Education (https://withodyssey.com/), to catalyze the avalanche toward access to alternative education (https://obviouslythefuture.substack.com/p/alternative-education) by operationalizing system change through a seamless technology experience that connects government funding, parents, and learning providers. We cover: * Joe’s experiences from his time teaching * Why now? What is the demand from parents higher now than ever before and at a tipping point? * What does Odyssey Education do? What is an ESA & micro grant? * How did Joe identify alternative education implementation as an area he was uniquely able to solve? * Why do state governments want alternative education? Are ESAs and School choice bi-partisan? How does this issue cut on political lines? * What are the outcomes for students? How do you measure value for money? Listen to the full episode or watch on YouTube (https://www.youtube.com/watch?v=G7nWB2DQpog) to discover how education is being revolutionized and join the movement towards a more inclusive and tailored approach to learning. Please comment below. We’d love to hear your thoughts, reactions, and questions. Show Links * Odyssey Education (http://www.odysseyeducation.com) * Alternative Education Goes Mainstream (https://obviouslythefuture.substack.com/p/alternative-education) * Seeing Beyond the Mirage (https://static1.squarespace.com/static/5d49b91ca976fc0001146d7e/t/5f9c16c09f47ad171ac54374/1604064964020/Beyond+the+Mirage+Final.pdf) * Iowa (https://www.wowt.com/2023/08/08/iowa-school-vouchers-program-exceeding-expectations/)School Vouchers Program Exceeding Expectations * Odyssey, a company founded and led by Joseph Connor ’16 J.D., is enabling parents to use Education Savings Accounts on a vast scale (https://law.nd.edu/news-events/news/alumni-joseph-connor-16-j-d-founder-ceo-of-odyssey/) * KIPP charter grads finish college at higher rates than their peers (https://www.washingtonpost.com/education/2023/09/12/kipp-college-graduation-study/) Note: Odyssey Education is a portfolio company of Avalanche VC (http://www.avalanche.vc). This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit obviouslythefuture.substack.com (https://obviouslythefuture.substack.com?utm_medium=podcast&utm_campaign=CTA_1)

13. 

    12 Sept 2023

    The Formula For Greatness with Sir Michael Barber

    How does one achieve massive results? What does it take to be truly great? We sat with global implementation expert Sir Michael Barber (http://www.sirmichaelbarber.com), Chair of Delivery Associates (http://www.deliveryassociates.com) and LP & Advisor to Avalanche VC (http://www.avalanche.vc). Join us for a reflective conversation on our work together in the past and about accomplishing big goals and changing the world. You can expect a wide-ranging conversation with historical and literary anecdotes, actionable advice, and honest takes. In this episode, we cover: * How to chair effective meetings * Reflection on our time at Pearson (http://www.pearson.com) Ventures. Was it an accomplishment? * How do you create the right message to drive irreversibility? * Building any significant venture is at least a ten-year journey * How do you define accomplishment? * Reflections on the original Avalanche thesis and what is obviously the future Please comment below. We will mail a signed copy of Michael’s latest book, (https://www.amazon.com/Accomplishment-Achieve-Ambitious-Challenging-Things/dp/0241409918)Accomplishment: How to Achieve Ambitious and Challenging Things (https://www.amazon.com/Accomplishment-Achieve-Ambitious-Challenging-Things/dp/0241409918), to the person who leaves and shares the most thoughtful comment. Show Links * UK National Literacy Strategy: the first four years 1998-2002  (https://dera.ioe.ac.uk/id/eprint/17512/7/Ofsted%20-%20national%20literacy%20strategy_Redacted.pdf) * Harvard Business School Case (https://www.hbs.edu/faculty/Pages/item.aspx?num=49006) on Pearson Affordable Learning Fund * Pearson’s Quest to Cover the Planet in Company-Run Schools (https://www.wired.com/2016/04/apec-schools/) - Wired Article * An Avalanche Is Coming (https://www.ippr.org/publications/an-avalanche-is-coming-higher-education-and-the-revolution-ahead): Higher Education and the Revolution Ahead * Accomplishment Book (https://www.amazon.com/Accomplishment-Achieve-Ambitious-Challenging-Things/dp/0241409918) * Delivery Associates (http://www.deliveryassociates.com) This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit obviouslythefuture.substack.com (https://obviouslythefuture.substack.com?utm_medium=podcast&utm_campaign=CTA_1)

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