Open Banking Expo Unplugged is a series of easy listening podcasts brought to you by the team behind Open Banking Expo Magazine. Digital knows no boundaries, with each episode winging its way to you on all things Open Banking, Open Finance and broader digital transformation within financial services from across the globe.Unplugged will bring you one-on-one interviews and carefully curated industry panels with thought leaders and digital disruptors working hard to bring about change in the digital financial services market.
The Engine Room - Closing the charity sector’s £82m Pay by Bank gap
"Cards remain the most prevalent payment option on charities’ websites — but high processing fees eat into every donation, forcing NGOs to either absorb the cost or pass it on, adding friction that can cause drop-off right when someone is ready to give. Direct Debit, the backbone of recurring giving, carries its own hidden operational burden that quietly reduces how much of every pound reaches its intended cause.
Pay by Bank offers a faster, cheaper, more reliable alternative for one-off and recurring donations alike, yet to date, sector adoption remains minimal.
Attend this industry panel to hear new research on what payment options UK non-profits accept in 2026, alongside fresh survey data on UK consumers' awareness of the high costs nonprofits absorb to process donations, and whether willingness to Pay by Bank. Panelists will also unpack whether cVRP/Recurring Pay by Bank could become a genuine alternative to Direct Debit.
This panel brings together payments industry leaders helping NGOs unlock open banking and Pay by Bank, to explore why adoption in this sector lags — cost, awareness, technical barriers, or something else?
Key discussion points:
New research reveal
What payment options 100 major non-profits/charities currently offer donors, and what it tells us about sector-wide reliance on cards.
The true cost of cards for charities — and the difficult trade-off between absorbing costs and asking donors to cover them.
Why recurring donations are the lifeblood of the sector and where Direct Debit falls short.
The hidden operational burden that quietly reduces how much of every pound reaches the cause
Charities and CVRP
Charities are already in scope for commercial variable recurring payments; what would it take for CVRP to become a genuine alternative to Direct Debit for recurring giving?
Why adoption has lagged.
What's holding the charity sector back from Pay by Bank today: cost, awareness, technical barriers, or something else?
A practical roadmap.
Reveal of new UK consumer survey data on consumers’ awareness of the scale of the problem, and their willingness to Pay by Bank for one-off and recurring donations."
21 Oct 2026
The Engine Room - Visible, not legible: What Open Finance still can't tell a lender
Open Finance and Smart Data have made far more data visible. Has that actually changed decision-making, or just changed what's technically possible?
Where should the line sit between what the data can show and what a person still has to decide?
Is more data actually solving the trust problem, or just moving it somewhere else?
What would it take for this to be judged on outcomes over time, rather than a single moment?
21 Oct 2026
The Engine Room - Will agentic finance work if the finance doesn't understanding the customer truly?
Can agentic finance work if banks don’t really know their customers? Three fintech leaders discuss data, trust and why legacy banks must partner up or lose ground to the neobanks.
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
Spotify
5.0 / 5
2 ratings
Podcast Authority Score: 37 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
48
Social presence
0
YouTube
0
Engagement
68
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