PBO Perspectives in Business, Finance & HR

About PBO Perspectives in Business, Finance & HR

PBO Advisory Group's podcast - PBO Perspectives in Business, Finance & HR – is your go-to source for insights on maximizing organizational efficiency and profitability. Each episode features a PBO Advisory expert or special guest discussing strategies to improve your company or nonprofit. Topics include HR, finance, accounting, and operations tips to help you save time and money while staying compliant with laws and regulations. The PBO team and guests share practical tips and stories to address challenges in today's business environment. Gain new ideas and perspectives with each episode.

Publisher

PBO Advisory Group

Category

business

Language

en

Explicit

No

First episode

16 Apr 2024

Latest episode

17 Sept 2026

Latest episodes

15 episodes in the feed.

1. 

   17 Sept 2026

   The New SBA SOP | What the Quality of Earnings Requirement Means for Business Acquisitions

   The SBA's newly issued standard operating procedure, SOP 50 10 8.1, is one of the most significant updates to SBA 7(a) lending in years, particularly for change of ownership transactions. Among its most discussed provisions is a required independent Quality of Earnings (QoE) analysis for acquisitions with a business purchase price of $3 million or more, taking effect October 1, 2026. In Episode 15, host and CEO Fran San Diego moves beyond the technical language of the SOP with a panel representing every side of the transaction: Melissa Bustarde, Partner at Branfman Mayfield Bustarde & Reichenthal LLP, a business attorney representing buyers and sellers of small businesses Josh Siler, CPA, Senior Finance Consultant and Quality of Earnings Specialist at PBO Advisory Ryan Smith, Principal and Founder of ThinkSBA, a leading SBA loan brokerage Steven Hanson, Owner of Transworld Business Advisors San Diego North and an experienced business broker Together they cover what the SBA is working to solve, what a Quality of Earnings uncovers, how sellers are responding, how LOIs and purchase agreements should address QoE outcomes, the difference between a QoE, an audit, a tax return, and a valuation, the findings that concern lenders most, why sellers are commissioning their own QoE before going to market, and a hypothetical $6 million manufacturing acquisition viewed through each panelist's lens. The panel closes with the biggest misconceptions about the new SOP and what the lower and middle market M&A environment may look like one year from now. Read the full transcript and key takeaways: https://pboadvisory.com/new-sba-sop-quality-of-earnings-business-acquisitions/ (https://pboadvisory.com/new-sba-sop-quality-of-earnings-business-acquisitions/) Read the companion blog: https://pboadvisory.com/sba-sop-50-10-8-1-quality-of-earnings-requirement/ (https://pboadvisory.com/sba-sop-50-10-8-1-quality-of-earnings-requirement/) If this episode resonated with you, subscribe to PBO Perspectives and share it with a business owner, buyer, or advisor preparing for a transaction. Visit pboadvisory.com to learn more about PBO's Quality of Earnings, transaction readiness, and integrated finance and people advisory services, or to start a conversation with the team. Chapters: 00:00 Welcome and the New SBA SOP 50 10 8.1 02:34 Meet the Panel 03:46 What the SBA Is Working to Solve 05:28 What a Quality of Earnings Uncovers 06:20 How Sellers Are Responding 08:18 LOIs, Negotiations, and Transaction Timelines 09:57 SBA Offers vs. Non-SBA Offers 12:17 When the QoE Requirement Comes Into Play 14:38 Purchase Agreements and Working Capital 16:18 QoE vs. an Audit, Tax Return, and Valuation 18:47 Findings That Concern Lenders 20:31 Commissioning a Sell-Side QoE Before Going to Market 23:20 Adjusted EBITDA vs. Normalized Earnings 25:39 Industries That Will See More Scrutiny 27:17 Preparing 12 to 24 Months Ahead: Books and Records 29:15 How QoE Findings Can Affect Financing 30:45 Keeping Deals on Track With a Strong LOI 32:28 Hypothetical: A $6 Million Manufacturing Acquisition 37:01 When a QoE Comes In

2. 

   17 Sept 2026

   Total Rewards | Building It Together ft. Lisbeth Fletcher

   In most organizations, finance builds the compensation model and HR administers it. The result is a total rewards program that lives in two different places and serves neither. This episode of PBO Perspectives explores what changes when the CFO, CPO, and operations leaders build total rewards together from the start, with the CEO setting the strategic framework.In Episode 14, host and CEO Fran San Diego (https://www.linkedin.com/in/francescasandiego/) is joined by:Kristy Facchini, Consulting CFO at PBO Advisory (https://www.linkedin.com/in/kristyfacchini/)Nicole Devine, Consulting Chief People Officer at PBO Advisory (https://www.linkedin.com/in/nicole-devine-38868031/)Lisbeth Fletcher, Director of Staff Operations and Administration at Feeding San Diego (https://www.linkedin.com/in/lisbeth-fletcher/)Together they cover where total rewards conversations lose their anchor, why the CEO's single most important business outcome should shape every plan, four operating principles for compensation decisions, how to talk with boards about return on talent investment, designing rewards for a multi-generational workforce, the rising cost of benefits and the value of no-cost benefits, and why communication is the difference between a benefit that exists and a benefit that matters.Lisbeth brings the view from a mission-driven nonprofit, where every dollar supports the work of ending hunger in San Diego County, and shares how peer-to-peer recognition, employee-led committees, a total rewards summary, and consistent communication keep Feeding San Diego's team engaged.Read the full transcript and key takeaways: https://pboadvisory.com/total-rewards-with-lisbeth-fletcher/ (https://pboadvisory.com/total-rewards-with-lisbeth-fletcher/) Explore the Total Rewards Hub: https://pboadvisory.com/total-rewards-resources/ (https://pboadvisory.com/total-rewards-resources/)If this episode resonated with you, subscribe to PBO Perspectives and share it with a leader who is rethinking compensation and benefits.Visit pboadvisory.com (www.pboadvisory.com) to learn more about PBO's integrated approach to finance, people, and strategy, or to start a conversation with the team. Learn more about Feeding San Diego at feedingsandiego.org.Chapters:00:00 Cold Open: A Total Rewards Strategy No One Owns01:17 Meet the Panel and Feeding San Diego03:31 Where Total Rewards Conversations Lose Their Anchor05:47 Aligning Bonuses to Margin, Not Just Revenue07:28 Rewarding Behavior That Builds Enterprise Value09:33 How Feeding San Diego Defines Success12:13 Peer-to-Peer Recognition and Culture13:10 Starting With the CEO's Single Business Outcome14:08 Messaging and Total Rewards Storytelling16:45 Clarity Before the Comp Plan18:40 Four Operating Principles for Compensation Decisions20:29 Transparency, Equity, and Market Data22:15 Talking With Boards About Return on Talent Investment24:44 Designing Rewards for a Multi-Generational Workforce28:37 Flexibility and In-Person Collaboration30:47 Connecting Employees to the Mission33:29 Benefits, Well-Being, and Rising Healthcare Costs35:46 Modeling Benefit Costs and No-Cost Benefits37:43 Culture as a Reason People Stay38:38 Employee-Led Committees at Feeding San Diego40:33 Culture and the Total Rewards Viewpoint42:27 Communicating a Total Rewards Program45:47 Making Incentive Compensation Visible48:22 How Feeding San Diego Communicates Value53:37 Final Takeaways56:01 Closing

3. 

   26 Jun 2026

   Succession Planning Part 4 | The Human Side of Succession ft. Mary O. Andrews

   The first three episodes of PBO Advisory's succession planning series covered the framework, the financial architecture, and the practical first steps any business owner can take. Episode 4 stays with the people inside the process, the human beings who live through a transition. Succession planning is not just about roles, timelines, and financial models. It is about the human beings who live through it. In Episode 4 of PBO Advisory's Succession Planning series, host and CEO Fran San Diego (https://www.linkedin.com/in/francescasandiego/) is joined by a distinctive guest panel: Mary O. Andrews (https://www.linkedin.com/in/maryoandrews/), U.S. Olympian, business owner, and executive coach and performance consultant Nicole Devine (https://www.linkedin.com/in/nicole-devine-38868031/), Chief People Officer at PBO Advisory Kristy Facchini (https://www.linkedin.com/in/kristyfacchini/), Consulting CFO Together they explore the dimensions of succession most frameworks leave out: how outgoing leaders process the identity shift of stepping back, why loyalty resets at the moment of transition while respect can endure, what psychological readiness really requires of incoming leaders, why the white space of the org chart matters more than the boxes, and how to execute a succession with the emotional intelligence the process actually requires. Mary brings the lens of elite performance coaching to a conversation about organizational change, and Kristy connects the human side of succession to its measurable financial outcomes. The result is a conversation that completes the picture the series began. If you have been through a leadership transition, are heading into one, or are building an organization you want to outlast you, this episode is for you. If this episode resonated with you, subscribe to PBO Perspectives and share it with a leader in your network who is navigating change. Visit pboadvisory.com (https://pboadvisory.com/) to learn more about PBO's integrated approach to finance, people, and strategy, or to start a conversation with the team. If you missed Episodes 1 through 3, make sure to listen to them here. Part 1 | Authentic Insights from the C-Suite (https://open.spotify.com/episode/4lWoy9cOL3nMRXcirE43eN?si=n2rJhBkrS8uSiVU-07Lycg) Part 2 | From Plan to Practice (https://open.spotify.com/episode/5fievbo5IJDJj44NTlhJKX?si=yhhyEyb6QrmmvPaskPHeVg) Part 3 | Boards, Clients, and Where to Start (https://open.spotify.com/episode/7cx398kTBWU1956Z9YWtrl?si=_p_G49ChSF-sP7IOCMj1Hw) The series is designed to be experienced together. Chapters: 00:00 Cold Open and Welcome 01:49 Who Succession Planning Is Really For 04:13 The People Lens on Systemic Change 06:35 The Financial Case for Attending to the Human Side 07:11 Letting Go: The Outgoing Leader's Identity Work 08:42 Retirement, Mortality, and Designing Act III 11:19 Loyalty vs. Respect During a Transition 13:40 Culture as the Foundation Through Change 14:43 The Peer to Leader Dynamic 17:04 When the Founder Stays On 18:15 The Financial Cost of Emotional Disruption 20:38 Surveys, 360s, and the Difference Between Information and Feedback 25:14 Drag and Drift on Talent Capability 26:53 Functional vs. Psychological Readiness 27:31 The White Space of the Org Chart 30:13 Building Leaders Throughout the Organization 34:11 Readiness, Standards, and High Performance Dynamics 37:05 Financial Readiness for the Whole Organization 38:43 Normalizing the Impact of Change 41:36 Communication as the Discipline 42:07 Org Design for Agility and Adaptability 44:39 Giving Yourself and the Team Grace 45:25 Pulse Checks and Knowing Your Teams 46:16 Emotional Intelligence in Execution 48:35 Mary's Closing Reflection on Succession and Performance 50:59 Closing

4. 

   4 Jun 2026

   Succession Planning Part 3 | Boards, Clients, and Where to Start

   In Episode 1, PBO Advisory's CEO Fran San Diego, CFO Jennifer Rebis, and CPO Nicole Devine introduced the framework PBO uses to help organizations build succession plans that work. In Episode 2, the team went deeper into the work of execution: the conversations most organizations avoid, the difference between tenure and readiness, and thefinancial discipline required to make development a capital investment. Episode 3 answers the questions most leaders want answered before theybegin. Host Joey McCoy is joined again by Fran, Jennifer, and Nicole to cover what sophisticated boards now expect beyond an org chart, why governance of risk is the lens boards bring tosuccession, how succession applies to client and referral relationships, and the simplest, most practical first steps any business owner can take to move from intention to action. The team also discusses why nonprofits benefit from a dedicated succession committee, how single point offailure relationships show up in due diligence and M&A activity (especially for founders whose relationships are central to the business), and why “start with the end in mind” is the question every founder needs to sit with before the succession plan can be built. If this episode resonated with you, subscribe (https://open.spotify.com/show/6aiWkr9MiDutD7viux0A57?si=21abc6db89c447ab) and share it with a leader in your network who is navigating change. Visit pboadvisory.com (https://pboadvisory.com/)to learn more about PBO's integrated approach to finance, people, and strategy, or to start a conversation with the team. Connect with PBO Advisory on LinkedIn (https://www.linkedin.com/company/pboadvisorygroup/) for ongoing insights from Fran (https://www.linkedin.com/in/francescasandiego/), Jennifer (https://www.linkedin.com/in/jennifer-rebis/), Nicole (https://www.linkedin.com/in/nicole-devine-38868031/), and the broader team. If you missed Episodes 1 and 2, find them in the show notes. The three episodes are designed to be experienced as a series. Chapters 00:30 - What Sophisticated Boards Expect 01:15 - Where to Start at the Board Level 02:37 - From Risk to Confidence and Governance 04:47 - Succession at the Client Relationship Level 05:37 - Mission Critical Roles and Risk Insulation 08:26 - M&A, Due Diligence, and Client Stewardship 09:15 - Referral Partners and Single Point of Failure Risk 10:06 - Cross Training and Organizational Design 10:28 - Where to Start: The Leadership Lens 12:28 - Where to Start: The Financial Lens 13:51 - Where to Start: The People Lens 16:49 - Final Thoughts: Don't Be Overwhelmed 17:41 - Final Thoughts: Be Proactive 18:30 - Final Thoughts: Just Start 19:35 - Closing Guest Bios ⁠Francesca San Diego, CEO, PBO Advisory ⁠ (https://www.linkedin.com/in/francescasandiego/) Fran leads PBO Advisory's integrated approach to finance, people, and strategy, advising CEOs and ownership groups through transitions, growth phases, and succession planning. ⁠Jennifer Rebis, CFO, PBO Advisory ⁠ (https://www.linkedin.com/in/jennifer-rebis/) Jennifer brings the financial architecture to PBO's client engagements, including the modeling and capital allocation discipline required to make succession planning real. ⁠Nicole Devine, CPO, PBO Advisory ⁠ (https://www.linkedin.com/in/nicole-devine-38868031/) Nicole leads PBO's people strategy work, including executive readiness assessment, culture continuity, and the development pathways that turn high potential leaders into ready ones. ⁠Joey McCoy, Host ⁠ (https://www.linkedin.com/in/mccoyjoey/) Joey moderates the PBO Perspectives podcast series. Links and Resources PBO Advisory website (https://pboadvisory.com/) Episode 1: Succession Planning — Authentic Insights from the C-Suite (https://pboadvisory.com/succession-planning-authentic-insights-from-the-c-suite/) Episode 2: From Plan to Practice — The Honest (https://pboadvisory.com/from-plan-to-practice-the-honest-conversations-behind-real-succession-planning/) Conversations Behind Real Succession Planning (https://pboadvisory.com/from-plan-to-practice-the-honest-conversations-behind-real-succession-planning/) Fran San Diego — Succession Planning as Strategic Renewal (https://pboadvisory.com/succession-planning-as-strategic-renewal-why-im-planning-my-own-transition/) Jennifer Rebis — The Financial Architecture of Succession Planning (https://pboadvisory.com/the-financial-architecture-of-succession-planning-why-most-organizations-underestimate-the-true-cost/) Nicole Devine — Succession Planning as Culture Continuity (https://pboadvisory.com/succession-planning-as-culture-continuity-why-technical-excellence-isnt-enough/) Connect with PBO Advisory on LinkedIn (https://www.linkedin.com/company/pboadvisorygroup/)

5. 

   27 May 2026

   Succession Planning Part 2 | From Plan to Practice, the Honest Conversations Behind Execution

   In Episode 1, PBO Advisory's CEO Fran San Diego, CFO Jennifer Rebis, and CPO Nicole Devine laid out the framework PBO uses to help organizations build succession plans that work. Episode 2 goes deeper into what it takes to execute that framework in practice. Host Joey McCoy sits back down with Fran, Jennifer, and Nicole to unpack the parts of succession planning most organizations avoid: the conversations about readiness that require separating contribution from potential, the gap between tenure and genuine executive capability, how culture continuity is preserved through leadership transitions, and the financial discipline required to treat development as a capital investment rather than a discretionary expense. The team also covers what boards and stakeholders need to see, why client relationship succession planning is one of the highest return investments an organization can make, and the specific first steps PBO recommends to any business owner who knows they need to start this work but hasn't yet. If succession planning is something your organization has been putting off, this conversation will give you the framework, the financial case, and the language you need to start. If this episode resonated with you, subscribe (https://open.spotify.com/show/6aiWkr9MiDutD7viux0A57?si=21abc6db89c447ab) and share it with a leader in your network who is navigating change. Visit pboadvisory.com (https://pboadvisory.com/) to learn more about PBO's integrated approach to finance, people, and strategy, or to start a conversation with the team. Connect with PBO Advisory on LinkedIn (https://www.linkedin.com/company/pboadvisorygroup/) for ongoing insights from Fran (https://www.linkedin.com/in/francescasandiego/), Jennifer (https://www.linkedin.com/in/jennifer-rebis/), Nicole (https://www.linkedin.com/in/nicole-devine-38868031/), and the broader team. Episode 3 drops next with U.S. Olympian and executive coach Mary Andrews (https://www.linkedin.com/in/maryoandrews/), focused on the human side of succession. Subscribe so you do not miss it. Chapters 00:00 Welcome Back 00:30 Where We Left Off: Plan to Practice 03:04 The Conversations That Are Hard to Have 06:08 Coaching CEOs Through Hard Messages 08:22 The Financial Cost of Avoidance 09:29 Readiness vs. Tenure: The Honest Assessment 11:54 The Four Dimensions of Executive Readiness 13:16 What Development Looks Like in Practice 15:01 The CFO's Role in Building Financial Acumen 16:05 Surprises in Both Directions 18:05 Culture Continuity, What You Can and Cannot Transfer 20:20 Coaching CEOs on Culture 22:16 Culture as a Financial Asset 23:14 The Financial Discipline Behind Development 24:06 How Financial Framing Lands on the People Side 26:25 Allocating Development Resources Intentionally 27:54 Closing Reflections Guest Bios Francesca San Diego, CEO, PBO Advisory  (https://www.linkedin.com/in/francescasandiego/) Fran leads PBO Advisory's integrated approach to finance, people, and strategy, advising CEOs and ownership groups through transitions, growth phases, and succession planning. Jennifer Rebis, CFO, PBO Advisory  (https://www.linkedin.com/in/jennifer-rebis/) Jennifer brings the financial architecture to PBO's client engagements, including the modeling and capital allocation discipline required to make succession planning real. Nicole Devine, CPO, PBO Advisory  (https://www.linkedin.com/in/nicole-devine-38868031/) Nicole leads PBO's people strategy work, including executive readiness assessment, culture continuity, and the development pathways that turn high potential leaders into ready ones. Joey McCoy, Host  (https://www.linkedin.com/in/mccoyjoey/) Joey moderates the PBO Perspectives podcast series. Links and Resources PBO Advisory website (https://pboadvisory.com/) Episode 1, Succession Planning Part 1 (https://pboadvisory.com/succession-planning-authentic-insights-from-the-c-suite/) Fran San Diego, Blog on Succession Planning as Strategic Renewal (https://pboadvisory.com/succession-planning-as-strategic-renewal-why-im-planning-my-own-transition/) Jennifer Rebis, Blog on the Financial Architecture of Succession Planning (https://pboadvisory.com/the-financial-architecture-of-succession-planning-why-most-organizations-underestimate-the-true-cost/) Nicole Devine, Blog on Succession Planning as Culture Continuity (https://pboadvisory.com/succession-planning-as-culture-continuity-why-technical-excellence-isnt-enough/) Connect with PBO Advisory on LinkedIn  (https://www.linkedin.com/company/pboadvisorygroup)

6. 

   1 May 2026

   The Integration Imperative: Building Analytics That Actually Informs Decisions

   In Episode 1, PBO Advisory CEO Fran San Diego, Consulting CFO Leena Gupta, and Senior Finance Consultant and Human Capital Advisor Kristin Pantle established why analytics is a leadership discipline. In Episode 2, they go deeper into the practical mechanics of building it. This episode covers why financial and people data are structurally difficult to integrate - and what it actually takes to bridge that gap, the shift from lagging indicators to leading ones and why most organizations have not made it yet, the four types of analytics every leadership team needs to understand, and what PBO learned from going through this exercise themselves. The conversation closes with a discussion on AI: what it accelerates, what it cannot replace, and why data governance is the prerequisite for getting real value from it. CHAPTERS 00:00 - Introduction and recap of Episode 1 00:53 - Welcome back - Leena Gupta and Kristin Pantle 01:06 - Why integration is structurally difficult for most organizations 02:36 - What it takes to build the bridge between financial and people data 03:20 - Why integration is a CFO imperative, not just an HR initiative 04:14 - What integration looks like when it is actually working 05:30 - Lagging vs. leading indicators: the distinction and why it matters 06:21 - Why leading indicators are harder to build 07:17 - Leading indicators on the human capital side 08:37 - How leading indicators changed planning at PBO 09:28 - The four types of analytics: descriptive, diagnostic, predictive, prescriptive 10:33 - Where most organizations actually sit on the analytics spectrum 11:08 - Applying the four types to human capital decisions 12:58 - Moving from HR reporting to human capital analytics 14:30 - What PBO discovered when it restructured its own sales and marketing function 16:15 - Making financial model assumptions explicit and testing them 17:09 - Building predictive and prescriptive human capital capability 18:06 - When data becomes an objective narrator instead of a point of debate 19:18 - Where AI fits in integrated analytics 20:15 - Why data governance is the prerequisite for getting real value from AI 21:15 - The permanent role of human judgment that AI cannot replace 22:03 - Closing insights: we are not in a data shortage, we are in an alignment shortage 22:59 - Final thoughts from Leena: start with one assumption and make it explicit 23:25 - Final thoughts from Kristin: you can't copy a leadership team that makes better decisions 23:54 - Close and where to find resources RESOURCES Learn more about PBO Advisory Group: pboadvisory.com (www.pboadvisory.com) Episode 1 - Analytics as a Leadership Discipline: available now (https://open.spotify.com/episode/24WZVudJAQ597QieVBx7Ey?si=to21RzvyTL-WvxrtBLD_Bw)

7. 

   3 Apr 2026

   Business Analytics as a Leadership Discipline

   Every leadership team has more data than ever. Most are still making decisions on instinct. In this episode, PBO Advisory (https://pboadvisory.com/)CEO Fran San Diego (https://www.linkedin.com/in/francescasandiego/) sits down with Consulting CFO Leena Gupta (https://www.linkedin.com/in/leena-gupta-904393/) and Senior Finance Consultant and Human Capital Advisor Kristin Pantle (https://www.linkedin.com/in/kristin-pantle/) to explore why the data advantage so rarely translates into better decisions - and what it actually takes to close that gap. This is Episode 1 of a two-part series on business analytics as a leadership discipline. The conversation covers how financial and people data need to be integrated, why data governance is the unglamorous work that makes everything else possible, and the specific metrics that turn HR conversations into capital allocation conversations. Episode 2 drops May 1st. CHAPTERS 00:00 - Introduction 01:19 - Welcome - Leena Gupta and Kristin Pantle 01:34 - Having data vs. making better decisions 02:37 - The hidden assumptions inside every financial model 03:39 - The gap between financial and people data 04:33 - Analytics as a leadership discipline, not a tech project 05:57 - Three layers of analytics capability: outcomes, governance, and judgment 07:58 - Why data governance is unglamorous but essential 09:00 - The open roles example: when both teams are right and neither knows it 10:11 - How PBO aligned definitions across its own sales and marketing team 11:23 - How the CFO role has evolved from reporting to modeling the future 12:33 - Why culture changes before systems do 13:16 - Treating human capital as a financial investment 14:16 - How analytics changed decision-making at PBO 16:34 - Analytics does not replace instinct - it makes instinct better 18:33 - What boards and investors now expect from the CFO 19:18 - Surfacing and stress testing the human capital assumption 20:17 - Analytics is a team sport, not a finance project 21:21 - What organizations are missing: connecting people decisions to financial outcomes 22:04 - The metrics that matter: revenue per employee, speed to productivity, talent market constraints 23:39 - Turning HR updates into capital allocation conversations 24:27 - How human capital data improves financial modeling 24:53 - Practical advice: start with the outcome, not the dashboard 26:06 - Invest in your data foundation before your analytics tools 27:27 - Put your CFO and HR leader in the same room and compare their answers 28:22 - Closing and preview of Episode 2 RESOURCES Learn more about PBO Advisory Group: pboadvisory.com (https://pboadvisory.com/)

8. 

   16 Feb 2026

   Succession Planning | Authentic Insights from the C-Suite

   What does succession planning look like when the leadership team does it themselves? In this candid episode of PBO Perspectives, host Joey McCoy (https://www.linkedin.com/in/mccoyjoey/) sits down with PBO Advisory (https://pboadvisory.com/)'s executive team - Francesca San Diego (https://www.linkedin.com/in/francescasandiego/) (CEO), Jennifer Rebis (https://www.linkedin.com/in/jennifer-rebis/) (CFO), and Nicole Devine (https://www.linkedin.com/in/nicole-devine-38868031/) (CPO) - as they pull back the curtain on their own succession planning process. This isn't theoretical advice. It's a vulnerable, real-world conversation about how PBO is actively planning for leadership transitions while maintaining the strategic alignment of their two largest resources: People and Money. You'll hear how they're defining the right seats for future leaders, financially modeling succession scenarios, and ensuring continuity of their competitive advantage. Key Topics Discussed The 2025 Retrospective: Navigating uncertainty during succession planning The Right Seats Framework: Defining leadership roles before identifying successors Financial Modeling: Calculating the cost and ROI of succession transitions Year-End Succession Audits: PTO planning, KPIs, and leadership readiness Building a Succession-Ready Organization for 2026 Chapters (00:00) Introduction (00:49) The 2025 Market Recap: How Uncertainty Impacts Succession Planning (02:46) The Right Seats Framework: Designing Leadership Roles First (05:53) Why Succession Planning Requires Finance & HR Alignment (07:36) Financial Modeling: The True Cost of Leadership Transitions (15:20) Setting Up Successors for Success: Forecasting & KPIs (19:13) Executive Advice for Succession Planning in 2026 Links & Resources Articles & Podcast on Year-End Planning & Succession (https://pboadvisory.com/blog/) Francesca San Diego, CEO (https://www.linkedin.com/in/francescasandiego/) Jennifer Rebis, CFO (https://www.linkedin.com/in/jennifer-rebis/) Nicole Devine, CPO (https://www.linkedin.com/in/nicole-devine-38868031/) Visit our website: pboadvisory.com (www.pboadvisory.com) Connect with us on LinkedIn (https://www.linkedin.com/company/pboadvisorygroup/) Ready to build a sustainable succession plan that protects your business legacy? Visit pboadvisory.com (www.pboadvisory.com)

9. 

   18 Nov 2025

   Planning for 2026 | Why People and Money Must Be Aligned

   As 2025 comes to a close, how are you positioning your company for 2026? In this episode of PBO Perspectives, host Joey McCoy sits down with the PBO Advisory leadership team (Francesca San Diego, Jennifer Rebis, and Nicole Devine) to discuss the most critical competitive advantage for the year ahead: the strategic alignment of your two largest resources—your People and your Money. We move beyond theory to discuss the practical framework of integrating Human Capital with Finance. You’ll learn why HR and Finance must "row in the same boat" to prevent organizational fire drills and how to model workforce decisions financially before making a hire. Key Topics Discussed: The 2025 Retrospective: Navigating an unpredictable market. The "Right Seats" Framework: Why you must define roles and skills before evaluating people. Financial Modeling: Calculating the ROI and "runway" for new hires. Year-End Audits: Why you need to audit PTO and update handbooks now. Key Moments: 00:49 The 2025 Market Recap: Uncertainty & Capital Costs 02:46 The "Right Seats" Framework: Designing Roles Before Hiring 05:53 Why Aligned HR & Finance is Your Competitive Advantage 07:36 Financial Modeling: Calculating the Real Cost of Talent 15:20 Setting Up for Success: Cash Flow Forecasting & KPIs 19:13 Executive Advice for 2026 Growth Links & Resources: Articles & Podcast on Year-End Planning Francesca San Diego, CEO | CEO Reflections: Strategic Planning and Leadership Lessons for 2026 (https://pboadvisory.com/ceo-musings-for-year-end-planning/) Jennifer Rebis, CFO | Year-End Reflections: A CFO’s Perspective on Resilience, Growth, and the Road to 2026 (https://pboadvisory.com/cfo-musings-for-year-end-planning/) Nicole Devine, CPO | Year-End Reflections from the CPO Chair: Building the Organization of 2026 (https://pboadvisory.com/cpo-musings-for-year-end-planning/) Visit our website: www.pboadvisory.com (https://www.pboadvisory.com/) Connect with us on LinkedIn: https://www.linkedin.com/company/pboadvisorygroup/ (https://www.linkedin.com/company/pboadvisorygroup/) Ready to build a sustainable workforce model that your budget can support? Visit pboadvisory.com (http://pboadvisory.com/) to connect with our team for a strategic consultation.

10. 

    28 Apr 2025

    Remote Work: Challenges and Opportunities for Businesses

    In this episode of PBO Perspectives in Business, Finance & HR, host Joey McCoy talks with PBO Advisory Group CEO Francesca San Diego and Consulting HR Manager Rachel Allen about the evolving landscape of remote work. The discussion includes the benefits and challenges of remote work, emphasizing technology infrastructure, communication strategies, and the importance of regular check-ins to maintain team connection and productivity. Fran and Rachel share insights from PBO Advisory's experience as a remote-first company, covering onboarding practices, home office stipends, and compliance with state laws. They also offer best practices for managing remote teams and setting clear expectations. Tune in for practical advice on navigating the complexities of remote work. Don't forget to subscribe, leave a review, and follow PBO Advisory on social media for updates on upcoming episodes. Learn more about PBO Advisory's services at pboadvisory.com (https://pboadvisory.com/).

11. 

    18 Mar 2025

    Avoiding Costly PAGA Claims: What Employers Need to Know

    In this episode of PBO Perspectives in Business, Finance & HR, host Joey McCoy is joined by PBO Advisory Group CEO Francesca San Diego and Chief People Officer Nicole Devine to break down California’s Private Attorneys General Act (PAGA) and what it means for employers. With PAGA claims ranging from millions to hundreds of millions of dollars, compliance is more important than ever. Fran and Nicole discuss the risks businesses face, recent legislative changes, and how proactive measures—like regular audits, policy updates, and employee training—can help companies reduce potential penalties by up to 85%. They also dive into the industries most at risk, common misconceptions about payroll providers, and the role of arbitration agreements in mitigating exposure. Tune in to learn how to safeguard your business, stay compliant, and build a workplace culture that minimizes risk. Whether you’re an HR professional, business owner, or CFO, this episode offers clear guidance on navigating PAGA and avoiding costly claims. Don't forget to subscribe, leave a review, and follow PBO Advisory Group on social media for updates on upcoming episodes. Learn more about PBO Advisory's services and how we can help your company succeed at pboadvisory.com. Additional resources: https://pboadvisory.com/compliance/ (https://pboadvisory.com/paga-compliance/)

12. 

    30 Jul 2024

    Creating a Healthier Workplace with Employee Wellness Programs

    In this episode of "PBO Perspectives in Business, Finance & HR," host Joey McCoy is joined by PBO Advisory Group CEO Francesca San Diego and Consulting HR Manager Rachel Allen to explore the critical role of employee wellness programs in the workplace. The conversation delves into various wellness initiatives, from financial and mental health support to physical wellness activities, highlighting the benefits for both employees and employers. Fran and Rachel discuss how to create effective wellness programs tailored to employee needs, including the use of surveys, Employee Assistance Programs (EAPs), and team-building wellness challenges. They also share practical tips for using these programs to boost employee engagement, productivity, and overall well-being. Tune in to learn more about the positive impact of wellness programs on workplace culture and how they can contribute to a healthier, more supportive work environment. Don't forget to subscribe, leave a review, and follow PBO Advisory Group on social media for updates on future episodes and content. Learn more about PBO Advisory's services and how we can help your company succeed at pboadvisory.com (https://pboadvisory.com/).

13. 

    10 Jun 2024

    Navigating CEO Retirements and Leadership Transitions

    In this episode of "PBO Perspectives in Business, Finance & HR," host Joey McCoy talks about CEO retirements and leadership transitions with PBO Advisory Group CEO Fran San Diego and Consulting HR Manager Rachel Allen. Fran and Rachel share the critical steps to take when a CEO announces their retirement, such as involving key stakeholders early, identifying necessary qualifications for a new CEO, and maintaining confidentiality. They offer practical tips on succession planning and evaluating potential successors. Tune in to learn more about the timing of succession discussions, announcing retirements, and options for internal promotions or external hires. Don't forget to subscribe, leave a review, and follow PBO Advisory Group on social media for updates on upcoming episodes and content. Learn more about PBO Advisory's services and how we can help your company succeed at pboadvisory.com. Additional resources: pboadvisory.com/succession-planning (- https://pboadvisory.com/succession-planning/)

14. 

    16 May 2024

    Philanthropic Initiatives: Building a Culture of Giving Back in Business

    In this episode of "PBO Perspectives in Business, Finance & HR," PBO Advisory Group CEO Fran San Diego and Consulting HR Manager Rachel Allen join host Joey McCoy to discuss the importance of philanthropic initiatives in business. They share strategies for building a culture of giving back, emphasizing employee engagement and community impact. From organizing volunteer programs to making charitable donations, Fran and Rachel provide practical tips for companies aiming to make a meaningful impact in their communities. Through this discussion, listeners will gain valuable insights into leveraging corporate social responsibility for both employee engagement and community benefit. Be sure to subscribe to stay updated on future episodes, where we'll continue to explore topics ranging from finance and HR to corporate sustainability and more. Don't forget to follow PBO Advisory Group on social media for additional content and updates. Learn more at pboadvisory.com.

15. 

    16 Apr 2024

    Welcome to PBO Perspectives in Business, Finance & HR

    In the premiere episode of "PBO Perspectives in Business Finance & HR," host Joey McCoy introduces listeners to PBO Advisory Group and its range of services in finance, accounting, and human resources. Joey sits down with two members of PBO Advisory's leadership team, CEO Fran San Diego and Chief People Officer Nicole Devine, to discuss the organization's vision, its services, and its journey over the past 11 years. Listeners will gain insight into PBO's commitment to supporting clients across the nation and beyond, helping them achieve success with strategic advisory and back-office support. The episode covers the organization's history, its evolution, and its work with various industries, including nonprofit, life sciences, technology, and even the cannabis sector. Additionally, Fran and Nicole share their perspectives on industry trends and the future of finance and HR, offering advice for entrepreneurs and business owners seeking smart growth and effective talent management. Stay tuned for future episodes featuring expert insights into current trends and challenges in accounting and HR, as well as discussions on outsourcing strategies, maximizing team efficiency, and more. Don't forget to subscribe, leave a review, and follow PBO Advisory Group on social media for updates on upcoming episodes and content. Learn more about PBO Advisory's services and how we can help your company succeed at pboadvisory.com (http://pboadvisory.com/).

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

2,128

Score snapshot 15 Sept 2025

Apple Podcasts (US)

5.0 / 5

3 ratings

Spotify

5.0 / 5

3 ratings

Podcast Authority Score: 29 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

18

Social presence

0

YouTube

68

Engagement

32

Contact PBO Perspectives in Business, Finance & HR

Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.