Pearls of Wisdom with Ebony Sade

About Pearls of Wisdom with Ebony Sade

Welcome to Pearls of Wisdom with Ebony Sade — a faith-filled podcast where timeless truths nurture the heart of your purpose, your family, and the legacy you’re building. Each episode uncovers divine treasures hidden in everyday life — reminding us that your family is the field where God plants His greatest treasures, and sometimes, the answers we’re searching for are hidden in the pages of a book we haven’t read yet. Join Ebony Sade as she shares powerful reflections, biblical insights, and conversations that inspire faith, family, and freedom. thrivewithebonysade.substack.com (https://thrivewithebonysade.substack.com?utm_medium=podcast)

Publisher

Ebony Sade A

Category

religion & spirituality

Language

en

Explicit

No

First episode

1 Jan 2026

Latest episode

6 Oct 2026

Latest episodes

35 episodes in the feed.

1. 

   6 Oct 2026

   Stop Managing Your Family Money From Memory

   A simple family money system for getting recurring financial tasks out of your head without giving up oversight. Have you ever realized how much of your family’s money system is living in your head? Did I move the savings? Did that bill get paid? Did we set money aside for the goal? Did the investment transfer happen? Did I remember to move money where it was supposed to go? None of those things seem huge on their own. But when you’re already managing a home, children, work, business, appointments, meals, projects, and everything else family life brings, they become one more collection of things you’re responsible for remembering. And I’ve been thinking: Maybe good stewardship doesn’t always mean paying closer attention to every little thing. Sometimes it means building a system that remembers the repetitive things for you. That doesn’t mean ignoring our money. It means deciding ahead of time what should happen repeatedly so we don’t have to keep making the same decision over and over again. This is where stewardship meets real life. 💎 Pearl of Wisdom: A good money system should remember what needs to happen so you don’t have to. This week in Pearls of Wisdom, I’m using a simple framework: MONEY IN → ASSIGN → AUTOMATE → CHECK → ADJUST Let’s walk through it. 💰 MONEY IN Start by knowing where your family’s money is coming from. For some families, that’s straightforward. For others, there may be several streams: Paychecks. Business income. Affiliate income. Publishing income. Creator income. Investment income. Side-business income. Irregular income. Before we tell money where to go, we need to understand what is actually coming in and when. This doesn’t need to become an elaborate spreadsheet. Start with a notebook. Write: MONEY IN Then list the regular ways money enters your household. Sometimes simply getting the information out of your head and onto paper makes the next step much easier. ✏️ ASSIGN This part happens before we automate anything. Because automation without intention is just money moving around. First, we decide: What do we want this money to do? We’ve been using another simple Thrive framework for this: BILLS → SPEND → SAVE → SEED → SHARE BILLS take care of our responsibilities. SPEND gives us room to use and enjoy some of our money. SAVE prepares us for what’s ahead. SEED helps us build something—a business, investment, skill, project, or opportunity. SHARE creates room for generosity. Your percentages don’t have to look like another family’s. That’s not the point. The important part is deciding what the money is responsible for before everything starts competing for it. ⚙️ AUTOMATE Now we get to ask one of my favorite questions: Which decisions can the system make for us? Think about the things you do repeatedly. Paying the same bill. Moving money into savings. Adding money to a sinking fund. Making an investment contribution. Setting aside money for a family goal. Recurring giving. If you’ve already decided that something should happen every month, ask whether you really need to manually make that decision twelve times a year. Maybe you don’t. But here’s the part I want to emphasize: Don’t automate everything this weekend. Start with one predictable, repetitive task. Maybe it’s a $25 savings transfer. Maybe it’s one bill. Maybe it’s an investment contribution. Maybe it’s money you’re setting aside for something your family is building. Set up one thing. Make sure it works. Then build from there. Simple systems are much easier to maintain than complicated systems we abandon two weeks later. 👀 CHECK Automation doesn’t mean: “Set it and forget it forever.” We’re still responsible for knowing what’s happening with our money. Bills change. Income changes. Subscriptions increase. Family goals change. Businesses have different seasons. Life happens. The goal is to change our role from: constantly moving the money to: regularly reviewing the system. Maybe that’s a quick weekly check. Maybe your family sits down twice a month. Maybe you have a more thorough monthly money meeting. Choose a rhythm you can actually maintain. Automation handles the repetition. You still provide the judgment. 🔄 ADJUST This may be one of the most important pieces. A system that worked for your family six months ago may not work today. And that’s okay. Maybe income increased. Maybe income decreased. Maybe you’re paying something off. Maybe you’re preparing for a trip. Maybe your child started a new activity. Maybe you’re investing more heavily in the family business. Maybe you’ve reached a savings goal and that money now needs another assignment. The answer isn’t necessarily to throw away the system. Change the instructions. That’s why this isn’t a straight line that ends at ADJUST. It’s a rhythm: MONEY IN → ASSIGN → AUTOMATE → CHECK → ADJUST ↻ Then you go around again as your family grows. 🎨 This Week’s Pearl Map This is the framework I’m turning into this week’s Procreate Pearl Map: 💰 MONEY IN↓✏️ ASSIGN↓⚙️ AUTOMATE↓✓ CHECK↓↻ ADJUST And underneath it: Let the system carry the repetition. Let the family provide the wisdom. I love this because it started as the kind of thing I would scribble into my notebook—words, arrows, little symbols—and now it can become something our family can actually see and use. That’s part of what I’m building here at Thrive: ONE PEARL → ONE VISUAL → ONE TEACHING → ONE TOOL Create it once. Steward it further. 🏡 Why This Is About More Than Paying Bills This is where Legacy Stewardship enters the conversation. I don’t only want our girls to inherit money someday. I want them to understand what to do with money when it reaches their hands. How do I assign it? How do I prepare? How do I save? How do I invest? How do I give? How do I build something? How do I know when the system needs to change? Those are skills they can carry long after they leave our home. Sometimes the legacy isn’t only the asset. It’s the system and wisdom you teach alongside it. 📝 Reflect & Lead Take a few minutes with your notebook and ask: * What financial task do I keep trying to remember? * Which money decision am I making repeatedly that could be made once? * Which part of BILLS → SPEND → SAVE → SEED → SHARE could safely be automated? * What should remain manual because it requires our attention or judgment? * What money system do I want our children to understand before they leave home? Don’t turn this into a complete financial overhaul. Look for one place where structure could create more peace. 🏡 Family Stewardship Challenge This week: Don’t automate ten things. Automate one. Ask yourself: “What money task do I keep trying to remember that could safely happen automatically?” Choose one. Set it up. Then—and this part matters—schedule when you’ll review it. We’re not trying to build a complicated financial machine. We’re building a system that helps us steward what we have without carrying every recurring task in our heads. 📖 Faith in Action Before changing anything, pray over your family’s finances. Ask God for wisdom about what needs your attention and what simply needs better structure. Then take one faithful next step. It doesn’t have to be dramatic to matter. Sometimes stewardship looks like making one wise decision today that your future self won’t have to remember tomorrow. 🎥 Watch This Week’s Pearls of Wisdom If you’d like to hear the full conversation, this week’s Pearls of Wisdom episode is: How to Automate Your Family Finances So You Stop Managing Everything Manually [WATCH ON YOUTUBE →] 🌿 Start Here With Thrive New here? Start with Thrive:Why I Write Here—and Who This Space Is For (https://thrivewithebonysade.substack.com/p/why-i-write-here-and-who-this-space) Thrive is where we’re learning to steward faith, family, home, money, business, creativity, experiences, and legacy with a little more intention and a lot less pressure. You’re welcome to pull up a seat at the Thrive Stewardship Table. ✏️ Tools From My Planning Table These are some of the tools I use to get ideas out of my head, map our systems, and turn those rough thoughts into something useful. 📓 Planning NotebookPlanning Notebook (https://link.amazon/B0e4Xiu7c) ✒️ Kakuno Fountain PenKakuno Fountain Pen (https://link.amazon/B0gVp4QGs) ✏️ Apple PencilApple Pencil (https://link.amazon/B00joQQ0Z) 📱 iPad MiniiPad Mini (https://link.amazon/B0gnIdXIg) 🖥️ PaperLike Screen ProtectorPaperLike Screen Protector (https://link.amazon/B07CWJ2hr) 🎨 ProcreateI use Procreate to turn my notebook sketches into visual notes, Pearl Maps, family stewardship systems, and future Thrive resources. Disclosure: As an Amazon Associate, I earn from qualifying purchases at no additional cost to you. 💰 Money Tools We Use 🌱 AcornsAcorns (https://acorns.com/share/?shareable_code=7WWBWW9&first_name=Ebony&friend_reward=5) 📈 FidelityFidelity (https://fidelity.app.link/e/d4UMtPPAB6b) These are tools we use in our own money system, not a requirement for building yours. Start with the banking and automation tools you already have. Faith. Family. Structure. Stewardship. One pearl at a time. Until next time… keep thriving. Pearls of Wisdom is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Get full access to Pearls of Wisdom at thrivewithebonysade.substack.com/subscribe (https://thrivewithebonysade.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4)

2. 

   28 Sept 2026

   The Money You Meant to Save Needs a Job

   Have you ever told yourself: “This month, I’m going to save that money.” And you meant it. Then life happened. A grocery run cost more than expected. Someone needed something. You grabbed dinner because the day got away from you. You saw something online that would be really useful. A few small purchases came out. Then you checked the account and thought: Wait… where did the money go? I know that feeling. And I don’t think the answer is always that we’re terrible with money or need to stop spending everything. Sometimes the problem happens before we spend anything at all. We never gave the money clear instructions. We knew we wanted to “save more.” But the money was still sitting there looking available. And available money has a funny way of finding something to do. 😂 This is where stewardship meets real life. I’m learning that if we want to stop spending the money we meant to save, we need to decide what our money is responsible for before everything starts competing for it. That’s why I’ve been thinking about five simple places for our money: BILLS → SPEND → SAVE → SEED → SHARE Not because every family needs the same percentages. Not because I think there is one perfect budgeting formula. But because I want our family—especially our girls—to understand: Money needs direction. 💎 Pearl of Wisdom: Give your money a job before life gives it one for you. BILLS — Take Care of What You’re Responsible For Before we talk about saving, investing, giving, or enjoying money, there are responsibilities sitting in front of us. Housing. Utilities. Insurance. Groceries. Transportation. Household needs. Those things aren’t particularly exciting. Nobody is posting: Woohoo! Paid the electric bill! 😂 But this is stewardship too. BILLS represent the things we’ve already committed to taking care of. And I want our girls to understand that money isn’t only about what we want. Part of managing money well is learning to take care of what has already been placed in our hands. Try this: Before deciding what you have available to spend, identify what the money is already responsible for. That number isn’t really available money. It already has a job. SPEND — Enjoy Some of It on Purpose I don’t want our children growing up believing that good money management means: Never spend anything. Money can be enjoyed. Dinner out. Books. Art supplies. A family experience. Something for the house. A little treat just because. That’s why SPEND belongs in the system. The issue isn’t that we spend money. The problem comes when SPEND starts stealing from all the other categories. That $40 purchase might seem harmless. And maybe it is. But if the $40 came from money we already decided was for Christmas, an emergency fund, a business project, or something else we’re preparing for, then we didn’t simply spend $40. We reassigned money that already had a job. That’s a different conversation. Try this: Give yourself some money that is actually allowed to be spent. Then you don’t have to feel guilty every time you enjoy something. You know: This money was given the job of SPEND. SAVE — Stop Saving Whatever Is Left This may be the biggest shift. A lot of us have probably said: “I’ll save whatever is left at the end of the month.” Then the end of the month arrives. And apparently the money received other instructions. 😂 That’s why I’m becoming much more interested in saving before spending gets the opportunity to claim everything. Emergency fund. Christmas. Family trip. Home repair. Future purchase. Whatever you’re preparing for. Give it a name. Because: “I’m saving $100” doesn’t feel quite the same as: “This $100 is for our emergency fund.” The amount hasn’t changed. But now the money has an assignment. Try this: Choose one savings goal. Not ten. Give it a name. Choose an amount. And, if possible, move it somewhere separate from everyday spending. Because if tomorrow’s money keeps sitting beside today’s spending money, we’re asking ourselves to keep making the same decision over and over again: Don’t touch it. Structure can make that decision easier. SEED — Some Money Should Build Something This is one of my favorite conversations to have with our girls. Not every dollar needs to be consumed. Some dollars can be planted. A book. A business idea. Education. A skill. Supplies. Equipment. A creative project. An investment. Something that could create value later. That’s SEED money. And this matters deeply to me because I want our girls to understand the difference between: buying something and building something. Sometimes both require spending money. But they’re not necessarily doing the same job. Buying another item might give us something today. Putting money toward a skill, tool, business, book, or asset may help us create something tomorrow. That doesn’t mean every business purchase is automatically wise. Seeds still have to be planted carefully. Try this: Before making a purchase connected to something you’re building, ask: “What is this money supposed to help grow?” If you can’t answer that clearly, maybe it isn’t SEED money yet. SHARE — Leave Room for Generosity Then there’s another job I don’t want us to forget: SHARE. Giving. Helping. Supporting meaningful work. Blessing someone. Meeting a need when we’re able. I don’t want our girls to believe the goal of money management is simply: Get as much as possible and keep as much as possible. Stewardship asks a bigger question: What can we do with what has been placed in our hands? Sometimes the answer is provide. Sometimes prepare. Sometimes build. Sometimes enjoy. And sometimes we get to help someone else. Try this: Let generosity become something your children actually see. It doesn’t have to be a huge amount. Let them participate in choosing something your family can give, support, or share. We’re not only teaching them what money can buy. We’re teaching them what money can do. So How Does This Help Us Stop Spending Our Savings? This is where the five jobs come together. Imagine $1,000 comes into your household. Without a plan, your brain sees: $1,000 available. But once you give that money instructions, you see something completely different: BILLS → this portion already belongs to our responsibilities. SPEND → this portion is available to enjoy. SAVE → this portion belongs to something we’re preparing for. SEED → this portion is helping us build something. SHARE → this portion has been set aside for generosity. Now when you’re tempted to pull $50 out of savings, the question isn’t simply: “Do I have $50?” The better question becomes: “Which job am I taking this $50 away from?” That’s powerful. Because sometimes the answer may still be: Yes. We need to move the money. Life happens. Priorities change. Emergencies happen. A family budget should be able to respond to real life. But now you’re making an intentional reassignment instead of wondering at the end of the month where everything went. That’s stewardship. “Not Now” Is a Money Decision Too There’s one more phrase I want our girls to become comfortable hearing: Not now. Not: “We can’t afford it.” when we actually can. Not: “We never get anything.” Not: “Money is too tight.” Sometimes we have the money. We simply gave it another job. That means we can say: “Yes, we technically have enough money to buy that. But that money is helping us prepare for something else, so we’re choosing not to buy it right now.” I love the lesson inside that. Having money doesn’t require spending it. And being able to buy something doesn’t automatically make buying it the wisest decision. Sometimes stewardship looks like enjoying. Sometimes stewardship looks like investing. Sometimes stewardship looks like giving. And sometimes stewardship simply sounds like: Not now. Reflect & Lead Take a few minutes this week and ask yourself: * Which receives the most attention in our home right now: BILLS, SPEND, SAVE, SEED, or SHARE? * Which one tends to get whatever is left? * What money have we said we’re saving without giving it a specific purpose? * What are we currently trying to build that may deserve some SEED money? * Where could a simple “not now” protect something we’ve already decided matters? Don’t use these questions to judge where your family is. Different seasons require different things. A family rebuilding after a difficult season may need most of its money going toward BILLS. Another family may finally be rebuilding SAVE. Another may have room to SEED a family business. Another may be learning to SHARE more intentionally. The goal isn’t identical percentages. The goal is knowing what you’re asking your money to do. Faith in Action Before your next money decision, take a moment to pray for wisdom. James 1:5 reminds us that if we lack wisdom, we can ask God. Then look at: BILLS → SPEND → SAVE → SEED → SHARE Choose the area that needs more intentionality in your family right now. Don’t overhaul your entire financial life this weekend. Choose one faithful next step. Maybe that’s moving $25 into savings. Maybe it’s paying something you’ve been putting off. Maybe it’s choosing not to make a purchase. Maybe it’s putting a small amount toward a business idea. Maybe it’s giving. Small decisions still count. Family Field Question Put these five words in front of your family: BILLS → SPEND → SAVE → SEED → SHARE Then ask: “If $100 came into our family today, how could we divide it between these five jobs?” There doesn’t have to be one correct answer. Listen to how your children think. Ask them why. You may end up having a much richer money conversation than if you simply told them: “You need to save your money.” Because we’re not only trying to raise children who know how to save. We’re trying to raise children who know how to think about what money is for. One Small Step Before this week ends, take one amount of money you intended to save and give it three things: A name.A job.A place to live. Then when you’re tempted to spend it, don’t only ask: “Can I afford this?” Ask: “What job does this money already have?” That one question may be enough to change the decision. 💎 Pearl of Wisdom: Give your money a job before life gives it one for you. Keep Growing With Me This week’s Pearls of Wisdom episode is: How to Stop Spending the Money You Meant to Save And yes, the thumbnail says exactly what some of us need to hear: STOP SPENDING IT. 😂 But the conversation is about more than telling ourselves no. We’re talking about how to create enough structure around our money that BILLS, SPEND, SAVE, SEED, and SHARE each have somewhere to belong. If you’d like to hear the full conversation, the Pearls of Wisdom episode is linked below. [WATCH THE EPISODE] Free Quarterly Stewardship Guide If you’re working on bringing more structure to your family’s home, money, business, creativity, and everyday responsibilities, the free quarterly Thrive Stewardship Guide gives you a practical place to begin. [GET THE FREE GUIDE] The Thrive Stewardship Table If you want to go deeper with practical family systems, the paid Thrive Stewardship Table includes one monthly toolkit, PDF/resource, short teaching, implementation prompt, and access to the growing resource library. No pressure to add more to your plate. The Table is there when you’re ready to move from “I understand the idea” to “Let’s actually put this into practice.” [JOIN THE THRIVE STEWARDSHIP TABLE] Tools From My Planning Table These are some of the tools I use every week for journaling, handwritten planning, Procreate, visual mapping, and creating the family stewardship systems I share here on Thrive with Ebony. 📓 Planning Notebookhttps://link.amazon/B0e4Xiu7c (https://link.amazon/B0e4Xiu7c) ✒️ Kakuno Fountain Penhttps://link.amazon/B0gVp4QGs (https://link.amazon/B0gVp4QGs) ✏️ Apple Pencilhttps://link.amazon/B00joQQ0Z (https://link.amazon/B00joQQ0Z) 📱 iPad Minihttps://link.amazon/B0gnIdXIg (https://link.amazon/B0gnIdXIg) 🖥️ PaperLike Screen Protectorhttps://link.amazon/B07CWJ2hr (https://link.amazon/B07CWJ2hr) 🎨 ProcreateI use Procreate for visual notes, money maps, family systems, digital planning, and turning stewardship lessons into something we can actually see and use. Disclosure: As an Amazon Associate, I earn from qualifying purchases at no additional cost to you. 💰 Money Tools We Use These are a few of the tools our family uses as we continue learning about saving, investing, building, and giving money direction. 🌱 Acornshttps://acorns.com/share/?shareable_code=7WWBWW9&first_name=Ebony&friend_reward=5 (https://acorns.com/share/?shareable_code=7WWBWW9&first_name=Ebony&friend_reward=5) 📈 Fidelityhttps://fidelity.app.link/e/d4UMtPPAB6b (https://fidelity.app.link/e/d4UMtPPAB6b) Faith. Family. Structure. Stewardship. One pearl at a time. Until next time… Keep thriving. Pearls of Wisdom is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Get full access to Pearls of Wisdom at thrivewithebonysade.substack.com/subscribe (https://thrivewithebonysade.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4)

3. 

   22 Sept 2026

   Money Is a Tool: How to Use It to Build What Matters to Your Family

   One of the easiest questions to ask when money comes into our hands is: “What can we buy?” I get it. Adults do this too. When we get some extra money, we start thinking about our Amazon cart, something we’ve been putting off, going out to eat, starting a new project, or buying something the kids want. But as our girls grow up, I realize I want to teach them more than just how to spend money. I want them to learn how to think about money. So now, I’m trying to bring a new question into our home: “What do we want this money to do?” Asking this question changes how we talk about money. Because money is a tool. And like any tool, we need to decide what job we want it to do. This is where stewardship becomes part of everyday life. 💎 Pearl of Wisdom: Before you decide where money should go, think about what you need it to do. Money Can Provide Some money needs to cover today. Food. Housing. Utilities. Transportation. Clothing. Household needs. These are the everyday things that keep our family going. I want our girls to see that this isn’t the “boring” side of money. Providing is one of money’s most important jobs. It’s valuable to look around your home and realize that groceries, electricity, school supplies, gas, and everything else all take resources. These things might not be as exciting as opening a new package, but they’re part of taking care of a family. That’s part of stewardship too. Money Can Prepare Some money isn’t meant to be used right away. This can be a hard lesson for both kids and adults. Sometimes the best job we can give a dollar is: Wait. Wait for an emergency. Wait for a future purchase. Wait for an opportunity. Wait because we don’t know what we’ll need yet. Preparing shows us that having money set aside can sometimes be more valuable than spending it right away. We’re not only asking: “Can we afford this today?” We’re also learning to ask: “What might we need to be ready for tomorrow?” This is where patience becomes part of managing money well. Money Can Build This is something I especially want to teach our girls. Money can help create more than a purchase. It can help build something. Maybe that’s buying supplies for a small family project. Investing in a skill. Buying materials to create something they can eventually sell. Purchasing a tool that helps someone do their work better. Supporting education. Or putting resources toward something the family wants to grow over time. This is where I hope our girls start to see money in a new way. A dollar doesn’t always have to turn into things. Sometimes it can be like planting a seed. Part of being wise is learning which seeds are worth planting. Money Can Give I don’t want our talks about money to focus so much on building wealth that we forget about being generous. Money can help somebody else. It can support a person. Meet a need. Bless someone quietly. Support meaningful work. Contribute to something we believe in. Giving reminds us that money is something we manage, not something that should control our hearts. And we don’t have to wait until we have a lot to be generous. We can practice it with what we already have. Money Can Enjoy And yes, money can be enjoyed too. I think it’s important for our girls to learn this as well. Not every dollar needs to be about sacrifice. Sometimes money pays for ice cream. Sometimes it helps us take a family trip. Sometimes it buys the art supplies simply because creating brings joy. Sometimes it lets us celebrate. Sometimes we save for something because we really want it. Enjoying money doesn’t mean you’re being irresponsible. The real question is whether enjoyment has become the only thing we use money for. There’s a difference between enjoying what we have and expecting every dollar to give us something right away. The Math Matters. But So Does the Conversation. Of course, our children eventually need to understand numbers. Income. Expenses. Saving. Percentages. Interest. Debt. Investing. All of that matters. But talking about money as a family isn’t just about math. It’s also about our priorities. Timing. Patience. Generosity. Preparation. Wisdom. And what we’re trying to build together. Two families could get the same amount of money and make totally different choices with it—not just because one is better at math, but because they’re asking their money to do different things. That’s why I want our girls to learn the thinking behind the numbers. Reflect & Lead Think about the money flowing through your family right now. Not what you wish you had. Start with what is actually in your hands. Ask yourself: * Which job is most of our money doing right now? * Are we providing for today while also preparing for tomorrow? * Are we intentionally using any of our resources to build? * Do both generosity and enjoyment show up in our family? * Do our children understand why we make certain money decisions, or do they only hear yes and no? You don’t have to make this a formal financial lesson. It can all start with just one conversation. Faith in Action Before your family makes the next non-routine money decision, pray for wisdom before deciding what to do. Then ask: What does our family need this money to do right now? Maybe the answer is provide. Maybe it’s prepare. Maybe it’s build. Maybe it’s give. Maybe it’s enjoy. Sometimes, the wisest choice is a mix of these. The goal isn’t to find one perfect formula for every dollar. It’s about being more intentional with what God has given us. Family Field Question Try this around the table this week: “If our family had an extra $100 today, what are five different jobs we could give that money?” Let everyone share their answer. You might be surprised by what your children say. Instead of correcting their answers right away, ask them why they chose what they did. That’s how the real money conversation can start. One Small Step This Week Take a piece of paper and write: PROVIDE | PREPARE | BUILD | GIVE | ENJOY Then choose one recent family expense and ask: Which job was that money doing? You don’t need a complicated finance curriculum for kids to get started. You just need a conversation. Because we’re not only teaching our children what money can buy. We’re teaching them what money can do. 💎 Money is a tool. Teach your kids how to use it before giving them the responsibility. Keep Growing With Me 🌿 Keep Growing This Week 📝 Read the deeper reflection on Substack: (https://thrivewithebonysade.substack.com/)☕ Support Thrive — Buy Me a Pearl: (https://buymeacoffee.com/thrivewithebonysade) ✏️ Tools From My Planning Table These are some of the tools I use while planning, teaching, creating visual maps, and building the systems I share here on Thrive with Ebony. 📓 Spiral Journal (https://link.amazon/B07UEaaZ7) ✒️ (https://link.amazon/B00kSm3Rm)Clictek Fountain Pen (https://link.amazon/B00kSm3Rm) ✏️ (https://link.amazon/B00joQQ0Z)Apple Pencil (https://link.amazon/B00joQQ0Z) 📱 (https://link.amazon/B0gnIdXIg)iPad Mini (https://link.amazon/B0gnIdXIg) 🖥️ (https://link.amazon/B07CWJ2hr)PaperLike Screen Protector (https://link.amazon/B07CWJ2hr) Some links may be Amazon affiliate links. As an Amazon Associate, I may earn from qualifying purchases at no additional cost to you. 💰 Money Tools We Use 🌱 (https://acorns.com/share/?shareable_code=7WWBWW9&first_name=Ebony&friend_reward=5)Acorns (https://acorns.com/share/?shareable_code=7WWBWW9&first_name=Ebony&friend_reward=5) 📈 (https://fidelity.app.link/e/d4UMtPPAB6b)Fidelity (https://fidelity.app.link/e/d4UMtPPAB6b) These are tools our family uses as we continue learning about saving, investing, and giving money direction. Faith. Family. Structure. One pearl at a time. Until next time… Keep thriving. Pearls of Wisdom is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Get full access to Pearls of Wisdom at thrivewithebonysade.substack.com/subscribe (https://thrivewithebonysade.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_4)

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