Keep Money Simple is the personal finance podcast for people who want to get a handle on their money without feeling overwhelmed.
This podcast is for you if you've been asking yourself questions like:
* How do I make managing my money easier?
* I have a good income, but where does all my money go?
* How do I get out of debt?
* How do I create a budget that actually works?
* How do I organize my finances?
* How do I set goals for my money?
* How do I stop overspending?
* What do all these financial terms even mean?
* How do I plan for buying a house, retirement, a vacation, or another big financial goal?
* Should I pay off debt or build up savings first?
* How do I pay off credit card debt, build an emergency fund, and still have money for other things?
* How do I figure out my vision for my financial future?
* How do I improve my credit score so I can qualify for a loan?
* What bills should I pay first?
* Where do I even start?
You don't have to figure it all out on your own.
Your host, Andrea Jaramillo, is a money coach who believes personal finance doesn't have to be complicated. Through practical tips, clear explanations, and actionable steps, she helps you build confidence, develop positive money habits, and make steady progress toward your financial goals.
If you're ready to get clear on your money, ditch the stress, and build a financial life that works for you, you're in the right place.
In this Money Minute, money coach Andrea explains what debt cancellation and forgiveness mean, how they happen, and why forgiven debt may have tax consequences.
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Click here to sign up for the newsletter (https://keepmoneysimple.captivate.fm/newsletter)
Need personalized support and an action plan tailored to your goals?
Click here to learn about 1:1 money coaching. (https://keepmoneysimple.captivate.fm/money-coaching)
5 Oct 2026
13. Money Minute: What is a Credit Card Charge-Off?
What happens when a credit card company charges off an unpaid debt? Does that mean the debt is gone? Money coach Andrea explains what a credit card charge-off means and why it isn't the same as debt cancellation or forgiveness.
Resource: Federal Trade Commission: Debt Collection FAQs (https://consumer.ftc.gov/articles/debt-collection-faqs)
Interested in working with Andrea for individualized support?
Click here to learn about 1:1 money coaching. (https://keepmoneysimple.captivate.fm/money-coaching)
2 Oct 2026
12. Accelerated Debt Repayment: Debt Snowball and Debt Avalanche
Want to pay off your debts faster but aren't sure which debt to tackle first? Money coach Andrea explains two popular accelerated debt repayment strategies, the debt snowball and debt avalanche, and how to decide which approach works for you.
In this episode:
Five steps to get started with accelerated debt repayment
How the debt snowball strategy works
How the debt avalanche strategy works
The benefits and tradeoffs of each approach
Why you don't have to stick with just one strategy
Keep Money Simple Newsletter: Click here to sign up for the newsletter (https://keepmoneysimple.captivate.fm/newsletter)
Interested in working with Andrea for a personalized plan and support?
Click here to learn about 1:1 money coaching. (https://keepmoneysimple.captivate.fm/money-coaching)
28 Sept 2026
11. Money Minute: How do Credit Card Minimum Payments Work?
What happens when you make only the minimum payment on a credit card? Money coach Andrea explains how minimum payments affect how long it takes to pay off your balance and how much interest you pay.
Want to submit a question for a future episode?
Use the link below to record a question of 90 seconds or less:
Click here to record your message. (https://keepmoneysimple.captivate.fm/speakpipe)
Want to work with Andrea?
Click here to learn about 1:1 money coaching. (https://keepmoneysimple.captivate.fm/money-coaching)
21 Sept 2026
10. Money Minute: How Does Credit Card Interest Work on Purchases?
How does credit card interest work when you make purchases? Money coach Andrea explains APRs, grace periods, and how interest can affect your progress when you're carrying a balance.
Want to submit a question for a future episode?
Use the link below to record a question of 90 seconds or less:
Click here to record your message. (https://keepmoneysimple.captivate.fm/speakpipe)
Want to work with Andrea?
Click here to learn about 1:1 money coaching. (https://keepmoneysimple.captivate.fm/money-coaching)
18 Sept 2026
9. How to Plan for Expenses That Don’t Happen Every Month
Expenses that don't happen every month can still be part of your monthly plan. Money coach Andrea explains how to use sinking funds to prepare for them.
In this episode:
Five questions to ask when setting up a sinking fund
How much to set aside each month
How to track your sinking funds
Sinking funds vs. emergency funds
Click here for the Sinking Fund Brainstorm worksheet (https://keepmoneysimple.captivate.fm/sinking-fund-brainstorm)
Want to submit a question for a future episode?
Use the link below to record a question of 90 seconds or less:
Click here to record your message. (https://keepmoneysimple.captivate.fm/speakpipe)
Want to work with Andrea?
Click here to learn about 1:1 money coaching. (https://keepmoneysimple.captivate.fm/money-coaching)
14 Sept 2026
8. Money Minute: What is a Sinking Fund?
What is a sinking fund, and how can it help you prepare for future expenses? Money coach Andrea explains how sinking funds work and shares examples of how you can use them to save for expenses both big and small.
Want to submit a question for a future episode?
Use the link below to record a question of 90 seconds or less:
Click here to record your message. (https://keepmoneysimple.captivate.fm/speakpipe)
Want to work with Andrea?
Click here to learn about 1:1 money coaching. (https://keepmoneysimple.captivate.fm/money-coaching)
7 Sept 2026
7. Money Minute: What Does "FDIC-insured" Mean?
What does it mean when a bank is FDIC insured?
Money coach Andrea explains how FDIC insurance protects your money if a bank fails, what the coverage limits are, and what types of accounts are—and aren't—covered.
Want to submit a question for a future episode?
Use the link below to record a question of 90 seconds or less:
Click here to record your message. (https://keepmoneysimple.captivate.fm/speakpipe)
Want to work with Andrea?
Click here to learn about 1:1 money coaching. (https://keepmoneysimple.captivate.fm/money-coaching)
4 Sept 2026
6. How to Start Managing Your Money When You Don't Know Where to Start
Not sure where to start with managing your money?
Money coach Andrea walks you through how to take a snapshot of your monthly finances by answering two questions:
1. How much money are you taking home every month?
2. Where does that money go?
The answers give you a clear picture of your monthly cash flow. From there, you can make a plan for what comes next.
Interested in the income and expense spreadsheet mentioned in this episode?
Sign up for the Keep Money Simple newsletter and you'll receive a copy when the newsletter launches!
Click here to sign up for the newsletter (https://keepmoneysimple.captivate.fm/newsletter)
Want to work with Andrea?
Click here to learn about 1:1 money coaching. (https://keepmoneysimple.captivate.fm/money-coaching)
31 Aug 2026
5. Money Minute: What is a Credit Union?
What is a credit union, and how is it different from a bank?
In this Money Minute, money coach Andrea explains how credit unions work, who can join one, and what to consider when deciding whether a credit union meets your needs.
Want to submit a question for a future episode?
Use the link below to record a question of 90 seconds or less:
Click here to record your message. (https://keepmoneysimple.captivate.fm/speakpipe)
Want to work with Andrea?
Click here to learn about 1:1 money coaching. (https://keepmoneysimple.captivate.fm/money-coaching)
24 Aug 2026
4. Money Minute: What is Credit?
What exactly is credit, and how does it work?
In this Money Minute, money coach Andrea Jaramillo explains the basics of credit, including the difference between installment loans and revolving credit and some of the benefits and costs of using credit.
Want to submit a question for a future episode?
Use the link below to record a question of 90 seconds or less:
Click here to record your message. (https://keepmoneysimple.captivate.fm/speakpipe)
Want to work with Andrea?
Click here to learn about 1:1 money coaching. (https://keepmoneysimple.captivate.fm/money-coaching)
21 Aug 2026
3. Five Small Money Moves You Can Make
Making progress with your money doesn’t always require a big financial overhaul.
In this episode, money coach Andrea Jaramillo shares five small actions you can take to save a little money, protect your finances, reduce spending temptations, and maybe even find some money you didn’t know you had.
Want the Five Small Money Moves checklist?
Click here for the Five Small Money Moves checklist (https://keepmoneysimple.captivate.fm/five-small-money-moves-checklist)
Want to submit a question for a future episode?
Use the link below to record a 90 second or less question:
Click here to record your message. (https://keepmoneysimple.captivate.fm/speakpipe)
Want to work with Andrea?
Click here to learn about 1:1 money coaching. (https://keepmoneysimple.captivate.fm/money-coaching)
21 Aug 2026
2. Money Minute: What is Net Worth?
What is net worth, and why might you want to know yours?
In this Money Minute, money coach Andrea Jaramillo explains what net worth means, how to calculate it, and what counts as an asset or liability.
And if your net worth is negative? Don’t panic. It’s simply a snapshot of where your finances stand right now. You can improve things over time.
Welcome to the very first episode of Keep Money Simple!
In this episode, host and money coach Andrea Jaramillo shares why she became a money coach, why she started Keep Money Simple, and what listeners can expect from the podcast.
Personal finance involves plenty of numbers, but managing money well is mostly about habits, emotions, decisions, and the lives people want to build. Keep Money Simple is here to help make all of that feel a little less complicated.
Want to submit a question for a future episode?
Use the link below to record a 90 second or less question:
Click here to record your message. (https://keepmoneysimple.captivate.fm/speakpipe)
Want to work with Andrea?
Click here to learn about 1:1 money coaching. (https://keepmoneysimple.captivate.fm/money-coaching)
21 Aug 2026
1. Welcome to Keep Money Simple!
Welcome to the very first episode of Keep Money Simple!
In this episode, host and money coach Andrea Jaramillo shares why she became a money coach, why she started Keep Money Simple, and what listeners can expect from the podcast.
Personal finance involves plenty of numbers, but managing money well is mostly about habits, emotions, decisions, and the lives people want to build. Keep Money Simple is here to help make all of that feel a little less complicated.
Want to submit a question for a future episode?
Use the link below to record a 90 second or less question:
Click here to record your message. (https://keepmoneysimple.captivate.fm/speakpipe)
Want to work with Andrea?
Click here to learn about 1:1 money coaching. (https://keepmoneysimple.captivate.fm/money-coaching)
20 Aug 2026
Personal Finance: Keep Money Simple
If money has been feeling overwhelming, stressful, or loaded with guilt, this podcast is here to offer a calmer, more practical way forward. Money coach Andrea Jaramillo is your host and her approach to personal finance is rooted in clarity, confidence, and simple habits that help you make steady progress without overcomplicating things.
What you can expect from the show: quick Money Minute episodes every Monday and deeper, action-oriented episodes on the first and third Friday of each month. If you’re looking for straightforward personal finance guidance that helps you feel more capable and less stressed, you’re in the right place.
Visit keepmoneysimple.net to learn more. (https://keepmoneysimple.captivate.fm/keep-money-simple-site)
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