Philotimo (fee.low.tee.mo)
Definition: "Friendship and Honour"
At Philotimo Wealth Management, our client relationships are built on friendship and honour. We value giving our clients the foundation they need to achieve their goals. CJ Stevens is a CFP® professional proudly serving 400+ families working and alongside them to learn and grow.
Mutual funds, exempt market products, and/or exchange-traded funds are offered through Investia Financial Services Inc. Content is solely the work of CJ Stevens for the private information of his clients. Views and recommendations expressed are his own.
Our Daughter Found a House… Should We Give Her the Down Payment? | Financial Rundown, EP. 8
In this episode of Financial Rundown (shot on May 8, 2026), Maddy and CJ talk through what Canadians should actually be focusing on now that tax season has wrapped up.
From setting up your CRA account and revisiting your spending habits, to retirement income realities and helping adult children buy their first home, this episode is all about the financial conversations happening behind closed doors right now.
We break down why financial planning is not about restriction or guilt, how retirement spending changes over time, and the important conversations families should have before simply writing a cheque for a down payment.
This is a practical, real-world discussion about aligning your money with your values, adapting your plan as life changes, and making thoughtful decisions instead of reactive ones.
Who are we?
Philotimo: fee-low-tee-mo
Definition: "Friendship and Honour"
We believe strong financial planning starts with relationships built on trust, clarity, and long term thinking. CJ Stevens is a seasoned CFP professional serving 400+ families, working alongside them to build plans that evolve through every stage of life.
Mutual funds, exempt market products, and/or exchange traded funds are offered through Investia Financial Services Inc.
Get in touch with us:
https://www.philotimowealth.ca/contact
https://calendly.com/stevenscj
https://www.instagram.com/philotimowealth/
Music: Syn Cole - Feel Good (NCS Release)
13 Feb 2026
Facing Financial Anxiety | Psychologist & Financial Advisor on Money Stress & Relationships | Finances with Friends, Ep. 5
Does money stress keep you up at night? You’re not alone.In this episode of Finances with Friends, Registered Psychotherapist, Hilary McCulloch, and Certified Financial Planner®, CJ Stevens unpack financial anxiety, how it affects your relationships and your life, and what you can actually do about it.This conversation blends psychology and financial planning with practical tools, behavioural strategies, a few laughs, and even a (not very seriously taken) breathing exercise you can use immediately.If you’ve ever avoided checking your bank account, argued about money, or felt shame around finances: this episode is for you.Meet Our Guest:Hilary McCullochRegistered PsychotherapistCalming Tree Counsellinghttps://www.calmingtree.caHilary is registered with the College of Registered Psychotherapists of Ontario (CRPO) and holds a Master of Arts in Counselling Psychology from Yorkville University. She works with adults (18+) experiencing trauma, anxiety, depression, relationship challenges, self-harming behaviours, and life transitions.About PhilotimoPhilotimo (fee-low-tee-mo)Meaning: Friendship & HonourWe build financial plans rooted in trust, education, and long-term relationships proudly serving 400+ families across Canada.
23 Dec 2025
Year End Financial Moves Canadians Should Make NOW | Financial Rundown, EP. 7
Financial advisors MADDY and CJ STEVENS discuss year-end financial moves for Canadians, including tax-smart account decisions and portfolio concentration, offering practical insights for listeners.
15 Nov 2025
Job Hugging, Labour Hoarding & Canada’s Housing Crunch 🏠📉 | The Financial Rundown | EP. 5
CJ Stevens CFP® and Maddie discuss job hugging, labour hoarding, and Canada’s housing crunch, exploring the implications for the economy, career strategies, and financial planning in this interview episode.
17 Oct 2025
The truth behind how a $700,000 RRSP turned into a $660,000 tax bill | The Financial Rundown | EP. 5
CJ Stevens interviews Madeline Stratton about a viral tax horror story, dissecting the truth behind a large RRSP that incurred a massive tax bill and exploring strategies for tax-smart financial planning.
1 Aug 2025
ETF Strategy, Market Risks & Smarter Investing w Vince Kraljevic | Philotimo: Finances with Friends | Ep. 5
ETF Strategist Vince Kraljevic, CFA®, discusses quantitative investing, ETF versus mutual fund differences, and all-in-one portfolio construction with host CJ Stevens, CFP®, in this interview.
11 Jun 2025
Bills, Babies & Balance: How to Build a Wealthy Family Life | Philotimo: Finances with Friends | Ep. 4
CJ Stevens interviews Andrea, Maddy, and Jess about motherhood, identity, and building a fulfilling family life, exploring the realities of parenting and home finances in this episode.
16 May 2025
What the 🇨🇦 Federal Election Results Mean for Your Money + Financial Spring Cleaning Tips | Financial Rundown | EP. 4
In this episode of The Financial Rundown (filmed May 12, 2025), CJ closes the book on tax season and kicks off a new chapter with tips for financial “spring cleaning.” We unpack the latest Canadian federal election results and explore how they may impact your wallet.
From the truth about market volatility to why you shouldn’t give in to the pressure of social media: CJ dives into what actually drives success with money and why your systems > goals every time.
Watch More Financial Rundown Episodes ➭
https://www.youtube.com/watch?v=QOyDYFyRumQ&list=PLoJ1ls9aIwMfaN3g-5J7xAghCHXtd-4Jj (https://www.youtube.com/watch?v=QOyDYFyRumQ&list=PLoJ1ls9aIwMfaN3g-5J7xAghCHXtd-4Jj)
Check Out Huberman Essentials ➭
https://www.hubermanlab.com/essentials (https://www.hubermanlab.com/essentials)
❔Who are we?
Philotimo (fee.low.tee.mo (http://fee.low.tee.mo))
Definition: "Friendship and Honour"
We strive to form client relationships built on a foundation of friendship and honour and value giving our clients the foundation they need to achieve their goals. CJ Stevens is a seasoned CFP professional proudly serving 400+ families, working alongside them to learn and grow.
Mutual funds, exempt market products, and/or exchange-traded funds are offered through Investia Financial Services Inc.
💻 Get in touch with us ➭ https://www.philotimowealth.ca/contact (https://www.philotimowealth.ca/contact)
📱Follow us elsewhere:
Instagram ➭ https://www.instagram.com/philotimowealth/ (https://www.instagram.com/philotimowealth/)
26 Mar 2025
Slash Your Tax Bill: Proven Strategies from a Top CPA | Philotimo: Finances with Friends | Ep. 2
Taxes don’t have to be overwhelming! Bianca Batty, Chartered Professional Accountant (CPA), joins us to break down key tax strategies for homeowners, small business owners, and freelancers. We cover real estate tax rules, deductible expenses, business tax planning, CRA audits, and commonly missed credits. Plus, Bianca debunks major tax myths and shares practical tips to keep more money in your pocket.
You can learn more about Batty Accounting at ➭ https://www.battyaccounting.com/ (https://www.battyaccounting.com/)
❔Who are we?
Philotimo (fee.low.tee.mo (http://fee.low.tee.mo))
Definition: "Friendship and Honour"
We strive to form client relationships built on a foundation of friendship and honour and value giving our clients the foundation they need to achieve their goals. CJ Stevens is a seasoned CFP professional proudly serving 400+ families, working alongside them to learn and grow.
Mutual funds, exempt market products, and/or exchange-traded funds are offered through Investia Financial Services Inc.
Get in touch with us ➭ https://www.philotimowealth.ca/contact (https://www.philotimowealth.ca/contact)
Instagram ➭ https://www.instagram.com/philotimowealth/ (https://www.instagram.com/philotimowealth/)
Music ➭ Syn Cole - Feel Good [NCS Release]
#WealthManagement
#FinancialPlanning
#Finance
#FinanceGoals
#Canada
#CanadianFinance
#PersonalFinance
#PersonalFinanceTips
20 Mar 2025
The TRUTH About 2025 Market Volatility That No One Is Telling You 📈 | EP. 3
In this episode of The Financial Rundown (shot on March 12, 2025), CJ explores how historical market patterns can guide us through current market volatility. Looking back at 2018, we've seen that while markets may experience short-term fluctuations due to tariff stress, staying focused on your long-term investment strategy is key. As tax season approaches (deadline: April 30th!), it's the perfect time to have a chat and ensure you're positioned for success.
Have questions? We're here to help you navigate both tax season and market uncertainty. Let's work together to keep your financial future on track. Keep calm and carry on!
❔Who are we?
Philotimo (fee.low.tee.mo (http://fee.low.tee.mo))
Definition: "Friendship and Honour"
We strive to form client relationships built on a foundation of friendship and honour and value giving our clients the foundation they need to achieve their goals. CJ Stevens is a seasoned CFP professional proudly serving 400+ families, working alongside them to learn and grow.
Mutual funds, exempt market products, and/or exchange-traded funds are offered through Investia Financial Services Inc.
💻 Get in touch with us ➭ https://www.philotimowealth.ca/contact (https://www.philotimowealth.ca/contact)
📱Follow us on Instagram ➭ https://www.instagram.com/philotimowealth/ (https://www.instagram.com/philotimowealth/)
19 Feb 2025
TARIFFS EXPLAINED: How New US Tariffs Will Hit 🇨🇦 Wallets (It's Not Just Steel!) | Financial Rundown | EP.2
In this episode of The Financial Rundown (shot on Feb 10, 2025), CJ breaks down the urgent RRSPs and the major impact of new US tariffs that could affect your wallet in 2024!
RRSP Deadline Alert: Everything you need to know about contributions, limits, and who should (or shouldn't) contribute before the March 3rd deadline.
US Tariffs Explained: Breaking down the new 25% tariff on Canadian steel and aluminum, and what it means for consumers and investors.
Tech Industry Impact: How the 10% Chinese import tariffs could affect prices of phones, laptops, and EVs.
Investment Strategy: Learn which sectors might be "tariff-proof" and how to protect your portfolio during trade tensions.
Book Review: "The Five Types of Wealth" - discover why true wealth goes beyond just money.
Have any questions? We're here to help! Let's make sure you're making the right moves for your financial future. 📈🍁
❔Who are we?
Philotimo (fee.low.tee.mo)
Definition: "Friendship and Honour"
We strive to form client relationships built on a foundation of friendship and honour and value giving our clients the foundation they need to achieve their goals. CJ Stevens is a seasoned CFP professional proudly serving 400+ families, working alongside them to learn and grow.
Mutual funds, exempt market products, and/or exchange-traded funds are offered through Investia Financial Services Inc.
💻 Get in touch with us ➭ https://www.philotimowealth.ca/contact (https://www.philotimowealth.ca/contact)
📱Follow us elsewhere:
Instagram ➭ https://www.instagram.com/philotimowealth/ (https://www.instagram.com/philotimowealth/)
WealthManagement,
FinancialPlanning,
Finance,
FinanceGoals,
Canada,
CanadianFinance,
PersonalFinance,
PersonalFinanceTips
31 Jan 2025
Retiring CFP® Reveals His Biggest Money Lessons | Philotimo: Finances with Friends | Ep. 1
In this special episode (filmed on January 10th), CJ and Jerry reflect on their careers, share valuable financial insights, and discuss Jerry’s retirement after 27 years as the podcast evolves from Bantering Bosses to its new name: Finances with Friends!
Join us for a trip down memory lane as Jerry recalls how he and CJ first met, his journey in finance, and the key lessons he’s learned about money along the way. And as he steps into retirement, Jerry offers his perspective on retirement planning—because the proof is in the pudding!
Whether you’re just starting your financial journey or preparing for retirement, this episode is packed with insights for everyone.
❔Who are we?
Philotimo (fee.low.tee.mo)
Definition: "Friendship and Honour"
We strive to form client relationships built on a foundation of friendship and honour and value giving our clients the foundation they need to achieve their goals. Jerry Kallitsis and CJ Stevens, are seasoned CFP professionals. With over 50 years of combined experience, we proudly serve 400+ families, working alongside them to learn and grow.
Mutual funds, exempt market products, and/or exchange-traded funds are offered through Investia Financial Services Inc.
Get in touch ➭ https://www.philotimowealth.ca/contact
Instagram ➭ https://www.instagram.com/philotimowealth/
YouTube ➭ https://www.youtube.com/@philotimowealth
Music ➭ Syn Cole - Feel Good [NCS Release]
Wealth Management, Financial Planning, Finance, Finance Goals, Canada, Canadian Finance, Personal Finance, Personal Finance Tips
Who has been a guest on Philotimo Wealth
Names identified in recent episode analyses. Showing up to five guests.
Madeline Stratton
Vince Kraljevic
Andrea
Maddy
Jess
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
YouTube views
45,010
Score snapshot 15 Sept 2025
Podcast Authority Score: 33 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
19
Social presence
91
YouTube
72
Engagement
0
Contact Philotimo Wealth
Guest appearances
Books guests
Based on episode analysis; this does not confirm that the show is currently accepting guests.
Questions about Philotimo Wealth
Who hosts Philotimo Wealth?
CJ STEVENS host the show. Published by CJ Stevens, CFP® at Philotimo Wealth Management.
How often do new episodes come out?
The show publishes weekly, based on its RSS feed.
Does Philotimo Wealth take guests?
Yes. Guests have been identified in episode analyses.
Host of Philotimo Wealth?
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