Plan the Retirement You Want—Start Your Retirement Journey with Confidence and Clarity

About Plan the Retirement You Want—Start Your Retirement Journey with Confidence and Clarity

The Truly Rich Life Project—Because the richest lives are built on more than money. This is a show for the builders, dreamers, and legacy-makers who are investing in more than portfolios — they’re investing in a life that means something. Hosted by Melissa Moss, a Certified Financial Planner® and purpose-driven storyteller, The Truly Rich Life Project explores the real currency of life: connection, creativity, contribution… and yes, sometimes cash. Through real conversations with entrepreneurs, community leaders, everyday legends, and unexpected success stories, this podcast is about using money as a tool — not the goal. If you're building wealth to support your family, your values, and a future worth living… you're in the right place. Subscribe for weekly episodes that bring insight, inspiration, and a little financial wisdom to help you live richly — in every sense of the word. New episodes are released weekly. Subscribe now and take the first step towards your Truly Rich Life! Connect with Melissa: https://melissamoss.co/newlsetter/ https://www.facebook.com/melissamosswealth https://www.linkedin.com/in/melissarmoss/ Melissa Moss is a Registered Representative with, and securities and advisory services offered through, LPL Financial, a registered investment advisor, Member FINRA/SIPC. The opinions voiced in this show are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.

Publisher

Melissa Moss, CFP®

Category

business · education

Language

en

Explicit

Yes

First episode

15 Oct 2024

Latest episode

13 May 2025

Latest episodes

30 episodes in the feed.

1. 

   13 May 2025

   029 | Can I Retire With Less Than a Million Dollars?

   Episode Summary: You’ve heard the rule of thumb: “You’ll need at least $1 million to retire.” But what if that’s not your reality? In today’s episode, Melissa Moss, CFP® and founder of the Truly Rich Life Project, breaks down why that number might be more myth than mandate. Melissa explores the emotional and practical realities behind retirement readiness—especially if you don’t have a seven-figure portfolio. With empathy and clarity, she explains how real people can retire with less than a million dollars through thoughtful planning, realistic expectations, and maximizing available resources like Social Security. You’ll hear: 💡 Why "your number" is unique—and how lifestyle, not just savings, determines retirement success 💰 How a real client retired early with just under $1 million invested 🧠 The importance of adjusting expectations and defining what a meaningful retirement looks like 🔎 A breakdown of how Social Security works (and how to make the most of it) 🧾 A word of caution for entrepreneurs who deduct heavily and how it affects future benefits 🌼 Creative ways to generate income in retirement—think: flower shops, lawn mowing, or hobby jobs 🚨 The risk of not having a plan: “If you don’t have a plan for your money to outlive you, you might outlive your money.” Whether you’re behind on saving, self-employed, or simply wondering how much is really enough, this episode is packed with reassurance, insight, and inspiration. Resources & Links: 📬 Get Melissa’s newsletter for more intentional money tips: melissamoss.co/newsletter ☕ Book a free virtual coffee chat: melissamoss.co/coffee 📩 Contact Melissa directly: melissa@melissamoss.co Stay Connected: 👍 If this episode spoke to you, please leave a review—it helps more people discover stories that inspire a truly rich life. 📲 Subscribe or follow for weekly episodes on building a life of purpose, freedom, and connection. 📤 Know someone navigating retirement or questioning their “number”? Share this episode—it could change their life. Legal Disclosure: Melissa Moss is a registered representative with securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. The opinions expressed in this episode are for general informational purposes only and not intended to provide personalized advice. Always consult with a qualified professional before making financial decisions.

2. 

   29 Apr 2025

   028 | What’s Your Number? A Real-Life Look at Retirement Readiness

   How I help my clients calculate their retirement number... or how much in investments they'll need in order to confidently quit working for good.

3. 

   22 Apr 2025

   027 | The Long Game Investing in Music, Money, and What Matters with John Cunningham

   Great music—and a great life—both take time, patience, and presence. In this episode, John Cunningham of Zuwalla School of Music joins me for a conversation about music education, creativity, and the surprising ways learning an instrument mirrors building wealth. Whether you're raising kids, starting lessons, or planning your future, this one’s a reminder to trust the long game.

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

5.0 / 5

6 ratings

Podcast Authority Score: 42 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

72

Social presence

0

YouTube

0

Engagement

32