Planned Solutions

About Planned Solutions

Planned Solutions is an Independent Financial Planning Firm - looking out for our client's best interests. With over 30 years in the financial planning business, we at Planned Solutions will help guide you to a secure financial future. At Planned Solutions, a CERTIFIED FINANCIAL PLANNER™ professional will sit down with you, review your current situation and work with you to develop an individualized financial plan and implement an asset management strategy. We are very familiar with the range of options available today – investment opportunities, savings, pension plans and insurance products – and will help you identify which choices are best suited for both you and your family’s goals. Financial planning, retirement planning, investment management, estate planning, insurance analysis, and tax planning and preparation are our specialties. Please give us a call for a complimentary initial consultation, where we will discuss your goals and help design a plan of action.

Publisher

Planned Solutions

Category

business

Language

en

Explicit

No

First episode

12 May 2022

Latest episode

8 Oct 2026

Latest episodes

116 episodes in the feed.

1. 

   8 Oct 2026

   Are You Overpaying for Mutual Funds? Plus: CalPERS Retirement & The California Billionaire Tax

   In this episode of the Planned Solutions Incorporated Podcast, Mutual funds offer different share classes with varying fees, sales charges, minimums, and eligibility requirements, which can significantly affect long-term returns. Investors should compare expenses, loads, and holding periods while considering fund type, risk, liquidity, and investment goals. Active funds typically cost more than index funds, while ETFs offer similar diversification with different trading considerations. Choosing the appropriate fund and share class may help manage costs and improve investment outcomes. California Proposition 40 would impose a one-time 5% tax on roughly 200 California billionaire residents, potentially raising $100 billion over five years for healthcare, education, and food assistance. Supporters cite healthcare funding needs, while opponents warn of wealthy residents leaving, reducing tax revenue, jobs, and investment. The measure would generally exclude real estate, pensions, and retirement accounts, while creating administrative costs and potential tax-planning costs for affected taxpayers. CalPERS is the nation’s largest public pension fund, serving more than 2 million retirement members and 1.5 million health members. Its defined-benefit pension generally uses service credit, the benefit factor, and final compensation. Its members typically vest after five years, with retirement ages varying by formula. Supplemental plans can provide additional income, while reciprocity may coordinate service between California public retirement systems and help meet requirements. Plus, a look at the Planned Solutions Incorporated Office Bulletin Board -Planned Solutions recently had a two-day business planning meeting with our business consultant Lori Frasier. We have been working with Lori for over a year now to help us articulate and document Planned Solutions core values, work on more effective communication between those responsible for different workflows and discuss how we can better coordinate work processes to continue to provide high service levels. Date: Friday, October 9th, 2026Location: Rancho Murieta Country Club – North Course 7000 Alameda DriveRancho Murieta, CA 95683 Time: 1:00pm shotgun start, 5:30pm reception All profits go to cancer research and education. You can help by attending the tournament or donating. Not golfing? Bring friends and attend the reception. To subscribe to the Personal Finance Review (the written form of all the content we discuss on the podcast), please e-mail ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Katie@PlannedSolutions.com⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠ ⁠⁠ ⁠ Planned Solutions, Inc. ADDRESS: 1130 Iron Point Road, Suite 170, Folsom, CA 95630 PHONE: ⁠(916) 361-0100⁠ or ⁠(800) 750-2111⁠ E-MAIL: ⁠⁠Shannon@PlannedSolutions.co⁠m⁠ FAX: (916) 361-0191 WEBSITE:⁠www.PlannedSolutions.com (www.PlannedSolutions.com)

2. 

   24 Sept 2026

   $40 Trillion Debt & 5% Treasury Yields: What Investors Need to Know

   In this episode of the Planned Solutions Incorporated Podcast, The U.S. national debt has reached $40 trillion, exceeding 120% of the economy, with interest costs now around $1.27 trillion annually. While the debt has not caused major market disruptions, rising interest costs and Treasury yields could pressure borrowing costs, bonds, stocks, and economic growth. Investors should not panic but should maintain diversification, manage interest-rate risk, and review retirement, tax, and emergency savings as future taxes, inflation, Social Security, and Medicare remain uncertain. Buying a car starts with reviewing your budget and total ownership costs, including taxes, insurance, fuel, maintenance, and repairs. Compare new and used vehicles while researching reliability, safety, resale value, and future costs. Shop around, negotiate the total price, and review fees, warranties, and trade-in values. If financing, compare rates and terms. Avoid excessive payments that could reduce emergency savings, investing goals, and long-term financial security. The 10-year Treasury yield recently reached about 5%, the highest since 2007, while the 30-year reached 5.4%. Inflation, higher oil prices, government borrowing, and rising global rates are pushing yields higher. Higher Treasury yields increase mortgage and borrowing costs and can pressure stock valuations as bonds become more attractive. Should higher rates persist, it could increase financing costs for consumers, businesses, and governments without necessarily signaling a crisis. Plus, a look at the Planned Solutions Incorporated Office Bulletin Board -We are now taking registrations for our annual charity golf tournament. The deadline to register is Monday, September 28th, 2026. Giveaways for the tournament are being delivered daily, and we are gathering donations for the silent auction. We hope you will be able to attend (either golf or the reception) or donate to a cancer charity to support our efforts. The Harlan D. Wood and Debbie Druivenga Memorial Cancer Charity Golf Tournament Date: Friday, October 9th, 2026Location: Rancho Murieta Country Club – North Course 7000 Alameda DriveRancho Murieta, CA 95683 Time: 1:00pm shotgun start, 5:30pm reception All profits go to cancer research and education. You can help by attending the tournament or donating. Not golfing? Bring friends and attend the reception. To subscribe to the Personal Finance Review (the written form of all the content we discuss on the podcast), please e-mail ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Katie@PlannedSolutions.com⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠ ⁠⁠ ⁠ Planned Solutions, Inc. ADDRESS: 1130 Iron Point Road, Suite 170, Folsom, CA 95630 PHONE: ⁠(916) 361-0100⁠ or ⁠(800) 750-2111⁠ E-MAIL: ⁠⁠Shannon@PlannedSolutions.co⁠m⁠ FAX: (916) 361-0191 WEBSITE:⁠www.PlannedSolutions.com (www.PlannedSolutions.com)

3. 

   10 Sept 2026

   Smart Ways to Access Cash, Give Appreciated Stock & Navigate FAFSA 2026–27

   In this episode of the Planned Solutions Incorporated Podcast, we explore smart financial strategies for accessing cash, tax-efficient charitable giving, and an important FAFSA update for families with family-owned businesses and farms. 💰 Need a large amount of cash? We break down the pros, cons, costs, taxes, and risks of using savings, investments, home equity, investment-backed borrowing, or a 401(k) loan—and why planning ahead can help you avoid unnecessary borrowing or selling investments at the wrong time. 🎁 Give smarter with appreciated stock. Donating appreciated securities directly to a qualified charity may help you avoid capital gains tax while potentially allowing a deduction for the stock’s fair market value. We discuss important holding-period, documentation, and recordkeeping considerations. 🎓 FAFSA Update for 2026–27: Qualifying family-owned businesses and farms are generally excluded from the parental asset calculation if they meet the employee and family-ownership requirements. However, business income, wages, and other income can still affect financial aid eligibility. Plus, a look at the Planned Solutions Incorporated Office Bulletin Board -We are now taking registrations for our annual charity golf tournament. The deadline to register is Monday, September 28th, 2026. Giveaways for the tournament are being delivered daily, and we are gathering donations for the silent auction. We hope you will be able to attend (either golf or the reception) or donate to a cancer charity to support our efforts. The Harlan D. Wood and Debbie Druivenga Memorial Cancer Charity Golf Tournament Date: Friday, October 9th, 2026Location: Rancho Murieta Country Club – North Course 7000 Alameda DriveRancho Murieta, CA 95683 Time: 1:00pm shotgun start, 5:30pm reception All profits go to cancer research and education. You can help by attending the tournament or donating. Not golfing? Bring friends and attend the reception. To subscribe to the Personal Finance Review (the written form of all the content we discuss on the podcast), please e-mail ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Katie@PlannedSolutions.com⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠ ⁠⁠ ⁠ Planned Solutions, Inc. ADDRESS: 1130 Iron Point Road, Suite 170, Folsom, CA 95630 PHONE: ⁠(916) 361-0100⁠ or ⁠(800) 750-2111⁠ E-MAIL: ⁠⁠Shannon@PlannedSolutions.co⁠m⁠ FAX: (916) 361-0191 WEBSITE:⁠www.PlannedSolutions.com (www.PlannedSolutions.com)

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

5.0 / 5

8 ratings

Spotify

5.0 / 5

1 ratings

Podcast Authority Score: 58 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

86

Social presence

0

YouTube

0

Engagement

75

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Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.