Are you ready to get the lowdown on mortgages? We’ve got you covered! Our podcast dives into all the details so that you can make an informed decision. From understanding the basics to exploring the latest trends, our team of experts will help guide you through every step.
In this episode, we break down one of the most serious—and often overlooked—risks in the homebuying process: mortgage wire fraud. Drawing on insights from Experian, we explore how cybercriminals target real estate transactions using phishing emails, malware, and fake wiring instructions designed to redirect your funds.
We walk through the most common tactics fraudsters use, why last-minute changes to payment details should raise immediate red flags, and the simple but critical steps every homebuyer can take to protect themselves. From verifying instructions through trusted phone numbers to setting up extra layers of communication security, a little vigilance can go a long way.
We also cover what to do if the worst happens—why acting fast is essential, and how contacting your bank and the FBI right away can improve the chances of recovering stolen funds.
If you’re buying a home—or advising someone who is—this episode is a must-listen. Because when it comes to wire fraud, proactive communication isn’t just helpful… it’s your best defense.
12 Mar 2026
What Mortgage Underwriters Actually Count as Assets
When applying for a mortgage, lenders evaluate your financial assets to ensure you can cover down payments, closing costs, and future emergencies. These holdings range from liquid cash in bank accounts to long-term investments and retirement funds, though some restrictions may apply to non-liquid property. Beyond just having the funds, applicants must provide verifiable documentation, such as bank statements, to prove their financial stability. The total amount required is not fixed, as it depends on your specific loan program, credit history, and the home's price. Ultimately, maintaining strong reserves beyond the minimum requirements enhances your pre-approval chances and positions you as a more secure borrower.
8 Oct 2025
Home Buying Pitfalls: Ten Things to Avoid
The host explores common home-buying mistakes, including financial preparation, debt management, and transactional errors, to empower listeners with knowledge for a smoother experience.
7 Mar 2025
NAR Settlement: Changes to the Real Estate and Mortgage Industries Explained
During this episode, Nina Arnaiz, Premia President, sits down with industry expert Michelle Solly, Berkshire Hathaway, to explore the profound impact of the NAR settlement on the real estate and mortgage sectors.
26 Feb 2025
Date the Rate, Marry the Home - A Homebuyers Guide
Join us for an engaging episode hosted by our AI-generated team as we explore the real estate concept: "date the rate, marry the home." Discover why it's essential to find a home you’ll love long-term while staying flexible with financing options.
We’ll discuss how to prioritize the right property while keeping your mortgage strategies open—like buydowns and adjustable-rate mortgages—allowing for refinancing when interest rates drop. Tune in for friendly advice and insights to help you navigate your homeownership journey with confidence!
6 Sept 2024
5 Benefits Only Homeowners Can Enjoy
When it comes to buying a home versus renting, there’s really no comparison. While renting might be the right choice in certain circumstances, over the long-term, homeownership offers unique financial and personal benefits that renters just can’t access. If you’re pondering the question of renting vs. buying, consider these unique advantages that only homeowners can enjoy.
6 Sept 2024
Navigating Change: How to Manage a Sliding Scale Mortgage Benefit Without the Fannie Mae Yield
We’ve done the work so you can make a sound decision. Join us to learn more about the approaching retirement of Fannie Mae’s 30-Year/60-Day yield. Our expert panel will share insights and best practices for your consideration to maintain a sliding scale benefit that meets the needs of your business and your relocating employees. Click here to download the webinar presentation and follow along. Click here to view the video recording and download CRP credit forms. Thank you
6 Sept 2024
The VA's Response to the recent NAR Settlement
During this episode, you'll learn about the VA's response to the NAR settlement. For additional information please see our recent blog: VA Issues Temporary Fix to Allow Buyer-Paid Broker Fees.
6 Sept 2024
Trigger Leads
In this episode, we discuss trigger leads with our Premia team members Michael Nasr, Regional Director, Client Services, and Bryan Kuhn, Sales Manager. What are they and how to avoid them!
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