Prime Property Finance Podcast

About Prime Property Finance Podcast

Hosted by Gareth Morgan and Mark Watts- directors of Prime Property Finance and independent mortgage advisors- this podcast is your go-to source for expert insight into the ever-evolving property and protection landscape. Whether you're a first-time buyer, seasoned investor, or industry professional, tune in for: In-depth service breakdowns Quick tips and educational clips Expert interviews with specialists across the property and financial sectors Timely updates and alerts on industry changes With practical advice, real-world perspectives, and honest guidance, the Prime Property Finance Podcast helps you navigate mortgages, protection, and property finance with confidence.

Publisher

Gareth Morgan

Category

business · education

Language

en

Explicit

No

First episode

29 May 2025

Latest episode

23 Oct 2026

Latest episodes

35 of 141 episodes have a transcript.

1. 

   23 Oct 2026TRANSCRIPT

   2 BED to 3 BED: Will Adding Another BEDROOM REALLY Increase Your PROPERTY VALUE?

   Can turning a two-bedroom house into a three-bedroom property really increase its value if the new bedroom has no window? In Episode 142 of the Prime Property Finance Podcast, Gareth Morgan answers a real client question about reconfiguring a two-bedroom house to create a third bedroom. On paper, an extra bedroom could mean higher rent and a stronger valuation. But the proposed room has no window, which changes the picture. Gareth explores why simply adding a wall does not necessarily create a genuine, desirable or mortgageable third bedroom. He looks at the impact on the existing layout, the likely response from tenants and letting agents and whether the refurbishment would produce a meaningful return. In this episode, Gareth covers: ·       Why a room without a window raises questions about light, ventilation and safety ·       The importance of checking building regulations, housing standards and any planning requirements ·       Why a valuer may not treat an internal room as a genuine third bedroom ·       How lender concerns about layout and marketability can affect refinancing ·       Whether tenants would pay more rent for the altered property ·       The risk of sacrificing a good-sized bedroom to create two smaller rooms ·       How to compare refurbishment costs against realistic rental and valuation gains ·       Why speaking to a local letting agent before starting work matters For landlords and property investors considering a refurbishment, this episode explains why the best layout is the one that genuinely improves the property, not simply the bedroom count. If you are considering refurbishing an investment property or refinancing after improvements, speak to Prime Property Finance about your mortgage options. Contact us now if you would like to know more Home - Prime Property Finance Disclaimer This podcast is produced by Prime Property Finance, an independent mortgage brokerage. The views expressed are for general information purposes only and do not constitute personal or financial advice. Listeners should avoid taking action based solely on the content discussed and are encouraged to seek advice tailored to their individual circumstances. The information shared reflects the personal opinions of the hosts and any guest speakers and does not necessarily represent the views of Prime Property Finance as a company. Prime Property Finance is not responsible for any losses or actions taken as a result of this podcast. Privacy Policy - Prime Property Finance

2. 

   20 Oct 2026TRANSCRIPT

   CLIENT ENQUIRY on a COMMERCIAL TO RESI CONVERSION: Will This MIXED-USE Deal Work?

   Gareth Morgan and Mark Watts analyze a client's commercial-to-residential conversion proposal, revealing crucial financial and planning risks for investors.

3. 

   16 Oct 2026TRANSCRIPT

   PRIVATE FINANCE vs BRIDGING FINANCE: Which Is REALLY Better for Your PROPERTY DEAL?

   Gareth Morgan, a property finance expert, interviews listeners on the critical differences between private and bridging finance, revealing why the cheapest option isn't always the best for property deals.

Inside a recent episode

2 BED to 3 BED: Will Adding Another BEDROOM REALLY Increase Your PROPERTY VALUE?

Published 23 Oct 2026 · Transcript excerpt

[…] When does adding another bedroom actually add value? And when are you simply putting another wall on a floor plan? Okay, so let's jump into it. Starting with the obvious. Would you want to sleep in it? So before we get into any of the nitty gritty, the actual planning requirements before mortgages, before valuations, I think you just need to take a common sense approach to this. You've created a room with no window, no natural light, potential ventilation issues and potential fire safety issues as well. So when you come to actually market in the property, would you be able to actually market it as a bedroom? […]

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Spotify

4.8 / 5

4 ratings

Podcast Authority Score: 38 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

76

Social presence

0

YouTube

0

Engagement

0

Contact Prime Property Finance Podcast

Guest appearances

Does not typically book guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

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