Property Unpeeled

About Property Unpeeled

Real deals. Real risks. Real strategy. Hosted by Tony Stern, Property Unpeeled breaks down real-world distressed real estate deals, foreclosure auctions, tax liens, hidden risks, due diligence, and real-world investor strategy. No hype, just data, experience, and the truth behind the deal. Foreclosure investing, tax deed sales, courthouse auctions, title research, lien priority, REO properties, wholesaling, fix-and-flip investing, pre-foreclosures, BRRRR strategy, off-market deals, and distressed real estate education. Inquiries: Media@PropertyOnion.com

Publisher

PropertyOnion

Category

business

Language

en

Explicit

No

First episode

13 May 2026

Latest episode

21 Oct 2026

Latest episodes

23 episodes in the feed.

1. 

   21 Oct 2026

   How to Turn County Foreclosure Sales into Profitable Short Sales with Josh Cadillac

   What if the best foreclosure deal never makes it to auction? Real estate investor, broker, and award-winning educator Josh Cadillac joins Tony Stern to explain how short sales can give investors access to distressed properties before competing bidders do. Drawing on experience handling thousands of foreclosures and short sales, Josh explains what motivates lenders, how to approach homeowners, and how to negotiate before auction day. They also explore nonperforming mortgage notes, reverse mortgages, and often-overlooked investor risks. Explore free articles and real estate investing resources: https://propertyonion.com/education/ (https://propertyonion.com/education/). For more in-depth training, visit PropertyOnion Academy: https://propertystudent.com/ (https://propertystudent.com/). EPISODE CHAPTERS 01:29 - Why Get Ahead of the Auction? 05:08 - Where Short Sales Fit 07:37 - What Banks Really Want 09:20 - Can an Auction Be Postponed? 11:03 - Getting Your Offer in First 16:19 - Talking to Distressed Homeowners 22:31 - Pricing, Paperwork and Approval 26:02 - Delays, HOA Liens and Deficiencies 32:13 - How to Approach Listing Agents 35:27 - Inside the Lender's Calculations 41:30 - Buying Nonperforming Notes 52:12 - HUD Reverse Mortgages and Title Risks CONNECT WITH THE GUEST Josh Cadillac | Broker, Investor, Author & Educator Broker: Empire Business Exchange Founder: Close for Life Podcast: Know Your Sh*t with Josh Cadillac Email: josh@joshcadillac.com Website: https://close4life.com/ (https://close4life.com/) Social: @JoshDCadillac Josh is an award-winning international speaker, bestselling author, and real estate professional with experience in residential and commercial brokerage, distressed properties, and investment fund management.MENTIONED IN THIS EPISODE Books by Josh Cadillac: The Roadmap of the American Dream; Close for Life; Success for Life Book: Basic Economics by Thomas Sowell Organizations/programs: HUD, FHA, Fannie Mae, Chase Manhattan Bank, CCIM, Florida GRIABOUT THIS EPISODE Pre-foreclosure investing opportunities can begin with lis pendens filings, distressed homeowner outreach, off-market acquisitions and direct-to-seller offers. Josh covers broker price opinions (BPOs), comparable sales, lender approval letters, hardship packages, short sale addenda, purchase contracts and title underwriting. The discussion addresses loss mitigation, mortgage servicers, foreclosure postponements, Florida homestead protections, deficiency judgments, satisfaction of mortgage, forgiven debt, 1099 tax implications, second mortgages, HELOCs and HOA lien negotiations. Short sale timelines, document updates and lender counteroffers can affect whether a deal closes. For distressed debt and mortgage note investors: nonperforming loans (NPLs), discounted note portfolios, mortgage assignments, underwriting, default interest, loan workouts, refinancing pressure, bridge loan maturities, lender liquidity, collateral valuation and passive note funds. The HUD segment examines home equity conversion mortgages (HECMs), reverse mortgage defaults, property tax and insurance requirements, heirs' rights, accrued interest, loan payoffs, title defects, title insurance and post-foreclosure resale challenges. Relevant for foreclosure bidders, fix-and-flip investors, rental property buyers, landlords and distressed asset investors evaluating lien priority, due diligence and acquisition risk. PROPERTY UNPEELED Whether you are a seasoned foreclosure investor, a fix-and-flip pro, or a landlord building a passive income portfolio, Property Unpeeled is your ultimate real estate playbook. Hosted by Tony Stern, this podcast goes beneath the surface of traditional real estate investing to uncover hidden traps, macro market trends, and advanced wealth-building strategies. From niche tax liens and distressed property auctions to standard property market analysis, tune in weekly to get the data you need to scale your portfolio. Subscribe to Property Unpeeled on Apple Podcasts, Spotify, Amazon Music, YouTube, or visit PropertyOnion.com.

2. 

   14 Oct 2026

   From Foreclosure to the Sidewalk

   What happens when a foreclosure or eviction becomes something far more serious than a lost property? Across Florida, Texas, Colorado, Ohio, and Pennsylvania, rising housing costs and housing loss are reshaping communities, and the distressed real estate market. Tony Stern follows the economic path from missed payments to displacement, comparing foreclosure trends, public camping laws, and efforts to move people into stable housing. For foreclosure investors, landlords, and distressed property buyers, this is a look at the people behind property records, the pressures facing local markets, and why prevention matters. Explore free real estate investing articles and resources at https://propertyonion.com/education/ (https://propertyonion.com/education/), or go deeper with PropertyOnion Academy at https://propertystudent.com/ (https://propertystudent.com/). EPISODE CHAPTERS 01:06 - When Foreclosure Becomes Homelessness 03:31 - The National Housing Crisis 05:28 - Foreclosure Filings and the Human Cost 08:06 - Florida: Foreclosures and Camping Bans 10:43 - Texas: Fast Foreclosures, Mixed Results 12:47 - Colorado: Denver's Housing Strategy 15:12 - Ohio's Growing Affordability Gap 16:41 - Pennsylvania: Philadelphia's Progress 18:56 - Property Values, Safety, and Business 22:50 - Housing First: Costs and Results 27:34 - Preventing Eviction and Foreclosure 29:31 - What Investors and Communities Can Do CONNECT WITH THE GUEST No guest — solo episode hosted by Tony Stern. MENTIONED IN THIS EPISODE Florida House Bill 1365; U.S. Department of Housing and Urban Development (HUD); Housing First; Metro Denver Homeless Initiative; Right at Home pilot program; Continuums of Care; Philadelphia's housing initiative. ABOUT THIS EPISODE This discussion connects housing instability to the distressed property industry: mortgage defaults, foreclosure filings, completed foreclosures, tax deed transactions, eviction proceedings, rental history, damaged credit, and the difficulty of securing another lease after displacement. It examines how faster foreclosure timelines can leave homeowners less time to seek a loan modification, sell a property, or arrange alternative housing. State coverage includes Florida's foreclosure rates and camping restrictions; Texas foreclosure starts, shelter capacity, and contrasting outcomes in Houston, Dallas, and Austin; Denver's supportive housing efforts; Ohio's affordable rental shortage; and Philadelphia's shelter expansion and housing costs. For investors monitoring housing market pressures and neighborhood conditions, Tony considers public perceptions of property values, business foot traffic, and safety. He also distinguishes visible encampments from broader housing insecurity. Policy questions include camping bans, encampment clearance, shelter capacity, rapid rehousing, permanent supportive housing, and Housing First. The episode weighs unconditional housing against treatment and accountability requirements, and considers emergency medical costs and public spending. Prevention strategies include early legal help, assistance before eviction filings, foreclosure intervention, and ways investors, landlords, and local outreach organizations can respond to housing loss. PROPERTY UNPEELED Whether you are a seasoned foreclosure investor, a fix-and-flip pro, or a landlord building a passive income portfolio, Property Unpeeled is your ultimate real estate playbook. Hosted by Tony Stern, this podcast goes beneath the surface of traditional real estate investing to uncover hidden traps, macro market trends, and advanced wealth-building strategies. From niche tax liens and distressed property auctions to standard property market analysis, tune in weekly to get the data you need to scale your portfolio. Subscribe to Property Unpeeled on Apple Podcasts, Spotify, Amazon Music, YouTube, or visit PropertyOnion.com.

3. 

   6 Oct 2026

   Colorado Prop NN: Your Property Taxes Won’t Drop. So What Does It Do?

   Colorado voters are being asked to decide what happens to state revenue above the TABOR cap, but Prop NN will not directly lower property tax bills. For Colorado property owners and real estate investors, understanding where that money goes matters more than the measure’s name suggests. Tony Stern breaks down how TABOR refunds work, why rising property values helped create pressure for tax relief, and how Prop NN would redirect surplus revenue toward K–12 education and reimbursements for homestead exemptions for seniors and disabled veterans. He also lays out the arguments from supporters and opponents and explains why investors in foreclosures, tax liens, and distressed property should watch Colorado’s broader property-tax policy. Want to keep building your real estate knowledge? Explore PropertyOnion’s free investing articles and educational resources at https://propertyonion.com/education/ (https://propertyonion.com/education/), or go deeper with PropertyOnion Academy at https://propertystudent.com/ (https://propertystudent.com/). EPISODE CHAPTERS 01:07 - Why Colorado Investors Should Watch Prop NN 03:25 - Who Pays for Homestead Exemptions? 05:30 - What Prop NN Does Not Change 07:41 - The Case Against Prop NN 09:24 - Does It Solve the Property Tax Problem? 11:50 - Is a Bigger Colorado Tax Overhaul Coming? 12:08 - Prop NN: The Bottom Line CONNECT WITH THE GUEST No guest featured in this episode. Hosted by Tony Stern. MENTIONED IN THIS EPISODE Colorado Proposition NN TABOR (Taxpayer Bill of Rights) Colorado homestead property tax exemptions K–12 public education funding Proposition CC Proposition HH ABOUT THIS EPISODE This episode examines Colorado Proposition NN through the lens of property ownership and real estate investing. Topics include Colorado property taxes, TABOR refunds, the Taxpayer Bill of Rights, state revenue caps, budget surplus revenue, property assessments, assessed values, homestead exemptions, senior property tax relief, disabled veteran property tax relief, school district funding, K–12 education funding, and state reimbursement to local governments.For investors, the discussion connects Colorado tax policy with real estate due diligence, holding costs, property valuation, distressed real estate, foreclosure investing, foreclosure opportunities, tax lien investing, property auctions, rental property investing, fix-and-flip analysis, and long-term investment risk. The episode also explains why a ballot measure can matter to investors even when it does not directly change a property tax rate, assessment method, exemption eligibility, or assessment appeal deadline. Listeners researching Colorado real estate investing, Colorado foreclosure properties, Colorado tax liens, property tax policy, TABOR surplus refunds, Colorado ballot measures, property tax relief, real estate investor taxes, Denver-area property values, or legislative changes affecting property owners will get context on how recent valuation increases, temporary tax fixes, exemptions, and state funding decisions fit into Colorado’s changing property-tax environment. PROPERTY UNPEELED Whether you are a seasoned foreclosure investor, a fix-and-flip pro, or a landlord building a passive income portfolio, Property Unpeeled is your ultimate real estate playbook. Hosted by Tony Stern, this podcast goes beneath the surface of traditional real estate investing to uncover hidden traps, macro market trends, and advanced wealth-building strategies. From niche tax liens and distressed property auctions to standard property market analysis, tune in weekly to get the data you need to scale your portfolio. Subscribe to Property Unpeeled on Apple Podcasts, Spotify, Amazon Music, YouTube, or visit PropertyOnion.com.

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Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

5.0 / 5

3 ratings

Spotify

5.0 / 5

1 ratings

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