- 816
- Episodes
- 430
- Transcribed
- 3,620
- Ratings
- Daily
- Cadence
- 2021
- First episode
- 29K
- YouTube views
About Ramsey Everyday Millionaires
Listen to how ordinary people built extraordinary wealth - and how you can too. You’ll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible! Featuring hosts from the Ramsey Network: Dave Ramsey, Ken Coleman, Rachel Cruze, George Kamel, Jade Warshaw, and Dr. John Delony.
- Publisher
- Ramsey Network
- Category
- business
- Language
- en
- Explicit
- No
- First episode
- 3 Jun 2021
- Latest episode
- 23 Sept 2026
Latest episodes
430 of 816 episodes have a transcript.
23 Sept 2026TRANSCRIPT
Why Is Permanent Life Insurance a Bad Idea?
21 Sept 2026TRANSCRIPT
My Friend Is My Financial Advisor. Should I Hire a Professional?
18 Sept 2026TRANSCRIPT
Is Indexed Universal Life Insurance a Good Investment?
Inside a recent episode
Why Is Permanent Life Insurance a Bad Idea?
Published 23 Sept 2026 · Transcript excerpt
[…] So here's the thing. These policies try to mix two things at once, life insurance and this cash value portion, which grows at a snail's pace, way slower than your investments will grow. And they often make 50% to 100% of your first year's premium in commissions. Goes to them. So they make all their money on the front end, and then when you try to get out of it, you'll lose most of what you put in. So now there's a sunk cost fallacy where you go, I might as well stay in. They told me I'll ROI if I stay in this thing for 15 years. And so you do not need life insurance if you're a single guy. Are you married? […]
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Public platform figures. Ratings count people who left a rating, not total listeners.
- YouTube views
- 29,066
- Score snapshot 15 Sept 2025
- Apple Podcasts (US)
- 4.6 / 5
- 3,620 ratings
Podcast Authority Score: 78 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
- Quality
- 85
- Social presence
- 0
- YouTube
- 76
- Engagement
- 100
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