Welcome to the Real Collective Podcast with Sean Tassé and Brendan McKeigan! The Ottawa real estate agents will talk about all things real estate in Ottawa to give you a leg up on your buying and selling journey. Don't miss an episode of fun and informative insights into real estate!
S14E4 | The Effects of Political and Economic Uncertainty on the Market | REAL Collective Podcast
Get your Magic Mind here: https://www.magicmind.com/RCP20You get 20% off for a one time purchase and up to 48% off for subscriptions with my code: RCP20This week, Sean and Kyle discuss the effects of political and economic uncertainty on the market.Our hosts begin by announcing that the show will be going on hiatus, making this the last episode. In the meantime, feel free to revisit past episodes—there’s plenty of evergreen content to help buyers, sellers, investors, or those looking to refinance.Next, they discuss how uncertainty impacts the market, drawing on both real estate and mortgage financing perspectives. They explore past government transitions and their effects on the industry, providing historical insights.The conversation then shifts to the differences between commercial and residential financing, highlighting key distinctions. They also dive into the ongoing evolution of business as a whole—how we operate, how transactions happen, and the decreasing demand for commercial space in a changing work environment. Thank you for tuning in for 165 episodes—your support means everything. Keep it REAL Collective!To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/Book a chat with Sean or Kyle today! Sean: https://calendly.com/seanrealcollective Kyle: https://calendly.com/kmmortgage/phone-connect You can also follow us here:Instagram: https://www.instagram.com/real.collective.inc Facebook: https://www.facebook.com/realcollective.ca TikTok: https://www.tiktok.com/@realcollective LinkedIn: https://www.linkedin.com/company/real-collective-inc Website: https://www.realcollective.caKyle Miller on Instagram: https://www.instagram.com/kylemillerottawaKyle Miller on Facebook: https://www.facebook.com/KylemillermortgagesIntro (0:00)The last episode for a while (1:18)Uncertainty – what effect does that have on the market (5:12)Government efficiency? (5:50)We expect two markets this year (6:30)Mortgage agent angle of what’s coming (7:20)Last government change over impact in 2015 (9:44)RE/MAX Hallmark Connect economic update (11:10)A lot of red tape for small businesses in Canada (12:20)But we need to build more homes (13:30)Who are politicians really talking to? (14:25)Get a sharp mind with Magic Mind (15:19)Commercial Multi-Unit Building Story (18:27)Commercial vs Residential financing (19:15)What does it mean to have CMHC funding on a 6-plex? (21:45)Do they have the 1.5 million top end on them? (22:33)Going to 50-year amortization with commercial financing (22:58)Commercial office space demand decreasing (23:57)It’s time for us to evolve (25:53)So long (29:22)Outro (32:35)
4 Feb 2025
S14E3 | When Closing Day Takes a Turn: Real Stories of Unexpected Delays | REAL Collective Podcast
This week on the REAL Collective podcast Sean and Kyle are discussing when closing day takes a turn and some real stories of unexpected delays.
They kick off the episode by exploring the different types of real estate closing delays, starting with those caused by banks. They share a story of a bank-related delay, diving into the complexities behind it. The conversation then shifts to a deal held up by promissory notes and a predatory lending situation, highlighting the potential pitfalls. They discuss how delays can create a domino effect, impacting multiple parties in a transaction. The hosts also cover a case where a buyer delayed closing to shop for better interest rates—a strategy that can backfire due to unexpected costs, emphasizing the importance of doing the math. They recount a story about a three-month closing, weighing the pros and cons of relisting the home versus waiting it out. To wrap up, they provide a brief update on the impact of recent interest rate drop.
Don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!
Get your Magic Mind here: https://www.magicmind.com/RCP20 You get 20% for one time purchase and up to 48% off for subscriptions with our code: RCP20
To get in touch with Kirk Law Office, visit: https://kirklawoffice.ca/
To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/
Book a chat with Sean or Kyle today!
Sean: https://calendly.com/seanrealcollective
Kyle: https://calendly.com/kmmortgage/phone-connect
You can also follow us here:
Instagram: https://www.instagram.com/real.collective.inc
Facebook: https://www.facebook.com/realcollective.ca
TikTok: https://www.tiktok.com/@realcollective
LinkedIn: https://www.linkedin.com/company/real-collective-inc
Website: https://www.realcollective.ca
Kyle Miller on Instagram: https://www.instagram.com/kylemillerottawa
Kyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages
Intro (0:00)
Delayed closings (3:30)
Banks delaying to the last moment (4:22)
Another closing delay where there was a second mortgage (7:06)
There’s an inherent risk with real estate (10:22)
Predatory lending (12:26)
How the dominoes can fall (13:20)
A circle of 12 first refusals (14:33)
Shout out to Kirk Law Office (16:55)
Second half (17:09)
Another delayed closing story due to rate shopping (17:50)
Classic case of not doing the numbers (20:00)
Never go on vacation when you are closing (24:18)
3-month delay on a close (25:35)
Trash the deal and relist or delay closing? (27:15)
The impact of the interest rate drop (28:06)
Why variable or adjustable is the best choice if you are rate driven (31:22)
Outro (33:00)
28 Jan 2025
S14E2 | Unpacking Street Suffixes and Real-Life Real Estate Stories | REAL Collective Podcast
What's in a name? This week we are unpacking street suffixes and real-life real estate stories with Sean and Kyle.
In this episode, we kick things off by exploring various street suffixes and uncovering their meanings. You might be surprised to learn that each one serves a specific purpose, with a rhyme and reason behind it.
In the second half, Sean and Kyle dive into some recent real estate happenings. They share a story about a power of sale deal they’re working on together and the challenges that come with such transactions. Kyle also highlights the importance of open communication and strong relationships with colleagues. Plus, they discuss a particularly intriguing house showing that left Sean scratching his head.
Don't miss out on another extremely valuable episode of the REAL Collective Podcast. Keep it REAL Collective!
To get in touch with Azita Fathi at PrimeService Insurance, visit: https://primeservice.ca/azita-fathi/ or reach out to her at azita.fathi@primeservice.ca | 416-456-5205.
Get 45% off the Magic Mind bundle with our link: https://www.magicmind.com/RCPJAN
To access our Complimentary Resources (SOLD Price Search, Seller Guide, Buyer Guide & Home Evaluation) visit: https://realcollective.ca/exclusive-resources/
Book a chat with Sean or Kyle today!
Sean: https://calendly.com/seanrealcollective
Kyle: https://calendly.com/kmmortgage/phone-connect
You can also follow us here:
Instagram: https://www.instagram.com/real.collective.inc
Facebook: https://www.facebook.com/realcollective.ca
TikTok: https://www.tiktok.com/@realcollective
LinkedIn: https://www.linkedin.com/company/real-collective-inc
Website: https://www.realcollective.ca
Kyle Miller on Instagram: https://www.instagram.com/kylemillerottawa
Kyle Miller on Facebook: https://www.facebook.com/Kylemillermortgages
Intro (0:00)
Why work with Azita? (2:50)
We’re talking about street suffixes (5:22)
Road (6:40)
Way (7:13)
Street (7:25)
Avenue (9:45)
Boulevard (10:13)
Lane (13:50)
Drive (14:24)
Terrace (14:59)
Place (15:57)
Court (16:43)
Crescent (17:17)
Plaza or Square (17:30)
The benefits of working with Azita Fathi (20:14)
Second half (21:40)
Story time - Power of Sale (22:00)
Story time – Delayed Closing (27:10)
Story time – Kyle on the power of open communication and why relationships matter. (32:10)
Side note – if you are selling your house, put the weed away (34:50)
Outro (36:12)
Reach and audience
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YouTube views
127,113
Score snapshot 15 Sept 2025
Podcast Authority Score: 70 / 100
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Quality
89
Social presence
94
YouTube
82
Engagement
0
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