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Real Money, Real Life™

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by Linda Grizely

5.0(2 reviews)

50 episodes

Updated Daily

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Podcast Overview

Real Money, Real Life™ with Linda Grizely, CFP® Money isn't just math — it's mindset, memories, and sometimes a little mayhem. Real Money, Real Life™ is a practical personal finance podcast that provides clear information and real-world insight to help people better understand their money, build financial confidence, and make more informed financial decisions. Hosted by Linda Grizely, CFP®, financial wellness speaker, personal finance educator, and creator of the MeMoney™ Method, the show brings together financial knowledge and the human side of money. Because in real life, financial decisions are shaped not only by numbers, but by experiences, emotions, beliefs, and the situations people are navigating every day. Each episode is designed to be a helpful resource for people who want to understand their finances more clearly, feel more confident with money, and make decisions that support the life they want to live. Because money is personal. Growth is messy. And clarity starts with understanding — not perfection. Let's get real about money, life, and everything in between. #RealMoneyRealLife #FinancialEmpowerment #MoneyMindset #WomenAndMoney #financialeducation #podcastforwomen #financialwellness Required Disclosures The content shared on this podcast is for educational, informational, and entertainment purposes only. It is not financial, tax, legal, or planning advice and does not constitute therapy or mental health counseling. Please consult an actively licensed and qualified professional for advice specific to your situation. Linda Grizely is an Investment Adviser Representative of Nectarine, an SEC-registered investment adviser. Linda Grizely Ventures, LLC is separate and unaffiliated with Nectarine. The views expressed on this show are those of the individuals expressing them and do not necessarily reflect the views of Linda Grizely, Linda Grizely Ventures, LLC, or Nectarine. Nothing discussed on this podcast should be construed as personalized investment advice or a recommendation to buy or sell any securities or financial products. Listeners should consult their own financial, legal, or tax professionals regarding their specific situation. For additional disclosures related to Nectarine, please visit https://hellonectarine.com. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP® and CERTIFIED FINANCIAL PLANNER® in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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8/7/2025

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Recent Episodes

July 7, 2026

Financial Freedom When You Feel Behind with Jeremy Schneider | Ep 49

Financial freedom when you feel behind can sound impossible, but it may be more flexible than you think. On the Real Money, Real Life™ podcast, Linda Grizely talks with Jeremy Schneider of Personal Finance Club about FIRE, Coast FIRE, investing, and what financial independence can look like in real life. Financial freedom does not always mean quitting work forever. It can mean having more breathing room, more options, and less fear about the future. What if you feel like you started too late? What if early retirement sounds unrealistic, but you still want more choice and less financial pressure? Linda and Jeremy discuss FIRE, the 4% rule, Coast FIRE, Barista FIRE, living below your means, investing early and often, and why simple index fund investing may be less complicated than people assume. You'll also hear why doing nothing can be one of the hardest parts of investing, why getting started matters more than being perfect, and why financial freedom is really about options, not perfection. 💡 We talk about: · What financial freedom can mean when you feel behind · Why FIRE is not only about retiring early · How Coast FIRE can create more flexibility · Why simple investing may be less scary than it sounds ⏱ Timestamps: (00:00) Financial freedom when you feel behind (08:05) What FIRE and financial independence mean (14:43) What Coast FIRE means (17:59) Barista FIRE and working differently (20:07) What if you feel too late to start? (24:40) Why investing feels so intimidating (27:36) Why doing nothing can be the hardest part (35:00) Where to begin if you feel overwhelmed (43:39) Financial freedom is about options, not perfection 🔗 Connect with Jeremy: Instagram: <a href= "https://instagram.com/personalfinanceclub">https://instagram.com/personalfinanceclub</a> Website: <a href= "https://personalfinanceclub.com/">https://personalfinanceclub.com</a> TikTok: <a href= "https://tiktok.com/@personalfinanceclub">https://tiktok.com/@personalfinanceclub</a> YouTube: <a href= "https://youtube.com/personalfinanceclub">https://youtube.com/personalfinanceclub</a> Facebook: <a href= "https://facebook.com/personalfinanceclub">https://facebook.com/personalfinanceclub</a> Nectarine: <a href= "https://hellonectarine.com/"> https://hellonectarine.com</a> Resources: <a href= "https://personalfinanceclub.com/start-here/">https://personalfinanceclub.com/start-here/</a> 🔗 Connect with Linda: Website: <a href="https://www.lindagriz.com/">https://www.LindaGriz.com</a> Instagram: <a href= "https://www.instagram.com/lindagrizely">https://www.instagram.com/lindagrizely</a> Facebook: <a href= "https://www.facebook.com/thelindagrizely">https://www.facebook.com/thelindagrizely</a> LinkedIn: <a href= "https://www.linkedin.com/in/linda-grizely">https://www.linkedin.com/in/linda-grizely</a> YouTube: <a href= "https://www.youtube.com/@LindaGrizely">https://www.youtube.com/@LindaGrizely</a> TikTok: <a href= "https://www.tiktok.com/@lindagrizely">https://www.tiktok.com/@lindagrizely</a> Resources: <a href= "https://www.lindagriz.com/resources">https://www.lindagriz.com/resources</a> ℹ️ Disclosures: Real Money, Real Life™ is hosted & produced by Linda Grizely Ventures, LLC. Linda Grizely, CFP®, is an Investment Adviser Representative of Nectarine Financial, Inc., an SEC-registered investment adviser. Linda Grizely Ventures, LLC is separate from & unaffiliated w/ Nectarine. The views expressed on this podcast are those of the individuals expressing them & do not necessarily reflect the views of Linda Grizely, Linda Grizely Ventures, LLC, or Nectarine. Guests may express opinions or discuss strategies that are their own & should not be considered recommendations or personalized advice. This podcast is provided for informational, educational, & entertainment purposes only & should not be construed as personalized investment advice or a solicitation to buy or sell any securities or financial products. Listeners should consult their own financial, legal, or tax professionals regarding their specific situation. For additional disclosures, please visit: <a href="https://hellonectarine.com/">https://hellonectarine.com</a> & <a href= "https://www.lindagriz.com/disclaimers">https://www.lindagriz.com/disclaimers</a>

June 30, 2026

Should I Sell My Home By Owner with Tim Street | Ep 48

Should I sell my home by owner? On the Real Money, Real Life™ podcast, host Linda Grizely and guest, Tim Street, helps listeners think through one of the biggest financial decisions many people make: whether to hire a real estate agent or try selling without one. The answer is not always yes or no. Selling by owner can make sense for someone with the time, discipline, emotional detachment, and willingness to follow a process, but hiring an agent may be the smarter move when the sale is legally complicated, emotionally loaded, or not worth the time tradeoff. What if you could save money, but the process takes more time than you expected? What if you are confident enough to try, but not prepared for pricing, inspections, buyers, negotiations, and legal guardrails? Linda and Tim discuss for sale by owner, also known as FSBO, and how homeowners can evaluate the real-life side of selling a home. We walk through when selling your house without a realtor may work, when it may not, why pricing is not really decided by the seller, and how mindset can either help or hurt the process. This conversation is about financial decision-making, personal finance, and asking better questions before outsourcing a major asset. If you have wondered, should I sell my home by owner, this episode can help you slow down, look at the tradeoffs, and make the choice with more clarity. We Talk About Section 💡 We talk about: · How to know if selling by owner is a good fit · When hiring a real estate agent may be the smarter move · Why pricing your home is not about what you want · How mindset affects selling your house yourself Timestamps (00:00) Should you automatically hire a real estate agent? (01:17) How Tim Street became The FSBO Guy (03:44) Why selling by owner is not right for everyone (04:20) When a real estate agent is the smarter move (05:14) Why some homeowners may be able to sell themselves (06:13) Why homeowners know their house better than anyone (08:30) Why buyers and sellers often do not talk directly (10:27) Fair housing concerns and seller communication (12:13) Why selling by owner is simple but not easy (13:21) Why many FSBO attempts fail (15:33) What happens if selling by owner becomes too much (16:27) Why Tim created a FSBO system (17:50) How to know if FSBO fits your situation (19:17) Why the buyer decides the value of your home (20:18) How comparison affects home pricing (21:16) Why lower pricing can create more buyer interest (21:51) How pre-listing inspections can help sellers (24:34) How to share inspection information with buyers (25:00) Why a grand opening strategy can create demand (28:04) Confidence, overconfidence, and selling your own home (30:45) What to do before selling your home next year (31:16) Why your reason for moving matters (32:24) How the FSBO quiz helps homeowners decide (34:04) Who should find Tim Street (35:11) Where to find Foolproof FSBO (37:00) Choosing what is right for you, not just what everyone does About + Links 👤 About Tim Street Tim Street, a.k.a. The FSBO Guy, is a successful real estate agent, tech entrepreneur, and former active duty Marine who now works full-time teaching homeowners how to get the absolute best price for their home, and the best outcome for their families. 🔗 Connect with Tim Website: <a href= "https://www.foolprooffsbo.com/">https://www.foolprooffsbo.com</a> Facebook: <a href= "https://www.facebook.com/foolprooffsbo">https://www.facebook.com/foolprooffsbo</a> Instagram: <a href= "https://www.instagram.com/foolprooffsbo">https://www.instagram.com/foolprooffsbo</a> YouTube: <a href= "https://www.youtube.com/@foolprooffsbo">https://www.youtube.com/@foolprooffsbo</a> TikTok: <a href= "https://www.tiktok.com/@the.fsbo.guy">https://www.tiktok.com/@the.fsbo.guy</a> Free eBook: <a href= "https://www.foolprooffsbo.com/ebook">https://www.foolprooffsbo.com/ebook</a> Free Quiz: <a href= "https://www.foolprooffsbo.com/quiz">https://www.foolprooffsbo.com/quiz</a> Email: <a href= "mailto:tim@foolprooffsbo.com">tim@foolprooffsbo.com</a> 👤 About Linda Linda Grizely, CFP®, is a financial wellness speaker and personal finance expert and educator. She is the creator of the MeMoney® Method, and host of the Real Money, Real Life™ podcast. Bridging financial strategy with behavioral insight, she helps people build confidence and clarity with their money and teaches individuals and organizations how to replace financial overwhelm with empowerment and real-world results. 🔗 Connect with Linda Website: <a href= "https://www.lindagriz.com/">https://www.LindaGriz.com</a> Instagram: <a href= "https://www.instagram.com/lindagrizely">https://www.instagram.com/lindagrizely</a> Facebook: <a href= "https://www.facebook.com/thelindagrizely">https://www.facebook.com/thelindagrizely</a> LinkedIn: <a href= "https://www.linkedin.com/in/linda-grizely">https://www.linkedin.com/in/linda-grizely</a> YouTube: <a href= "https://www.youtube.com/@LindaGrizely">https://www.youtube.com/@LindaGrizely</a> TikTok: <a href= "https://www.tiktok.com/@lindagrizely">https://www.tiktok.com/@lindagrizely</a> X: <a href= "https://twitter.com/LindaGrizely">https://twitter.com/LindaGrizely</a> 🤝 Resources Useful Personal Finance Quizzes, Checklists, and Flowcharts: <a href= "http://www.lindagriz.com/resources">www.lindagriz.com/resources</a> ℹ️ Disclosures Real Money, Real Life™ is hosted and produced by Linda Grizely Ventures, LLC. Linda Grizely, CFP®, is an Investment Adviser Representative of Nectarine, an SEC-registered investment adviser. Linda Grizely Ventures, LLC is separate from and unaffiliated with Nectarine. The views expressed on this podcast are those of the individuals expressing them and do not necessarily reflect the views of Linda Grizely, Linda Grizely Ventures, LLC, or Nectarine. Guests on the podcast may express opinions or discuss financial strategies that are their own and should not be considered recommendations or personalized financial advice. This podcast is provided for informational, educational, and entertainment purposes only and should not be construed as personalized investment advice or a solicitation to buy or sell any securities or financial products. Listeners should consult their own financial, legal, or tax professionals regarding their specific situation. For additional disclosures, please visit: <a href= "https://hellonectarine.com/">https://hellonectarine.com</a> <a href= "https://www.lindagriz.com/disclaimers">https://www.lindagriz.com/disclaimers</a>

June 23, 2026

Should I Sell My Life Insurance Policy with Mark Mrky | Ep 47

Should I sell my life insurance policy? On the Real Money, Real Life™ podcast, Linda Grizely and Mark Mrky help listeners understand a lesser-known option before walking away from a policy that may still have value. A life settlement is when you sell a life insurance policy to a third party for a cash payout instead of surrendering it back to the insurance carrier for cash surrender value. What if your kids are grown, your premiums are rising, or your universal life policy did not perform the way you expected? What if you are ready to let the policy go, but you are not sure whether surrendering it is your only option? Linda and Mark walk through what a life settlement is, who may qualify, why age, health, policy type, premiums, and cash surrender value matter, and why a bidding process can help policyowners evaluate their options. This conversation is for anyone trying to make a financial decision with real-life consequences, especially seniors or families looking at unwanted life insurance, underperforming universal life, or convertible term coverage. Linda Grizely keeps the conversation grounded in financial decision-making, clarity, and asking better questions before making a permanent choice. If you have ever wondered, should I sell my life insurance policy, this may help you see the decision with more context and less confusion. 💡 We talk about: · How to know if a life settlement might apply to your policy · What to ask before surrendering life insurance for cash value · Why universal life and convertible term policies may be reviewed differently · How the life settlement bidding process works Timestamps (00:00) Why life insurance decisions deserve a closer look (01:18) What a life settlement is (03:00) How life settlements grew from viatical settlements (05:35) Why many people do not know this option exists (08:17) What types of policies may qualify (10:08) How age and health affect a life settlement offer (12:13) Why universal life policies can become complicated (15:23) How a life settlement evaluation works (17:26) Cash surrender value versus settlement value (18:47) Minimum policy size and death benefit (19:24) How the bidding process works (21:29) Regulation, disclosures, and compensation (24:33) When a life settlement may not be a good fit (25:18) Emotional and ethical concerns about life settlements (28:11) Why selling life insurance can feel emotional (30:08) First questions to ask before moving forward (31:08) Red flags to watch for (33:14) Who may want to learn more about life settlements (34:16) How to connect with Mark About + Links 👤 About Mark Mrky Mark is managing partner with Life Insurance Settlements Inc. He has been with LIS for 25 years and our sole focus is representing our clients who wish to liquidate a life insurance policy they own in the secondary market. 🔗 Connect with Mark Website: <a href= "https://www.lisettlements.com/">https://www.lisettlements.com</a> LinkedIn: <a href= "https://www.linkedin.com/in/mark-mrky-b8540113">https://www.linkedin.com/in/mark-mrky-b8540113</a> 👤 About Linda Linda Grizely, CFP®, is a financial wellness speaker and personal finance expert and educator. She is the creator of the MeMoney® Method, and host of the Real Money, Real Life™ podcast. Bridging financial strategy with behavioral insight, she helps people build confidence and clarity with their money and teaches individuals and organizations how to replace financial overwhelm with empowerment and real-world results. 🔗 Connect with Linda Website: <a href= "https://www.lindagriz.com/">https://www.LindaGriz.com</a> Instagram: <a href= "https://www.instagram.com/lindagrizely">https://www.instagram.com/lindagrizely</a> Facebook: <a href= "https://www.facebook.com/thelindagrizely">https://www.facebook.com/thelindagrizely</a> LinkedIn: <a href= "https://www.linkedin.com/in/linda-grizely">https://www.linkedin.com/in/linda-grizely</a> YouTube: <a href= "https://www.youtube.com/@LindaGrizely">https://www.youtube.com/@LindaGrizely</a> TikTok: <a href= "https://www.tiktok.com/@lindagrizely">https://www.tiktok.com/@lindagrizely</a> X: <a href= "https://twitter.com/LindaGrizely">https://twitter.com/LindaGrizely</a> 🤝 Resources Useful Personal Finance Quizzes, Checklists, and Flowcharts: <a href= "http://www.lindagriz.com/resources">www.lindagriz.com/resources</a> ℹ️ Disclosures Real Money, Real Life™ is hosted and produced by Linda Grizely Ventures, LLC. Linda Grizely, CFP®, is an Investment Adviser Representative of Nectarine, an SEC-registered investment adviser. Linda Grizely Ventures, LLC is separate from and unaffiliated with Nectarine. The views expressed on this podcast are those of the individuals expressing them and do not necessarily reflect the views of Linda Grizely, Linda Grizely Ventures, LLC, or Nectarine. Guests on the podcast may express opinions or discuss financial strategies that are their own and should not be considered recommendations or personalized financial advice. This podcast is provided for informational, educational, and entertainment purposes only and should not be construed as personalized investment advice or a solicitation to buy or sell any securities or financial products. Listeners should consult their own financial, legal, or tax professionals regarding their specific situation. For additional disclosures, please visit: <a href= "https://hellonectarine.com/">https://hellonectarine.com</a> <a href= "https://www.lindagriz.com/disclaimers">https://www.lindagriz.com/disclaimers</a>

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Frequently asked questions

Have a different question and can't find the answer you're looking for? Reach out to our support team by sending us an email and we'll get back to you as soon as we can.

What is Real Money, Real Life™?: Real Money, Real Life™ with Linda Grizely, CFP® Money isn't just math — it's mindset, memories, and sometimes a little mayhem.

Real Money, Real Life™ is a practical personal finance podcast that provides clear information and real-world insight to help people better understand their money, build financial confidence, and make more informed financial decisions.

Hosted by Linda Grizely, CFP®, financial wellness speaker, personal finance educator, and creator of the MeMoney™ Method, the show brings together financial knowledge and the human side of money. Because in real life, financial decisions are shaped not only by numbers, but by experiences, emotions, beliefs, and the situations people are navigating every day.

Each episode is designed to be a helpful resource for people who want to understand their finances more clearly, feel more confident with money, and make decisions that support the life they want to live.

Because money is personal. Growth is messy. And clarity starts with understanding — not perfection.

Let's get real about money, life, and everything in between.

#RealMoneyRealLife #FinancialEmpowerment #MoneyMindset #WomenAndMoney #financialeducation #podcastforwomen #financialwellness

Required Disclosures

The content shared on this podcast is for educational, informational, and entertainment purposes only. It is not financial, tax, legal, or planning advice and does not constitute therapy or mental health counseling. Please consult an actively licensed and qualified professional for advice specific to your situation.

Linda Grizely is an Investment Adviser Representative of Nectarine, an SEC-registered investment adviser. Linda Grizely Ventures, LLC is separate and unaffiliated with Nectarine.

The views expressed on this show are those of the individuals expressing them and do not necessarily reflect the views of Linda Grizely, Linda Grizely Ventures, LLC, or Nectarine.

Nothing discussed on this podcast should be construed as personalized investment advice or a recommendation to buy or sell any securities or financial products.

Listeners should consult their own financial, legal, or tax professionals regarding their specific situation.

For additional disclosures related to Nectarine, please visit https://hellonectarine.com.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP® and CERTIFIED FINANCIAL PLANNER® in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
How often does this podcast release new episodes?: This podcast updates daily.
Where can I listen to this podcast?: This podcast is available on 4 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.
Does this podcast accept guests?: Yes, this podcast regularly features guests.

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