Real Money, Real Life™

About Real Money, Real Life™

Real Money, Real Life® is a personal finance podcast for people — especially women — who feel behind financially and want to build real financial confidence — without shame, judgment, or overwhelm. Hosted by Linda Grizely, CFP®, financial wellness speaker and creator of the MeMoney® Method and The Human Variable™ keynote, this podcast helps you understand how to make money decisions that work in your real life — not just on paper. Her work explores the behavior, emotion, experience, and real-life circumstances that shape financial decisions. If you've ever wondered: How do I feel confident about money? Why don't I feel good about money even when I'm doing everything right? Where should I start with saving, investing, or getting back on track? You're in the right place. Each episode focuses on real-life financial decisions and the human factors that shape them, including: Money mindset and financial confidence Budgeting and spending without guilt Saving and investing in real life Life transitions and money decisions Financial planning basics made simple Overcoming fear, shame, and avoidance around money Because knowing what you "should" do was never really the problem. This podcast helps you think through your money in a way that finally makes sense — so you can feel confident, clear, and in control of your financial life. #RealMoneyRealLife #FinancialEmpowerment #MoneyMindset #WomenAndMoney #financialeducation #podcastforwomen #financialwellness Required Disclosures The content shared on this podcast is for educational, informational, and entertainment purposes only. It is not financial, tax, legal, or planning advice and does not constitute therapy or mental health counseling. Please consult an actively licensed and qualified professional for advice specific to your situation. Linda Grizely is an Investment Adviser Representative of Nectarine, an SEC-registered investment adviser. Linda Grizely Ventures, LLC is separate and unaffiliated with Nectarine. The views expressed on this show are those of the individuals expressing them and do not necessarily reflect the views of Linda Grizely, Linda Grizely Ventures, LLC, or Nectarine. Nothing discussed on this podcast should be construed as personalized investment advice or a recommendation to buy or sell any securities or financial products. Listeners should consult their own financial, legal, or tax professionals regarding their specific situation. For additional disclosures related to Nectarine, please visit https://hellonectarine.com. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP® and CERTIFIED FINANCIAL PLANNER® in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks. For more important disclosures please visit https://www.lindagriz.com/disclaimers.

Publisher

Linda Grizely

Category

education · education

Language

en

Explicit

No

First episode

7 Aug 2025

Latest episode

20 Oct 2026

Latest episodes

64 episodes in the feed.

1. 

   20 Oct 2026

   How to Manage Your Time and Money When You're Overwhelmed with Megan Sumrell | Ep 63

   How do you manage your time and money when you already feel overwhelmed? On the Real Money, Real Life® podcast, Linda Grizely and time management expert Megan Sumrell look at why the same problems can show up with both: unrealistic plans, limited resources, guilt, avoidance, and the constant feeling that you are behind. The answer is not to squeeze more into your day or force yourself into a stricter system. It is to build a realistic plan around the time and resources you actually have. Why does your to-do list keep growing even when you are constantly busy? And what would happen if you treated unexpected demands on your calendar the way you would treat unexpected expenses? Linda Grizely and Megan break down the idea of a "time emergency fund," time debt, recurring responsibilities, decision fatigue, email overload, and understanding your real weekly capacity. They also discuss why making time for yourself matters and why your worth is not measured by how productive you are. Managing time and managing money both require trade-offs. A realistic plan starts by seeing where your resources already go and making intentional choices from there. 💡 We talk about: Manage time and money around your actual capacity Create a "time emergency fund" for unexpected demands Recognize how to-do lists can create time debt Make room for yourself without tying your worth to productivity 🎤 Send Linda Your Money Question https://www.speakpipe.com/rmrl (https://www.speakpipe.com/rmrl) 🕒 Timestamps (00:00) Why managing time and money can feel so similar (02:05) How Megan became a time management expert (03:08) The moment Megan realized she had disappeared from her own life (05:14) Turning chaos into harmony with time and money (06:16) Why traditional planning systems often fail women (07:10) Why unrealistic schedules fail like unrealistic budgets (09:02) How to create a "time emergency fund" (10:37) How much unexpected time do you really need each week? (11:45) Setting aside time before you know how you will spend it (13:41) How to budget your calendar without making it rigid (14:41) Why a to-do list hides your true capacity (15:38) How unfinished tasks create "time debt" (16:46) How to schedule email and messages (18:30) How constant email checking consumes your time (20:34) Why weekly planning can save time instead of creating more work (22:15) How a plan can reduce decision fatigue (24:05) What self-care actually means (26:09) Finding things you enjoy just for yourself (29:27) Making time for yourself without guilt (29:55) Why a time audit works like tracking your spending (31:17) Why your worth is not tied to productivity (33:20) A simple way to start planning more realistically (34:20) The recurring tasks quietly consuming your time (35:48) How to understand your real time budget (37:29) Why time and money management are so similar (37:39) Who Megan helps with time management (38:19) Where to find Megan Sumrell (39:05) Why you cannot build a calm life on a schedule that ignores you 🔗 Connect with Megan Website: https://www.thepinkbee.com (https://www.thepinkbee.com) Instagram: https://www.instagram.com/megansumrell/ (https://www.instagram.com/megansumrell/) YouTube: https://www.youtube.com/@the_pink_bee (https://www.youtube.com/@the_pink_bee) Resources: The Pink Bee app, available in Google Play and the App Store 🔗 Connect with Linda Website: https://www.LindaGriz.com (https://www.LindaGriz.com) Instagram: https://www.instagram.com/lindagrizely (https://www.instagram.com/lindagrizely) Facebook: https://www.facebook.com/thelindagrizely (https://www.facebook.com/thelindagrizely) LinkedIn: https://www.linkedin.com/in/linda-grizely (https://www.linkedin.com/in/linda-grizely) YouTube: https://www.youtube.com/@LindaGrizely (https://www.youtube.com/@LindaGrizely) TikTok: https://www.tiktok.com/@lindagrizely (https://www.tiktok.com/@lindagrizely) Resources: https://www.lindagriz.com/resources (https://www.lindagriz.com/resources) ℹ️ Disclosures Real Money, Real Life® is hosted & produced by Linda Grizely Ventures, LLC. Linda Grizely, CFP®, is an Investment Adviser Representative of Nectarine Financial, Inc., an SEC-registered investment adviser. Linda Grizely Ventures, LLC is separate from & unaffiliated w/ Nectarine. The views expressed on this podcast are those of the individuals expressing them & do not necessarily reflect the views of Linda Grizely, Linda Grizely Ventures, LLC, or Nectarine. Guests may express opinions or discuss strategies that are their own & should not be considered recommendations or personalized advice. This podcast is provided for informational, educational, & entertainment purposes only & should not be construed as personalized investment advice or a solicitation to buy or sell any securities or financial products. Listeners should consult their own financial, legal, or tax professionals regarding their specific situation. For additional disclosures, please visit: https://hellonectarine.com & https://www.lindagriz.com/disclaimers

2. 

   13 Oct 2026

   When Money Walks Into Work: How Financial Stress Affects Your Career | Ep 62

   Financial stress doesn't stay at home when you go to work. It can affect your focus, confidence, career decisions, and even the opportunities you're willing to pursue. On Real Money, Real Life®, Linda Grizely, CFP®, answers a listener's question: How does our personal relationship with money affect us at work, and what can we do about it? The answer goes beyond how much money you earn. Your money history, money personality, financial responsibilities, and sense of security can influence how you respond to workplace uncertainty and make decisions about your career. Linda explains why two employees can experience the same workplace situation very differently, how financial pressure can show up in behavior, and why a bigger paycheck doesn't always resolve the underlying stress. You'll also hear practical ways to identify what's creating your financial pressure, work with your money personality, and discover employee benefits you may already have access to but aren't using. Whether you're an employee making career decisions or a leader trying to understand your people, recognizing the connection between money and work is an important place to start. 💡 We talk about: How personal financial stress affects focus, behavior, and career decisions Why your money personality influences how you handle workplace uncertainty How to recognize whether financial pressure is driving a job or salary decision Where to find financial wellness resources through your employer 🕒 Timestamps (00:00) Why financial stress follows you to work (01:42) How does your relationship with money affect your job? (03:40) The hidden signs of financial stress at work (05:48) How money history and personality shape decisions (07:32) Five money personalities facing workplace uncertainty (12:35) Why income and financial well-being are not the same (16:08) Research on employee financial stress and productivity (17:52) Why workplace behavior doesn't tell the whole story (19:28) What financial problem are you asking your career to solve? (22:31) How to identify and address financial pressure (25:26) Employee assistance programs and overlooked benefits (27:24) Why financial education doesn't always lead to action (30:00) One practical step to take with your workplace benefits (32:06) How to submit your money question 📊 Research Mentioned Morgan Stanley at Work, 2026 State of the Workplace Financial Benefits Study: https://www.morganstanley.com/atwork/articles/state-of-workplace-financial-benefits-study 🎤 Send Linda Your Money Question Have a money question you've been Googling, avoiding, or overthinking? Leave a voice message, and your question may become the topic of a future Real Money, Real Life® episode. https://www.speakpipe.com/rmrl 💰 Find Your Money Personality Discover more about your natural tendencies with money. Find the money personality quiz on Linda's website. https://www.lindagriz.com 🔗 CONNECT WITH LINDA Website: https://www.LindaGriz.com Instagram: https://www.instagram.com/lindagrizely Facebook: https://www.facebook.com/thelindagrizely LinkedIn: https://www.linkedin.com/in/linda-grizely YouTube: https://www.youtube.com/@LindaGrizely TikTok: https://www.tiktok.com/@lindagrizely Resources: https://www.lindagriz.com/resources 🎤 WORKPLACE FINANCIAL WELLNESS SPEAKING Bring the conversation about financial stress, employee behavior, and workplace performance to your organization. https://www.lindagriz.com/speaking ℹ️ DISCLOSURES Real Money, Real Life® is hosted & produced by Linda Grizely Ventures, LLC. Linda Grizely, CFP®, is an Investment Adviser Representative of Nectarine Financial, Inc., an SEC-registered investment adviser. Linda Grizely Ventures, LLC is separate from & unaffiliated w/ Nectarine. The views expressed on this podcast are those of the individuals expressing them & do not necessarily reflect the views of Linda Grizely, Linda Grizely Ventures, LLC, or Nectarine. Guests may express opinions or discuss strategies that are their own & should not be considered recommendations or personalized advice. This podcast is provided for informational, educational, & entertainment purposes only & should not be construed as personalized investment advice or a solicitation to buy or sell any securities or financial products. Listeners should consult their own financial, legal, or tax professionals regarding their specific situation. For additional disclosures, please visit: https://hellonectarine.com & https://www.lindagriz.com/disclaimers

3. 

   6 Oct 2026

   The Great Wealth Transfer: What Women Need to Know Before the Money Comes with Halle Eavelyn | Ep 61

   How can women prepare for the Great Wealth Transfer before the money actually arrives? On the Real Money, Real Life® podcast, Linda Grizely and wealth coach Halle Eavelyn look beyond the enormous dollar figures and focus on the women who may suddenly find themselves managing assets, making financial decisions, or becoming the primary decision-maker. Preparation starts before an inheritance arrives. Understanding your finances, participating in decisions, questioning old money beliefs, and taking small actions now can make it easier to handle greater responsibility later. What if your spouse has always managed the money? What if you inherit wealth but do not feel confident enough to make decisions with it? Linda Grizely and Halle discuss financial agency, inherited money patterns, the discomfort some women feel receiving or holding wealth, and why confidence grows through participation and action. They also explore the "good girl" messages women may carry about money and the importance of becoming more comfortable with financial power. The Great Wealth Transfer is not only about receiving money. It is about being ready to understand your choices, participate in decisions, and trust yourself when greater financial responsibility arrives. 💡 We talk about: Prepare for inherited wealth before the responsibility arrives Build financial confidence by participating in money decisions now Recognize inherited beliefs that may affect how you receive and manage money Take small steps toward greater financial agency and independence 🎤 Send Linda Your Money Question https://www.speakpipe.com/rmrl (https://www.speakpipe.com/rmrl) 🕒 Timestamps (00:00) How women can prepare for the Great Wealth Transfer (02:01) How Halle became focused on women and wealth (04:48) Why women may be unprepared for the Great Wealth Transfer (05:23) What the Great Wealth Transfer actually means (09:22) What happens when women suddenly become financial decision-makers (10:16) Why women may change financial advisors after inheriting wealth (12:34) How greater wealth can create greater financial power (13:08) Challenging beliefs that money is bad or greedy (15:22) Why the Great Wealth Transfer matters even without a large inheritance (19:53) Practical ways women can build financial confidence now (21:12) Start with financial education, then take action (23:23) Why paying attention to money matters (28:59) "Good girl" money patterns that can hold women back (29:23) Why putting yourself first financially is not selfish (32:36) Why some women still do not feel financially safe (34:45) Why receiving wealth can feel uncomfortable (35:50) Your money comfort zone and "money ceiling" (38:32) Using curiosity to move beyond financial fear (39:31) Believing a bigger financial future is possible (40:52) Outside voices and the voices inside your head (42:03) A simple way to respond to limiting thoughts (44:15) Why old financial messages may no longer fit your life (45:34) Preparing for financial responsibility before it arrives (45:48) Where to find Halle Eavelyn 🔗 Connect with Halle Website: https://halleeavelyn.com (https://halleeavelyn.com) LinkedIn: https://www.linkedin.com/in/eavelyn/ (https://www.linkedin.com/in/eavelyn/) Facebook: https://www.facebook.com/eavelyn/ (https://www.facebook.com/eavelyn/) Instagram: https://www.instagram.com/halle.eavelyn/ (https://www.instagram.com/halle.eavelyn/) YouTube: https://youtube.com/@halleeavelyn (https://youtube.com/@halleeavelyn) Resources: https://hallemoney.com (https://hallemoney.com) Additional Resources: https://hallewealth.com (https://hallewealth.com) 🔗 Connect with Linda Website: https://www.LindaGriz.com (https://www.LindaGriz.com) Instagram: https://www.instagram.com/lindagrizely (https://www.instagram.com/lindagrizely) Facebook: https://www.facebook.com/thelindagrizely (https://www.facebook.com/thelindagrizely) LinkedIn: https://www.linkedin.com/in/linda-grizely (https://www.linkedin.com/in/linda-grizely) YouTube: https://www.youtube.com/@LindaGrizely (https://www.youtube.com/@LindaGrizely) TikTok: https://www.tiktok.com/@lindagrizely (https://www.tiktok.com/@lindagrizely) Resources: https://www.lindagriz.com/resources (https://www.lindagriz.com/resources) ℹ️ Disclosures Real Money, Real Life® is hosted & produced by Linda Grizely Ventures, LLC. Linda Grizely, CFP®, is an Investment Adviser Representative of Nectarine Financial, Inc., an SEC-registered investment adviser. Linda Grizely Ventures, LLC is separate from & unaffiliated w/ Nectarine. The views expressed on this podcast are those of the individuals expressing them & do not necessarily reflect the views of Linda Grizely, Linda Grizely Ventures, LLC, or Nectarine. Guests may express opinions or discuss strategies that are their own & should not be considered recommendations or personalized advice. This podcast is provided for informational, educational, & entertainment purposes only & should not be construed as personalized investment advice or a solicitation to buy or sell any securities or financial products. Listeners should consult their own financial, legal, or tax professionals regarding their specific situation. For additional disclosures, please visit: https://hellonectarine.com & https://www.lindagriz.com/disclaimers

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