Taking the guesswork (and boredom) out of construction costs, rebuild valuations, and insurance risks. Hosted by Andy, a Chartered Quantity Surveyor with 35+ years experience, and Brett, a master stonemason and engineer. Together, they built tech platform C3IQ to help the insurance industry get it right. Each episode breaks down construction and insurance trends - rising costs, regulations, industry blind spots - in plain English, with a few laughs along the way. No jargon. No fluff. Just straight-talking insight. For insurers, brokers, builders, or anyone wanting the truth behind the numbers.
The insurance market is shifting and signs have started to point to a hardening market by year's end, with major Insurers already signalling rate increases. In this episode, Andy and Brett unpack what that means for property owners: why under-insurance risk doesn't disappear just because premiums are low, how construction costs are climbing again despite a slow housing market, and why waiting too long between Rebuild Valuations can leave clients exposed.They also cover the labour and materials pressures reshaping build costs, from skilled trades moving to Australia to global material demand spikes. A practical, grounded conversation for anyone advising clients on insurance and rebuild risk right now.
25 Aug 2026
Underinsurance Becomes A Banking Risk
Andy and Brett sit down to unpack a recent industry report on underinsurance in New Zealand, and what it reveals about the state of residential cover across the country.They work through the gap between non-insurance and underinsurance, what actually happens when an underinsured property is hit by a major event, and why economic conditions like recessions and softer premiums can shift how many people stay properly covered. The conversation closes on a shift worth watching: banks increasingly treating underinsurance as a risk to their own lending, not just a homeowner's problem, and what that means for anyone renewing or taking out a mortgage.
21 Jul 2026
Why Rebuild Value Isn't Market Value: A discussion with NZI
Our Founder, Andy Thomson sits down with Nick Sollitt, Executive Manager of Personal Lines at NZI, whose 27-year career with the company has spanned claims, earthquake recovery work, and now leading the personal lines business. They talk through the story behind Distinction, NZI's product for high-value and complex homes, why a proper Rebuild Valuation can uncover shortfalls Insurers only otherwise find at claim time, and why the responsibility for getting Sum Insured right is shared across the industry, not just the customer. The conversation also touches on the mix of clients turning to contents-only cover, and a decades-old insurance ad that's stuck with Andy ever since he first saw it.
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
YouTube views
6,973
Score snapshot 15 Sept 2025
Podcast Authority Score: 32 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
36
Social presence
0
YouTube
68
Engagement
0
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