This podcast is dedicated to helping homeowners pay off their home faster using a Home Equity Line of Credit and to pay way less mortgage interest than with the traditional 15 and 30 year mortgages they are sold. Sound too good to be true? Maybe. All we ask is you listen in as your podcast host Matt Workman talks with HELOC expert Michael Lush on the different aspects of how this strategy works and why the banks don’t want you to know about it. Each episode will share more details about using a HELOC as well as featured success stories from clients of Replace Your Mortgage. If you have a mortgage and you have looked at your principal not really lowering as fast as you would like, there is a reason for that. We cover how the debt cycle with mortgages keeps repeating itself and leaves the borrower paying double for their house and in debt until retirement age. If you want to pay off your biggest debt and be able to spend more time with your family, this podcast is for you.
#106 - The Tax Strategies The Wealthy Use That Most People Never Learn | Rondi Lambeath
93% of American business owners pay more in tax than the law requires. Taxation strategist Rondi Lambeath has spent 37 years closing that gap for entrepreneurs, real estate investors, and some of the most recognized names in business. Last year he paid $71 in income tax on income that would have generated over a million dollars through a standard CPA structure.
In this episode:
CPA vs taxation strategist: why most business owners only have one when they need both
The 831b: how to shelter up to $3 million a year in a business retirement vehicle accessible after two weeks
How to legally employ your children through your LLC and pull up to $90,500 a year out tax free
The Augusta Rule, IRC 280A: how to rent your home to your own LLC for up to 14 days a year with zero income tax
The irrevocable trust change that went into effect January 1st 2025 and why business owners are about to feel it
Own nothing, control everything: what Rockefeller meant and how it applies to your corporate structure today
Why a fully paid off house in your personal name makes you a more visible target in litigation
Rondi’s personal story: three arteries ruptured, a moment on the operating table, and a decision to make this knowledge available to everyone
Connect with Rondi
Instagram: https://www.instagram.com/rondilambeth?igsh=NTllMTM3Z3MxcHR0 (https://www.instagram.com/rondilambeth?igsh=NTllMTM3Z3MxcHR0)
YouTube: https://youtube.com/@rondilambeth?si=TKAobb3kZYPzRg4G (https://youtube.com/@rondilambeth?si=TKAobb3kZYPzRg4G)
TikTok: https://www.tiktok.com/@rondilambeth?_r=1&_t=ZS-97QI6b6MB5W (https://www.tiktok.com/@rondilambeth?_r=1&_t=ZS-97QI6b6MB5W)
✅Additional Resources:
🌐 https://rondilambeth.com/ (https://rondilambeth.com/)
👉 Watch the RYM Strategy Breakdown & See If You Qualify
Discover whether this math-based strategy can help you pay off your home years faster—using your current income.
🔗 https://rym.replaceyouruniversity.com/how-it-works (https://rym.replaceyouruniversity.com/how-it-works)
📚 Learn More from Replace Your University
Instagram: https://www.instagram.com/the_realryu (https://www.instagram.com/the_realryu)
Facebook: https://www.facebook.com/share/1D6CTSgF5f/?mibextid=wwXIfr
TikTok: https://www.tiktok.com/@replaceyourmortgage (https://www.tiktok.com/@replaceyourmortgage)
Visit our website: https://replaceyouruniversity.com/
Check out more tips and strategies on our YouTube channel: https://youtube.com/@replaceyouruniversity (https://youtube.com/@replaceyouruniversity)
About Replace Your University
Replace Your University helps homeowners apply a proven, math-driven approach to paying off their home faster. Our flagship Replace Your Mortgage (RYM) strategy has helped thousands of families learn to reduce interest, shorten payoff timelines, and regain financial control.
25 Jun 2026
#105 - The Truth About Al: It's Not Replacing You, People Using It Are | Brad Lea
Brad Lea built multiple companies from nothing, hosts a top 0.1% podcast globally, and dropped out of high school at 16. In this episode he sits down with Michael Lush to talk about what actually separates people who build something from people who stay exactly where they are.
In this episode:
Why most people stay stuck and what the real differentiator actually is
Build a business or buy one? Brad's honest answer after doing both
AI, Lightspeed VT, and why the threat isn't the technology but the person using it while you wait
How Brad turned 20 months of work into 20 minutes using AI
Entrepreneurship, risk tolerance, and why burning your ships isn't always the move
Mindset, skillset, and habits: the three things Brad believes determine every outcome
Faith, free will, and why choices matter more than circumstances ever will
🔗 Connect with Brad
Instagram: https://www.instagram.com/therealbradlea?igsh=M3BnczZqaXM1cXdo (https://www.instagram.com/therealbradlea?igsh=M3BnczZqaXM1cXdo)
YouTube: https://youtube.com/@therealbradlea?si=zTnlXI1k0Z-_4DV6 (https://youtube.com/@therealbradlea?si=zTnlXI1k0Z-_4DV6)
TikTok: https://www.tiktok.com/@therealrealbradlea?_r=1&_t=ZS-97QITYXrQ0t (https://www.tiktok.com/@therealrealbradlea?_r=1&_t=ZS-97QITYXrQ0t)
✅Additional Resources:
🌐 https://lightspeedvt.com/ (https://lightspeedvt.com/)
🌐 https://share.google/QdEW85lhUA0WFQlMQ (https://share.google/QdEW85lhUA0WFQlMQ)
👉 Watch the RYM Strategy Breakdown & See If You Qualify
Discover whether this math-based strategy can help you pay off your home years faster—using your current income.
🔗 https://rym.replaceyouruniversity.com/how-it-works (https://rym.replaceyouruniversity.com/how-it-works)
📚 Learn More from Replace Your University
Instagram: https://www.instagram.com/the_realryu (https://www.instagram.com/the_realryu)
Facebook: https://www.facebook.com/share/1D6CTSgF5f/?mibextid=wwXIfr
TikTok: https://www.tiktok.com/@replaceyourmortgage (https://www.tiktok.com/@replaceyourmortgage)
Visit our website: https://replaceyouruniversity.com/
Check out more tips and strategies on our YouTube channel: https://youtube.com/@replaceyouruniversity (https://youtube.com/@replaceyouruniversity)
About Replace Your University
Replace Your University helps homeowners apply a proven, math-driven approach to paying off their home faster. Our flagship Replace Your Mortgage (RYM) strategy has helped thousands of families learn to reduce interest, shorten payoff timelines, and regain financial control.
16 Sept 2025
Funds of Freedom: Fighting Trafficking, Serving Veterans, and Impacting Lives
This episode of the Replace University Podcast takes a different direction from our usual financial strategies. Michael Lush and the team introduce Funds of Freedom, a new faith-rooted nonprofit dedicated to tackling some of the darkest realities in our world today—sex trafficking, veteran support, and helping families in crisis.
You’ll hear the heart behind this mission, why freedom is at the center of everything we do, and how Funds of Freedom will operate differently than most charities—staying lean, transparent, and focused on putting resources directly into the hands of those in need.
From supporting organizations that rescue and restore victims of trafficking, to stepping in after natural disasters when communities are most vulnerable, to even paying off mortgages for struggling families—Funds of Freedom was created to be a light in dark places.
This conversation goes deep into faith, calling, and the responsibility we all share to use our blessings to bless others. Whether you can give financially, volunteer your time, or simply join us in prayer, you’ll see how you can be part of this mission.
Learn more and get involved at: fundsoffreedom.com (http://fundsoffreedom.com/)
Free Video: How Thousands of Families Are Accelerating Their Mortgage Payoff — Often in 5–7 Years — Using a Smarter Strategy with Their Current Incomehttps://bit.ly/4fM8wxU (https://bit.ly/4fM8wxU)
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
YouTube views
38,738,249
Score snapshot 15 Sept 2025
Apple Podcasts (US)
4.7 / 5
9 ratings
Spotify
5.0 / 5
6 ratings
Podcast Authority Score: 91 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
90
Social presence
97
YouTube
93
Engagement
92
Contact Replace Your University
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