Retire Early, Retire Now!

About Retire Early, Retire Now!

This is a Podcast to help people retire early and help people retire now. Financial Planning topics will be covered and explained so you can plan and retire with confidence.

Publisher

Hunter Kelly

Category

business · business

Language

en

Explicit

No

First episode

21 Sept 2023

Latest episode

5 May 2026

Latest episodes

92 of 125 episodes have a transcript.

1. 

   5 May 2026TRANSCRIPT

   Should You Use Cash, Debt, or Investments for a Big Purchase?

   Send us Fan Mail When Cash Feels Safer Than the Market: Funding Big Projects, Managing Risk, and Avoiding Tax Traps Hunter Kelly discusses a client case (names changed) involving Mark and Lauren, who earn just over $300,000, have nearly $1 million in retirement savings, and $100,000 cash while considering a $175,000–$180,000 pool project. They explored HELOC/pool loans but were uncomfortable with added debt, so they chose to delay until Mark’s July bonus and retention payment arrive, includi...

2. 

   21 Apr 2026TRANSCRIPT

   How to Use the Next 10 Years to Create More Freedom

   Send us Fan Mail Using Your 40s to Build Financial Flexibility Over the Next 10 Years Hunter Kelly explains how many families in their 40s can use the next decade to build flexibility and freedom, using a real planning conversation with newly married mid‑40s clients Sarah and David. With about $240,000 household income and roughly $900,000 in retirement assets, they aim to stay in their home about 10 years, take an annual meaningful trip, eventually relocate to a cheaper rural area, and give...

3. 

   31 Mar 2026

   Why Traditional Retirement Investing Fails Early Retirees

   Send us Fan Mail Early Retirement Investing: Why the 65+ Playbook Doesn’t Apply at 50 Hunter Kelly answers a listener question about whether early retirees should shift from equities to bonds in their 40s, explaining that traditional retirement rules don’t automatically apply when retiring at 50–55 because the portfolio may need to last 30–40 more years. Using a client example (Tyler and Mary, mid-40s, $400–$450k income, $1.5M mostly in retirement accounts), he highlights that the biggest ri...

Inside a recent episode

Should You Use Cash, Debt, or Investments for a Big Purchase?

Published 5 May 2026 · Transcript excerpt

[…] What am I giving up to pay this extra interest or have this monthly payment? Right. Liquidity is not just about having cash. It's about maintaining flexibility and flexibility is one of the main pillars of what we talk about in this podcast. This is a big reason why I'm into financial planning to help families so that they have that financial flexibility. Right. And so in Mark and Lauren's case, this decision they landed on was to wait. Right. Mark has a large annual bonus expected to come in July. He also has a second retention payment expected. I guess what had happened is that he had some health issues late in the year last year. […]

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

5.0 / 5

22 ratings

Spotify

4.8 / 5

19 ratings

Podcast Authority Score: 64 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

80

Social presence

91

YouTube

0

Engagement

77

Contact Retire Early, Retire Now!

Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

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