Retirement Income School - Safe Money Solutions to Retire Financially Relaxed

About Retirement Income School - Safe Money Solutions to Retire Financially Relaxed

Welcome to Retirement Income School™ podcast — where you'll get the retirement education you wish they had taught in school! This podcast is designed for people nearing retirement or already retired who want clear, trustworthy guidance on how to protect what they’ve built, reduce taxes, and create reliable income they can’t outlive — without speculation or guesswork. Hosted by Dr. Amanda Barrientez, PhD, RICP®, RSSA®, retirement income strategist and founder of Retirement Solutions Financial™, the show blends real-world planning experience with advanced retirement education. Dr. Amanda is a Member of the Ed Slott Elite Advisor Group, an IBC Practitioner, and a Court of the Table producer — credentials that reflect deep specialization in retirement income, tax strategy, and safe-money planning. Each episode breaks down complex retirement topics into plain English and practical strategies, so you can make confident decisions about your money and your future. 𝗜𝗻 𝗪𝗲𝗲𝗸𝗹𝘆 𝗘𝗽𝗶𝘀𝗼𝗱𝗲𝘀, 𝗬𝗼𝘂’𝗹𝗹 𝗟𝗲𝗮𝗿𝗻: • How to protect your retirement savings from market volatility • The truth about annuities, whole life insurance, and long-term care planning • How to create a guaranteed lifetime income using safe-money strategies • Social Security timing strategies to help maximize lifetime benefits • Smart, legal ways to reduce taxes in retirement • How to plan for legacy, beneficiaries, and estate efficiency • The biggest threats to retirement income — and how to avoid them Subscribe now and start building the retirement you deserve! ////////// 📅 Schedule a 1:1 Retirement Income Consult with Dr. Amanda: https://calendly.com/rsf-dramanda/initial-consultation 💰 Join Us in the Retirement Income School™: www.RetirementIncome.School 📽️ Watch Retirement Income School™ Content on YouTube: www.youtube.com/@RetirementIncomeSchool 💰 Watch The Guaranteed Income Blueprint™: www.retirementsolutionsfinancial.com/guaranteed-income-blueprint /////////// 𝗖𝗼𝗻𝘁𝗮𝗰𝘁 𝗗𝗿. 𝗔𝗺𝗮𝗻𝗱𝗮: Email: DrAmanda@RetirementSolutionsFinancial.com Phone: 1-866-444-2997 LinkedIn: www.linkedin.com/in/retirementincomeschool 𝗔𝗯𝗼𝘂𝘁 𝗗𝗿. 𝗔𝗺𝗮𝗻𝗱𝗮 𝗕𝗮𝗿𝗿𝗶𝗲𝗻𝘁𝗲𝘇 | 𝗣𝗵𝗗, 𝗥𝗜𝗖𝗣®, 𝗥𝗦𝗦𝗔®, 𝗡𝗣𝗡 #𝟭𝟵𝟰𝟲𝟬𝟰𝟯𝟲: Dr. Amanda is the founder of Retirement Solutions Financial™ and creator of the Retirement Income School™. After losing her father and helping her mom navigate retirement, she felt called to help others avoid the stress and confusion of planning alone. She specializes in safe money strategies using dividend-paying whole life insurance, fixed index annuities, long-term care coverage and social security claiming strategy. Her mission? To help you protect your wealth and enjoy a secure, stress-free retirement with confidence. ------------ DISCLAIMER: The information in this video is provided for general educational purposes only and does not constitute financial, legal, or tax advice. Retirement Income School™ and Dr. Amanda Barrientez do not provide individual investment recommendations. Always consult with a licensed advisor or tax professional before implementing any strategy discussed.

Publisher

Dr. Amanda Barrientez | PhD, RICP®, RSSA®, NPN #19460436

Category

business · business · education

Language

en

Explicit

No

First episode

18 Apr 2025

Latest episode

22 Oct 2026

Latest episodes

54 episodes in the feed.

1. 

   22 Oct 2026

   54. How to Turn Your $500K TSP into Lifetime Monthly Income

   Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda: calendly.com/rsf-dramanda/initial-consultation (https://calendly.com/rsf-dramanda/initial-consultation) 🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool (https://www.youtube.com/@RetirementIncomeSchool) ✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog (https://www.retirementsolutionsfinancial.com/blog) //////// 54. How to Turn Your $500K TSP into Lifetime Monthly Income You’ve built $500,000 in your Thrift Savings Plan—but how do you turn those savings into monthly retirement income? In this episode of Retirement Income School™, Dr. Amanda explores how a fixed indexed annuity with a lifetime income rider could fit into a federal retiree’s income plan. Follow a $500,000 illustration to see how age, income start date, and spousal coverage affect potential payouts. Learn how to compare TSP and outside annuity options, evaluate fees and withdrawal restrictions, and consider using a portion of your TSP to help build your retirement income floor. Lesson Mentioned: Hybrid Pension Explained: What $500K Really Buys (https://youtu.be/ifIA4xFUpE8) Timestamps: 00:00 Turning your TSP savings into lifetime income 01:00 TSP basics and retirement income options 02:00 How a TSP rollover and income rider work 03:00 Principal protection and lifetime withdrawals 04:00 The $500,000 illustration: Meet Sam and Sally 05:00 How delaying income affects illustrated payouts 06:00 Comparing carriers, guarantees, and contract features 07:00 Five potential benefits and liquidity considerations 08:00 Beneficiary provisions and your overall income plan 09:00 Building an income floor with a partial TSP rollover 10:00 Comparing TSP and outside annuity options 11:00 Taxes, early withdrawal rules, and annuity costs 12:00 Key takeaways and booking a Q&A call 13:00 Educational disclaimer 📅 Want to Find Out More?: Schedule a Q&A Call with Dr. Amanda (https://calendly.com/rsf-dramanda/initial-consultation) 💰 Join Us in the Retirement Income School™: www.RetirementIncome.School (https://www.retirementincome.school) 📽️ Watch Retirement Income School™ Content on YouTube: www.youtube.com/@RetirementIncomeSchool (https://www.youtube.com/@RetirementIncomeSchool) 💰 Watch The Guaranteed Income Blueprint™: www.retirementsolutionsfinancial.com/guaranteed-income-blueprint (https://www.retirementsolutionsfinancial.com/guaranteed-income-blueprint) 📬 Contact Dr. Amanda: Email: DrAmanda@RetirementSolutionsFinancial.com LinkedIn: @RetirementIncomeSchool (https://www.linkedin.com/company/retirementincomeschool) About Dr. Amanda Amanda Barrientez | PhD, RICP®, RSSA®, NPN #19460436 IBC Practitioner®, Ed Slott's IRA Advisor Group Member® Court of the Table Member MDRT® Dr. Amanda is the founder of Retirement Solutions Financial™ and creator of the Retirement Income School™. After losing her father and helping her mom navigate retirement, she felt called to help others avoid the stress and confusion of planning alone. She specializes in safe money strategies using dividend-paying whole life insurance, fixed index annuities, long-term care coverage, and Social Security claiming strategy. Her mission? To help you protect your wealth and enjoy a secure, stress-free retirement with confidence. ⚠️ DISCLAIMER The information in this podcast is provided for general educational purposes only and does not constitute financial, legal, or tax advice. Retirement Income School™ and Dr. Amanda Barrientez do not provide individual investment recommendations. Always consult with a licensed advisor or tax professional before implementing any strategy discussed.

2. 

   8 Oct 2026

   53. $500K "Hybrid Pension" Explained: What Retirees Are Really Buying

   Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda: calendly.com/rsf-dramanda/initial-consultation (https://calendly.com/rsf-dramanda/initial-consultation) 🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool (https://www.youtube.com/@RetirementIncomeSchool) ✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog (https://www.retirementsolutionsfinancial.com/blog) //////// 53. $500K "Hybrid Pension" Explained: What Retirees Are Really Buying What are you really buying when you put $500,000 into a “hybrid pension”? In Lesson 53 of Retirement Income School™, Dr. Amanda explains why this marketing term refers to a fixed index annuity with a lifetime income rider—and how it differs from an employer pension. Learn the difference between account value and income base, how lifetime income is calculated, and the trade-offs involving fees, liquidity, growth limits, and inflation. A hypothetical $500,000 example compares starting income now versus waiting and choosing single-life versus joint-life payments to help you understand where this approach may fit in a retirement plan. Timestamps: 00:00 – Introduction: What is a “hybrid pension”? 01:00 – Fixed index annuities and lifetime income riders 02:00 – Pension envy and protection against outliving your money 03:00 – Two phases: Accumulation and lifetime income 04:00 – Account value vs. income base 05:00 – Funding with retirement accounts or after-tax savings 06:00 – Trade-offs: Surrender periods and rider fees 07:00 – Growth limits, inflation, and access to funds 08:00 – Who might benefit? Understanding your income gap 09:00 – Paychecks, playchecks, and other income needs 10:00 – Three questions to ask before buying 11:00 – $500,000 hypothetical example: Immediate vs. deferred income 12:00 – Comparing deferral periods and single-life payouts 13:00 – How timing and joint-life coverage affect income 14:00 – Lesson recap and next steps 15:00 – Book a Q&A Call and educational disclaimer 📅 Want to Find Out More?: Schedule a Q&A Call with Dr. Amanda (https://calendly.com/rsf-dramanda/initial-consultation) 💰 Join Us in the Retirement Income School™: www.RetirementIncome.School (https://www.retirementincome.school) 📽️ Watch Retirement Income School™ Content on YouTube: www.youtube.com/@RetirementIncomeSchool (https://www.youtube.com/@RetirementIncomeSchool) 💰 Watch The Guaranteed Income Blueprint™: www.retirementsolutionsfinancial.com/guaranteed-income-blueprint (https://www.retirementsolutionsfinancial.com/guaranteed-income-blueprint) 📬 Contact Dr. Amanda: Email: DrAmanda@RetirementSolutionsFinancial.com LinkedIn: @RetirementIncomeSchool (https://www.linkedin.com/company/retirementincomeschool) About Dr. Amanda Amanda Barrientez | PhD, RICP®, RSSA®, NPN #19460436 IBC Practitioner®, Ed Slott's IRA Advisor Group Member® Court of the Table Member MDRT® Dr. Amanda is the founder of Retirement Solutions Financial™ and creator of the Retirement Income School™. After losing her father and helping her mom navigate retirement, she felt called to help others avoid the stress and confusion of planning alone. She specializes in safe money strategies using dividend-paying whole life insurance, fixed index annuities, long-term care coverage, and Social Security claiming strategy. Her mission? To help you protect your wealth and enjoy a secure, stress-free retirement with confidence. ⚠️ DISCLAIMER The information in this podcast is provided for general educational purposes only and does not constitute financial, legal, or tax advice. Retirement Income School™ and Dr. Amanda Barrientez do not provide individual investment recommendations. Always consult with a licensed advisor or tax professional before implementing any strategy discussed.

3. 

   24 Sept 2026

   52. Mean Annuity Comments: What They Get Right—and Wrong

   Like what you heard in this episode? 🗓️ Schedule a Retirement Income Q&A call with Dr. Amanda: calendly.com/rsf-dramanda/initial-consultation (https://calendly.com/rsf-dramanda/initial-consultation) 🎥 The YouTube version of this video is here: www.youtube.com/@RetirementIncomeSchool (https://www.youtube.com/@RetirementIncomeSchool) ✍🏼 The Blog Version of this video is here: www.retirementsolutionsfinancial.com/blog (https://www.retirementsolutionsfinancial.com/blog) //////// 52. Mean Annuity Comments: What They Get Right and Wrong Are annuities a scam, or can they serve a useful purpose in retirement? In this lesson of Retirement Income School™, I take common criticisms from viewer comments and look at the questions behind them. We’ll cover fees and tradeoffs, access to your money, how lifetime income riders work, inflation, and what backs an insurer’s guarantees. I’ll also compare MYGAs, fixed indexed annuities, and index funds so you can better understand where each might fit—and what to ask before making a decision. Other Videos Referenced in This Lesson: Why the 4% Rule Falls Short (https://youtu.be/JeD0aQvtu_0) Are Insurance Companies Safe for Retirement Income? (https://youtu.be/2A9WboIV53I) Timestamps: 00:00 Why annuities draw strong opinions 02:49 What annuities really cost 07:15 Surrender charges and access to your money 08:10 Is annuity income just your own money? 10:15 Inflation and the 4% rule 12:40 Planning income for now, later, and ongoing needs 14:25 Who backs an annuity guarantee? 17:50 MYGAs, fixed indexed annuities, and index funds 19:34 Should you buy an annuity? 22:00 Questions to guide your decision 📅 Want to Find Out More?: Schedule a Q&A Call with Dr. Amanda (https://calendly.com/rsf-dramanda/initial-consultation) 💰 Join Us in the Retirement Income School™: www.RetirementIncome.School (https://www.retirementincome.school) 📽️ Watch Retirement Income School™ Content on YouTube: www.youtube.com/@RetirementIncomeSchool (https://www.youtube.com/@RetirementIncomeSchool) 💰 Watch The Guaranteed Income Blueprint™: www.retirementsolutionsfinancial.com/guaranteed-income-blueprint (https://www.retirementsolutionsfinancial.com/guaranteed-income-blueprint) 📬 Contact Dr. Amanda: Email: DrAmanda@RetirementSolutionsFinancial.com LinkedIn: @RetirementIncomeSchool (https://www.linkedin.com/company/retirementincomeschool) About Dr. Amanda Amanda Barrientez | PhD, RICP®, RSSA®, NPN #19460436 IBC Practitioner®, Ed Slott's IRA Advisor Group Member® Court of the Table Member MDRT® Dr. Amanda is the founder of Retirement Solutions Financial™ and creator of the Retirement Income School™. After losing her father and helping her mom navigate retirement, she felt called to help others avoid the stress and confusion of planning alone. She specializes in safe money strategies using dividend-paying whole life insurance, fixed index annuities, long-term care coverage, and Social Security claiming strategy. Her mission? To help you protect your wealth and enjoy a secure, stress-free retirement with confidence. ⚠️ DISCLAIMER The information in this podcast is provided for general educational purposes only and does not constitute financial, legal, or tax advice. Retirement Income School™ and Dr. Amanda Barrientez do not provide individual investment recommendations. Always consult with a licensed advisor or tax professional before implementing any strategy discussed.

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

62,203

Score snapshot 15 Sept 2025

Apple Podcasts (US)

4.2 / 5

5 ratings

Spotify

5.0 / 5

1 ratings

Podcast Authority Score: 65 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

84

Social presence

0

YouTube

85

Engagement

32

Contact Retirement Income School - Safe Money Solutions to Retire Financially Relaxed

Guest appearances

Does not typically book guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

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