Sharper and stronger than a double espresso. The Morning Run stretches your mind and braces you for the business day. It's your fast track into work where you can hit the ground running. From 6am to 10am weekdays, the Morning Run brings you the biggest stories and must-listen-to interviews. Stay enlightened, make educated business and investment decisions.
Borrow money for an asset, that’s good debt. Borrow money for a holiday, that’s bad debt. It sounds simple, but is personal finance ever actually that black and white?
Rajen Devadason, CEO of RD WealthCreation and Licensed Financial Planner with Manulife Investment Management (Malaysia), joins Ringgit and Sense to explain why the line between good and bad debt isn't as clear as we think.
He breaks down the one metric that actually matters and why even solid investments can turn sour. Plus, we look at the psychology of stretching for things we can't afford, and why paying off your home mortgage early might be worth it, even if the math says otherwise.
See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information.
24 Sept 2026
Retirement Risks: Longevity, Health Costs, & Capital
Reaching retirement with a sizable nest egg doesn't guarantee long-term security if longevity, healthcare inflation, and unexpected shocks erode your capital. Wan Saifulrizal Wan Ismail, CEO of AmMetLife Insurance Berhad, joins Ringgit & Sense to discuss why Malaysians need to look beyond capital accumulation and pay closer attention to post-retirement financial risks.
Wan Saifulrizal shares his three-bucket model for managing retirement savings and risk, highlights the practical limits of medical insurance, and offers basic steps to stress-test your finances ahead of retirement.
See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information.
17 Sept 2026
New iPhones, Price Hikes: Is Upgrading Actually Worth It?
As new iPhones hit stores tomorrow, it’s clear that smartphones are getting more expensive. So how should we navigate this as buyers? Alexander Wong, Managing Editor of SoyaCincau, joins Ringgit and Sense to unpack what your money actually buys across today's higher price tiers and where he believes the pricing sweet spot is.
As expected, Apple unveiled its latest hardware lineup last week, featuring the much-anticipated iPhone Duo, Apple’s first foldable iPhone, while a base-model iPhone 18 was notably absent. Pricing has quickly become a primary talking point, with Apple effectively raising the floor price across its lineup. The new iPhone 18 Pro series sees price increases over the previous generation, while the iPhone 17 remains in the lineup at the higher RM4,299 price point rather than receiving a traditional price drop. Driven by global AI demand, an escalating memory shortage, dubbed "Ramageddon", is pushing up smartphone prices across budget, mid-range, and flagship tiers.
Alex evaluates whether ultra-premium foldables like the iPhone Duo justify their price tags, reveals what he believes is the new smartphone sweet spot, and breaks down how memory supply shifts are impacting mid-tier models. Plus, get practical strategies to stretch your tech budget, from trade-ins and certified refurbished devices to protection plans.
See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information.
Who has been a guest on Ringgit and Sense
Names identified in recent episode analyses. Showing up to five guests.
Fung Mei Lin
Linnet Lee
Chee Minh
Khairi Shahrin Arief Baki
Felix Neoh
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
YouTube views
21,618,281
Score snapshot 15 Sept 2025
Apple Podcasts (US)
5.0 / 5
1 ratings
Spotify
4.9 / 5
106 ratings
Podcast Authority Score: 69 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
62
Social presence
0
YouTube
93
Engagement
96
Contact Ringgit and Sense
Guest appearances
Does not typically book guests
Based on episode analysis; this does not confirm that the show is currently accepting guests.
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