Sandwich Bread Pod

About Sandwich Bread Pod

The Sandwich Bread Pod is a podcast for people navigating the complex responsibilities of multigenerational life—caring for parents, raising children, and balancing personal and financial demands that often conflict. Hosted by Tom Kaminski, a Certified Financial Planner™ with 18 years of experience, the show explores the challenges and decisions facing the Sandwich Generation, and offers grounded conversations and perspectives designed to bring clarity, support, and maybe even a laugh during this demanding chapter of life. Sandwich Bread Pod is a production of Twin Robins Capital, LLC. Twin Robins Capital, LLC (“Twin Robins”), is a registered investment adviser with the states of Missouri, Arizona, Georgia, Illinois, Indiana, Kansas, and Virginia, and may only transact business with residents of these states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training.

Publisher

Twin Robins Capital, LLC

Category

business · kids & family · society & culture

Language

en

Explicit

No

First episode

13 Nov 2025

Latest episode

7 Oct 2026

Latest episodes

23 episodes in the feed.

1. 

   7 Oct 2026

   Open Enrollment 2026: Don't Just Click Re-Enroll

   Most people click "re-enroll" and move on. That one click sets your health plan, your HSA, your daycare money, your disability coverage and a good chunk of your retirement savings for the next twelve months. Open enrollment was one of our most downloaded episodes of 2025, so Tom Kaminski, CFP®, is back with the 2026 edition, updated for the 2027 plan year. He walks through the benefits packet in the order it matters: your 401(k) (and the "Frankenstein" allocation most people never fix), how t...

2. 

   22 Sept 2026

   Bear Market, Bears Fan: A Planner's Playbook for When Stocks Tumble

   Nobody can tell you when the next bear market is coming, and anyone who says otherwise is guessing. What you can do is decide ahead of time how you will respond. In this solo episode, Tom Kaminski, CFP®, lifelong Chicago Bears fan, walks through the framework he uses with clients when the stock market falls 20% or more. It starts somewhere unexpected: your job. From there he covers the emergency fund stress test, how the approach changes for young savers, mid-career investors, and people near...

3. 

   8 Sept 2026

   Trump Accounts: Take the $1,000, Then Ask the Harder Question

   The government will put $1,000 into an account for your newborn. That part is easy. The harder question is what, if anything, you put in after that. Trump Accounts launched on July 4, 2026, and they are the first account built specifically to start a child's retirement savings from birth. In this solo episode Tom Kaminski, CFP®, walks through what the account actually is, how to open one step by step, and then gives a planner's framework for deciding where it belongs on your family's priority...

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Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.