Secret Property Club Podcast

About Secret Property Club Podcast

The Secret Property Club helps UK landlords and investors make better decisions. Practical frameworks, deal breakdowns, case studies, updates on market shifts and regulation, with clear “what to do next” guidance. secretpropertyclub.substack.com (https://secretpropertyclub.substack.com?utm_medium=podcast)

Publisher

Secret Property Club

Category

business · education

Language

en

Explicit

No

First episode

29 Mar 2025

Latest episode

23 Sept 2026

Latest episodes

39 episodes in the feed.

1. 

   23 Sept 2026

   Cutting Corners Is The Most Expensive Thing You Do

   Natasha Collins (https://www.linkedin.com/in/natashacollinsncre/) spent sixteen years managing commercial portfolios before she ever put money into her own name. She’s a chartered surveyor, the founder of NC Real Estate (https://ncrealestate.co.uk/), host of the Honest Property Investment Podcast (https://podcasts.apple.com/gb/podcast/honest-property-investment-with-natasha-collins/id1211204441), and author of Confident Commercial Property Investment (https://link.amazon/B08fbFFug). In this session, she walked through the due diligence she runs on every commercial deal, and most of it applies just as much to a landlord with three buy-to-lets as it does to someone buying an office block. Get the book: Confident Commercial Property Investment by Natasha Collins (https://link.amazon/B0dgB1708) Find Natasha: ncrealestate.co.uk (https://ncrealestate.co.uk/) This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit secretpropertyclub.substack.com/subscribe (https://secretpropertyclub.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_2)

2. 

   8 Sept 2026

   What Supported Living Actually Asks of a Landlord

   I sat down with Lisa Brown (https://lisabrown.uk/), founder of the Supported Living Property Network (https://www.supportedlivingproperty.uk/) and host of the Supported Living Property Podcast (https://www.supportedlivingproperty.uk/podcast), to go beyond the “guaranteed rent” pitch most of us have heard about supported living. Lisa came into property from a nursing career, not a property one, and now both develops supported living properties herself and connects investors to the organisations that lease them. What Supported Living Actually Is Supported living sits under the social housing umbrella, but it is specifically for tenants with a support need, not tenants who are there for economic reasons alone. Some tenants need only a few hours a week, such as help registering with a GP or applying for benefits after a period of homelessness. Others need two or three support workers around them twenty-four hours a day to live independently. Every town and city has people who fall somewhere in that range, including people with learning disabilities, people who have experienced homelessness or domestic abuse, and veterans rehabilitating back into independent life. Where To Start Lisa’s own guide to finding providers is free to download (http://supportedlivingproperty.uk/free-guide-for-property-investors) from her website, and her Property Match Service (http://supportedlivingproperty.uk/property-match-service) lets you list a property at no cost so providers can find you directly. Her Supported Living Property Network (http://supportedlivingproperty.uk/the-supported-living-property-network) is the lowest-cost way to go deeper. It’s just £35 a month plus VAT, with courses, monthly training, monthly community events and an annual conference where investors and providers are in the same room. Want More Than The Free Articles? The paid membership gets you past the newsletter. That means: Private coaching sessions with David and Heidi. The full course archive, including the Serviced Accommodation training series. Deal-analysis tools. Direct access to the team when you’re working through a real decision, not just reading about one. If you’re serious about doing this rather than just following along, upgrade to a paid Secret Property Club membership. START HERE (https://secretpropertyclub.substack.com/subscribe) This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit secretpropertyclub.substack.com/subscribe (https://secretpropertyclub.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_2)

3. 

   3 Sept 2026

   The Cost of Getting It Wrong

   Most landlords learn about property tax the expensive way. After the mistake, not before. So this week I sat down with Simon Misiewicz of Optimise Accountants (https://www.optimiseaccountants.co.uk/), a property investor for 25 years and a property tax specialist for 20 of them, to go through the boring, expensive stuff properly. Keywords Making Tax Digital, Landlords, Property Tax, Section 24, Tax Efficiency, Property Investment, HMRC, Tax Relief, Allowable Costs, Incorporation property tax, landlords, tax relief, section 24, incorporation, financial planning, property investment, tax strategies, rental income, tax advice Takeaways Making Tax Digital (MTD) is a new system for tracking income and expenses quarterly. Landlords need to be aware of their gross income, not just profits, for MTD compliance. The threshold for MTD is £50,000 gross income, which includes all rental income. Many landlords mistakenly think their net income is what counts towards MTD. Using a specialist property tax accountant can save landlords money in the long run. Landlords should keep detailed records of repairs and replacements to maximise tax deductions. Section 24 limits mortgage interest relief for landlords, impacting their taxable income. Investing in good accounting software can save time and reduce errors in financial reporting. Landlords should regularly review their finances to avoid surprises at tax time. Understanding tax laws and regulations is crucial for effective property investment. Landlords need to understand the implications of Section 24 on their tax liabilities. Mitigating strategies exist to counteract the impact of tax changes on rental income. Lifestyle changes, such as relocating, can provide tax benefits for landlords. Financial planning is crucial for long-term success in property investment. Many landlords hesitate to seek advice due to perceived costs, but the cost of getting it wrong can be much higher. Embracing mistakes is essential for growth and learning in property investment. Incorporation is not always the best solution for landlords; other strategies may be more beneficial. Understanding allowable costs in property acquisition can significantly impact tax liabilities. Asking the right questions when seeking financial advice can lead to better outcomes. Landlords should focus on the big picture rather than getting lost in small tax hacks. Summary In this conversation, David Oliveira and Simon Misiewicz discuss the implications of Making Tax Digital (MTD) for landlords, emphasising the importance of understanding the difference between gross income and profit for compliance. They explore the challenges posed by Section 24, which limits mortgage interest relief, and provide strategies for tax efficiency in property investment. Simon shares insights on the necessity of using specialised property tax accountants and the benefits of investing in accounting software to streamline financial management. The discussion highlights the need for landlords to stay informed about tax laws and regularly review their finances to maximise deductions and avoid surprises at tax time. In this conversation, Simon Misiewicz discusses the complexities of property tax for landlords, focusing on tax relief, the implications of Section 24, and the potential benefits of incorporating properties into a limited company. He emphasises the importance of financial planning, understanding allowable costs, and seeking specialised advice to navigate the tax landscape effectively. The discussion also highlights the need for landlords to embrace mistakes as learning opportunities and to ask the right questions when seeking financial guidance. Titles Mastering Property Tax: Insights for Landlords Making Tax Digital: What Every Landlord Needs to Know Navigating Section 24: Strategies for Landlords Tax Efficiency for Property Investors: Tips and Tricks The Future of Property Tax: Making Tax Digital Explained Landlord Tax Strategies: Avoiding Common Pitfalls Understanding Your Tax Obligations as a Landlord Maximising Deductions: The Importance of Accurate Record Keeping Sound Bites 00:00 "Landlords need to be aware of their gross income." 39:42 "Investing in good accounting software can save time." 39:50 "Regularly review your finances to avoid surprises." 40:11 "Maximise deductions by keeping detailed records." 40:32 "Incorporation for landlords: Is it right for you?" 40:36 "Mastering property tax is essential for landlords." 43:50 "You could argue this is now a double taxation." 50:40 "Don't let the tax tail whack the dog." 51:10 "The enemy of the great is the good." 56:15 "You have to stretch yourself to grow." 58:22 "It's about allowing yourself to make those mistakes." 58:28 "The cost of getting it wrong." 67:42 "You need to take advice from a specialist." 72:30 "Ask questions where you say, what would you do?" 72:54 "Incorporation may not be the solution." 76:20 "It's the big things that people miss." Chapters 00:00 Understanding Making Tax Digital for Landlords 15:06 Navigating the Implications of Making Tax Digital 29:56 The Impact of Section 24 on Landlords 38:51 Strategies for Tax Efficiency in Property Investment 40:11 Understanding Tax Relief for Landlords 44:16 Mitigating the Impact of Section 24 47:13 Exploring Lifestyle Changes and Tax Benefits 49:41 The Importance of Financial Planning 54:26 Overcoming Financial Barriers to Seeking Advice 57:25 Embracing Mistakes as Learning Opportunities 60:17 The Complexities of Incorporation 64:46 Evaluating the Cost of Incorporation 70:28 Asking the Right Questions for Financial Advice 73:34 Understanding Allowable Costs in Property Acquisition Join the Secret Property Club This is exactly the kind of practical, no-hype breakdown Secret Property Club members get every week. Real numbers, real strategy, nothing sold. If today's episode was useful, a paid membership gets you EVERYTHING on the platform, including Q&As, training courses, guides, spreadsheets, and more. Upgrade now. (https://secretpropertyclub.substack.com/subscribe) This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit secretpropertyclub.substack.com/subscribe (https://secretpropertyclub.substack.com/subscribe?utm_medium=podcast&utm_campaign=CTA_2)

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