Selling Sacramento: Insights from Agent Kee

About Selling Sacramento: Insights from Agent Kee

Sacramento's housing market, decoded weekly — without the panic, hype, or headline noise. Selling Sacramento is the market clarity podcast for first-time buyers, equity sellers, legacy-building homeowners, and agents sharpening their craft. Hosted by Keisha "Agent Kee" Mathews — broker, developer, and real estate economist — pulling from her live 97.5 FM KDEE program with added case studies and deeper analysis you won't hear on air. Expect honest talk on neighborhoods, homeownership, appraisals, financing, equity, and legacy. Your Mission. My Expertise.™ New Wednesdays.

Publisher

Keisha "Agent Kee" Mathews

Category

business

Language

en

Explicit

No

First episode

3 Nov 2019

Latest episode

9 Oct 2026

Latest episodes

175 episodes in the feed.

1. 

   9 Oct 2026

   What Props 1 and 37 Would Mean for Sacramento Homebuyers

   Two housing measures are on your November 3 ballot. Agent Kee explains what Proposition 1 and Proposition 37 would each do, who would qualify, what each would cost, and what remains unknown, so you can decide for yourself. She also shows what a 30-year rate of 7.28 percent, the Freddie Mac average as of October 1, 2026, does to the monthly payment on a Sacramento-area home whose price has barely moved in a year. She walks through what a lender sees in your credit and your debt before you apply. And she explains how to read your 2026–2027 property tax bill, how to tell whether your assessed value deserves a free review, and which deadlines to mark. Figures are as of the October 7, 2026 broadcast. Rates and market data change weekly. Correction note (final, used in the audio intro and the description): Before we get into today's show, I want to make a few clarifications from this week's broadcast. First, Proposition 37 does not require you to be a first-time homebuyer. You must be the first purchaser of a newly built home and meet the program's income and down payment requirements. That means current homeowners may qualify. Second, Proposition 1 would allocate $1.1 billion toward homeownership. And two quick points from our market discussion: In July, homes in Sacramento County and West Sacramento sold, on average, for 98 percent of their original asking price. And when your property's assessed value goes down, your property tax bill may go down as well. Your tax rate stays the same. Accuracy matters, especially when you're making decisions about real estate. My commitment is to give you information you can understand and use. Now, let's get into the show. To talk through your own situation, schedule a time with Kee: Chat with Kee (https://calendly.com/mcrghomes/chat-with-kee) Keisha "Agent Kee" Mathews, Broker, Mathews & Co. Realty Group, CA DRE #01439130 Chapter markers (from your Filmora SRT of the edited episode, 49:36 total; re-check only if you re-record lines) 01:00 Introduction and this week's three matters 03:55 Mortgage rates: Freddie Mac's weekly survey 05:13 The Fed's September decision 05:59 The 10-year Treasury yield and the jobs report 07:41 Home prices in Sacramento, Placer, and El Dorado counties 09:57 What months of inventory tells you 11:00 Same price, higher rate: the monthly math 12:35 Affordability in our three counties 13:35 Renting, local jobs, and selling 16:07 How to measure what a home costs you 18:07 Your November 3 ballot 19:43 Proposition 1: the housing and veterans bond 23:34 Proposition 37: the new-home loan program 25:41 How the Proposition 37 structure could work 27:56 Who Proposition 37 would and would not reach 29:21 Five questions for evaluating any housing measure 31:00 Summary of both measures 32:20 Your credit and your debt before you apply 33:30 What households are carrying 35:59 What a quarter point costs, and credit utilization 38:21 Your 2026–2027 property tax bill 39:17 How your assessed value is set 41:26 When market value falls below assessed value 43:51 A worked example 45:14 Estimating property tax when you buy 46:40 Reading the rest of your bill 47:41 Property tax deadlines 48:46 Summary of the hour

2. 

   3 Oct 2026

   Elk Grove's New $60,000 Homebuyer Program and Rates Above 7%

   Mortgage rates crossed 7%. Elk Grove approved a second homebuyer assistance program. California signed new housing laws, including a pilot that names Sacramento County. State Farm and Allstate filed to return to the homeowners market. Agent Kee explains what each change means for buying, owning, and selling a home in the Sacramento region. Show notes • Market check: Freddie Mac's 30-year average reaches 7.03%, and how to compare lender quotes • Segment 1: Elk Grove's existing 80% AMI program and its new 81% to 120% AMI program, what we know, and how to prepare • Segment 2: The September 29 housing package, read through the costs of building: land, construction, fees, time, and financing • Segment 3: State Farm and Allstate's filings, why availability is not affordability, and insurance preparation for buyers and sellers • Extended: How deferred assistance loans affect your equity, and how to read housing statistics Schedule a conversation at AgentKee.com. Selling Sacramento airs live Wednesdays 1 to 2 PM on 97.5 FM KDEE, the Soul of Sacramento™.

3. 

   28 Sept 2026

   Mortgage Rates Near 7%: The Fed Rate Hike, California Proposition 37, and What Sacramento Buyers Should Do

   The Federal Reserve raised rates on September 16, 2026, for the first time since 2023, and mortgage rates are now near 7 percent. On this episode of Selling Sacramento, we talk through what that means for you, what California Proposition 37 on the November 3 ballot would actually do, and where the Sacramento housing market stands right now. In this episode: Does a Fed rate hike raise mortgage rates? Why mortgage rates follow the bond market, and what the Fed does affect directly, including credit cards and home equity lines of credit. How much a higher rate adds to a monthly payment on a Sacramento County median-priced home. What you control when rates rise: your credit, your debt, your loan type, how you compare lenders, and what you negotiate. What is California Proposition 37? How the proposed $25 billion CalHFA homebuyer loan program would work, who qualifies, and which homes are eligible. Why Proposition 37 is a loan, not a grant, and why it does not apply to existing homes. Down payment affordability and monthly payment affordability are two different problems. Which one Proposition 37 addresses. Sacramento County's August 2026 numbers: a $549,000 median price, flat from a year ago, with homes selling in a median of 25 days. Plus Placer and El Dorado counties. What sellers should do this fall, including how a rate buydown credit compares with a price reduction. Where buyers have room to negotiate. A note on timing: This episode aired live on September 23, 2026, when the Freddie Mac 30-year average was 6.95 percent. On September 24, it rose to 7.03 percent. Read the full written breakdown:https://agentkee.com/blog/california-proposition-37-fed-rate-hike-sacramento-housing-august-2026 Talk through your own numbers: Chat with Kee (https://calendly.com/mcrghomes/chat-with-kee) Listen live every Wednesday, 1 to 2 PM: 97.5 FM KDEE, the Soul of Sacramento | www.kdeefm.org/listen-live Sources: Federal Reserve; Freddie Mac Primary Mortgage Market Survey; California Association of REALTORS® August 2026 Home Sales and Price Report; California Secretary of State Official Voter Information Guide; Legislative Analyst's Office. Selling Sacramento: Market Clarity with Agent Kee is a weekly real estate radio show hosted by Keisha "Agent Kee" Mathews, broker and owner of Mathews & Co. Realty Group, airing live Wednesdays from 1 to 2 PM on 97.5 FM KDEE in Sacramento. Keisha "Agent Kee" MathewsBroker | Real Estate Economist | Strategic AdvisorMathews & Co. Realty Group | CA DRE #01439130 | #02015028

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

5.0 / 5

1 ratings

Podcast Authority Score: 43 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

74

Social presence

0

YouTube

0

Engagement

32

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